You cannot beat this price for a Lake Cumberland getaway!! Fun Lake Cottage Ready for You to Create Your Memories- Sleeps twelve, bring your friends. Boat Ramp right down the street for easy lake access. Great affordable price! Great lake neighborhood. You will have a blast there.
Three bedroom, two bath, 1 1/2 story home located in Ramsey Point lake community. Home has seperate apartment with its own entrance and front porch. Home could be used as year-round or seasonal property.
ImagineMLS #3015403
Mar 17, 2013
Listing Removed
—
Oct 17, 2012
Listed
$59,900
$32/sq ft
NKMLS #413370
Apr 6, 2013
Listing Removed
—
Oct 3, 2012
Listed
$59,900
$32/sq ft
ImagineMLS #3010928
Aug 27, 2011
Listing Removed
—
May 27, 2011
Listed
$72,500
$38/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$607 (−2.5%)
$10,000 + $59,000
$69,000
2024
$623 (−4.4%)
$10,000 + $59,000
$69,000
2023
$652 (−0.8%)
$10,000 + $59,000
$69,000
2022
$657 (+39.8%)
$10,000 + $59,000
$69,000
2021
$470 (−1.1%)
$10,000 + $59,000
$69,000
2020
$475 (−0.1%)
$10,000 + $39,000
$49,000
2019
$476 (+0.3%)
$10,000 + $39,000
$49,000
2018
$474 (+8.2%)
$10,000 + $39,000
$49,000
2017
$438 (+5.9%)
$10,000 + $35,000
$45,000
2016
$414 (−0.5%)
$10,000 + $35,000
$45,000
2015
$416 (+1.7%)
$10,000 + $35,000
$45,000
2014
$409 (+284.5%)
$10,000 + $35,000
$45,000
2010
$106
$10,000 + $36,500
$46,500
Tax history for 1106 Ramsey Rd
Year
Property tax
Land + Additions
Assessment*
2025
$607 (−2.5%)
$10,000 + $59,000
$69,000
2024
$623 (−4.4%)
$10,000 + $59,000
$69,000
2023
$652 (−0.8%)
$10,000 + $59,000
$69,000
2022
$657 (+39.8%)
$10,000 + $59,000
$69,000
2021
$470 (−1.1%)
$10,000 + $59,000
$69,000
2020
$475 (−0.1%)
$10,000 + $39,000
$49,000
2019
$476 (+0.3%)
$10,000 + $39,000
$49,000
2018
$474 (+8.2%)
$10,000 + $39,000
$49,000
2017
$438 (+5.9%)
$10,000 + $35,000
$45,000
2016
$414 (−0.5%)
$10,000 + $35,000
$45,000
2015
$416 (+1.7%)
$10,000 + $35,000
$45,000
2014
$409 (+284.5%)
$10,000 + $35,000
$45,000
2010
$106
$10,000 + $36,500
$46,500
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
2
Baths
1
Stories
1.5
Lot width
—
Lot depth
—
Lot size
6,098 Sq. Ft.
Year renovated
—
Sq. Ft.
1,728
Year built
1970
Style
Single Family Residential
County
Wayne County
APN
022-40-01-047.00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
Property details
Parking
Parking Information
Parking Features: Attached Garage
Interior
Bathroom Information
Bathrooms (Full): 2
Heating & Cooling
Has Heating
Heating: Baseboard, Electric, Space Heater, Propane Tank Leased
Cooling: Electric, Window Unit(s)
Interior Features
Interior Features: Eat-in Kitchen
Appliances: Microwave, Refrigerator, Washer, Range
Flooring: Carpet, Vinyl
Window Features: Window Treatments
Laundry Features: Electric Dryer Hookup, Washer Hookup
Room Information
Basement: Crawl Space
Exterior
Exterior Features
Foundation Details: Block, Other, Slab
Roof: Composition, Shingle
Construction Materials: Aluminum Siding
Lot Information
Lot Size Square Feet: 5,968
Lot Size Acres: 0.14
Water Source: Public
On Waterfront: No
Water Body Name: Lake Cumberland
Property Information
Levels: One and One Half
Building Information
Building Area Total: 1,888
Financial
Tax Information
Parcel Number: 022-40-01-047.00
Utilities
Utility Information
Sewer: Septic Tank
Location
Location Information
County Or Parish: Wayne
Directions: From W92 in Monticello (3rd light at Shell), take a right go 1.5 mile to 789 veer right go 6.7 miles to Ramsey Rd. take a right follow to house on right.
Public facts
Beds: 2
Baths: 1.0
Sq. Ft.: 1,728
Stories: 1.5
Lot Size: 6,098 square feet
Style: Single Family Residential
Year Built: 1970
Year Renovated: —
County: Wayne County
APN: 022-40-01-047.00
Home facts updated by county records on Aug 7, 2026
Around this home
Schools
Bell Elementary School
Public 1-2 • Assigned • 9.1mi
Wayne County Middle School
Public 6-8 • Assigned • 9.4mi
3/10
Wayne County High School
Public 9-12 • Assigned • 9.1mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 103° expected this year, 20 days in 30 years
3/10 Wind Factor
5% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Monticello, KY • 42633
Average low and high temperatures (°F)
41
21
52
29
67
40
74
49
76
56
85
65
89
70
84
63
81
59
72
46
61
40
51
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.9 hours in
June and 3.7 hours in December, placing it below the
U.S. average for solar exposure.
8.9 hrs
3.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$161,000 – $195,000
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