For sale
$227,500
Est. $1,550/mo
3
bd
2 ba
1,484
sq ft

404 S Main St, Waterloo, IL 62298

map-entry

About this home

Single-familyProperty Type
1908Year Built
0.39 acresLot Size
$153Price/Sq.Ft.
Listed by JoAnn Meier RE/MAX First Choice
Listing updated:
Redfin checked: a few seconds ago
Source:MARIS as Distributed by MLS Grid #26045645
54 days on Redfin125 views2 favorites

Payment calculator

$1,550 per month

Principal and interest$1,226
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($45,500)
Home price
$227,500
Loan details
30-yr fixed, 7.13%
5 minutes to get started. No credit impact. 

See this home in person

Open houses
No upcoming open houses.

Around this home

Schools

Gardner Elementary School

Public 4-5 • Assigned • 0.5mi

6/10
Waterloo Junior High School

Public 6-8 • Assigned • 0.6mi

7/10
Waterloo High School

Public 9-12 • Assigned • 1.1mi

6/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

404 S Main St · $227,500
$228K and above
75% chance or better to win
Why $228K+ is a strong offer
DAYS ON MARKET
55 days
The average home goes pending in 43 days.
SALE-TO-LIST
98.2%
Most homes are selling 2% below list price.
About offer insights

Property details

Kitchen

Kitchen

Bathroom

Bathroom

Bedroom

Bedroom

Living

Living

  • Interior features
  • Fireplace (1)
  • Cellar and crawl space basement
  • 8 total rooms
  • Bedrooms
  • 3 bedrooms, all on the main level
  • Bathrooms
  • 2 full bathrooms, both on the main level
  • Kitchen
  • Dishwasher
  • Disposal
  • Microwave
  • Gas oven
  • Free-standing gas range
  • Refrigerator
  • Water heater
  • Laundry & utility
  • Main-level laundry room (in hall)
  • Flooring
  • Carpet
  • Laminate
  • Heating & cooling
  • Forced air heating (natural gas)
  • Central air conditioning

Sale and tax history for 404 S Main St

Public record

Beds
3
Baths
3
Stories
1
Lot width
Lot depth
Lot size
0.39 Acres
Year renovated
1908
Finished Sq. Ft.
1,484
Unfinished Sq. Ft.
Total Sq. Ft.
1,484
Year built
1908
Style
Single Family Residential
County
Monroe County
APN
07-25-434-003-000
Parking Spaces
Basement
Accessible
HOA Dues
Garage
Features
Last updated by owner on Aug 26, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298
Average low and high temperatures (°F)
38
21
48
28
66
42
71
52
75
57
86
68
90
73
87
66
83
61
74
50
58
41
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

93/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.7 hrs
5.9 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 404 S Main St

$220,718
$6,783 under list price of $228K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $190K to $240K.

More resources

Rental earnings

Est. $1,478 per month, based on comparable rentals

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Details provided by MARIS as Distributed by MLS Grid and may not match the public record. Learn more.
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GreatSchools Ratings provided by GreatSchools.org.