Looking for a cozy home with room to roam? Welcome to this charming single-level home located in the peaceful Murl Community of Wayne County. Situated on approximately 4± unrestricted, flat acres, this 3-bedroom, 2-bath home offers the perfect blend of comfort, space, and versatility. Inside, you'll find an open-concept layout designed for easy living, along with a bright enclosed sunroom—ideal for relaxing year-round. The home features dual heat sources, including central heat and air plus a freestanding wood-burning stove, giving you comfort and efficiency in every season. Outside, the property truly shines. Multiple outbuildings provide ample storage or workspace, and a second home site is already in place with water and electric available. With plenty of space for animals, gardens, a workshop, or a large garage, this property is ready for your hobby farm or outdoor dreams. Conveniently located just 2.5 miles from the nearest community boat launch and close to Lake Cumberland, this home is perfect as a starter home, retirement retreat, vacation getaway, or potential Airbnb. Seller is currently working on replacing current the roof.
Single-familyProperty Type
1998Year Built
3.9 acresLot Size
$172Price/Sq.Ft.
2 spacesParking
Listed by Colton Flynn• Keller Williams Commonwealth - Somerset
Bought with Colton Flynn• Keller Williams Commonwealth - Somerset
Est. $2,258 per month, based on comparable rentals
Sale and tax history for 138 Bell Phipps Rd
Sale History
Tax History
Date
Event
Price
ImagineMLS #26002678
Apr 7, 2026
Sold
$258,000
$172/sq ft
Feb 23, 2026
Contingent
—
Feb 15, 2026
Listed
$260,000
$173/sq ft
ImagineMLS #24014823
Apr 14, 2025
Relisted
—
Apr 2, 2025
Pending
—
Apr 2, 2025
Listing Removed
—
Oct 17, 2024
Price Changed
$269,000
$179/sq ft
Aug 28, 2024
Price Changed
$279,900
$186/sq ft
Jul 17, 2024
Listed
$284,900
$190/sq ft
ImagineMLS #23001768
Mar 11, 2023
Sold
$249,000
$166/sq ft
Feb 7, 2023
Contingent
—
Jan 30, 2023
Listed
$299,900
$200/sq ft
+37
Is a small home with a few unrestricted acres what you have been looking for? Well, here it is!! Located in the Murl Community of Wayne county, this 3 bedroom, 2 full bath, open concept, with enclosed sunroom, single level home sits on approx 4 +/- unrestricted flat acres. out buildings and second home site with water and electric already there. City water or well water(tested safe for drinking). Home has dual heat sources with Central heat and air and a free standing wood burning stove. Start your hobby farm today. Plenty of room for animals, gardens OR big garage and workshop. Only 2.5 miles from closest community boat launch. This home is perfect as a starter home, retirement home or because its very close to Lake Cumberland, would also make a nice second home or AirBnB. Call today for your private viewing.
ImagineMLS #3019869
Oct 23, 2014
Listing Removed
—
Sep 23, 2014
Listed
$159,900
$106/sq ft
Public Records
Aug 1, 1997
Sold
$9,900
$7/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,794 (−2.5%)
$30,000 + $174,000
$204,000
2024
$1,840 (+23.6%)
$30,000 + $174,000
$204,000
2023
$1,489 (+295.8%)
$30,000 + $174,000
$204,000
2022
$376 (−51.0%)
$30,000 + $174,000
$204,000
2021
$767 (+94.3%)
$10,000 + $70,000
$80,000
2020
$395 (−0.1%)
$10,000 + $70,000
$80,000
2019
$395 (−3.7%)
$10,000 + $70,000
$80,000
2018
$410 (−0.6%)
$10,000 + $70,000
$80,000
2017
$413 (+4.0%)
$10,000 + $70,000
$80,000
2016
$397 (−0.5%)
$10,000 + $70,000
$80,000
2015
$399 (−0.3%)
$10,000 + $70,000
$80,000
2014
$400 (−46.2%)
$10,000 + $70,000
$80,000
2010
$743
$10,000 + $79,400
$89,400
Public record
Beds
3
Baths
1.5
Stories
1
Lot width
—
Lot depth
—
Lot size
1.38 Acres
Year renovated
—
Sq. Ft.
1,502
Year built
1998
Style
Single Family Residential
County
Wayne County
APN
015-70-04-001.00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
Property details
Parking
Parking Information
Parking Features: Detached Carport
Garage Information
Yes
Interior
Bathroom Information
Bathrooms (Full): 2
Heating & Cooling
Has Heating
Heating: Heat Pump, Wood Stove
Cooling: Electric
Interior Features
Appliances: Dishwasher, Microwave, Refrigerator, Range
Flooring: Carpet, Hardwood
Room Information
Rooms (Total): 6
Basement: Crawl Space
Fireplace: No
Exterior
Exterior Features
Other Structures: Shed(s), Other
Foundation Details: Block
Roof: Composition
Construction Materials: Vinyl Siding
Lot Information
Lot Features: Few Trees
Lot Size Square Feet: 169,884
Lot Size Acres: 3.9
Lot Size Source: Public Records
Water Source: Public
On Waterfront: No
Property Information
Structure Type: House
Levels: One
Building Information
Building Area Total: 1,502
Financial
Tax Information
Parcel Number: 015-70-04-001.00
Utilities
Utility Information
Sewer: Septic Tank
Location
School Information
Elementary School: Wayne Co
Middle Or Junior School: Wayne Co
High School: Wayne Co
High School District: Wayne County - 70
Location Information
County Or Parish: Wayne
Directions: 90 West to Monticello turn right onto State Hwy 1546 for about 3 miles, turn right onto Phipps Rd. take left hand curve Home is on the right with sign in the yard
Subdivision Name: Rural
Public facts
Beds: 3
Baths: 1.5
Sq. Ft.: 1,502
Stories: 1.0
Lot Size: 1.38 acres
Style: Single Family Residential
Year Built: 1998
Year Renovated: —
County: Wayne County
APN: 015-70-04-001.00
Home facts updated by county records on Aug 7, 2026
Other
Listing Information
Contingency: Contingent
Around this home
Schools
Walker Elementary School
Public PreK-K • Assigned • 5.2mi
Wayne County Middle School
Public 6-8 • Assigned • 5.2mi
3/10
Wayne County High School
Public 9-12 • Assigned • 5.1mi
3/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
4/10 Fire Factor
2% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 103° expected this year, 20 days in 30 years
3/10 Wind Factor
6% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Monticello, KY • 42633
Average low and high temperatures (°F)
41
21
52
29
67
40
74
49
76
56
85
65
89
70
84
63
81
59
72
46
61
40
51
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.9 hours in
June and 3.7 hours in December, placing it below the
U.S. average for solar exposure.
8.9 hrs
3.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$253,000 – $307,000
Sell confidently with a local market expert in Monticello.