Ever wonder what it's like to live in a home on the River? Come see for yourself! Open House: Sunday, July 19, 12p-2p EST Welcome to the St. Joseph River, a retreat perfectly positioned at the rivers bend, where breathtaking water views, abundant wildlife, and some of the area's best fishing opportunities come together to create an unforgettable waterfront lifestyle. This impressive two-story home, rebuilt in 2013, offers 4 spacious bedrooms (3 bedrooms are en suites) and 3.5 baths, designed with both comfort and entertaining in mind. The dramatic great room features soaring ceilings and expansive windows that flood the space with natural light while showcasing picturesque river views. The thoughtfully designed floor plan provides generous living spaces, main floor laundry, and space that is ideal for gathering with family and friends. Step outside and enjoy your own private outdoor oasis. The fully fenced backyard offers plenty of room for pets and play, while the above-ground pool provides the perfect spot to cool off during warm summer days. Whether you're casting a line from the shoreline, watching eagles soar overhead, or enjoying an evening around the river and firepit, this property delivers a true waterfront experience. Buyers will appreciate the additional detached garage complete with a second-story bonus storage area, providing endless possibilities for lake or pool equipment, workshop space, or seasonal storage. Located within the highly sought-after Penn-Harris-Madison School District, this exceptional property combines the tranquility of riverfront living with convenient access to shopping, dining, schools, and everyday amenities. If you've been searching for a riverfront property where nature, recreation, and comfortable living meet, or want the perfect AirBNB, this home is ready to welcome you!
Single-familyProperty Type
2013Year Built
0.56 acresLot Size
$153Price/Sq.Ft.
1 car garageParking
Listed by Erica Young• Realty Executives Premier
Listed by Michael Tezak• Realty Executives Premier
Bought with Steve Weldy• Weichert Rltrs-J.Dunfee&Assoc.
Est. $3,779 per month, based on comparable rentals
Sale and tax history for 10478 Jefferson Rd
Sale History
Tax History
Date
Event
Price
IRMLS #202621890
Aug 28, 2026
Sold
$580,000
$153/sq ft
Jul 29, 2026
Pending
—
Jun 12, 2026
Relisted
—
Jun 7, 2026
Pending
—
Jun 5, 2026
Listed
$599,000
$158/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$5,744 (+34.6%)
$92,400 + $552,600
$645,000
2024
$4,268 (−47.3%)
$92,400 + $552,600
$645,000
2023
$8,106 (−1.7%)
$92,400 + $552,600
$645,000
2022
$8,244 (+27.0%)
$92,300 + $358,400
$450,700
2021
$6,492 (+0.4%)
$92,300 + $362,000
$454,300
2020
$6,469 (+15.6%)
$36,500 + $291,800
$328,300
2019
$5,599 (+7.9%)
$36,500 + $294,800
$331,300
2018
$5,191 (−2.6%)
$30,900 + $252,600
$283,500
2017
$5,330 (+18.9%)
$29,200 + $242,400
$271,600
2016
$4,483 (−3.4%)
$29,200 + $242,400
$271,600
2015
$4,642 (+377.1%)
$24,300 + $202,100
$226,400
2013
$973
$24,300 + $12,900
$37,200
Public record
Public record
Zoning
Beds
3
Baths
3.5
Stories
—
Lot width
99 ft.
Lot depth
248 ft.
Lot size
0.56 Acres
Year renovated
—
Sq. Ft.
3,798
Year built
2013
Style
Single Family Residential
County
St. Joseph County
APN
711009205003000031
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 21, 2026.
R
Single Family District
The R single family districts are established to protect, promote and maintain the development of single-family dwellings as well as provide for other limited residential, public and institutional uses that are compatible with residential development located at the periphery of an urban area.
Permitted uses
Include but are not limited to:
Agriculture
Assembly/ meeting place
Community / recreation center
Religious facility
Housing-Single unit
Housing-Other
Educational/school
Library
Golf related
Cemetery
Property details
Parking
Parking/Garage Information
Has Garage
Has Attached Garage
# of Garage Spaces: 1
Parking Features: Garage Door Opener, Garage, Attached
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 3
# of Half Bathrooms: 1
# of Main Level Bathrooms: 2
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Natural Gas, Forced Air
Interior Features
Interior Features: Vaulted Ceiling(s), Kitchen Island
Appliances: Dishwasher, Microwave, Refrigerator, Washer, Gas Range, Dryer
Flooring: Carpet, Ceramic Tile
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Living Room
Room Information
# of Rooms Total: 6
Laundry Features: Main Level
Basement Details: Crawl Space
Exterior
Exterior Features
Patio And Porch Features: Patio
Fencing: Chain Link
Roof: Asphalt
Pool Information
Has Private Pool
Pool Features: Above Ground
Building Information
Above Grade Finished Area: 3,798
Construction Materials: Vinyl Siding
Property Features
On Waterfront
Waterfront Features: River Front
Has View
Other Structures: Second Garage
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Site-Built Home
Lot Information
Lot Features: Views, Waterfront
Frontage Type: Waterfront
Water Body Name: Saint Joseph River
Lot Size Dimensions: 99 x 248
Lot Size Acres: 0.56
Zoning Description: Residential
Financial
Tax Information
Tax Annual Amount: $5,787
Utilities
Utility Information
Water Source: Private, Well
Sewer: Septic Tank
Location
Schools Information
School District: Penn-Harris-Madison School Corp.
Elementary School: Moran
Middle Or Junior School: Schmucker
High School: Penn
Location Information
Directions: Head east on Jefferson, pass Penn High School, drive 2 miles, house will be on the right-hand side of road.
Subdivision Name: None
Public facts
Beds: 3
Baths: 3.5
Sq. Ft.: 3,798
Stories: —
Lot Size: 0.56 acres
Style: Single Family Residential
Year Built: 2013
Year Renovated: —
County: St. Joseph County
APN: 711009205003000031
Home facts updated by county records on Sep 21, 2026
Other
Listing Information
List AOR: Kosciusko BOR
Around this home
Schools
Moran Elementary School
Public K-5 • Assigned • 1.0mi
7/10
Schmucker Middle School
Public 6-8 • Assigned • 2.1mi
9/10
Penn High School
Public 9-12 • Assigned • 1.8mi
10/10
Provided by GreatSchools
Climate risks
6/10 Flood Factor
Estimated 69-77% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 101° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Osceola, IN • 46561
Average low and high temperatures (°F)
29
16
37
21
55
33
63
41
69
47
81
61
86
65
81
60
79
53
66
45
50
35
37
24
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
91/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Osceola. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.1 hrs
4.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$589,000 – $712,000
Sell confidently with a local market expert in Osceola.