OFF MARKET

Off Market Dec 2023 for $1.5M

$1,695,481

•

5,290

sq ft

12973 Water Ridge Dr, Fishers, IN 46055

About this home

You've been waiting for this one! Magnificent GEIST WATERFRONT custom ranch on full WALKOUT BASEMENT! Nestled on a quiet cove in popular lake neighborhood, Cambridge! Gorgeous water views from both levels! In-ground SWIMMING POOL & like new PRIVATE BOAT DOCK w/metal roof & hydraulic lift! HOME IS BEYOND UPDATED! Spectacular main level features a stunning office w/built-ins, elegant dining rm, spacious great rm w/fireplace, soaring ceiling & wall of windows, hearth rm w/fireplace open to gourmet kitchen w/center island, pantry & nook w/access to a quaint screened porch. The gorgeous main level owners suite boasts stunning water views+luxurious spa bath! HUGE walkout basement offers 3 bedrooms, 2 full baths, family rm, bar/rec rm & flex space

Single-familyProperty Type

1999Year Built

0.4 acresLot Size

$321Est. Price/Sq.Ft.

3 car garageParking

Listed by Allen Williams • Berkshire Hathaway Home

Contact: awilliams@bhhsin.com

Bought with James Talhelm • Hoosier, REALTORS®

Redfin checked: 2 minutes ago

•Source:MIBOR as Distributed by MLS Grid #21946781

Redfin Estimate

$1,695,481

$100K since sold in December 2023$9,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 79.9% higher than the average sale price ($942K) of 6 comparable homes.

SOLD FEB 20, 2026
$930,000
A
4 beds3.5 baths5,271 sq ft
13584 Creekridge Ln, Fishers, IN 46055
SOLD JUL 7, 2026
$700,000
B
4 beds3.5 baths5,503 sq ft
6867 W Thornebush Dr, McCordsville, IN 46055
SOLD AUG 14, 2026
$719,000
C
4 beds3.5 baths4,876 sq ft
9862 Wading Crane Ave, Fishers, IN 46055
SOLD MAY 20, 2026
$875,000
D
4 beds4.5 baths4,878 sq ft
10276 Springstone Rd, Fishers, IN 46055
SOLD DEC 30, 2025
$750,000
E
4 beds3.5 baths5,332 sq ft
13698 Golden Ridge Ln, Fishers, IN 46055
SOLD JUN 26, 2026
$1,680,000
F
4 beds4 baths7,369 sq ft
9238 Treasure Pt, Indianapolis, IN 46236

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Earn from this home

Sell

$385,076

Est. take-home

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Rent

$3,222/mo

Redfin rental estimate

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Market trends in 46055, IN

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.1%

0.0% MoM

Median sale price

$415K

$6K MoM

Avg. days on market

37d

5 days MoM

Recently sold homes

173

3 MoM

New listings for sale

$324,500
3 beds2.5 baths2,016 sq ft
5688 N Peppereel Way, McCordsville, IN 46055
$405,000
5 beds3 baths2,995 sq ft
6159 N Caraway Dr, McCordsville, IN 46055
$599,900
4 beds3 baths4,577 sq ft
9713 Timberbrooke Blvd, McCordsville, IN 46055
$575,000
4 beds2.5 baths3,599 sq ft
7230 Bayview Run, McCordsville, IN 46055
$375,000
2 beds2.5 baths1,921 sq ft
13839 Rue Charlot Ln Unit 3/12, McCordsville, IN 46055
$365,000
2 beds2 baths1,714 sq ft
13895 Rue Charlot Ln, McCordsville, IN 46055
$335,000
4 beds2.5 baths2,210 sq ft
7148 N Chelmsford Dr, McCordsville, IN 46055
$399,900
3 beds2 baths1,991 sq ft
5573 Stone Grove Ct, McCordsville, IN 46055
3D WALKTHROUGH
$340,000
3 beds2 baths3,058 sq ft
7575 Form St, McCordsville, IN 46055
$599,000
4 beds2.5 baths3,299 sq ft
6710 Vail Ct, McCordsville, IN 46055
See all

Provided by Redfin

Sale history for 12973 Water Ridge Dr

Date

Event

Price

MIBOR as Distributed by MLS Grid #21946781

Dec 12, 2023

Sold

$1,595,000

$302/sq ft

Oct 7, 2023

Pending

—

Oct 4, 2023

Listed

$1,595,000

$302/sq ft

MIBOR as Distributed by MLS Grid #21786038

Dec 9, 2021

Sold

$1,200,000

$227/sq ft

Nov 5, 2021

Pending

—

Oct 6, 2021

Price Changed

$1,200,000

$227/sq ft

Aug 12, 2021

Price Changed

$1,250,000

$236/sq ft

Jul 31, 2021

Price Changed

$1,295,000

$245/sq ft

Jul 23, 2021

Price Changed

$1,349,000

$255/sq ft

Jul 13, 2021

Price Changed

$1,400,000

$265/sq ft

Jul 2, 2021

Price Changed

$1,445,000

$273/sq ft

Jun 10, 2021

Price Changed

$1,495,000

$283/sq ft

May 26, 2021

Listed

$1,550,000

$293/sq ft

+38

Geist waterfront in the popular neighborhood of Cambridge. Located on a quiet cove, you can enjoy sunsets out by the pool or from the hot tub. The water and the woods across the cove create a nature lover's paradise. Also, the screened in patio is the perfect place to relax and enjoy the scenery. Views of the water from every bedroom! Walkout lower level with theater area, bar, 2 bedrooms, 2 full baths, exercise area, and plenty of storage. Pool and retaining wall installed in 2010, new liner in 2018. All windows but 2 were replaced in 2015. New boat dock with metal roof & hydraulic lift installed in 2016. New concrete driveway in 2018. Garage w/ epoxy flooring and workbench. Newly repainted interior.

MIBOR as Distributed by MLS Grid #21024572

Jul 15, 2010

Listing Removed

—

May 5, 2010

Listed

$749,900

$142/sq ft

Join or sign in to view all info

Year

Property tax

Land + Additions

Assessment*

2025

$14,135 (−0.7%)

$476,500 + $756,800

$1,233,300

2024

$14,228 (+2.1%)

$476,500 + $756,800

$1,233,300

2023

$13,933 (+7.1%)

$476,500 + $726,500

$1,203,000

2022

$13,011 (+31.0%)

$438,900 + $726,500

$1,165,400

2021

$9,929 (−0.7%)

$363,700 + $686,800

$1,050,500

2020

$10,003 (+5.7%)

$333,600 + $467,600

$801,200

2019

$9,461 (+0.2%)

$333,600 + $469,000

$802,600

2018

$9,442 (−0.7%)

$281,900 + $473,000

$754,900

2017

$9,511 (−3.7%)

$281,900 + $487,300

$769,200

2016

$9,880 (+15.1%)

$281,900 + $487,300

$769,200

2015

$8,581 (+7.5%)

$281,900 + $512,500

$794,400

2013

$7,984

$250,800 + $479,100

$729,900

Tax history for 12973 Water Ridge Dr

Year

Property tax

Land + Additions

Assessment*

2025

$14,135 (−0.7%)

$476,500 + $756,800

$1,233,300

2024

$14,228 (+2.1%)

$476,500 + $756,800

$1,233,300

2023

$13,933 (+7.1%)

$476,500 + $726,500

$1,203,000

2022

$13,011 (+31.0%)

$438,900 + $726,500

$1,165,400

2021

$9,929 (−0.7%)

$363,700 + $686,800

$1,050,500

2020

$10,003 (+5.7%)

$333,600 + $467,600

$801,200

2019

$9,461 (+0.2%)

$333,600 + $469,000

$802,600

2018

$9,442 (−0.7%)

$281,900 + $473,000

$754,900

2017

$9,511 (−3.7%)

$281,900 + $487,300

$769,200

2016

$9,880 (+15.1%)

$281,900 + $487,300

$769,200

2015

$8,581 (+7.5%)

$281,900 + $512,500

$794,400

2013

$7,984

$250,800 + $479,100

$729,900

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

3.5

Stories

Lot width

—

Lot depth

—

Lot size

0.4 Acres

Year renovated

1999

Sq. Ft.

4,629

Year built

1999

Style

Single Family Residential

County

Hamilton County

APN

291511005010000020

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 16, 2026.

AIRSPACE SECONDARY ZONING DISTRICT

Residential District

The R2 District is intended to be provide for single-family homes in a lower density range of approximately 1.0 to 1.7 dwelling units per acre.

Zone overlays

Airspace Secondary Zoning District

Permitted uses

Include but are not limited to:

Housing-Group
Housing-Single unit
Housing-Other
Infrastructure
Park & open space

Property details

Parking

Parking Information
Garage SqFt: 1522
Parking Features: Attached
Garage Spaces: 3
Has Garage

Interior

Interior Sq. Ft. Information
Building Area Total: 5290
Living Area: 4959
Main Level Sq. Ft.: 2645
Upper Level Sq. Ft.: 0
Lower/Basement Level Sq. Ft (Finished): 2314

Bedroom Information
Primary Bedroom Description: Closet Walk in,Shower Stall Full,Sinks Double,Tub Garden
# of Basement Bedrooms: 3
# of Bedrooms Main: 1
Beds MU: 1
Bedrooms MU: 1

Bathroom Information
# of Full Baths (Total): 3
# of Half Baths (Total): 1
# of Full Baths (Main): 1
# of Full Baths (Basement): 2
# of Half Baths (Main): 1
Half Baths MU: 1
Half Bathrooms MU: 1
Full Baths MU: 1
Full Bathrooms MU: 1

Room 1 Information
Room Type: Dining Room
Room Features: Hardwood
Room Dimensions: 13x13
Room Level: Main

Room 2 Information
Room Type: Office
Room Features: Hardwood
Room Dimensions: 13x13
Room Level: Main

Room 3 Information
Room Type: Great Room
Room Features: Hardwood
Room Dimensions: 18x23
Room Level: Main

Room 4 Information
Room Type: Kitchen
Room Dimensions: 19x13
Room Level: Main

Room 5 Information
Room Type: Breakfast Room
Room Dimensions: 13x9
Room Level: Main

Room 6 Information
Room Type: Hearth Room
Room Dimensions: 13x8
Room Level: Main

Room 7 Information
Room Features: Hardwood
Room Dimensions: 17x16
Room Level: Main

Room 8 Information
Room Type: Family Room
Room Features: Carpet
Room Dimensions: 19x15
Room Level: Basement

Room 9 Information
Room Type: Play Room
Room Features: Carpet
Room Dimensions: 18x12
Room Level: Basement

Room 10 Information
Room Type: Bedroom 2
Room Features: Carpet
Room Dimensions: 17x12
Room Level: Basement

Room 11 Information
Room Type: Bedroom 3
Room Features: Carpet
Room Dimensions: 13x13
Room Level: Basement

Room 12 Information
Room Type: Bedroom 4
Room Features: Carpet
Room Dimensions: 13x11
Room Level: Basement

Other Rooms Information
Rooms Upper: 0
Rooms Main: 8
Rooms Basement: 5
# of Rooms: 13

Laundry Room Information
Laundry Features: Main Level

Basement Information
Has Basement
Basement Features: Ceiling - 9+ feet, Daylight/Lookout Windows, Egress Window(s), Finished, Walk Out

Fireplace Information
# of Fireplaces: 1
Fireplace Features: Two Sided, Great Room, Hearth Room

Heating & Cooling
Heating Information: Forced Air, Gas
Cooling Information: Central Electric

Interior Features
Interior Features: Attic Access, Breakfast Bar, Built In Book Shelves, Raised Ceiling(s), Tray Ceiling(s), Walk-in Closet(s), Wet Bar, Wood Work Painted
Appliances: Dishwasher, Dryer, Disposal, Gas Water Heater, Microwave, Gas Oven, Refrigerator, Washer
Areas Interior: Great Room - 2 Story

Exterior

Building Information
Percent Optional Level Finished: 75+%

Exterior Features
Patio And Porch Features: Deck Main Level, Open Patio, Screened
Exterior Features: Sprinkler System

Pool Information
Pool Features: In Ground

Waterfront Information
On Waterfront
Waterfront Features: Lake Front, Waterfront, Dock

Property Information
Ownership Interest Types: Mandatory Fee
Other Equipment: Smoke Alarm, Sump Pump w/Backup
Property Type: Residential
Has View
Property Sub Type: Single Family Residence

Land Information
Acres: 1/4-1/2 Acre

Lot Information
Lot Size Acres: 0.4
Lot Features: Mature Trees

Utilities

Utility Information
Utility Prim Sewage Disp: Municipal Sewer Connected
Water Source: Municipal/City
Utilities: Gas
Solid Waste Information: No

Location

HOA Information
Has HOA
HOA Disclosures: Covenants & Restrictions
Association Fee: $700
Association Fee Frequency: Annually
Association Fee Includes: Association Home Owners, Entrance Common, Maintenance, ParkPlayground, Management, Security, Snow Removal

School Information
High School District: Hamilton Southeastern Schools

Location Information
Directions: East on 96th St., Left on Fall Creek, Left on Springstone Rd, Left on Water Ridge Dr. to home on Left.
Tax Legal Description: Acreage .40, Section 11, Township 17, Range 5, Springs Of Cambridge, Section 5, Lot 192

Community Information
Community Features: Playground

Public facts

Beds: 4
Baths: 3.5
Sq. Ft.: 4,629
Stories: 1.0
Lot Size: 0.4 acres
Style: Single Family Residential
Year Built: 1999
Year Renovated: 1999
County: Hamilton County
APN: 291511005010000020

Home facts updated by county records on Sep 16, 2026

Other

Listing Information
Attribution Contact: awilliams@bhhsin.com

Green Information
Green Certification YN: No

Home Information
Foundation Details: Concrete Perimeter
Construction Materials: Brick
Levels: One

Around this home

Schools

Geist Elementary School

Public PreK-4 • Assigned • 1.1mi

9/10

Fall Creek Junior High

Public 7-8 • Assigned • 2.3mi

8/10

Hamilton Southeastern High School

Public 9-12 • Assigned • 2.9mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 17 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Fishers, IN • 46055

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.8 hours in June and 3.3 hours in December, placing it below the U.S. average for solar exposure.

9.8 hrs

3.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.61M – $1.95M

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Home values near 12973 Water Ridge Dr

Data from public records.

Address	Redfin Estimate
12968 Water Ridge Drive, Fishers, IN 6 Beds \| 5 Baths \| 5584 Sq. Ft.	$989,822
12949 Water Ridge Drive, Fishers, IN 5 Beds \| 5.5 Baths \| 9673 Sq. Ft.	$2,017,377

Address	Redfin Estimate
12955 Water Ridge Drive, Fishers, IN 4 Beds \| 3.5 Baths \| 5471 Sq. Ft.	$1,501,511
12967 Water Ridge Drive, Fishers, IN 3 Beds \| 7 Baths \| 7213 Sq. Ft.	$1,747,894

Address	Redfin Estimate
12960 Water Ridge Drive, Fishers, IN 5 Beds \| 4.5 Baths \| 5613 Sq. Ft.	$1,144,546
12943 Water Ridge Drive Unit 0, McCordsville, IN - Beds \| - Baths \| - Sq. Ft.	$1,087,224

Property information provided by MIBOR as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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