Full-Brick Ranch with Fireplaces and Updates Throughout! This full-brick ranch home offers comfort, character, and convenience with numerous updates and a well-kept yard. Step inside to find a spacious great room and dining combination centered around a full masonry, real-stone woodburning fireplace — perfect for cozy nights and entertaining. The living room features carpet replaced just two years ago, while fresh paint on ceilings and walls gives the home a bright, move-in-ready feel. The kitchen features durable vinyl plank flooring that flows through the hall and bath, plus a newer stove. It also has a refrigerator, dishwasher, microwave and garbage disposal. A sliding glass door leads out to the patio, ideal for outdoor dining or morning coffee in the private backyard. The main bath has been refreshed with new flooring and a new toilet, complementing the home’s overall well-maintained condition. Downstairs, the lower level offers even more living space and includes a second masonry woodburning fireplace with a full brick hearth providing a warm and inviting area for gatherings or relaxation. The hearth has a built in wood box for storing your logs and keeping the mess off your carpet. The home’s systems have been thoughtfully maintained with gutters and gutter guards replaced approximately two years ago, along with an exterior sliding door replacement within the last two years. A spacious two-car attached garage adds convenience and storage. The property’s brick exterior offers timeless curb appeal and low maintenance, while the neatly kept yard provides space for gardening, play, or simply enjoying the outdoors. There is a majestic healthy Oak Tree adding to the curb appeal of the home. This one-owner home has been lovingly cared for and is ready for its next owner to enjoy. With quality updates already completed and classic features like real-stone fireplaces and solid brick construction, it combines durability, comfort, and style in one inviting package.
Single-familyProperty Type
1972Year Built
10,728 sq ftLot Size
$214Price/Sq.Ft.
2 car garageParking
Listed by JoAnn Meier• RE/MAX First Choice
Bought with Krystal Maurer• Welcome Home Real Estate Llc
Est. $1,439 per month, based on comparable rentals
Sale and tax history for 707 S Library St
Sale History
Tax History
Date
Event
Price
Public Records
Apr 6, 2026
Sold
$269,000
$202/sq ft
MARIS as Distributed by MLS Grid #25073492
Apr 3, 2026
Sold
*
Mar 3, 2026
Contingent
—
Jan 17, 2026
Price Changed
$285,000
$214/sq ft
Jan 5, 2026
Price Changed
$297,000
$223/sq ft
Nov 13, 2025
Listed
$300,000
$225/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,102 (−1.2%)
$16,540 + $53,290
$69,830
2024
$2,127 (−2.8%)
$16,540 + $53,290
$69,830
2023
$2,187 (−4.5%)
$16,211 + $48,802
$65,013
2022
$2,290 (−2.1%)
$15,030 + $44,460
$59,490
2021
$2,340 (−0.6%)
$15,240 + $44,710
$59,950
2020
$2,355 (+0.2%)
$12,600 + $46,730
$59,330
2019
$2,349 (−1.5%)
$12,600 + $41,180
$53,780
2018
$2,385
$12,600 + $41,590
$54,190
2017
$2,384 (−0.8%)
$9,500 + $42,250
$51,750
2016
$2,402 (+0.8%)
$8,660 + $41,340
$50,000
2015
$2,384 (+3.9%)
$8,660 + $41,340
$50,000
2014
$2,294
$10,140 + $40,820
$50,960
2013
$2,294
$10,140 + $36,790
$46,930
Public record
Public record
Zoning
Beds
3
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
10,728 Sq. Ft.
Year renovated
1972
Sq. Ft.
1,332
Year built
1972
Style
Single Family Residential
County
Monroe County
APN
07-25-450-012-000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
R3
Single-Family Residence Districts
The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.
Permitted uses
Include but are not limited to:
Housing-Single unit
Property details
Parking
Parking Information
Garage Spaces: 2
Has Attached Garage
Has Garage
Garage Size Description: 20 X 22
Interior
Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3
Main And Upper Level Bedrooms: 3
Upper Level Bedrooms: 0
Lower Level Bedrooms: 0
Bathroom Information
# of Full Baths (Total): 2
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 2
Main And Upper Level Bathrooms: 2
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 0
Room 1 Information
Room Type: Kitchen
Room Level: Main
Room 2 Information
Room Type: Great Room
Room Level: Main
Room 3 Information
Room Level: Main
Room 4 Information
Room Level: Main
Room 5 Information
Room Level: Main
Room 6 Information
Room Level: Main
Room 7 Information
Room Type: Bathroom
Room Level: Main
Basement Information
Has Basement
Basement Features: 8 ft + Pour
Other Rooms Information
Room Count: 7
# of Rooms: 7
Fireplace Information
Has Fireplace
# of Fireplaces: 2
Fireplace Features: Basement, Family Room, Masonry, Stone, Wood Burning
Heating & Cooling
Heating Information: Forced Air, Natural Gas
Cooling Information: Ceiling Fan(s), Central Air, Electric
Interior Features
Appliances: Gas Cooktop, Dishwasher, Disposal, Microwave, Gas Range, Refrigerator, Water Heater
Exterior
Building Information
Construction Materials: Brick
Roof: Architectural Shingle
Pool Information
Pool YN: 0
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 1,332
Above Grade Finished Area Source: Public Records
Below Grade Finished Area Source: Other
Lot Information
Lot Features: Back Yard, City Lot, Level
Lot Size Acres: 0.2463
Lot Size Dimensions: 88 X 119 X 88 X 117
Lot Size Source: Public Records
Financial
Tax Information
Tax Annual Amount: $2,127
Tax Annual Amount Description: Homestead Senior
Tax Year: 2024
Property Assessment City Tax YN: 0
Lease / Rent Details
Lease Considered YN: No
Financial Information
Second Mortgage YN: 0
Utilities
Utility Information
Water Source: Public
Electric: 220 Volts, Other
Sewer: Public Sewer
Utilities: Electricity Connected, Natural Gas Connected, Phone Connected, Sewer Connected, Water Connected
Location
School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5
Location Information
Directions: State Route 3 to Park Street to Library GPS Friendly
Cross Street: Park St
Address Line: 707 S Library ST, WTRL IL 62298
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 1,332
Stories: 1.0
Lot Size: 10,728 square feet
Style: Single Family Residential
Year Built: 1972
Year Renovated: 1972
County: Monroe County
APN: 07-25-450-012-000
Home facts updated by county records on Aug 26, 2026
Other
Listing Information
Auction YN: 0
Home Warranty YN: No
Efficiency YN: 0
Seller Consider Concession YN: 0
Home Information
Living Area: 1332
Living Area Source: Public Records
Living Area Srch Sq Ft: 1332.00
Above Grade Finished Area Srch Sq Ft: 1332.00
Building Features: Basement, Bathrooms, Kitchen Facilities, Lighting, Patio, Storage
Public Records
Structure Type: House
Levels: One
Around this home
Schools
Gardner Elementary School
Public 4-5 • Assigned • 0.9mi
6/10
Waterloo Junior High School
Public 6-8 • Assigned • 1.0mi
7/10
Waterloo High School
Public 9-12 • Assigned • 0.9mi
6/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
5/10 Heat Factor
7 days above 106° expected this year, 20 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IL • 62298
Average low and high temperatures (°F)
38
21
48
28
66
42
71
52
75
57
86
68
90
73
87
66
83
61
74
50
58
41
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.9 hours in
June and 4.1 hours in December, which is comparable to the
U.S. average for solar exposure.
9.9 hrs
4.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$287,000 – $347,000
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