Last listed at $125,000, closed on feb 2013

$348,105

Est. refi paymentEst. refi $1,047/mo

•

2,105

sq ft

5705 Cardinal Dr, Waterloo, IL 62298

About this home

Like challenges? This older home could use some remodeling & is just waiting for its new owner to call home. This very roomy tri-level home sits on approx. 3.03 acres surrounded by trees & overlooking 2 ponds. Home features 3 BR, 3 BA (1 partially updated) a large open eat in kitchen &living rm w/wood fireplace. Sliding doors leading outside the main level living rm to a sun room that wraps around the other side of the home & includes a wood burning stove. Main level has a ¾ bath & additional bonus room w/ lots of storage space. Upper level features a huge additional family rm & sliding doors leading out to the upper level wood deck w/a beautiful view overlooking the ponds. Huge MSTR BR has a wood burning stove to keep you warm & cozy on those winter nights. Master ¾ bath is very spacious w/ two sliding his & her closets. Home has 2 car garage w/an additional one car on the back side. This home is being sold AS IS w/no repairs to be made. In ground pool is non-functional. Additional Rooms: Sun Room

Single-familyProperty Type

1977Year Built

3.03 acresLot Size

$165Est. Price/Sq.Ft.

3 car garageParking

Listed by Lisa Meegan • RE/MAX Preferred

Bought with Lisa Meegan • RE/MAX Preferred

Redfin checked: a minute ago

•Source:MARIS as Distributed by MLS Grid #4115556

Redfin Estimate

$348,105

$223K over list price of $125K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.5% lower than the average sale price ($350K) of 6 comparable homes.

SOLD AUG 28, 2026
$400,000
A
3 beds2 baths1,728 sq ft
8861 Gilmore Lake Rd, Columbia, IL 62236
SOLD SEP 30, 2026
$225,000
B
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
SOLD SEP 11, 2026
$365,000
C
3 beds2 baths2,220 sq ft
101 Polo Run, Waterloo, IL 62298
SOLD SEP 16, 2026
$290,000
D
3 beds2.5 baths2,296 sq ft
118 Jefferson Dr, Waterloo, IL 62298
SOLD JUL 31, 2026
$319,900
E
3 beds2 baths1,682 sq ft
810 Victorian Ave, Waterloo, IL 62298
SOLD AUG 14, 2026
$499,000
F
4 beds2.5 baths2,769 sq ft
5326 Konarcik Rd, Waterloo, IL 62298

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Earn from this home

Sell

$326,039

Est. take-home

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Refinance

Est. cash available

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Rent

$1,538/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

NEW 6 HRS AGO
$424,999
4 beds3.5 baths3,069 sq ft
1033 Turtle Dove Trl, Waterloo, IL 62298
OPEN SAT, 12PM TO 2PM
$499,000
4 beds3 baths3,068 sq ft
6107 Briar Trl, Waterloo, IL 62298
$285,000
4 beds2 baths2,060 sq ft
210 W 4th St, Waterloo, IL 62298
$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
$10,000
2 beds2 baths1,200 sq ft
5245 Timber Lake Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 5705 Cardinal Dr

Year

Property tax

Land + Additions

Assessment*

2025

$4,457 (−5.3%)

$18,300 + $61,680

$79,980

2024

$4,708 (−1.1%)

$18,300 + $61,680

$79,980

2023

$4,761 (+6.1%)

$19,327 + $67,516

$86,843

2022

$4,488 (−4.8%)

$18,300 + $65,050

$83,350

2021

$4,716 (+22.2%)

$18,300 + $59,460

$77,760

2020

$3,859 (+14.7%)

$18,300 + $61,320

$79,620

2019

$3,365 (+20.2%)

$18,300 + $46,120

$64,420

2018

$2,801 (+3.3%)

$18,300 + $37,990

$56,290

2017

$2,712 (+1.2%)

$21,120 + $25,380

$46,500

2016

$2,681 (+1.0%)

$21,120 + $25,380

$46,500

2015

$2,654 (+18.0%)

$21,120 + $25,380

$46,500

2014

$2,250 (−2.6%)

$21,120 + $50,100

$71,220

2013

$2,310

$21,120 + $20,550

$41,670

Tax history for 5705 Cardinal Dr

Year

Property tax

Land + Additions

Assessment*

2025

$4,457 (−5.3%)

$18,300 + $61,680

$79,980

2024

$4,708 (−1.1%)

$18,300 + $61,680

$79,980

2023

$4,761 (+6.1%)

$19,327 + $67,516

$86,843

2022

$4,488 (−4.8%)

$18,300 + $65,050

$83,350

2021

$4,716 (+22.2%)

$18,300 + $59,460

$77,760

2020

$3,859 (+14.7%)

$18,300 + $61,320

$79,620

2019

$3,365 (+20.2%)

$18,300 + $46,120

$64,420

2018

$2,801 (+3.3%)

$18,300 + $37,990

$56,290

2017

$2,712 (+1.2%)

$21,120 + $25,380

$46,500

2016

$2,681 (+1.0%)

$21,120 + $25,380

$46,500

2015

$2,654 (+18.0%)

$21,120 + $25,380

$46,500

2014

$2,250 (−2.6%)

$21,120 + $50,100

$71,220

2013

$2,310

$21,120 + $20,550

$41,670

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

3.03 Acres

Year renovated

1977

Sq. Ft.

1,644

Year built

1977

Style

Single Family Residential

County

Monroe County

APN

08-09-349-010-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Agricultural District

The Agricultural District of Monroe County encompasses areas where soil, water, vegetal, and topographical resources generally provide conditions well suited to the raising of crops and domestic animals. The district is designed to prevent the intrusion of nonagricultural land use and development which would hinder agricultural pursuits by reason of congestion on public roads, chemical and biological pollution of air and water, environmental conditions, soil erosion, and the depletion of natural cover causing runoff of storm water onto and across agricultural land. The district is designed to protect and preserve the areas of high agricultural productivity and is intended to preserve conditions suitable to agricultural purposes. Anyone applying for a permit for a residence in this Agriculture Zoned District must sign a certificate that they are aware that there might be a sight, smell, or sound of agriculture business in the area.

Permitted uses

Include but are not limited to:

Agriculture
Dairy
Greenhouse / nursery
Livestock production
Housing-Single unit
Housing-Other
Public service
Recreation
Agriculture-Cropland
Housing-Mobile home park

Property details

Parking

Parking Information
Parking Total: 3
Parking Features: Attached, Garage, Detached
Garage Spaces: 3
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 0
Main And Upper Level Bedrooms: 3
Upper Level Bedrooms: 3
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 2
# of Half Baths (Total): 1
Main Level Bathrooms Half: 1
Upper Level Bathrooms Full: 1

Room 1 Information
Room Type: Family Room
Room Length: 29
Room Width: 20
Room Level: Upper

Room 2 Information
Room Type: Dining Room
Room Length: 17
Room Width: 18
Room Level: Main

Room 3 Information
Room Description: MST Bath 3/4
Room Length: 8
Room Width: 18
Room Level: Main

Room 4 Information
Room Length: 18
Room Width: 16
Room Level: Upper

Room 5 Information
Room Length: 14
Room Width: 11
Room Level: Upper

Room 6 Information
Room Type: Living Room
Room Length: 16
Room Width: 15
Room Level: Main

Room 7 Information
Room Type: Kitchen
Room Length: 16
Room Width: 18
Room Level: Main

Room 8 Information
Room Description: MST Bath 3/4
Room Length: 10
Room Width: 16
Room Level: Upper

Room 9 Information
Room Description: MST Bath 3/4
Room Length: 10
Room Width: 18
Room Level: Main

Room 10 Information
Room Length: 14
Room Width: 11
Room Level: Upper

Basement Information
Has Basement
Basement Features: Other

Other Rooms Information
Room Count: 10

Fireplace Information
Has Fireplace
# of Fireplaces: 1

Heating & Cooling
Heating Information: Natural Gas, Forced Air
Cooling Information: Central Air

Interior Features
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Exterior

Building Information
Construction Materials: Other
Roof: Asphalt, Shingle

Exterior Features
Patio And Porch Features: Deck

Pool Information
Pool YN: 1
Has Private Pool
Pool Features: Private, In Ground

Waterfront Information
On Waterfront
Waterfront Features: Lake

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 2,105
Above Grade Finished Area Units: Square Feet

Lot Information
Lot Features: Waterfront
Lot Size Area: 3.03
Lot Size Units: Acres
Lot Size Acres: 3.03
Lot Size Dimensions: 3.03 ACRES
Road Surface Type: Gravel

Financial

Tax Information
Tax Annual Amount: $2,372
Tax Annual Amount Description: No Exemptions
Tax Year: 2011

Utilities

Utility Information
Water Source: Well
Sewer: Private Sewer

Location

Multi-Unit Information
Unit Count: 0

HOA Information
Association Fee: $250
Association Fee Frequency: Annually

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt 3 to Country Club to (L) to stay on Country Club to (L) onto Lakewood Pl to slight left onto Cardinal
Address Line: 5705 CARDINAL Dr, Waterloo IL 62298

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,644
Stories: —
Lot Size: 3.03 acres
Style: Single Family Residential
Year Built: 1977
Year Renovated: 1977
County: Monroe County
APN: 08-09-349-010-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Transaction Type: Sale

Home Information
Living Area: 2105
Living Area Units: Square Feet
Living Area Srch Sq Ft: 2105.00
Above Grade Finished Area Srch Sq Ft: 2105.00
Below Grade Finished Area Srch Sq Ft: 0.00
Levels: Three Or More

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 2.9mi

Waterloo Junior High School

Public 6-8 • Assigned • 3.0mi

7/10

Waterloo High School

Public 9-12 • Assigned • 4.0mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$331,000 – $401,000

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Home values near 5705 Cardinal Dr

Data from public records.

Address	Redfin Estimate
5613 Cardinal Dr, Waterloo, IL 3 Beds \| 4 Baths \| 2703 Sq. Ft.	$489,164
5704 Cardinal Dr, Waterloo, IL 3 Beds \| 3 Baths \| 2015 Sq. Ft.	$454,361

Address	Redfin Estimate
5716 Cardinal Dr, Waterloo, IL 3 Beds \| 4 Baths \| 2040 Sq. Ft.	$364,322
5601 Cardinal Dr, Waterloo, IL 4 Beds \| 3.5 Baths \| 3256 Sq. Ft.	$498,295

Address	Redfin Estimate
5612 Cardinal Dr, Waterloo, IL 4 Beds \| 4 Baths \| 1458 Sq. Ft.	$493,040
5607 Cardinal Dr, Waterloo, IL 3 Beds \| 4 Baths \| 2473 Sq. Ft.	$464,623

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2012. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 5705 Cardinal Dr

Tax history for 5705 Cardinal Dr

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 5705 Cardinal Dr

More real estate resources