Geist Home in Cambridge w/Lake Access & Deeded Boat Dock. Totally Updated Ranch w/Full Walk-Out Level. Incredible 5 BR 4.5 BA w/Open Floor Plan & newer finishes. Hardwoods thru the main level. Kitchen has top line appliances, huge island, is open to Hearth/Sun Rm. Grand Entry w/barrel ceiling, 2-Sty Great Rm w/built-ins. Master on main w/wonderful bath. Laundry rm w/granite & extra cabinets. Mud rm off 3-car garage. Bonus rm is poss 5th Bedrm or In-law quarters, w/private bath. Walk-out level features 27x19 Family Rm w/3rd fireplace, Spacious Bar/Kitchen, game rm & theater area. Unbelievable outdoor area has heated pool w/auto cover, kit/bar area, patio, fireplace, deck & fenced yard. Enjoy the park, play area & nature.
Single-familyProperty Type
1995Year Built
141 sq ftLot Size
$204Est. Price/Sq.Ft.
3 car garageParking
Listed by Dick Richwine• Berkshire Hathaway Home
Listed by Joel Woelfle• Berkshire Hathaway Home
Contact: drichwine@bhhsin.com
Bought with Dick Richwine• Berkshire Hathaway Home
A once in a decade Cambridge custom property refined by Joe Logan just two yrs ago. Prepared to be wowed & charmed by a finish level a cut above. Entire interior renovation including beautiful trim carpentry & cabinetry, new flooring throughout & high end fixtures & appliances in kit & bath. Enjoy the incredible master suite, walkout LL, open deck w/retractable awning & lovely pool. Deeded boat dock with lift just a short walk away. To refer to this improvement as turn key is an understatement.
MIBOR as Distributed by MLS Grid #21199660
Oct 5, 2012
Listing Removed
—
Sep 17, 2012
Listed
$615,000
$110/sq ft
MIBOR as Distributed by MLS Grid #21022909
Jun 1, 2010
Listing Removed
—
Apr 27, 2010
Listed
$624,500
$111/sq ft
MIBOR as Distributed by MLS Grid #21011333
Apr 27, 2010
Listing Removed
—
Mar 4, 2010
Listed
$624,500
$111/sq ft
MIBOR as Distributed by MLS Grid #2950789
Mar 1, 2010
Listing Removed
—
Oct 9, 2009
Listed
$647,500
$115/sq ft
MIBOR as Distributed by MLS Grid #2232387
Jul 11, 2002
Listed
$584,900
$104/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$10,317 (+6.2%)
$179,800 + $728,100
$907,900
2024
$9,716 (+3.2%)
$179,800 + $728,100
$907,900
2023
$9,414 (+4.6%)
$179,800 + $648,700
$828,500
2022
$8,997 (+23.2%)
$179,800 + $616,500
$796,300
2021
$7,302 (+1.5%)
$179,800 + $556,200
$736,000
2020
$7,194 (+3.4%)
$179,800 + $418,100
$597,900
2019
$6,955 (+1.7%)
$179,800 + $405,900
$585,700
2018
$6,841 (−3.2%)
$137,900 + $424,300
$562,200
2017
$7,067 (+2.9%)
$137,900 + $440,500
$578,400
2016
$6,871 (+7.5%)
$137,900 + $440,500
$578,400
2015
$6,392 (−43.7%)
$137,900 + $418,500
$556,400
2013
$11,354
$84,000 + $430,600
$514,600
Tax history for 12960 Water Ridge Dr
Year
Property tax
Land + Additions
Assessment*
2025
$10,317 (+6.2%)
$179,800 + $728,100
$907,900
2024
$9,716 (+3.2%)
$179,800 + $728,100
$907,900
2023
$9,414 (+4.6%)
$179,800 + $648,700
$828,500
2022
$8,997 (+23.2%)
$179,800 + $616,500
$796,300
2021
$7,302 (+1.5%)
$179,800 + $556,200
$736,000
2020
$7,194 (+3.4%)
$179,800 + $418,100
$597,900
2019
$6,955 (+1.7%)
$179,800 + $405,900
$585,700
2018
$6,841 (−3.2%)
$137,900 + $424,300
$562,200
2017
$7,067 (+2.9%)
$137,900 + $440,500
$578,400
2016
$6,871 (+7.5%)
$137,900 + $440,500
$578,400
2015
$6,392 (−43.7%)
$137,900 + $418,500
$556,400
2013
$11,354
$84,000 + $430,600
$514,600
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
4.5
Stories
1
Lot width
—
Lot depth
—
Lot size
0.38 Acres
Year renovated
2004
Sq. Ft.
5,171
Year built
1995
Style
Single Family Residential
County
Hamilton County
APN
291511005057000020
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 16, 2026.
R2
AIRSPACE SECONDARY ZONING DISTRICT
Residential District
The R2 District is intended to be provide for single-family homes in a lower density range of approximately 1.0 to 1.7 dwelling units per acre.
Fireplace Features: Family Room, Gas Log, Great Room, Hearth Room
Heating & Cooling
Heating Information: Dual, Forced Air, Electric, Gas
Cooling Information: Central Electric
Interior Features
Interior Features: Built In Book Shelves, Raised Ceiling(s), Walk-in Closet(s), Hardwood Floors, Windows Wood, Wood Work Painted, In-Law Arrangement, Pantry, Wet Bar
Appliances: Dishwasher, Dryer, Ice Maker, Microwave, Gas Oven, Range Hood, Bar Fridge, Refrigerator, Washer, Wine Cooler, Gas Water Heater, Humidifier, Water Purifier, Water Softener Owned
Areas Interior: Great Room - 2 Story,Utility Room
Exterior
Building Information
Percent Optional Level Finished: 75+%
Exterior Features
Patio And Porch Features: Deck Main Level, Covered Patio
Exterior Features: Outdoor Fire Pit, Dock
Fencing: Fence Full Rear
Pool Information
Pool Features: Below Ground
Waterfront Information
On Waterfront
Property Information
Ownership Interest Types: Mandatory Fee
Other Equipment: Radon System, Security Alarm Monitored, Smoke Alarm
Property Type: Residential
Property Sub Type: Single Family Residence
Land Information
Acres: 1/4-1/2 Acre
Lot Information
Lot Size Acres: 0.38
Lot Features: Mature Trees
Utilities
Utility Information
Utility Prim Sewage Disp: Municipal Sewer Connected
Water Source: Municipal/City
Utilities: Cable Connected, Gas
Solid Waste Information: No
Location
HOA Information
Has HOA
HOA Disclosures: Covenants & Restrictions
Association Fee: $500
Association Fee Frequency: Semi-Annually
Association Fee Includes: Association Home Owners, Insurance, Maintenance, Nature Area, ParkPlayground, Management, Security, Snow Removal, Trash
School Information
High School District: Hamilton Southeastern Schools
Location Information
Directions: Fall Creek Road past The Geist Marina to first left on E. 96th St. Go to first left at Entrance of Cambridge, take Springstone Dr to second left, take Water Ridge Drive to 12960
Tax Legal Description: Springs of Cambridge
Public facts
Beds: 3
Baths: 4.5
Sq. Ft.: 5,171
Stories: 1.0
Lot Size: 0.38 acres
Style: Single Family Residential
Year Built: 1995
Year Renovated: 2004
County: Hamilton County
APN: 291511005057000020
Home facts updated by county records on Sep 16, 2026
Other
Listing Information
Attribution Contact: drichwine@bhhsin.com
Green Information
Green Certification YN: No
Home Information
Foundation Details: Concrete Perimeter
Construction Materials: Brick, Wood Siding
Levels: One
Around this home
Schools
Geist Elementary School
Public PreK-4 • Assigned • 1.1mi
9/10
Fall Creek Junior High
Public 7-8 • Assigned • 2.3mi
8/10
Hamilton Southeastern High School
Public 9-12 • Assigned • 2.8mi
10/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 101° expected this year, 18 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Fishers, IN • 46055
Average low and high temperatures (°F)
31
16
41
24
60
38
68
47
71
52
82
65
86
69
81
62
81
56
69
46
53
38
40
26
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.8 hours in
June and 3.3 hours in December, placing it below the
U.S. average for solar exposure.
9.8 hrs
3.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.09M – $1.32M
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