OFF MARKET

Last listed at $172,000, CLOSED ON Apr 2022

$261,702

•

1,232

sq ft

604 E 4th St, Waterloo, IL 62298

About this home

Conveniently located right right outside of Waterloo City limits is the ranch home waiting for it's new owner! This home was built in 1986 and offers 3 bedrooms, 1 full bath and a 3/4 bath in master bath, very large living room with picture window, open eat-in kitchen and sits on 1.04 acre lot. Home has very spacious 2 car garage and is attached to a breezeway that enters inside to the large eat-in kitchen. The basement is an empty palate and just waiting for someone to complete. The entire home has new laminate flooring throughout that was installed in 2020 and the second & third bedroom has brand new carpet! Roof was replaced in 2019, hot water heater 2011. This home does need some updating but with an imagination and work, you can make this YOUR home! Don't delay, call today! Seller selling "AS IS" with no repairs due to inspections.

Single-familyProperty Type

1986Year Built

1.04 acresLot Size

$212Est. Price/Sq.Ft.

2 car garageParking

Listed by Lisa Meegan • RE/MAX Preferred

Bought with Deborah Naumann • Hometown Realty Unlimited Inc

Redfin checked: 3 minutes ago

•Source:MARIS as Distributed by MLS Grid #22013941

Redfin Estimate

$261,702

$90K over list price of $172K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 6.5% lower than the average sale price ($280K) of 5 comparable homes.

SOLD SEP 11, 2026
$365,000
A
3 beds2 baths2,220 sq ft
101 Polo Run, Waterloo, IL 62298
SOLD JUL 9, 2026
$300,000
B
3 beds2 baths1,318 sq ft
409 Hartman Ln, Waterloo, IL 62298
SOLD JUN 26, 2026
$279,000
C
3 beds1.5 baths1,638 sq ft
5268 State Route 156, Waterloo, IL 62298
SOLD AUG 3, 2026
$224,900
D
3 beds1 bath1,128 sq ft
429 Sunset Dr, Waterloo, IL 62298
SOLD JUN 1, 2026
$229,900
E
3 beds2 baths1,318 sq ft
627 Mark Dr, Waterloo, IL 62298

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$244,596

Est. take-home

List your home with Redfin and save $2,617

Rent

$1,422/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

COMING SOON
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
OPEN TODAY, 11AM TO 1PM
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$790,000
3 beds3 baths2,059 sq ft
420 Covington Dr, Waterloo, IL 62298
NEW 24 HRS AGO
$395,000
2 beds1 bath1,474 sq ft
4878 Sportsman Rd, Waterloo, IL 62298
$314,900
3 beds2.5 baths1,765 sq ft
112 Jefferson, Waterloo, IL 62298
OPEN SUN, 11AM TO 1PM
$339,500
3 beds2.5 baths2,971 sq ft
214 Osterhage Dr, Waterloo, IL 62298
COMING SOON
$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$1,375,000
— beds— baths— sq ft
Rogers St, Waterloo, IL 62298
OPEN TODAY, 11AM TO 1PM
$199,900
3 beds1 bath1,121 sq ft
309 N Moore St, Waterloo, IL 62298
OPEN SUN, 2:30PM TO 4PM
$525,000
4 beds3 baths2,540 sq ft
910 Taylor Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 604 E 4th St

Year

Property tax

Land + Additions

Assessment*

2025

$4,362 (−3.6%)

$16,930 + $55,720

$72,650

2024

$4,523 (−1.0%)

$16,930 + $55,720

$72,650

2023

$4,570 (+1.9%)

$17,880 + $59,786

$77,666

2022

$4,484 (+11.8%)

$16,930 + $57,490

$74,420

2021

$4,013 (+10.4%)

$16,930 + $54,770

$71,700

2020

$3,635 (+3.1%)

$16,930 + $45,710

$62,640

2019

$3,526 (+34.0%)

$16,930 + $38,200

$55,130

2018

$2,632 (+1.9%)

$6,090 + $46,790

$52,880

2017

$2,584 (+10.2%)

$6,090 + $37,950

$44,040

2016

$2,346 (−5.6%)

$6,090 + $37,350

$43,440

2015

$2,486 (+5.8%)

$6,090 + $37,350

$43,440

2014

$2,349 (−0.3%)

$6,090 + $39,850

$45,940

2013

$2,357

$6,090 + $39,300

$45,390

Tax history for 604 E 4th St

Year

Property tax

Land + Additions

Assessment*

2025

$4,362 (−3.6%)

$16,930 + $55,720

$72,650

2024

$4,523 (−1.0%)

$16,930 + $55,720

$72,650

2023

$4,570 (+1.9%)

$17,880 + $59,786

$77,666

2022

$4,484 (+11.8%)

$16,930 + $57,490

$74,420

2021

$4,013 (+10.4%)

$16,930 + $54,770

$71,700

2020

$3,635 (+3.1%)

$16,930 + $45,710

$62,640

2019

$3,526 (+34.0%)

$16,930 + $38,200

$55,130

2018

$2,632 (+1.9%)

$6,090 + $46,790

$52,880

2017

$2,584 (+10.2%)

$6,090 + $37,950

$44,040

2016

$2,346 (−5.6%)

$6,090 + $37,350

$43,440

2015

$2,486 (+5.8%)

$6,090 + $37,350

$43,440

2014

$2,349 (−0.3%)

$6,090 + $39,850

$45,940

2013

$2,357

$6,090 + $39,300

$45,390

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.04 Acres

Year renovated

1986

Sq. Ft.

1,232

Year built

1986

Style

Single Family Residential

County

Monroe County

APN

08-30-200-006-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Agricultural/Single-Family Residential District

The A-2 Agricultural District of Monroe County recognizes that some of the land indicated for agricultural purposes in the Comprehensive Plan Land Use Map will not be farmed because of a variety of conditions including topography, karst terrain, flooding, wetlands, vegetation, man-made facilities and barriers, including essential services and public facilities. Further, that all areas of high agricultural productivity in the County have not been designated in the Comprehensive Plan and zoned exclusively for agriculture because of existing urban development. This district is primarily for areas undergoing transition from agriculture to more intensive residential uses, to serve as a buffering district between the A-1 and the residential districts.

Permitted uses

Include but are not limited to:

Agriculture
Ranch
Housing-Single unit
Housing-Multiple units
Housing-Other
Public service
Recreation
Agriculture-Cropland

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Total: 0
Parking Features: Attached Garage
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 1
# of Half Baths (Total): 1
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Half Bathrooms: 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Living Room
Room Dimensions: 13x18
Room Length: 13
Room Width: 18
Room Level: Second or Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 13x18
Room Length: 13
Room Width: 18
Room Level: Second or Main

Room 3 Information
Room Type: Bathroom
Room Dimensions: 8x8
Room Length: 8
Room Width: 8
Room Level: Second or Main

Room 4 Information
Room Type: Bedroom
Room Dimensions: 10x11
Room Length: 10
Room Width: 11
Room Level: Second or Main

Room 5 Information
Room Type: Bedroom
Room Dimensions: 10x11
Room Length: 10
Room Width: 11
Room Level: Second or Main

Room 6 Information
Room Type: Master Bathroom
Room Dimensions: 12x13
Room Length: 12
Room Width: 13
Room Level: Second or Main

Room 7 Information
Room Type: Master Bathroom
Room Dimensions: 5x8
Room Length: 5
Room Width: 8
Room Level: Second or Main

Basement Information
Has Basement
Basement Features: Concrete, Full, Concrete

Other Rooms Information
# of Rooms: 7

Fireplace Information
Fireplace Features: None

Heating & Cooling
Has Heating
Heating Information: Forced Air 90+
Cooling Information: Electric

Interior Features
Interior Features: Carpets
Appliances: Gas Oven, Refrigerator

Exterior

Building Information
Construction Materials: Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Other Structures: Shed(s)
Above Grade Finished Area: 1,232
Above Grade Finished Area Source: Public Records
Below Grade Finished Area Source: County Records

Lot Information
Lot Size Acres: 1.04
Lot Size Dimensions: 1.04 Acres
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $3,635
Tax Year: 2020

Utilities

Utility Information
Water Source: Cistern
Sewer: Septic Tank

Location

HOA Information
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,232
Stories: 1.0
Lot Size: 1.04 acres
Style: Single Family Residential
Year Built: 1986
Year Renovated: 1986
County: Monroe County
APN: 08-30-200-006-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Monday, March 28, 2022

Home Information
Living Area: 1232
Levels: One

Around this home

Schools

Gardner Elementary School

Public 4-5 • Assigned • 0.6mi

6/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.9mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.4mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 19 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$249,000 – $301,000

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Nearby similar homes

NEW 24 HRS AGO

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New listings for sale in 62298

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OPEN TODAY, 11AM TO 1PM

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FOR SALE BY OWNER

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420 Covington Dr, Waterloo, IL 62298

NEW 24 HRS AGO

$395,000

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$314,900

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OPEN SUN, 11AM TO 1PM

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COMING SOON

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FOR SALE BY OWNER

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OPEN TODAY, 11AM TO 1PM

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Home values near 604 E 4th St

Data from public records.

Address	Redfin Estimate
677 East 4th St, Waterloo, IL 3 Beds \| 2 Baths \| 1148 Sq. Ft.	$284,183
646 East 4th St, Waterloo, IL 4 Beds \| 3 Baths \| 3328 Sq. Ft.	$457,432

Address	Redfin Estimate
616 East 4th St, Waterloo, IL 3 Beds \| 3 Baths \| 1120 Sq. Ft.	$261,322
526 East 4th St, Waterloo, IL 4 Beds \| 4 Baths \| 2000 Sq. Ft.	$370,242

Address	Redfin Estimate
628 East 4th St, Waterloo, IL 4 Beds \| 5 Baths \| 2410 Sq. Ft.	$728,203
634 East 4th St, Waterloo, IL 3 Beds \| 2 Baths \| 1942 Sq. Ft.	$325,978

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2022. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 604 E 4th St

Tax history for 604 E 4th St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 604 E 4th St

More real estate resources