OFF MARKET

Last listed at $175,000, CLOSED ON Aug 2020

$242,767

Est. refi paymentEst. refi $1,139/mo

•

1,432

sq ft

448 Monroe St, Waterloo, IL 62298

About this home

The fine craftsmanship shines through in this cozy ranch with an amazing custom kitchen that features handcrafted oak cabinetry, Corian counters and backsplash, and a stunning oak plank floor with handmade walnut pegs and borders. Enjoy the peaceful backyard view from the garden window over the kitchen sink. Beautiful oak floors have been refinished and fresh paint throughout much of the home makes it easy to just move right in. The main floor bath has a beautiful light oak parquet floor and walk-in shower. You will LOVE the staircase to the finished attic storage area. A big bonus room in the lower level has a full closet and a built-in desk too. Like to garden? The oversized lot is .40 acres, with a perfect sunny spot to raise fruits and vegetables or provide room to play. Updates include new roof 2014, bath remodel 2014, windows 2011, radon mitigation 2020. HWA Home Warranty provided by the seller. This property is agent owned as part of a Trust. Pre-qual letter required with offer.

Single-familyProperty Type

1956Year Built

0.4 acresLot Size

$170Est. Price/Sq.Ft.

1 car garageParking

Listed by Barbara Markham • RE/MAX Preferred

Bought with Angela Laskowski • RE/MAX Results Realty

Redfin checked: 3 minutes ago

•Source:MARIS as Distributed by MLS Grid #20036495

Redfin Estimate

$242,767

$68K over list price of $175K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.6% lower than the average sale price ($244K) of 6 comparable homes.

SOLD AUG 26, 2026
$215,000
A
2 beds1 bath1,304 sq ft
405 Veterans Dr, Waterloo, IL 62298
SOLD JUL 10, 2026
$259,000
B
3 beds1 bath1,690 sq ft
700 Waterloo Dr, Waterloo, IL 62298
SOLD AUG 28, 2026
$285,000
C
2 beds2 baths2,290 sq ft
719 Waterloo Dr, Waterloo, IL 62298
SOLD MAY 28, 2026
$262,293
D
2 beds1.5 baths1,336 sq ft
1159 Lakeview Dr, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
E
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD NOV 18, 2025
$254,900
F
3 beds1.5 baths1,671 sq ft
404 N Library St, Waterloo, IL 62298

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Earn from this home

Sell

$226,747

Est. take-home

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Refinance

Est. cash available

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Rent

$1,443/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.7%

+0.4% MoM

Median sale price

$335K

$28K MoM

Avg. days on market

47d

0 days MoM

Recently sold homes

16 MoM

New listings for sale

OPEN SUN, 3PM TO 5PM
$525,000
3 beds2 baths1,760 sq ft
4375 Jj Rd, Waterloo, IL 62298
NEW 1 DAY AGO
$180,000
2 beds1 bath768 sq ft
504 Stiening St, Waterloo, IL 62298
$379,900
3 beds2 baths2,134 sq ft
4609 Fountain Brook Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$111,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 448 Monroe St

Year

Property tax

Land + Additions

Assessment*

2025

$4,057 (+7.2%)

$17,630 + $48,850

$66,480

2024

$3,786 (+13.2%)

$17,630 + $48,850

$66,480

2023

$3,345 (+1.1%)

$17,077 + $46,880

$63,957

2022

$3,309 (−2.0%)

$15,770 + $37,590

$53,360

2021

$3,375 (+2.9%)

$15,940 + $35,980

$51,920

2020

$3,280 (+107.9%)

$13,490 + $38,330

$51,820

2018

$1,578

$13,490 + $35,140

$48,630

2017

$1,577 (−0.8%)

$11,270 + $35,510

$46,780

2016

$1,589 (+0.8%)

$10,740 + $36,990

$47,730

2015

$1,577 (+4.0%)

$10,740 + $36,990

$47,730

2014

$1,517

$12,320 + $35,910

$48,230

2013

$1,518

$12,320 + $34,250

$46,570

Tax history for 448 Monroe St

Year

Property tax

Land + Additions

Assessment*

2025

$4,057 (+7.2%)

$17,630 + $48,850

$66,480

2024

$3,786 (+13.2%)

$17,630 + $48,850

$66,480

2023

$3,345 (+1.1%)

$17,077 + $46,880

$63,957

2022

$3,309 (−2.0%)

$15,770 + $37,590

$53,360

2021

$3,375 (+2.9%)

$15,940 + $35,980

$51,920

2020

$3,280 (+107.9%)

$13,490 + $38,330

$51,820

2018

$1,578

$13,490 + $35,140

$48,630

2017

$1,577 (−0.8%)

$11,270 + $35,510

$46,780

2016

$1,589 (+0.8%)

$10,740 + $36,990

$47,730

2015

$1,577 (+4.0%)

$10,740 + $36,990

$47,730

2014

$1,517

$12,320 + $35,910

$48,230

2013

$1,518

$12,320 + $34,250

$46,570

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.4 Acres

Year renovated

1956

Sq. Ft.

1,252

Year built

1956

Style

Single Family Residential

County

Monroe County

APN

07-24-383-003-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 1
Parking Total: 1
Parking Features: Attached Garage, Garage Door Opener
Garage Spaces: 1
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 2

Bathroom Information
# of Full Baths (Total): 1
# of Half Baths (Total): 1
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Living Room
Room Dimensions: 12x17
Room Length: 12
Room Width: 17
Room Level: Second or Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 12x15
Room Length: 12
Room Width: 15
Room Level: Second or Main

Room 3 Information
Room Type: Family Room
Room Dimensions: 16x17
Room Length: 16
Room Width: 17
Room Level: Second or Main

Room 4 Information
Room Type: Bedroom
Room Dimensions: 10x11
Room Length: 10
Room Width: 11
Room Level: Second or Main

Room 5 Information
Room Type: Master Bedroom
Room Dimensions: 11x11
Room Length: 11
Room Width: 11
Room Level: Second or Main

Room 6 Information
Room Type: Office
Room Dimensions: 7x8
Room Length: 7
Room Width: 8
Room Level: Second or Main

Room 7 Information
Room Type: Bonus Room
Room Dimensions: 12x15
Room Length: 12
Room Width: 15
Room Level: First or Lower

Basement Information
Has Basement
Basement Features: Concrete, Partially Finished, Partial, Concrete, Radon Mitigation System

Other Rooms Information
# of Rooms: 7

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Ceiling Fan(s), Electric

Interior Features
Interior Features: Carpets, Window Treatments, Some Wood Floors
Window Features: Greenhouse Windows, Some Insulated Wndws, Some Storm Windows
Appliances: Dishwasher, Dryer, Gas Oven, Refrigerator

Exterior

Building Information
Construction Materials: Aluminum Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Other Structures: Shed(s)
Above Grade Finished Area: 1,252
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 180
Below Grade Finished Area Source: Owner

Lot Information
Lot Features: Level Lot, Streetlights
Lot Size Acres: 0.4
Lot Size Dimensions: irregular
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $1,578
Tax Year: 2018

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt. 3 to Columbia Ave. to Monroe Street
Cross Street: Columbia Ave

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,252
Stories: 1.0
Lot Size: 0.4 acres
Style: Single Family Residential
Year Built: 1956
Year Renovated: 1956
County: Monroe County
APN: 07-24-383-003-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Wednesday, June 24, 2020

Home Information
Living Area: 1432
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.5mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.5mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$231,000 – $280,000

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Home values near 448 Monroe St

Data from public records.

Address	Redfin Estimate
436 Monroe Street, Waterloo, IL 4 Beds \| 2.5 Baths \| 2364 Sq. Ft.	$277,382
444 Monroe Street, Waterloo, IL 3 Beds \| 2.5 Baths \| 2438 Sq. Ft.	$283,374

Address	Redfin Estimate
432 Monroe Street, Waterloo, IL 3 Beds \| 2 Baths \| 1042 Sq. Ft.	$218,122
437 Monroe Street, Waterloo, IL 2 Beds \| 2 Baths \| 962 Sq. Ft.	$221,483

Address	Redfin Estimate
433 Monroe Street, Waterloo, IL 3 Beds \| 3 Baths \| 1544 Sq. Ft.	$265,193
445 Monroe Street, Waterloo, IL 3 Beds \| 2 Baths \| 1522 Sq. Ft.	$253,464

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2020. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 448 Monroe St

Tax history for 448 Monroe St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 448 Monroe St

More real estate resources