This one is a lake lovers OR a mechanics dream!! This adorable one level, 3 bdr, 2 ba home is located just miles from two different boat ramps AND has a nice detached garage with a lift!! If you are a lake lover, the easy access to two boats is a plus. Either ramp puts you on the lake in Beaver Creek. If you are a mechanic, then you'll be glad to know that the detached 32 x 48 garage has 2 8ft doors and a 10,000 lb lift!! It also has plenty of room for tools and everything you need to have your own shop. It also has a fenced backyard, and has a leveled pad for an above ground pool or fire pit area. Inside you'll find open concept kitchen/living room/dining area which is perfect for entertaining friends and family. The master is a spacious room with ensuite. There are two additional bedrooms and a second bathroom as well. The home was built with intentions of being a 1.5 story home, but the builder did not put in the upstairs. There is ample room for storage in the attic, and it could easily be converted to a loft or bedrooms upstairs.
Single-familyProperty Type
2003Year Built
0.92 acresLot Size
$216Est. Price/Sq.Ft.
1 car garageParking
Listed by Karen Scalf• Weichert Realtors Ford Brothers, Inc.
Bought with Morgan Harris• Lake Cumberland Real Estate Professionals
Lovely Cape Cod Style Ranch home w/great curb appeal and close to lake-Country Subd.-Features 3 bdrms. -2 full ba-Great room open to dining/fully app. kit./breakfast bar-and lg.liv. rm-heat pump/ca-gas wall heat for back-up-(gas tank owned)nice lam. hdwd./master bdrm.has Pergo hdwd.-Lg.utility rm.w/washer/dryer-1 car-att. gar.w/Haas door-ins.-Upstairs attic/could be fin. out-Det.4 car-gar.w/too many special features to mention 28x48-great gas heat/well ins./Haas double doors-conrete floor-Gotta see to appreciate!A mans dream!-Sits on almost 1 ac. m/l-Priced to sell @ $117,500-(Appt. only)
Public Records
Sep 1, 2003
Sold
$75,000
$57/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,845 (+39.2%)
$50,000 + $209,000
$259,000
2024
$1,326 (−4.4%)
$50,000 + $209,000
$259,000
2023
$1,388 (−0.8%)
$25,000 + $122,000
$147,000
2022
$1,399 (+32.7%)
$25,000 + $122,000
$147,000
2021
$1,055 (−1.1%)
$25,000 + $122,000
$147,000
2020
$1,067 (−0.1%)
$20,000 + $90,000
$110,000
2019
$1,068 (+6.1%)
$20,000 + $90,000
$110,000
2018
$1,007 (−0.6%)
$20,000 + $90,000
$110,000
2017
$1,013 (+5.7%)
$15,000 + $89,000
$104,000
2016
$958 (−0.5%)
$15,000 + $89,000
$104,000
2015
$963 (+10.3%)
$15,000 + $89,000
$104,000
2014
$873 (+31.3%)
$15,000 + $89,000
$104,000
2010
$665
$8,000 + $72,000
$80,000
Tax history for 236 Bell Phipps Rd
Year
Property tax
Land + Additions
Assessment*
2025
$1,845 (+39.2%)
$50,000 + $209,000
$259,000
2024
$1,326 (−4.4%)
$50,000 + $209,000
$259,000
2023
$1,388 (−0.8%)
$25,000 + $122,000
$147,000
2022
$1,399 (+32.7%)
$25,000 + $122,000
$147,000
2021
$1,055 (−1.1%)
$25,000 + $122,000
$147,000
2020
$1,067 (−0.1%)
$20,000 + $90,000
$110,000
2019
$1,068 (+6.1%)
$20,000 + $90,000
$110,000
2018
$1,007 (−0.6%)
$20,000 + $90,000
$110,000
2017
$1,013 (+5.7%)
$15,000 + $89,000
$104,000
2016
$958 (−0.5%)
$15,000 + $89,000
$104,000
2015
$963 (+10.3%)
$15,000 + $89,000
$104,000
2014
$873 (+31.3%)
$15,000 + $89,000
$104,000
2010
$665
$8,000 + $72,000
$80,000
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
—
Stories
1.5
Lot width
—
Lot depth
—
Lot size
0.92 Acres
Year renovated
—
Sq. Ft.
1,772
Year built
2003
Style
Single Family Residential
County
Wayne County
APN
015-70-04-004.00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
Property details
Parking
Parking Information
Parking Features: Attached Garage, Detached Garage, Driveway, Garage Door Opener, Garage Faces Front
Directions: -From Monticello, go west on Hwy 90 -Turn right on Hwy 1546 -At the fork at Hwy 1546, go straight/right -Turn right on Bell Phipps Rd -Home is on the right with sign in yard
Subdivision Name: Clay Rector
Public facts
Beds: —
Baths: —
Sq. Ft.: 1,772
Stories: 1.5
Lot Size: 0.92 acres
Style: Single Family Residential
Year Built: 2003
Year Renovated: —
County: Wayne County
APN: 015-70-04-004.00
Home facts updated by county records on Aug 7, 2026
Other
Listing Information
Contingency: Contingent
Around this home
Schools
Walker Elementary School
Public PreK-K • Assigned • 5.2mi
Wayne County Middle School
Public 6-8 • Assigned • 5.2mi
3/10
Wayne County High School
Public 9-12 • Assigned • 5.1mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
4/10 Fire Factor
2% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 103° expected this year, 20 days in 30 years
3/10 Wind Factor
5% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Monticello, KY • 42633
Average low and high temperatures (°F)
41
21
52
29
67
40
74
49
76
56
85
65
89
70
84
63
81
59
72
46
61
40
51
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.9 hours in
June and 3.7 hours in December, placing it below the
U.S. average for solar exposure.
8.9 hrs
3.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$271,000 – $327,000
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