Google street view image for 972 S Library St, Waterloo, IL 62298

OFF MARKET

$176,897

•

2 ba

•

1,319

sq ft

972 S Library St, Waterloo, IL 62298

About this home

972 S Library St is a 1,319 square foot house on a 0.65 acre lot with 2 bedrooms and 2 bathrooms. Based on Redfin's Waterloo data, we estimate the home's value is $176,897.

Single-familyProperty Type

1880Year Built

0.65 acresLot Size

$134Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$176,897

$1,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 22.4% lower than the average sale price ($228K) of 6 comparable homes.

SOLD JUL 9, 2026
$300,000
A
3 beds2 baths1,318 sq ft
409 Hartman Ln, Waterloo, IL 62298
SOLD MAY 28, 2026
$262,293
B
2 beds1.5 baths1,336 sq ft
1159 Lakeview Dr, Waterloo, IL 62298
SOLD JUN 1, 2026
$229,900
C
3 beds2 baths1,318 sq ft
627 Mark Dr, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
D
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD JUL 14, 2026
$150,000
E
2 beds2 baths1,410 sq ft
539 S Main St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
F
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298

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Earn from this home

Rent

$1,421/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

NEW 4 HRS AGO
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$465,000
3 beds3 baths1,499 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 972 S Library St

As the MLS and public records start to fill up, we'll list the details here.

Year

Property tax

Land + Additions

Assessment*

2025

$2,420 (+2.2%)

$16,270 + $24,130

$40,400

2024

$2,368 (+0.4%)

$16,270 + $24,130

$40,400

2023

$2,358 (−29.8%)

$17,183 + $23,657

$40,840

2022

$3,357 (+11.3%)

$16,270 + $22,400

$38,670

2021

$3,016 (+9.8%)

$16,270 + $37,740

$54,010

2020

$2,746 (−3.8%)

$16,270 + $31,120

$47,390

2019

$2,855 (+13.0%)

$16,270 + $25,720

$41,990

2018

$2,526 (+3.0%)

$12,240 + $30,950

$43,190

2017

$2,453 (+3.7%)

$12,240 + $24,860

$37,100

2016

$2,364 (+20.0%)

$12,240 + $23,820

$36,060

2015

$1,970 (−0.5%)

$12,240 + $23,820

$36,060

2014

$1,980 (+0.8%)

$5,210 + $25,040

$30,250

2013

$1,964

$5,210 + $26,210

$31,420

Tax history for 972 S Library St

Year

Property tax

Land + Additions

Assessment*

2025

$2,420 (+2.2%)

$16,270 + $24,130

$40,400

2024

$2,368 (+0.4%)

$16,270 + $24,130

$40,400

2023

$2,358 (−29.8%)

$17,183 + $23,657

$40,840

2022

$3,357 (+11.3%)

$16,270 + $22,400

$38,670

2021

$3,016 (+9.8%)

$16,270 + $37,740

$54,010

2020

$2,746 (−3.8%)

$16,270 + $31,120

$47,390

2019

$2,855 (+13.0%)

$16,270 + $25,720

$41,990

2018

$2,526 (+3.0%)

$12,240 + $30,950

$43,190

2017

$2,453 (+3.7%)

$12,240 + $24,860

$37,100

2016

$2,364 (+20.0%)

$12,240 + $23,820

$36,060

2015

$1,970 (−0.5%)

$12,240 + $23,820

$36,060

2014

$1,980 (+0.8%)

$5,210 + $25,040

$30,250

2013

$1,964

$5,210 + $26,210

$31,420

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

Highway Business District

The B-2 Highway Business District is intended to accommodate and regulate highway oriented commercial developments and compatible uses. Since such enterprises draw their patrons primarily from the motoring public, they typically require direct access to major roads and large lots for off-street parking and loading.

Permitted uses

Include but are not limited to:

Automotive sales
General retail
Restaurant
Tavern / bar / nightclub / micro-Brewery
Manufacturing
Processing
Bed & breakfast
Hotel / motel
Office
Medical office

Property details

Interior

Bathroom Information
# of Bathroom Fixtures: 5

Exterior

Exterior Information
Physical Condition: Fair
Foundation Type: Unknown With Crawlspace
Exterior Wall: Masonry
Building Type: Single Family

Property Information
Living Sq. Ft: 1,319
Ground Floor Sq. Ft: 1,319
Building Sq. Ft: 1,319
# of Stories: 1
Stories Type: 1
Legal Description: TAX LOT 2BA 0202205

Lot Information
# of Buildings: 1
Land Sq. Ft: 28,314
Legal Lot Number: 2B
Acres: 0.65
Zoning Code: MB2
County Use Description: IMPROVED RESIDENTIAL

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,319
Stories: 1.0
Lot Size: 0.65 acres
Style: Single Family Residential
Year Built: 1880
Year Renovated: 1880
County: Monroe County
APN: 07-36-100-013-000

Home facts updated by county records on Aug 26, 2026

Around this home

Schools

Gardner Elementary School

Public 4-5 • Assigned • 1.4mi

6/10

Waterloo Junior High School

Public 6-8 • Assigned • 1.5mi

7/10

Waterloo High School

Public 9-12 • Assigned • 0.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$169,000 – $204,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

$1,850,000

5 beds3.5 baths4,888 sq ft

9420 Gilmore Lake Rd, Columbia, IL 62236

FOR SALE BY OWNER

$275,000

2 beds2 baths962 sq ft

426 Sandalwood Dr, Waterloo, IL 62298

$220,000

3 beds1.5 baths2,304 sq ft

609 Willow Ln, Waterloo, IL 62298

$549,900

3 beds2.5 baths2,328 sq ft

8718 D Rd, Waterloo, IL 62298

$114,000

1 bed1 bath777 sq ft

319 S Main St, Waterloo, IL 62298

$415,000

3 beds2.5 baths2,380 sq ft

14 Algonquin Dr, Millstadt, IL 62260

New listings for sale in 62298

NEW 4 HRS AGO

$898,000

4 beds3.5 baths4,100 sq ft

600 Covington Dr, Waterloo, IL 62298

FOR SALE BY OWNER

$465,000

3 beds3 baths1,499 sq ft

6730 Cardinal Dr, Waterloo, IL 62298

$114,000

1 bed1 bath777 sq ft

319 S Main St, Waterloo, IL 62298

$225,000

3 beds2.5 baths1,852 sq ft

610 Laurel Dr, Waterloo, IL 62298

Home values near 972 S Library St

Data from public records.

Address	Redfin Estimate
930 South Library St, Waterloo, IL 3 Beds \| 2 Baths \| 1376 Sq. Ft.	$216,537
928 Alecia Ln Apt 928, Waterloo, IL 2 Beds \| 2.5 Baths \| 1790 Sq. Ft.	$278,029

Address	Redfin Estimate
1032 South Library St, Waterloo, IL 3 Beds \| 5 Baths \| 1965 Sq. Ft.	$506,068
916 Alecia Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1754 Sq. Ft.	$263,058

Address	Redfin Estimate
966 South Library St, Waterloo, IL 3 Beds \| 3 Baths \| 2139 Sq. Ft.	$359,050
520 Southview Dr, Waterloo, IL 2 Beds \| 3 Baths \| 1514 Sq. Ft.	$237,142

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 972 S Library St

Tax history for 972 S Library St

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 972 S Library St

More real estate resources