OFF MARKET

Off market may 2024 for $399K

$437,963

Est. refi paymentEst. refi $3,064/mo

•

2,780

sq ft

10368 Jefferson Rd, Osceola, IN 46561

About this home

Might be cold today, but summer is coming soon- perfect time to buy a waterfront home! Check out this gorgeous home in Penn school district & located on the St Joe River! Entertaining is a blast in this beautiful kitchen, with solid surface counters, that opens up to the dining room and living room- so you can stay connected even if you are the "chef" of the party. The living room and walkout downstairs both have beautiful views of the water, lots of natural light, and easy access to the backyard & river. After a long day you can't beat relaxing on the back deck or taking in soak in the hot tub! Upstairs has 3 bedrooms and 2 full bathrooms: including a primary bedroom with walk in closet and bathroom. Hate storms & power loss? Home has Generac whole house backup power system!

Single-familyProperty Type

1924Year Built

7,405 sq ftLot Size

$158Est. Price/Sq.Ft.

2 car garageParking

Listed by Brad Beer • Heart City Realty LLC

Contact: Cell: 574-596-0376

Bought with Abram Christianson • Howard Hanna SB Real Estate

Redfin checked: 2 minutes ago

•Source:IRMLS #202409590

Redfin Estimate

$437,963

$38K since sold in May 2024$1,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 35.5% higher than the average sale price ($323K) of 6 comparable homes.

SOLD JUL 31, 2026
$305,000
A
3 beds2 baths1,583 sq ft
10624 Jefferson Rd, Osceola, IN 46561
SOLD SEP 4, 2026
$359,900
B
3 beds3 baths3,000 sq ft
55796 Wild Game Dr, Osceola, IN 46561
SOLD AUG 6, 2026
$367,500
C
3 beds2.5 baths2,566 sq ft
10879 Gorden Setter Dr, Osceola, IN 46561
SOLD JUL 24, 2026
$333,000
D
3 beds2.5 baths2,182 sq ft
10035 Ashwood Forest Dr, Osceola, IN 46561
SOLD JUL 7, 2026
$257,100
E
3 beds2.5 baths2,506 sq ft
55763 Ringneck Dr, Osceola, IN 46561
SOLD JUN 18, 2026
$316,500
F
3 beds2 baths2,358 sq ft
10106 Ashwood Forest Dr, Osceola, IN 46561

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,984/mo

Redfin rental estimate

List your home for rent

Market trends in 46561, IN

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.6%

0.3% MoM

Median sale price

$352K

$2K MoM

Avg. days on market

30d

12 days MoM

Recently sold homes

5 MoM

New listings for sale

$475,000
4 beds2.5 baths2,720 sq ft
58585 Heather Pointe Dr, Osceola, IN 46561
$214,900
3 beds2 baths1,176 sq ft
10601 Toledo Ave, Osceola, IN 46561
OPEN TODAY, 1PM TO 3PM
$284,900
3 beds1.5 baths2,182 sq ft
11650 Rogers St, Osceola, IN 46561
$1,100,000
4 beds4.5 baths5,230 sq ft
10609 Brems Ct, Osceola, IN 46561
$200,000
2 beds1 bath656 sq ft
11693 Vistula Rd, Osceola, IN 46561
$230,000
4 beds2 baths1,508 sq ft
10831 Curtis St, Osceola, IN 46561
See all

Provided by Redfin

Sale history for 10368 Jefferson Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,687 (+40.6%)

$25,900 + $160,800

$186,700

2024

$1,911 (+0.3%)

$35,700 + $313,200

$348,900

2023

$1,906 (−9.1%)

$35,700 + $313,200

$348,900

2022

$2,095 (−7.8%)

$35,700 + $193,900

$229,600

2021

$2,273 (+2.6%)

$35,700 + $193,900

$229,600

2020

$2,216 (+22.4%)

$17,700 + $215,500

$233,200

2019

$1,811 (+11.6%)

$17,700 + $215,500

$233,200

2018

$1,623 (−1.4%)

$15,000 + $182,400

$197,400

2017

$1,645 (+32.0%)

$14,200 + $170,900

$185,100

2016

$1,247 (+0.5%)

$14,200 + $170,900

$185,100

2015

$1,241 (−26.7%)

$11,800 + $138,500

$150,300

2013

$1,694

$11,800 + $137,400

$149,200

Tax history for 10368 Jefferson Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,687 (+40.6%)

$25,900 + $160,800

$186,700

2024

$1,911 (+0.3%)

$35,700 + $313,200

$348,900

2023

$1,906 (−9.1%)

$35,700 + $313,200

$348,900

2022

$2,095 (−7.8%)

$35,700 + $193,900

$229,600

2021

$2,273 (+2.6%)

$35,700 + $193,900

$229,600

2020

$2,216 (+22.4%)

$17,700 + $215,500

$233,200

2019

$1,811 (+11.6%)

$17,700 + $215,500

$233,200

2018

$1,623 (−1.4%)

$15,000 + $182,400

$197,400

2017

$1,645 (+32.0%)

$14,200 + $170,900

$185,100

2016

$1,247 (+0.5%)

$14,200 + $170,900

$185,100

2015

$1,241 (−26.7%)

$11,800 + $138,500

$150,300

2013

$1,694

$11,800 + $137,400

$149,200

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

Lot width

40 ft.

Lot depth

179 ft.

Lot size

7,161 Sq. Ft.

Year renovated

1957

Sq. Ft.

2,280

Year built

1924

Style

Single Family Residential

County

St. Joseph County

APN

711009205014000031

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 6, 2026.

Single Family District

The R single family districts are established to protect, promote and maintain the development of single-family dwellings as well as provide for other limited residential, public and institutional uses that are compatible with residential development located at the periphery of an urban area.

Permitted uses

Include but are not limited to:

Agriculture
Assembly/ meeting place
Community / recreation center
Religious facility
Housing-Single unit
Housing-Other
Educational/school
Library
Golf related
Cemetery

Property details

Parking

Parking/Garage Information
Has Garage
Has Attached Garage
# of Garage Spaces: 2
Parking Features: Concrete, Attached

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1
# of Main Level Bathrooms: 1

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Natural Gas, Forced Air

Interior Features
Interior Features: Cathedral Ceiling(s), Kitchen Island, Open Floorplan
Appliances: Dishwasher, Microwave, Refrigerator, Electric Range
Flooring: Carpet, Laminate, Vinyl
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Living Room

Room Information
# of Rooms Total: 13
Laundry Features: Upper Level
Has Basement
Basement Details: Full, Partially Finished

Exterior

Exterior Features
Patio And Porch Features: Deck
Roof: Shingle

Pool Information
Has Spa/Hot Tub

Building Information
Above Grade Finished Area: 2,280
Below Grade Finished Area: 500
# of Stories Total: 2
Construction Materials: Vinyl Siding

Property Features
On Waterfront
Waterfront Features: River Front

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Site-Built Home

Lot Information
Lot Features: Waterfront
Frontage Type: Waterfront
Water Body Name: St. Joe River Lower
Lot Size Dimensions: 40 x 179
Lot Size Acres: 0.17
Zoning: R Single Family Residenti

Financial

Tax Information
Tax Annual Amount: $2,095

Utilities

Utility Information
Water Source: Private, Well
Electric: Generator
Sewer: Septic Tank

Location

Schools Information
School District: Penn-Harris-Madison School Corp.
Elementary School: Moran
Middle Or Junior School: Schmucker
High School: Penn

Location Information
Directions: On Jefferson Just W of Co Line Rd
Subdivision Name: None

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 2,280
Stories: 2.0
Lot Size: 7,161 square feet
Style: Single Family Residential
Year Built: 1924
Year Renovated: 1957
County: St. Joseph County
APN: 711009205014000031

Home facts updated by county records on Nov 6, 2026

Other

Listing Information
List AOR: Elkhart County BOR
AttributionContact: Cell: 574-596-0376

Around this home

Schools

K - 12
Preschool & daycare

Moran Elementary School

Public K-5 • Assigned • 1.1mi

7/10

Schmucker Middle School

Public 6-8 • Assigned • 2.2mi

9/10

Penn High School

Public 9-12 • Assigned • 1.9mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 101° expected this year, 15 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Osceola, IN • 46561

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.3 hours in June and 2.9 hours in December, placing it below the U.S. average for solar exposure.

10.3 hrs

2.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$417,000 – $504,000

Sell confidently with a local market expert in Osceola. 3 minutes to get started.

Nearby similar homes

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New listings for sale in 46561

$475,000

4 beds2.5 baths2,720 sq ft

58585 Heather Pointe Dr, Osceola, IN 46561

Primary suite • Gorgeous kitchen • Finished basement

$214,900

3 beds2 baths1,176 sq ft

10601 Toledo Ave, Osceola, IN 46561

0.62-acre lot • Updated kitchen • Expansive backyard

OPEN TODAY, 1PM TO 3PM3D WALKTHROUGH

$284,900

3 beds1.5 baths2,182 sq ft

11650 Rogers St, Osceola, IN 46561

Open kitchen • Updated bathrooms • Private fenced yard

$1,100,000

4 beds4.5 baths5,230 sq ft

10609 Brems Ct, Osceola, IN 46561

Wooded acres • Two entrances • Custom-built estate

$200,000

2 beds1 bath656 sq ft

11693 Vistula Rd, Osceola, IN 46561

Fenced lot • Updated kitchen • City water

$230,000

4 beds2 baths1,508 sq ft

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Updated kitchen • Spacious deck • Fully fenced yard

Home values near 10368 Jefferson Rd

Data from public records.

Address	Redfin Estimate
10376 Jefferson Road, Osceola, IN 3 Beds \| 1.5 Baths \| 1456 Sq. Ft.	$288,163
10384 Jefferson Road, Osceola, IN 1 Beds \| 1 Baths \| 938 Sq. Ft.	$215,907
10453 Jefferson Road, Osceola, IN 3 Beds \| 2 Baths \| 1404 Sq. Ft.	$286,558
10430 Jefferson Road, Osceola, IN 2 Beds \| 1.5 Baths \| 1675 Sq. Ft.	$307,138
10428 Jefferson Road, Osceola, IN 3 Beds \| 1 Baths \| 2024 Sq. Ft.	$335,809
10413 Jefferson Road, Osceola, IN 3 Beds \| 2.5 Baths \| 2240 Sq. Ft.	$389,579
10345 Royal Oak Court, Osceola, IN 3 Beds \| 2.5 Baths \| 1777 Sq. Ft.	$287,344

Address	Redfin Estimate
10478 Jefferson Road, Osceola, IN 4 Beds \| 3.5 Baths \| 3798 Sq. Ft.	$612,484
10470 Jefferson Road, Osceola, IN 2 Beds \| 1 Baths \| 954 Sq. Ft.	$243,689
10460 Jefferson Road, Osceola, IN 3 Beds \| 2 Baths \| 1992 Sq. Ft.	$355,515
10400 Jefferson Road, Osceola, IN 3 Beds \| 2 Baths \| 1168 Sq. Ft.	$245,080
10475 Jefferson Road, Osceola, IN 3 Beds \| 2.5 Baths \| 2224 Sq. Ft.	$408,291
10334 Jefferson Road, Osceola, IN 3 Beds \| 2.5 Baths \| 2032 Sq. Ft.	$359,579
10350 Royal Oak Court, Osceola, IN 4 Beds \| 4 Baths \| 2980 Sq. Ft.	$356,228

Address	Redfin Estimate
10392 Jefferson Road, Osceola, IN 3 Beds \| 2 Baths \| 1033 Sq. Ft.	$324,901
10414 Jefferson Road, Osceola, IN 3 Beds \| 1.5 Baths \| 3842 Sq. Ft.	$530,583
10300 Jefferson Road, Osceola, IN 3 Beds \| 4 Baths \| 3360 Sq. Ft.	$538,322
10358 Jefferson Road, Osceola, IN 2 Beds \| 1 Baths \| 934 Sq. Ft.	$214,681
10399 Jefferson Road, Osceola, IN 2 Beds \| 1.5 Baths \| 2259 Sq. Ft.	$301,136
10272 Jefferson Road, Osceola, IN 3 Beds \| 2.5 Baths \| 2424 Sq. Ft.	$367,532
10370 Royal Oak Court, Osceola, IN 3 Beds \| 3 Baths \| 3143 Sq. Ft.	$370,753

Property information provided by IRMLS when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 46561, IN

Sale history for 10368 Jefferson Rd

Tax history for 10368 Jefferson Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 46561

Home values near 10368 Jefferson Rd

More real estate resources