For sale
$225,000
Est. $1,550/mo —
3
bd
•
2 ba
•
1,484
sq ft

404 S Main St, Waterloo, IL 62298

map-entry

About this home

Single-familyProperty Type
1908Year Built
0.39 acresLot Size
$152Price/Sq.Ft.
Listed by JoAnn Meier • RE/MAX First Choice
Listing updated:
Redfin checked: 3 minutes ago
•Source:MARIS as Distributed by MLS Grid #26045645
100 days on Redfin • 205 views • 2 favorites

Payment calculator

$1,550 per month

Principal and interest$1,228
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($45,000)
Home price
$225,000
Loan details
30-yr fixed, 7.25%
5 minutes to get started. No credit impact. 

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Around this home

Schools

Gardner Elementary School

Public 4-5 • Assigned • 0.5mi

6/10
Waterloo Junior High School

Public 6-8 • Assigned • 0.6mi

7/10
Waterloo High School

Public 9-12 • Assigned • 1.1mi

6/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

404 S Main St · $225,000
$225K and above
75% chance or better to win
Why $225K+ is a strong offer
DAYS ON MARKET
101 days
The average home goes pending in 38 days.
SALE-TO-LIST
100.3%
Most homes are selling 0% above list price.
About offer insights

Property details

Kitchen

Kitchen

Bathroom

Bathroom

Bedroom

Bedroom

Living

Living

Dining

Dining

  • Interior features
  • Fireplace (1)
  • Cellar and crawl space basement
  • 8 total rooms
  • Bedrooms
  • 3 bedrooms, all on the main level
  • Bathrooms
  • 2 full bathrooms, both on the main level
  • Kitchen
  • Dishwasher
  • Disposal
  • Microwave
  • Gas oven
  • Free-standing gas range
  • Refrigerator
  • Water heater
  • Laundry & utility
  • Main-level laundry room (in hall)
  • Flooring
  • Carpet
  • Laminate
  • Heating & cooling
  • Forced air heating (natural gas)
  • Central air conditioning

Sale and tax history for 404 S Main St

Public record

Beds
3
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
0.39 Acres
Year renovated
1908
Finished Sq. Ft.
1,484
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,484
Year built
1908
Style
Single Family Residential
County
Monroe County
APN
07-25-434-003-000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298
Average low and high temperatures (°F)
38
21
48
28
66
42
71
52
75
57
86
68
90
72
87
66
85
60
74
50
58
41
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

93/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.7 hrs
5.9 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 404 S Main St

$219,367
$5,633 under list price of $225K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $190K to $240K.

More resources

Rental earnings

Est. $1,503 per month, based on comparable rentals

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Details provided by MARIS as Distributed by MLS Grid and may not match the public record. Learn more.
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GreatSchools Ratings provided by GreatSchools.org.