OFF MARKET

Last listed at $134,900, closed on aug 2015

$224,539

Est. refi paymentEst. refi $1,149/mo

•

1,120

sq ft

527 S Church St S, Waterloo, IL 62298

About this home

Located in the in the heart of Historic Waterloo, this well maintained and nicely updated ranch home offers ease of living and convenient location to local amenities. Morrison Talbot Library and downtown Main Street District are easily within walking distance! Find neutral decor and updates throughout- some newer light fixtures, HVAX in 2012, windows in 2011, & roof in 2007. Sit and enjoy your morning coffee from the generous front porch or entertain in the large living room that opens to the eat-in kitchen. Find loads of cabinetry and abundant counter space, as well as center island and some newer appliances! Master bedroom features double closets. The full bathroom offers an oversized vanity and ceramic tile flooring. Outside is ideal for entertaining with the private patio area, plenty of room to roam, and wood fence. Find abundant off street parking, over-sized detached garage, and established landscaping.

Single-familyProperty Type

1988Year Built

9,583 sq ftLot Size

$200Est. Price/Sq.Ft.

1 car garageParking

Listed by Linda Frierdich • Century 21 Advantage

Bought with Linda Frierdich • Century 21 Advantage

Redfin checked: a few seconds ago

•Source:MARIS as Distributed by MLS Grid #4409704

Redfin Estimate

$224,539

$90K over list price of $135K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.4% lower than the average sale price ($242K) of 6 comparable homes.

SOLD AUG 3, 2026
$224,900
A
3 beds1 bath1,128 sq ft
429 Sunset Dr, Waterloo, IL 62298
SOLD APR 16, 2026
$185,000
B
2 beds1 bath980 sq ft
207 Hoener Ave, Waterloo, IL 62298
SOLD AUG 26, 2026
$215,000
C
2 beds1 bath1,304 sq ft
405 Veterans Dr, Waterloo, IL 62298
SOLD APR 3, 2026
$285,000
D
3 beds2 baths1,332 sq ft
707 S Library St, Waterloo, IL 62298
SOLD APR 3, 2026
$319,900
E
3 beds2 baths1,640 sq ft
497 Mary Dr, Waterloo, IL 62298
SOLD SEP 1, 2026
$225,000
F
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298

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Earn from this home

Sell

$209,566

Est. take-home

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Refinance

Est. cash available

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Rent

$1,371/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

$369,900
4 beds2 baths2,272 sq ft
1024 W Fallen Lake Dr, Waterloo, IL 62298
$10,000
2 beds2 baths1,200 sq ft
5245 Timber Lake Dr, Waterloo, IL 62298
$399,900
4 beds4 baths2,203 sq ft
720-722 Brittany Ct, Waterloo, IL 62298
$320,000
3 beds2.5 baths2,598 sq ft
118 Osterhage Dr, Waterloo, IL 62298
COMING SOON
$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
$339,900
3 beds2 baths1,500 sq ft
711 Ward, Waterloo, IL 62298
OPEN SUN, 12PM TO 2PM
$385,000
4 beds2 baths2,641 sq ft
106 Elmwood St, Waterloo, IL 62298
OPEN SUN, 1PM TO 3PM
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 527 S Church St S

Year

Property tax

Land + Additions

Assessment*

2025

$3,628 (+8.6%)

$16,430 + $48,780

$65,210

2024

$3,340 (+2.1%)

$16,430 + $48,780

$65,210

2023

$3,273 (+8.5%)

$16,106 + $46,321

$62,427

2022

$3,016 (+10.1%)

$14,960 + $43,080

$58,040

2021

$2,739 (−0.4%)

$15,190 + $38,140

$53,330

2020

$2,751 (+4.9%)

$11,980 + $36,080

$48,060

2019

$2,622 (+3.5%)

$11,980 + $35,130

$47,110

2018

$2,534 (+2.1%)

$11,980 + $32,700

$44,680

2017

$2,481 (+5.8%)

$9,100 + $33,130

$42,230

2016

$2,345 (+2.3%)

$8,120 + $32,950

$41,070

2015

$2,291 (−2.1%)

$8,120 + $32,950

$41,070

2014

$2,339 (−3.1%)

$9,490 + $31,040

$40,530

2013

$2,414

$9,490 + $34,310

$43,800

Tax history for 527 S Church St S

Year

Property tax

Land + Additions

Assessment*

2025

$3,628 (+8.6%)

$16,430 + $48,780

$65,210

2024

$3,340 (+2.1%)

$16,430 + $48,780

$65,210

2023

$3,273 (+8.5%)

$16,106 + $46,321

$62,427

2022

$3,016 (+10.1%)

$14,960 + $43,080

$58,040

2021

$2,739 (−0.4%)

$15,190 + $38,140

$53,330

2020

$2,751 (+4.9%)

$11,980 + $36,080

$48,060

2019

$2,622 (+3.5%)

$11,980 + $35,130

$47,110

2018

$2,534 (+2.1%)

$11,980 + $32,700

$44,680

2017

$2,481 (+5.8%)

$9,100 + $33,130

$42,230

2016

$2,345 (+2.3%)

$8,120 + $32,950

$41,070

2015

$2,291 (−2.1%)

$8,120 + $32,950

$41,070

2014

$2,339 (−3.1%)

$9,490 + $31,040

$40,530

2013

$2,414

$9,490 + $34,310

$43,800

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

9,450 Sq. Ft.

Year renovated

1988

Sq. Ft.

1,120

Year built

1988

Style

Single Family Residential

County

Monroe County

APN

07-25-407-025-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Detached
Garage Spaces: 1
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 2

Bathroom Information
# of Full Baths (Total): 1
# of Half Baths (Total): 1
# of Main Level Bathrooms (Total): 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Bedroom
Room Length: 13
Room Width: 11
Room Level: Second or Main

Room 2 Information
Room Type: Dining Room
Room Length: 13
Room Width: 9
Room Level: Second or Main

Room 3 Information
Room Type: Kitchen
Room Length: 13
Room Width: 12
Room Level: Second or Main

Room 4 Information
Room Type: Living Room
Room Length: 20
Room Width: 13
Room Level: Second or Main

Room 5 Information
Room Type: Bedroom
Room Length: 13
Room Width: 9
Room Level: Second or Main

Basement Information
Basement Features: Full

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Appliances: Dishwasher, Disposal, Range, Refrigerator

Exterior

Building Information
Construction Materials: Vinyl Siding
Roof: Asphalt

Property Information
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,120

Lot Information
Lot Size Acres: 0.22
Lot Size Dimensions: .22

Financial

Tax Information
Tax Annual Amount: $2,414
Tax Year: 2013

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Amenities: Patio

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt 3 Park Street, to right on S Church to home

Public facts

Beds: 2
Baths: 3.0
Sq. Ft.: 1,120
Stories: 1.0
Lot Size: 9,450 square feet
Style: Single Family Residential
Year Built: 1988
Year Renovated: 1988
County: Monroe County
APN: 07-25-407-025-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 1120
Levels: One

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.7mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.8mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.0mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$214,000 – $259,000

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New listings for sale in 62298

$369,900

4 beds2 baths2,272 sq ft

1024 W Fallen Lake Dr, Waterloo, IL 62298

$10,000

2 beds2 baths1,200 sq ft

5245 Timber Lake Dr, Waterloo, IL 62298

$399,900

4 beds4 baths2,203 sq ft

720-722 Brittany Ct, Waterloo, IL 62298

$320,000

3 beds2.5 baths2,598 sq ft

118 Osterhage Dr, Waterloo, IL 62298

COMING SOON

$215,000

3 beds1 bath1,797 sq ft

458 N Library St, Waterloo, IL 62298

$339,900

3 beds2 baths1,500 sq ft

711 Ward, Waterloo, IL 62298

OPEN SUN, 12PM TO 2PM

$385,000

4 beds2 baths2,641 sq ft

106 Elmwood St, Waterloo, IL 62298

OPEN SUN, 1PM TO 3PM

$424,900

4 beds3 baths3,644 sq ft

624 Timberline Dr, Waterloo, IL 62298

$925,000

6 beds4.5 baths5,900 sq ft

324 Druscilla Ln, Waterloo, IL 62298

Home values near 527 S Church St S

Data from public records.

Address	Redfin Estimate
605 South Church St, Waterloo, IL 2 Beds \| 1 Baths \| 884 Sq. Ft.	$174,182
609 South Church St, Waterloo, IL 4 Beds \| 3 Baths \| 806 Sq. Ft.	$203,877

Address	Redfin Estimate
601 South Church St, Waterloo, IL 2 Beds \| 1 Baths \| 1083 Sq. Ft.	$182,714
608 South Church St, Waterloo, IL 3 Beds \| 2 Baths \| 1600 Sq. Ft.	$234,505

Address	Redfin Estimate
518 South Church St, Waterloo, IL 4 Beds \| 4 Baths \| 1686 Sq. Ft.	$314,634
603 South Church St, Waterloo, IL 2 Beds \| 2 Baths \| 816 Sq. Ft.	$198,485

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2015. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 527 S Church St S

Tax history for 527 S Church St S

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 527 S Church St S

More real estate resources