Nestled on 3.44 scenic acres overlooking the St. Joseph River, this exceptional custom home offers over 4,500 finished square feet of living space designed for comfort, entertaining, and everyday enjoyment. From the moment you arrive, you’ll appreciate the architectural details, including a grand pillared entry, arched doorways, soaring 9-foot ceilings throughout the main level and daylight basement, and a stunning rounded bay window that fills the home with natural light. The spacious main level features French doors off the foyer leading to a private office, den, playroom, or media room. The impressive primary suite boasts vaulted ceilings, a generous walk-in closet, and a luxurious en-suite bath. All three bedrooms are exceptionally sized and offer abundant closet space. The finished daylight basement expands your living options with a large family room, recreation room, and a versatile bonus room that could easily serve as a fourth bedroom, second office, fitness room, or hobby space. Car enthusiasts, hobbyists, and outdoor enthusiasts will love the incredible garage space, including a heated 40’ x 30’ detached three-car garage and a 24’ x 24’ attached two-car garage. Outside, enjoy peaceful summer evenings from the screened porch overlooking your private above-ground pool and the picturesque riverfront setting beyond. A rare combination of acreage, river views, spacious living areas, and unmatched garage space, this property offers the lifestyle you’ve been dreaming of.
Single-familyProperty Type
1999Year Built
3.44 acresLot Size
$148Price/Sq.Ft.
2 car garageParking
Listed by Melissa Maddox• North Eastern Group Realty
Listed by Addison Romary• North Eastern Group Realty
Contact: Cell: 260-760-8734
Bought with Kristi Hoagland• Perfect Location Realty
Est. $2,366 per month, based on comparable rentals
Sale and tax history for 10809 St. Joe Rd
Sale History
Tax History
Date
Event
Price
IRMLS #202624502
Aug 3, 2026
Sold
$650,000
$148/sq ft
Jul 4, 2026
Pending
—
Jun 21, 2026
Listed
$699,900
$160/sq ft
IRMLS #201915192
Jun 28, 2019
Sold
$395,000
$90/sq ft
Apr 23, 2019
Listed
$399,900
$91/sq ft
+31
Impressive 2 story on the St. Joe River with a 40 x 30 heated and insulated outbuilding with large loft on 3.44 acres. LEO Schools. GREAT option for large 4th bedroom in lower level, that already has existing bath. All NEW carpet in all bedrooms upstairs, halls, stairways and main floor greatroom! All other main floor areas are hard surface. Over 4400' of finished living space plus a 14 x 14 screened porch and a lovely covered front porch. 9 ft ceilings on both the main floor and basement. Beautiful kitchen with tall custom cabinetry, breakfast bar adjoining large eating area. 2 finished dens with glass French doors and built in cabinetry. Very large bedrooms, GFA heat, CA, 2 x 6" exterior walls, all custom draperies, wired for security. Freshly resurfaced asphalt circle driveway. Home currently has an above ground pool that can stay or be removed. Outbuilding has an abundance of shelving and is the perfect spot for the hobbyist or a small business. Very well maintained and easy possession.
IRMLS #201849037
Oct 31, 2018
Listed
$399,900
$91/sq ft
IRMLS #201839552
Aug 30, 2018
Listed
$413,900
$94/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$5,312 (+0.9%)
$94,600 + $499,000
$593,600
2024
$5,265 (+13.5%)
$94,600 + $452,600
$547,200
2023
$4,639 (+22.4%)
$82,700 + $438,500
$521,200
2022
$3,791 (+14.9%)
$82,700 + $348,600
$431,300
2021
$3,298 (+1.6%)
$82,700 + $270,100
$352,800
2020
$3,246 (+3.4%)
$82,700 + $257,600
$340,300
2019
$3,140 (+7.7%)
$82,700 + $281,200
$363,900
2018
$2,915 (−2.8%)
$59,500 + $271,400
$330,900
2017
$3,000 (+0.3%)
$59,500 + $264,000
$323,500
2016
$2,990 (+6.1%)
$59,500 + $264,000
$323,500
2015
$2,819 (−5.6%)
$59,500 + $252,800
$312,300
2013
$2,987
$60,500 + $228,100
$288,600
Public record
Public record
Zoning
Permits
Beds
4
Baths
3.5
Stories
2
Lot width
—
Lot depth
—
Lot size
3.44 Acres
Year renovated
1999
Sq. Ft.
2,504
Year built
1999
Style
Single Family Residential
County
Allen County
APN
020332400003000042
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 14, 2026.
A1
Agricultural District
The Agricultural district is intended to permit a wide range of agricultural activities as well as limited types of low-density residential development and other uses customarily conducted in or associated with agricultural areas, and certain additional community-oriented uses.
Permitted uses
Include but are not limited to:
Dairy
Equestrian facility
Livestock production
Housing-Group
Housing-Single unit
Recreation
Neighborhood center
Agriculture-Cropland
Housing-Mobile home park
Timberland
Apr 13, 2020 • Active
Heating - residential
Replace the furnace and air conditioning unit.
HVAC
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking/Garage Information
Has Garage
Has Attached Garage
# of Garage Spaces: 2
Parking Features: Garage Door Opener, Asphalt, Circular Driveway, Off Street, Garage, Attached
Interior
Bathroom Information
# of Full Bathrooms: 3
# of Half Bathrooms: 1
# of Main Level Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Natural Gas, Forced Air
Interior Features
Interior Features: Vaulted Ceiling(s), Entrance Foyer, Breakfast Bar