OFF MARKET

Last listed at $149,900, CLOSED ON Feb 2018

$253,464

Est. refi paymentEst. refi $1,029/mo

•

1,522

sq ft

445 Monroe St, Waterloo, IL 62298

About this home

IMMACULATE, Well Taken Care of Full Brick Home 3 Bedroom 2 Bath with Basement, Attached Garage. and Large Level Yard. Entering this home you will notice the well maintained floors, cabinetry, fixtures and appliances. The large Living Room is only dwarfed by the additional Family Room with fireplace and abundant windows. The Kitchen was updated with cabinets galore, 3 comp. sink and stove. A pass thru opens to the Family Room and a Dining area is flanked by additional built-in cabinets. The Master Bedroom en suite has two closet(one is a walk-in), Bath with shower, adjacent to the Family Room. The larger Bedroom is located in the front of the home with and additional Bath with tub and the third Bedroom. A covered Patio for entertaining and a large yard with additional shed offers great spaces for outdoor fun. The roof was replaced in 2007. Great wood floors, doors and added millwork round out this affordable property near schools, shopping and dining. Come See This Diamond Today!

Single-familyProperty Type

1954Year Built

0.25 acresLot Size

$167Est. Price/Sq.Ft.

1 car garageParking

Listed by Connie Stellhorn-Schanter • Stellhorn Realty, Inc.

Bought with Mandy McGuire • Keller Williams Marquee

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #18001467

Redfin Estimate

$253,464

$104K over list price of $150K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 15.7% higher than the average sale price ($219K) of 6 comparable homes.

SOLD JUL 31, 2026
$189,900
A
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD MAR 13, 2026
$225,000
B
3 beds2 baths1,517 sq ft
239 N Main St, Waterloo, IL 62298
SOLD JUL 29, 2026
$295,000
C
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
D
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD AUG 26, 2026
$215,000
E
2 beds1 bath1,304 sq ft
405 Veterans Dr, Waterloo, IL 62298
SOLD JUN 12, 2026
$209,900
F
3 beds2.5 baths1,204 sq ft
237 N Moore St, Waterloo, IL 62298

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Earn from this home

Sell

$236,830

Est. take-home

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Refinance

Est. cash available

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Rent

$1,488/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

NEW 24 HRS AGO
$249,900
4 beds2 baths1,380 sq ft
306 Walnut St, Waterloo, IL 62298
COMING SOON
$199,900
3 beds1 bath1,121 sq ft
309 N Moore St, Waterloo, IL 62298
FOR SALE BY OWNER
$795,000
5 beds5 baths1,895 sq ft
207 Links Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$46,900
Studio— baths— sq ft
124 Kurken Dr, Waterloo, IL 62298
$275,000
3 beds2 baths2,076 sq ft
708 S Library St, Waterloo, IL 62298
$525,000
3 beds2 baths1,760 sq ft
4375 Jj Rd, Waterloo, IL 62298
$360,000
3 beds2 baths2,134 sq ft
4609 Fountain Brook Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 445 Monroe St

Year

Property tax

Land + Additions

Assessment*

2025

$4,774 (+6.9%)

$16,520 + $61,720

$78,240

2024

$4,464 (+13.9%)

$16,520 + $61,720

$78,240

2023

$3,920 (+15.0%)

$16,190 + $59,226

$75,416

2022

$3,409 (−2.1%)

$15,020 + $47,520

$62,540

2021

$3,484 (−8.8%)

$12,570 + $40,920

$53,490

2020

$3,819 (+2.8%)

$12,570 + $40,920

$53,490

2018

$3,714 (+255.9%)

$12,570 + $43,990

$56,560

2017

$1,043 (−0.8%)

$9,490 + $44,000

$53,490

2016

$1,052 (+0.8%)

$8,610 + $45,810

$54,420

2015

$1,043 (+3.9%)

$8,610 + $45,810

$54,420

2014

$1,004

$10,080 + $44,470

$54,550

2013

$1,004

$10,080 + $42,000

$52,080

Tax history for 445 Monroe St

Year

Property tax

Land + Additions

Assessment*

2025

$4,774 (+6.9%)

$16,520 + $61,720

$78,240

2024

$4,464 (+13.9%)

$16,520 + $61,720

$78,240

2023

$3,920 (+15.0%)

$16,190 + $59,226

$75,416

2022

$3,409 (−2.1%)

$15,020 + $47,520

$62,540

2021

$3,484 (−8.8%)

$12,570 + $40,920

$53,490

2020

$3,819 (+2.8%)

$12,570 + $40,920

$53,490

2018

$3,714 (+255.9%)

$12,570 + $43,990

$56,560

2017

$1,043 (−0.8%)

$9,490 + $44,000

$53,490

2016

$1,052 (+0.8%)

$8,610 + $45,810

$54,420

2015

$1,043 (+3.9%)

$8,610 + $45,810

$54,420

2014

$1,004

$10,080 + $44,470

$54,550

2013

$1,004

$10,080 + $42,000

$52,080

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.25 Acres

Year renovated

1954

Sq. Ft.

1,430

Year built

1954

Style

Single Family Residential

County

Monroe County

APN

07-24-382-010-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Attached Garage
Garage Spaces: 1
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 2

Room 1 Information
Room Type: Living Room
Room Dimensions: 19x12
Room Length: 19
Room Width: 12
Room Level: Second or Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 11x10
Room Length: 11
Room Width: 10
Room Level: Second or Main

Room 3 Information
Room Type: Family Room
Room Dimensions: 17x13
Room Length: 17
Room Width: 13
Room Level: Second or Main

Room 4 Information
Room Type: Dining Room
Room Dimensions: 8x10
Room Length: 8
Room Width: 10
Room Level: Second or Main

Room 5 Information
Room Type: Master Bedroom
Room Dimensions: 13x12
Room Length: 13
Room Width: 12
Room Level: Second or Main

Room 6 Information
Room Type: Bedroom
Room Dimensions: 12x10
Room Length: 12
Room Width: 10
Room Level: Second or Main

Room 7 Information
Room Type: Bedroom
Room Dimensions: 13x10
Room Length: 13
Room Width: 10
Room Level: Second or Main

Room 8 Information
Room Type: Bathroom
Room Dimensions: 13x10
Room Length: 13
Room Width: 10
Room Level: Second or Main

Room 9 Information
Room Type: Master Bathroom
Room Dimensions: 7x6
Room Length: 7
Room Width: 6
Room Level: Second or Main

Basement Information
Basement Features: Full

Other Rooms Information
# of Rooms: 7

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Full Masonry

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Interior Features: Bookcases, Special Millwork
Appliances: Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator

Exterior

Building Information
Construction Materials: Brick

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,522
Above Grade Finished Area Source: Other
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Level Lot
Lot Size Acres: 0.25
Lot Size Dimensions: 70 x 155
Lot Size Source: Other

Financial

Tax Information
Tax Annual Amount: $1,051
Tax Year: 2016

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Old Rt 3 (Market Street) to Columbia Ave to Monroe. House on Rt.
Cross Street: Columbia Ave

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,430
Stories: 1.0
Lot Size: 0.25 acres
Style: Single Family Residential
Year Built: 1954
Year Renovated: 1954
County: Monroe County
APN: 07-24-382-010-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 1522
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.5mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.5mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$241,000 – $292,000

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New listings for sale in 62298

NEW 24 HRS AGO

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COMING SOON

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FOR SALE BY OWNER

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FOR SALE BY OWNER

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FOR SALE BY OWNER

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Home values near 445 Monroe St

Data from public records.

Address	Redfin Estimate
436 Monroe Street, Waterloo, IL 4 Beds \| 2.5 Baths \| 2364 Sq. Ft.	$277,382
444 Monroe Street, Waterloo, IL 3 Beds \| 2.5 Baths \| 2438 Sq. Ft.	$283,374

Address	Redfin Estimate
432 Monroe Street, Waterloo, IL 3 Beds \| 2 Baths \| 1042 Sq. Ft.	$218,122
437 Monroe Street, Waterloo, IL 2 Beds \| 2 Baths \| 962 Sq. Ft.	$221,483

Address	Redfin Estimate
433 Monroe Street, Waterloo, IL 3 Beds \| 3 Baths \| 1544 Sq. Ft.	$265,193
448 Monroe Street, Waterloo, IL 2 Beds \| 1.5 Baths \| 1432 Sq. Ft.	$242,767

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2018. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 445 Monroe St

Tax history for 445 Monroe St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 445 Monroe St

More real estate resources