SOLD JUL 21, 2026

Sold on Jul 2026

$198,000

•

1,021

sq ft

655 Walnut St, Waterloo, IN 46793

Track this home’s value and nearby sales activity

About this home

Affordable. Updated. Hard to replicate. Welcome to 655 W Walnut Street in Waterloo, where small-town living meets space that’s nearly impossible to find at this price point. Situated on four connected city lots totaling approximately 0.60 acres, this well-maintained ranch offers room to spread out while still enjoying the convenience of an in-town location. Inside, you’ll find 3 bedrooms, 1 full bath, and a spacious, functional layout with an updated kitchen, ample cabinet and countertop space, and room for gathering with family and friends. The home’s size is deceiving from the street and lives larger than expected once inside. Major improvements have already been taken care of, including updated furnace, central air, water heater, and roof. Most appliances remain with the home, making this a truly move-in-ready opportunity. Outside is where this property really shines. The heated and insulated outbuilding offers space for vehicles, storage, hobbies, a workshop, or recreational equipment. One side of the property provides plenty of open space for entertaining, sports, pets, or gardening, while the tree-lined portion creates a private setting rarely found within town limits. USDA financing eligible for qualified buyers. If you’ve been looking for an affordable home with updates already completed, a large lot, and an outbuilding with endless possibilities, 655 W Walnut Street deserves a closer look.

Single-familyProperty Type

1950Year Built

0.6 acresLot Size

$194Price/Sq.Ft.

2 car garageParking

Listed by Tyler Secrist • CENTURY 21 Bradley Realty, Inc

Contact: Cell: 260-573-5748

Bought with Tyler Secrist • CENTURY 21 Bradley Realty, Inc

Redfin checked: a minute ago

•Source:IRMLS #202624853

Redfin Estimate

$197,026

$974 since sold in July 2026$0 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 4.6% higher than the average sale price ($188K) of 6 comparable homes.

SOLD AUG 26, 2026
$180,000
A
3 beds1 bath960 sq ft
560 S Center St, Waterloo, IN 46793
SOLD AUG 20, 2026
$166,000
B
3 beds1 bath1,128 sq ft
355 S Washington St, Waterloo, IN 46793
SOLD JUL 27, 2026
$151,300
C
2 beds1 bath832 sq ft
720 N Wayne St, Waterloo, IN 46793
SOLD AUG 14, 2026
$168,000
D
3 beds1 bath1,008 sq ft
600 S Indiana St, Waterloo, IN 46793
SOLD JUL 31, 2026
$230,000
E
3 beds2 baths1,243 sq ft
370 Cobblers Way, Waterloo, IN 46793
SOLD JUL 31, 2026
$234,900
F
3 beds2 baths1,471 sq ft
4177 US 6 Hwy, Waterloo, IN 46793

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Market trends in 46793, IN

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.5%

+0.0% MoM

Median sale price

$260K

$48K MoM

Avg. days on market

30d

16 days MoM

Recently sold homes

6 MoM

New listings for sale

$585,000
3 beds2 baths2,110 sq ft
4010 County Road 28, Waterloo, IN 46793
3D WALKTHROUGH
$599,000
3 beds3.5 baths3,710 sq ft
3132 County Road 427, Waterloo, IN 46793
See all

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Rental estimate

Est. $1,734 per month, based on comparable rentals

Sale and tax history for 655 Walnut St

Sale History
Tax History

Date

Event

Price

IRMLS #202624853

Jul 21, 2026

Sold

$198,000

$194/sq ft

Jun 25, 2026

Pending

—

Jun 23, 2026

Listed

$185,000

$181/sq ft

IRMLS #202234216

Sep 29, 2022

Sold

$159,000

$156/sq ft

Aug 20, 2022

Pending

—

Aug 16, 2022

Listed

$154,900

$152/sq ft

+20

WOW! Talk about move-in-ready, this is definitely it. Completely redone inside and out, this well maintained ranch includes many updates including: Furnace, AC , water heater, siding, professionally landscaped, flooring, paint, counters you name it this home has been given a lot of love. A large heated & insulated outbuilding provides room for 2 cars and space for additional equipment. The kitchen is spacious with plenty of room for family gatherings. All appliances stay with home. The property was compiled of 4 city lots and has been recently consolidated into 1 main parcel. Plenty of outdoor privacy with trees and a deep yard for many outdoor activities. Do not be fooled by the overall size, this home has plenty of room to grow in.

IRMLS #201609873

Apr 29, 2016

Sold

$90,000

$88/sq ft

Mar 13, 2016

Listed

$89,900

$88/sq ft

+11

This well maintained ranch is perfect for 1st time home buyers and has many valuable updates: Furnace, AC , water heater, and roof almost new. A large heated & insulated outbuilding provides room for 2 cars and space for a multitude of hobbies. The interior of home is tastefully decorated. The kitchen is spacious with plenty of room for family gatherings and potential for a large island add-on. All appliances stay with home and most are nearly new. The property is compiled of 4 city lots giving an overall size of . 6 acres. One side yard is ideal for all kinds of family fun and sport practice and the other provides seclusion with its row of trees. Nothing like in town living with a country feel. Plus, this home size is deceiving; you will be pleasantly surprised once you step inside. It will sell fast so don't wait to call for an appointment.

Year

Property tax

Land + Additions

Assessment*

2024

$1,214 (−2.9%)

$40,700 + $93,300

$134,000

2023

$1,250 (+136.2%)

$39,600 + $91,500

$131,100

2022

$529 (+7.5%)

$15,700 + $59,900

$75,600

2021

$493 (+1.5%)

$15,700 + $55,900

$71,600

2020

$486 (+16.5%)

$15,700 + $57,900

$73,600

2019

$417 (−5.4%)

$15,700 + $40,600

$56,300

2018

$441 (+4.4%)

$15,700 + $41,000

$56,700

2017

$422 (+5.5%)

$15,700 + $38,200

$53,900

2016

$400 (+5.3%)

$15,700 + $37,800

$53,500

2015

$380 (−10.2%)

$10,700 + $43,200

$53,900

2013

$423

$10,700 + $41,300

$52,000

Public record

Beds

Baths

Stories

Lot width

302 ft.

Lot depth

88 ft.

Lot size

0.61 Acres

Year renovated

1990

Sq. Ft.

1,021

Year built

1950

Style

Single Family Residential

County

DeKalb County

APN

170609227005000008

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 11, 2026.

Property details

Parking

Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Detached

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 1
# of Main Level Bathrooms: 1

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Forced Air

Room Information
# of Rooms Total: 6
Laundry Features: Main Level
Basement Details: Crawl Space

Exterior

Building Information
Above Grade Finished Area: 1,021
Construction Materials: Vinyl Siding

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Site-Built Home

Lot Information
Lot Features: Level
Lot Size Dimensions: 148 x 98 x 72
Lot Size Acres: 0.6

Financial

Tax Information
Tax Annual Amount: $1,218.54

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

Schools Information
School District: Dekalb Central United
Elementary School: Waterloo
Middle Or Junior School: Dekalb
High School: Dekalb

Location Information
Directions: GPS instructions are accurate
Subdivision Name: McAfee Farms

Public facts

Beds: 3
Baths: 1.0
Sq. Ft.: 1,021
Stories: 1.0
Lot Size: 0.61 acres
Style: Single Family Residential
Year Built: 1950
Year Renovated: 1990
County: DeKalb County
APN: 170609227005000008

Home facts updated by county records on Aug 11, 2026

Other

Listing Information
List AOR: Upstate Alliance of REALTORS
AttributionContact: Cell: 260-573-5748

Around this home

Schools

Waterloo Elementary School

Public PreK-5 • Assigned • 0.6mi

5/10

Dekalb Middle School

Public 6-8 • Assigned • 1.3mi

5/10

Dekalb High School

Public 9-12 • Assigned • 1.5mi

7/10

Provided by GreatSchools

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 101° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IN • 46793

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

99/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in the zip code. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.4 hrs

6.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$188,000 – $227,000

Sell confidently with a local market expert in Waterloo.

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New listings for sale in 46793

$585,000

3 beds2 baths2,110 sq ft

4010 County Road 28, Waterloo, IN 46793

3D WALKTHROUGH

$599,000

3 beds3.5 baths3,710 sq ft

3132 County Road 427, Waterloo, IN 46793

Home values near 655 Walnut St

Data from public records.

Address	Redfin Estimate
710 W Walnut Street, Waterloo, IN 4 Beds \| 1 Baths \| 2212 Sq. Ft.	$184,282
750 W Walnut Street, Waterloo, IN - Beds \| - Baths \| - Sq. Ft.	$18,448

Address	Redfin Estimate
620 W Walnut Street, Waterloo, IN 2 Beds \| 2 Baths \| 1488 Sq. Ft.	$209,072
730 W Walnut Street, Waterloo, IN 3 Beds \| 1 Baths \| 1344 Sq. Ft.	$151,203

Address	Redfin Estimate
505 W Walnut Street, Waterloo, IN 3 Beds \| 1.5 Baths \| 1560 Sq. Ft.	$230,314
720 W Walnut Street, Waterloo, IN 3 Beds \| 1 Baths \| 1440 Sq. Ft.	$115,404

Property information provided by IRMLS when last listed in 2026. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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655 Walnut St, Waterloo, IN 46793

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About this home

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Market trends in 46793, IN

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Sale and tax history for 655 Walnut St

Public record

Property details

Parking

Interior

Exterior

Financial

Utilities

Location

Public facts

Other

Around this home

Schools

Climate risks

Historical weather

Sun exposure

Nearby similar homes

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Home values near 655 Walnut St

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