SOLD JUL 9, 2026

Closed on jul 2026

$300,000

•

1,318

sq ft

409 Hartman Ln, Waterloo, IL 62298

Track this home’s value and nearby sales activity

About this home

If you've been searching for a home that offers the perfect blend of comfort, updates, and future potential, this Waterloo gem deserves your attention. Featuring 3 bedrooms, 2 bathrooms, and a thoughtfully designed layout, this home is ready for its next chapter. Step inside to soaring vaulted ceilings that create an airy, spacious feel throughout the main living area. The open-concept design seamlessly connects the living room, dining space, and kitchen, making everyday living and entertaining effortless. The kitchen has been refreshed with a full suite of newer appliances and offers plenty of space to gather around morning coffee or weeknight meals. Practicality meets convenience with main-floor laundry and an oversized two-car garage that provides abundant room for vehicles, hobbies, and storage. Outside, the backyard is a standout feature—fully enclosed with an attractive newer fence and offering a level, usable space perfect for pets, play, gardening, or hosting family and friends. Need more room? The unfinished lower level is already equipped with a bathroom rough-in and offers endless possibilities for additional living space, a home gym, recreation room, or guest suite. Major updates provide peace of mind, including a brand-new roof installed in 2024. From the welcoming covered front porch to the expansive backyard retreat, this move-in ready property delivers the space, updates, and value today's buyers are looking for—all in one of Waterloo's most desirable locations.

Single-familyProperty Type

1999Year Built

0.37 acresLot Size

$228Price/Sq.Ft.

2 car garageParking

Listed by Christopher Kelly • Real Broker LLC

Bought with Christopher Kelly • Real Broker LLC

Redfin checked: a minute ago

•Source:MARIS as Distributed by MLS Grid #26034511

Redfin Estimate

$323,265

$23K over list price of $300K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 9% higher than the average sale price ($297K) of 5 comparable homes.

SOLD JUL 2, 2026
$329,900
A
3 beds2 baths1,500 sq ft
535 Shamrock Dr, Waterloo, IL 62298
SOLD JUL 29, 2026
$295,000
B
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298
SOLD JUN 1, 2026
$229,900
C
3 beds2 baths1,318 sq ft
627 Mark Dr, Waterloo, IL 62298
SOLD APR 3, 2026
$319,900
D
3 beds2 baths1,640 sq ft
497 Mary Dr, Waterloo, IL 62298
SOLD OCT 3, 2025
$308,000
E
3 beds2 baths1,530 sq ft
621 Hartman Ln, Waterloo, IL 62298

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
$10,000
2 beds2 baths1,200 sq ft
5245 Timber Lake Dr, Waterloo, IL 62298
$399,900
4 beds4 baths2,203 sq ft
720-722 Brittany Ct, Waterloo, IL 62298
$320,000
3 beds2.5 baths2,598 sq ft
118 Osterhage Dr, Waterloo, IL 62298
$339,900
3 beds2 baths1,500 sq ft
711 Ward, Waterloo, IL 62298
$385,000
4 beds2 baths2,641 sq ft
106 Elmwood St, Waterloo, IL 62298
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
See all

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Rental estimate

Est. $1,444 per month, based on comparable rentals

Sale and tax history for 409 Hartman Ln

Sale History
Tax History

Date

Event

Price

Public Records

Jul 28, 2026

Sold

$290,000

$220/sq ft

MARIS as Distributed by MLS Grid #26034511

Jul 9, 2026

Sold

Jun 29, 2026

Pending

—

Jun 10, 2026

Listed

$300,000

$228/sq ft

Jun 8, 2026

Coming Soon

$300,000

$228/sq ft

MARIS as Distributed by MLS Grid #25060457

Nov 10, 2025

Sold

Oct 8, 2025

Contingent

—

Sep 23, 2025

Price Changed

$299,900

$228/sq ft

Sep 10, 2025

Listed

$315,000

$239/sq ft

Sep 3, 2025

Coming Soon

$315,000

$239/sq ft

+31

Welcome home to this beautifully updated 3 bedrooms, 2 bath, property in Waterloo! Step inside to find an inviting open floor plan with vaulted ceilings in the living room, updated flooring, and a bright kitchen featuring a breakfast area and newer stainless steel appliances. The covered front porch is perfect for relaxing, while the oversized two-car attached garage offers ample space for vehicles and storage. Enjoy a large, flat backyard ideal for entertaining, pets, or play. Main floor laundry adds convenience, and the unfinished basement with bathroom rough-in provides the perfect opportunity to expand your living space. A brand-new roof (2024) gives peace of mind. This move-in ready home checks all the boxes—updated style, functional space, and a fantastic yard—all in a great Waterloo location! Showings will begin at the open house, Sept. 13, 11-1pm

Public Records

Apr 15, 2021

Sold

$185,000

$140/sq ft

MARIS as Distributed by MLS Grid #21004502

Apr 15, 2021

Pending

—

Mar 2, 2021

Contingent

—

Feb 16, 2021

Listed

$185,000

$140/sq ft

Jan 25, 2021

Coming Soon

$185,000

$140/sq ft

+25

Lovely 3 bedroom Waterloo home with a great location providing easy highway access! As you approach note the exceptional curb appeal offered by the beautiful brick front, charming covered porch, and mature shade trees. Step inside this great home to find the spacious family room boasting carpet flooring and a soaring vaulted ceiling. The charming kitchen offers ample cabinet/counter space & cozy breakfast area. The main floor master bedroom suite offers plenty of space and attached master bathroom w/ linen closet. Also on the main level find generously sized bedrooms 2 & 3, and the full hall bathroom. Other items of note include the attached 2 car garage w/ extension, newer HVAC & water heater, and full unfinished basement w/ sump well and rough-in for bathroom.

Public Records

Sep 1, 1999

Sold

$26,000

$20/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$5,157 (+6.6%)

$17,410 + $72,860

$90,270

2024

$4,839 (+15.4%)

$17,410 + $72,860

$90,270

2023

$4,192 (+8.5%)

$16,908 + $70,843

$87,751

2022

$3,863 (+0.9%)

$15,580 + $57,120

$72,700

2021

$3,828 (+2.0%)

$15,800 + $50,810

$66,610

2020

$3,753 (+0.8%)

$13,380 + $51,400

$64,780

2019

$3,723 (+1.9%)

$13,380 + $48,750

$62,130

2018

$3,655 (+2.1%)

$13,380 + $47,620

$61,000

2017

$3,579 (+4.9%)

$10,910 + $47,460

$58,370

2016

$3,413 (−3.5%)

$10,320 + $46,730

$57,050

2015

$3,535 (+12.2%)

$10,320 + $46,730

$57,050

2014

$3,150 (−1.7%)

$11,870 + $47,420

$59,290

2013

$3,205

$11,870 + $44,310

$56,180

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.37 Acres

Year renovated

1999

Sq. Ft.

1,318

Year built

1999

Style

Single Family Residential

County

Monroe County

APN

07-36-118-006-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Attached
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3
Main And Upper Level Bedrooms: 3
Upper Level Bedrooms: 0
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 2
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 2
Main And Upper Level Bathrooms: 2
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 0

Laundry Room Information
Laundry Features: Main Level

Basement Information
Has Basement
Basement Features: Roughed-In Bath, Storage Space, Unfinished

Other Rooms Information
Room Count: 0
# of Rooms: 8

Heating & Cooling
Heating Information: Forced Air, Natural Gas
Cooling Information: Central Air, Electric

Interior Features
Appliances: Stainless Steel Appliance(s), Dishwasher, Microwave, Oven, Refrigerator
Flooring: Carpet, Laminate

Exterior

Building Information
Construction Materials: Brick Veneer

Exterior Features
Patio And Porch Features: Patio
Fencing: Back Yard, Chain Link

Pool Information
Pool YN: 0

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 1,318
Above Grade Finished Area Source: Estimated
Below Grade Finished Area Source: Estimated

Lot Information
Lot Features: Level
Lot Size Acres: 0.37
Lot Size Source: Public Records

Financial

Tax Information
Tax Annual Amount: $4,839
Tax Annual Amount Description: Owner Occupied
Tax Year: 2024
Property Assessment City Tax YN: 1

Lease / Rent Details
Lease Considered YN: No

Financial Information
Second Mortgage YN: 0

Utilities

Utility Information
Water Source: Public
Electric: Single Phase
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Address Line: 409 Hartman LN, WTRL IL 62298

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,318
Stories: 1.0
Lot Size: 0.37 acres
Style: Single Family Residential
Year Built: 1999
Year Renovated: 1999
County: Monroe County
APN: 07-36-118-006-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Auction YN: 0
Home Warranty YN: No

Home Information
Living Area: 1318
Living Area Source: Estimated
Living Area Srch Sq Ft: 1318.00
Living Area Unknown YN: 1
Above Grade Finished Area Srch Sq Ft: 1318.00
Below Grade Finished Area Srch Sq Ft: 0.00
Foundation Details: Concrete Perimeter
Building Features: Basement, Bathrooms
Levels: One

Around this home

Schools

Gardner Elementary School

Public 4-5 • Assigned • 1.1mi

6/10

Waterloo Junior High School

Public 6-8 • Assigned • 1.2mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.0mi

6/10

Provided by GreatSchools

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

95/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Waterloo. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

11 hrs

7.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$308,000 – $372,000

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Home values near 409 Hartman Ln

Data from public records.

Address	Redfin Estimate
424 Hartmann Ln, Waterloo, IL 3 Beds \| 2.5 Baths \| 1757 Sq. Ft.	$293,298
401 Hartmann Ln, Waterloo, IL 3 Beds \| 4 Baths \| 1556 Sq. Ft.	$323,575

Address	Redfin Estimate
416 Hartmann Ln, Waterloo, IL 3 Beds \| 3 Baths \| 2028 Sq. Ft.	$340,346
405 Hartmann Ln, Waterloo, IL 3 Beds \| 4 Baths \| 1941 Sq. Ft.	$355,487

Address	Redfin Estimate
417 Hartmann Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1682 Sq. Ft.	$328,191
420 Hartmann Ln, Waterloo, IL 4 Beds \| 4 Baths \| 2472 Sq. Ft.	$345,002

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2026. This data may not match . Learn more.

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409 Hartman Ln, Waterloo, IL 62298

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About this home

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Market trends in 62298, IL

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Sale and tax history for 409 Hartman Ln

Public record

Property details

Parking

Interior

Exterior

Financial

Utilities

Location

Public facts

Other

Around this home

Schools

Climate risks

Historical weather

Sun exposure

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Home values near 409 Hartman Ln

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