OFF MARKET

Last listed at $324,900, closed on jun 2019

$490,492

Est. refi paymentEst. refi $2,550/mo

•

2,703

sq ft

5613 Cardinal Dr, Waterloo, IL 62298

About this home

Amazing home on 2.5 acres nestled in the woods ready to meet its new owners on the North end of Waterloo! This 3 BR, 4 Bath, 3 Car garage property offers a flowing floor plan & many updates! Pulling up the drive you will be wowed by the stone entry way into the open concept living space. Featuring gorgeous wood floors the dining & living room is centered by a wood burning fireplace. The spacious kitchen is flanked by a breakfast area & sitting room with views of your yard & in ground pool! Master suite boast an exterior access point to the back patio & has a high end bath with dual sinks, huge walk in closet, & sep shower & jetted bath. There are 2 add'l BR's connected with jack & jill bath. Main level also host laundry & den (which could easily be a 4th BR). The lower level has ample storage along with a family room, rec area & bath. The side entrance is courtyard inspired with paves and lush landscaping. This impeccably maintained home is the perfect place to live where you love!

Single-familyProperty Type

1997Year Built

2.5 acresLot Size

$181Est. Price/Sq.Ft.

3 car garageParking

Listed by Mandy McGuire • Keller Williams Marquee

Bought with Stacey Lacroix • Strano & Associates

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #19034577

Redfin Estimate

$490,492

$166K over list price of $325K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 4.9% lower than the average sale price ($516K) of 6 comparable homes.

SOLD SEP 8, 2026
$525,000
A
3 beds3.5 baths2,697 sq ft
1219 Castle Green Dr, Waterloo, IL 62298
SOLD OCT 13, 2026
$415,000
B
3 beds2.5 baths2,380 sq ft
14 Algonquin Dr, Millstadt, IL 62260
SOLD JUL 29, 2026
$850,000
C
3 beds3.5 baths2,590 sq ft
701 Williams Lndg, Waterloo, IL 62298
SOLD AUG 14, 2026
$499,000
D
4 beds2.5 baths2,769 sq ft
5326 Konarcik Rd, Waterloo, IL 62298
SOLD AUG 13, 2026
$439,900
E
3 beds2.5 baths3,570 sq ft
801 Blue Aster Dr, Waterloo, IL 62298
SOLD SEP 11, 2026
$365,000
F
3 beds2 baths2,220 sq ft
101 Polo Run, Waterloo, IL 62298

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Earn from this home

Sell

$460,253

Est. take-home

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Refinance

Est. cash available

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Rent

$2,013/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

OPEN NOV 21, 10AM TO 12PM
$300,000
3 beds2.5 baths3,797 sq ft
5723 Konarick Rd, Waterloo, IL 62298
OPEN SAT, 11AM TO 1PM
$345,000
3 beds3 baths2,887 sq ft
715 Legion Dr, Waterloo, IL 62298
COMING SOON
$560,000
4 beds3 baths2,741 sq ft
476 Hayden Dr, Waterloo, IL 62298
$495,000
4 beds2.5 baths1,895 sq ft
8329 Andy Rd, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 5613 Cardinal Dr

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Year

Property tax

Land + Additions

Assessment*

2025

$8,701 (+3.9%)

$16,580 + $134,090

$150,670

2024

$8,373 (+12.1%)

$16,580 + $134,090

$150,670

2023

$7,466 (+15.9%)

$17,510 + $132,266

$149,776

2022

$6,442 (−2.4%)

$16,580 + $110,830

$127,410

2021

$6,598 (+7.5%)

$16,580 + $92,420

$109,000

2020

$6,136 (−2.2%)

$16,580 + $92,420

$109,000

2019

$6,271 (+1,876.4%)

$16,580 + $82,360

$98,940

2017

$317 (−94.5%)

$16,580 + $78,530

$95,110

2016

$5,765 (+0.1%)

$17,690 + $75,410

$93,100

2015

$5,759 (−1.1%)

$17,690 + $75,410

$93,100

2014

$5,825 (+6.3%)

$14,000 + $79,880

$93,880

2013

$5,480

$14,000 + $78,920

$92,920

Tax history for 5613 Cardinal Dr

Year

Property tax

Land + Additions

Assessment*

2025

$8,701 (+3.9%)

$16,580 + $134,090

$150,670

2024

$8,373 (+12.1%)

$16,580 + $134,090

$150,670

2023

$7,466 (+15.9%)

$17,510 + $132,266

$149,776

2022

$6,442 (−2.4%)

$16,580 + $110,830

$127,410

2021

$6,598 (+7.5%)

$16,580 + $92,420

$109,000

2020

$6,136 (−2.2%)

$16,580 + $92,420

$109,000

2019

$6,271 (+1,876.4%)

$16,580 + $82,360

$98,940

2017

$317 (−94.5%)

$16,580 + $78,530

$95,110

2016

$5,765 (+0.1%)

$17,690 + $75,410

$93,100

2015

$5,759 (−1.1%)

$17,690 + $75,410

$93,100

2014

$5,825 (+6.3%)

$14,000 + $79,880

$93,880

2013

$5,480

$14,000 + $78,920

$92,920

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

2.5 Acres

Year renovated

1997

Sq. Ft.

2,241

Year built

1997

Style

Single Family Residential

County

Monroe County

APN

08-09-350-004-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Agricultural District

The Agricultural District of Monroe County encompasses areas where soil, water, vegetal, and topographical resources generally provide conditions well suited to the raising of crops and domestic animals. The district is designed to prevent the intrusion of nonagricultural land use and development which would hinder agricultural pursuits by reason of congestion on public roads, chemical and biological pollution of air and water, environmental conditions, soil erosion, and the depletion of natural cover causing runoff of storm water onto and across agricultural land. The district is designed to protect and preserve the areas of high agricultural productivity and is intended to preserve conditions suitable to agricultural purposes. Anyone applying for a permit for a residence in this Agriculture Zoned District must sign a certificate that they are aware that there might be a sight, smell, or sound of agriculture business in the area.

Permitted uses

Include but are not limited to:

Agriculture
Dairy
Greenhouse / nursery
Livestock production
Housing-Single unit
Housing-Other
Public service
Recreation
Agriculture-Cropland
Housing-Mobile home park

Property details

Parking

Parking Information
Parking Total: 0
Parking Features: Attached Garage, Garage Door Opener, Oversized, Rear/Side Entry
Garage Spaces: 3
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 4
# of Main Level Bathrooms (Total): 3
# of Main and Upper Bathrooms: 3
Main Level # of Full Bathrooms: 3

Room 1 Information
Room Type: Living Room
Room Dimensions: 18x13
Room Length: 18
Room Width: 13
Room Level: Second or Main

Room 2 Information
Room Type: Dining Room
Room Dimensions: 12x11
Room Length: 12
Room Width: 11
Room Level: Second or Main

Room 3 Information
Room Type: Kitchen
Room Dimensions: 11x11
Room Length: 11
Room Width: 11
Room Level: Second or Main

Room 4 Information
Room Type: Breakfast Room
Room Dimensions: 9x8
Room Length: 9
Room Width: 8
Room Level: Second or Main

Room 5 Information
Room Type: Sitting Room
Room Dimensions: 15x12
Room Length: 15
Room Width: 12
Room Level: Second or Main

Room 6 Information
Room Type: Den
Room Dimensions: 15x13
Room Length: 15
Room Width: 13
Room Level: Second or Main

Room 7 Information
Room Type: Master Bedroom
Room Dimensions: 15x13
Room Length: 15
Room Width: 13
Room Level: Second or Main

Room 8 Information
Room Type: Master Bathroom
Room Dimensions: 15x9
Room Length: 15
Room Width: 9
Room Level: Second or Main

Room 9 Information
Room Type: Bedroom
Room Dimensions: 11x11
Room Length: 11
Room Width: 11
Room Level: Second or Main

Room 10 Information
Room Type: Bedroom
Room Dimensions: 11x11
Room Length: 11
Room Width: 11
Room Level: Second or Main

Room 11 Information
Room Type: Bathroom
Room Dimensions: 11x6
Room Length: 11
Room Width: 6
Room Level: Second or Main

Room 12 Information
Room Type: Bathroom
Room Dimensions: 9x5
Room Length: 9
Room Width: 5
Room Level: Second or Main

Room 13 Information
Room Type: Family Room
Room Dimensions: 15x15
Room Length: 15
Room Width: 15
Room Level: First or Lower

Room 14 Information
Room Type: Recreation Room
Room Dimensions: 16x12
Room Length: 16
Room Width: 12
Room Level: First or Lower

Room 15 Information
Room Type: Bathroom
Room Dimensions: 9x5
Room Length: 9
Room Width: 5
Room Level: First or Lower

Basement Information
Has Basement
Basement Features: Concrete, Bathroom in LL, Full, Partially Finished

Other Rooms Information
# of Rooms: 16

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Woodburning Fireplce

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Interior Features: Carpets, High Ceilings, Walk-in Closet(s), Some Wood Floors
Window Features: French Door(s), Panel Door(s), Some Insulated Wndws
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

Exterior

Building Information
Construction Materials: Brk/Stn Veneer Frnt, Vinyl Siding

Pool Information
Has Private Pool

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 2,241
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 462
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Backs to Trees/Woods, Cul-De-Sac, Fencing, Level Lot, Wooded
Lot Size Acres: 2.5
Lot Size Dimensions: 2.5 acres
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $6,017
Tax Year: 2017

Utilities

Utility Information
Water Source: Well
Sewer: Aerobic Septic

Location

HOA Information
Association Amenities: Private Inground Pool
Association Fee: $250
Association Fee Frequency: Annually

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Route 3 to Country Club Ln to (L) onto Lakewood Place to (L) on Cardinal Dr

Public facts

Beds: 3
Baths: 6.0
Sq. Ft.: 2,241
Stories: 1.0
Lot Size: 2.5 acres
Style: Single Family Residential
Year Built: 1997
Year Renovated: 1997
County: Monroe County
APN: 08-09-350-004-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 2703
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 2.9mi

Waterloo Junior High School

Public 6-8 • Assigned • 3.0mi

7/10

Waterloo High School

Public 9-12 • Assigned • 4.1mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$466,000 – $565,000

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New listings for sale in 62298

OPEN NOV 21, 10AM TO 12PM

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3 beds2.5 baths3,797 sq ft

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2.5 acres • Finished basement • 30 x 40 pole barn

OPEN SAT, 11AM TO 1PM

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COMING SOON3D WALKTHROUGH

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Home values near 5613 Cardinal Dr

Data from public records.

Address	Redfin Estimate
5705 Cardinal Dr, Waterloo, IL 3 Beds \| 2.5 Baths \| 2105 Sq. Ft.	$350,521
5704 Cardinal Dr, Waterloo, IL 3 Beds \| 3 Baths \| 2015 Sq. Ft.	$453,009

Address	Redfin Estimate
5716 Cardinal Dr, Waterloo, IL 3 Beds \| 4 Baths \| 2040 Sq. Ft.	$365,760
5601 Cardinal Dr, Waterloo, IL 4 Beds \| 3.5 Baths \| 3256 Sq. Ft.	$503,327

Address	Redfin Estimate
5612 Cardinal Dr, Waterloo, IL 4 Beds \| 4 Baths \| 1458 Sq. Ft.	$489,815
5607 Cardinal Dr, Waterloo, IL 3 Beds \| 4 Baths \| 2473 Sq. Ft.	$466,818

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2019. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 5613 Cardinal Dr

Tax history for 5613 Cardinal Dr

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 5613 Cardinal Dr

More real estate resources