OFF MARKET

Last listed at $175,000, CLOSED ON Nov 2022

$230,492

Est. refi paymentEst. refi $1,210/mo

•

1,797

sq ft

458 N Library St, Waterloo, IL 62298

About this home

Affordable and spacious 1.5 story home in Waterloo! This home is conveniently located off of Columbia Avenue by Gibault. It has easy access to Route 3, as well as downtown. As you walk inside you will notice the open floor plan between the living room and kitchen. The kitchen has been updated with new flooring and has lots of cabinet space! The large dining room gives you lots of options for designing a great space. Two bedrooms, one with two large closets are also located on the main level as well as a full bathroom. Continue upstairs and be pleasantly surprised with new luxury vinyl plank flooring, a loft, and a bedroom! The backyard is fully fenced in with a shed, and an attached one car garage is located on the side of the home. This home is being sold as is.

Single-familyProperty Type

1946Year Built

8,712 sq ftLot Size

$128Est. Price/Sq.Ft.

1 car garageParking

Listed by Monica Schmidt • Keller Williams Pinnacle

Bought with Monica Schmidt • Keller Williams Pinnacle

Redfin checked: a minute ago

•Source:MARIS as Distributed by MLS Grid #22060930

Redfin Estimate

$230,492

$55K over list price of $175K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0% lower than the average sale price ($231K) of 6 comparable homes.

SOLD APR 3, 2026
$319,900
A
3 beds2 baths1,640 sq ft
497 Mary Dr, Waterloo, IL 62298
SOLD JUL 10, 2026
$259,000
B
3 beds1 bath1,690 sq ft
700 Waterloo Dr, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
C
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD MAR 13, 2026
$225,000
D
3 beds2 baths1,517 sq ft
239 N Main St, Waterloo, IL 62298
SOLD JUL 10, 2026
$209,900
E
3 beds1 bath1,654 sq ft
401 Park St, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
F
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298

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Earn from this home

Sell

$215,177

Est. take-home

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Refinance

Est. cash available

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Rent

$1,393/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

NEW 13 MINS AGO
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$465,000
3 beds3 baths1,499 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 458 N Library St

Year

Property tax

Land + Additions

Assessment*

2025

$3,347 (+3.0%)

$16,170 + $44,430

$60,600

2024

$3,248 (+17.6%)

$16,170 + $44,430

$60,600

2023

$2,763 (−0.9%)

$15,915 + $44,958

$60,873

2022

$2,788 (+13.1%)

$14,800 + $35,100

$49,900

2021

$2,465 (+0.3%)

$15,020 + $34,730

$49,750

2020

$2,459 (−5.1%)

$10,620 + $33,230

$43,850

2019

$2,592 (+6.3%)

$10,620 + $32,110

$42,730

2018

$2,438 (+3.3%)

$10,620 + $33,610

$44,230

2017

$2,361 (+4.9%)

$8,200 + $32,650

$40,850

2016

$2,250

$7,010 + $32,650

$39,660

2015

$2,250 (+7.9%)

$7,010 + $32,650

$39,660

2014

$2,085 (+2.3%)

$8,170 + $31,750

$39,920

2013

$2,039

$8,170 + $29,760

$37,930

Tax history for 458 N Library St

Year

Property tax

Land + Additions

Assessment*

2025

$3,347 (+3.0%)

$16,170 + $44,430

$60,600

2024

$3,248 (+17.6%)

$16,170 + $44,430

$60,600

2023

$2,763 (−0.9%)

$15,915 + $44,958

$60,873

2022

$2,788 (+13.1%)

$14,800 + $35,100

$49,900

2021

$2,465 (+0.3%)

$15,020 + $34,730

$49,750

2020

$2,459 (−5.1%)

$10,620 + $33,230

$43,850

2019

$2,592 (+6.3%)

$10,620 + $32,110

$42,730

2018

$2,438 (+3.3%)

$10,620 + $33,610

$44,230

2017

$2,361 (+4.9%)

$8,200 + $32,650

$40,850

2016

$2,250

$7,010 + $32,650

$39,660

2015

$2,250 (+7.9%)

$7,010 + $32,650

$39,660

2014

$2,085 (+2.3%)

$8,170 + $31,750

$39,920

2013

$2,039

$8,170 + $29,760

$37,930

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

8,776 Sq. Ft.

Year renovated

1946

Sq. Ft.

1,220

Year built

1946

Style

Single Family Residential

County

Monroe County

APN

07-24-449-019-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 1
Parking Features: Attached Garage, Off Street
Garage Spaces: 1
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 2

Bathroom Information
# of Full Baths (Total): 1
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Living Room
Room Level: Main

Room 2 Information
Room Type: Kitchen
Room Level: Main

Room 3 Information
Room Type: Dining Room
Room Level: Main

Room 4 Information
Room Type: Laundry
Room Level: Main

Room 5 Information
Room Type: Bedroom
Room Level: Main

Room 6 Information
Room Type: Bedroom
Room Level: Main

Room 7 Information
Room Type: Bathroom
Room Level: Main

Room 8 Information
Room Type: Loft
Room Level: Upper

Room 9 Information
Room Type: Bedroom
Room Level: Upper

Basement Information
Has Basement
Basement Features: Block, Crawl Space, Partial, Unfinished

Other Rooms Information
# of Rooms: 9

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Insert

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Interior Features: Some Wood Floors
Appliances: Dishwasher, Microwave, Gas Oven, Refrigerator

Exterior

Building Information
Construction Materials: Vinyl Siding

Property Information
Ownership Type: Owner by Contract
Property Type: Residential
Property Sub Type: Residential
Other Structures: Shed(s)
Above Grade Finished Area: 1,797
Above Grade Finished Area Source: Public Records

Lot Information
Lot Features: Chain Link Fence, Fencing, Streetlights
Lot Size Acres: 0.2
Lot Size Dimensions: .2
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $2,459
Tax Year: 2020

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,220
Stories: 1.0
Lot Size: 8,776 square feet
Style: Single Family Residential
Year Built: 1946
Year Renovated: 1946
County: Monroe County
APN: 07-24-449-019-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Thursday, September 22, 2022

Home Information
Living Area: 1797
Levels: One and One Half

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.4mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.4mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.8mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 19 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$219,000 – $266,000

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New listings for sale in 62298

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$898,000

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FOR SALE BY OWNER

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$114,000

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Home values near 458 N Library St

Data from public records.

Address	Redfin Estimate
440 N Library Street, Waterloo, IL 2 Beds \| 2 Baths \| 955 Sq. Ft.	$194,026
450 N Library Street, Waterloo, IL 2 Beds \| 3 Baths \| 875 Sq. Ft.	$198,816

Address	Redfin Estimate
455 N Library Street, Waterloo, IL 3 Beds \| 2 Baths \| 896 Sq. Ft.	$204,754
453 N Library Street, Waterloo, IL 3 Beds \| 1 Baths \| 953 Sq. Ft.	$200,485

Address	Redfin Estimate
454 N Library Street, Waterloo, IL 3 Beds \| 1 Baths \| 975 Sq. Ft.	$213,609
444 N Library Street, Waterloo, IL 3 Beds \| 3 Baths \| 1579 Sq. Ft.	$234,422

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2022. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 458 N Library St

Tax history for 458 N Library St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 458 N Library St

More real estate resources