**Lake Cumberland Home for Sale | 4 Bedroom Home Near Boat Ramp | Ramsey Point Subdivision** Looking for the perfect **Lake Cumberland home**? This beautiful **4-bedroom, 2.5-bath lake house** in the desirable **Ramsey Point Subdivision** offers the ideal blend of privacy, space, and convenience. Situated on a **0.92-acre wooded lot at the end of a quiet cul-de-sac**, this two-story home features seasonal views of Lake Cumberland and is located **less than one mile from a public boat ramp**, making it an excellent choice for boating enthusiasts, full-time living, or a weekend getaway. The inviting **wrap-around porches** are the perfect place to relax with your morning coffee or unwind after a day on the lake. Inside, you'll find a cozy **fireplace**, and a **freshly painted interior** (scheduled) that gives the home a bright, move-in-ready feel. The spacious floor plan provides plenty of room for family and guests, with four generously sized bedrooms and two and a half bathrooms. The unfinished basement offers endless possibilities to create additional living space, a recreation room, bunk room, home gym, workshop, or extra storage. A **one-car attached garage** and **storage shed** provide plenty of space for lawn equipment, tools, and lake gear. Need more room for your boats, trailers, or hobbies? An **additional 0.50-acre lot with two garages is available for purchase**, offering incredible flexibility for storage, a workshop, or future expansion. Whether you're searching for a **Lake Cumberland vacation home**, a **primary residence near the lake**, or an investment property with room to grow, this home checks all the boxes. Enjoy the peaceful setting of a wooded lot, the privacy of a cul-de-sac location, and quick access to boating, fishing, and everything Lake Cumberland has to offer. ### Property Features: * 4 Bedrooms | 2.5 Bathrooms * Two-story home * 0.92-acre wooded lot * Located at the end of a quiet cul-de-sac * Seasonal views of Lake Cumberland * Less than 1 mile to a public boat ramp * Wrap-around porch * Hardwood floors * Fireplace * Freshly painted interior * Unfinished basement ready for your finishing touches * One-car attached garage * Storage shed * Additional 0.50-acre lot with two garages available separately If you've been searching for a **Lake Cumberland home for sale with lake views, privacy, and easy boat access**, this Ramsey Point property is one you won't want to miss. Schedule your private showing today and start enjoying the Lake Cumberland lifestyle!
Single-familyProperty Type
2001Year Built
0.92 acresLot Size
$146Price/Sq.Ft.
1 car garageParking
Listed by Hannah York• Lake Cumberland Real Estate Professionals
Listed by Heather McCarty• Lake Cumberland Real Estate Professionals
Bought with Hannah York• Lake Cumberland Real Estate Professionals
Directions: From Hwy 90 Turn right onto KY-92 W 1.5 mi Slight right onto State Hwy 789 6.7 mi Slight right onto Ramseys Point Rd 0.9 mi Turn left onto Hunters Paradise Rd 0.3 mi Continue straight to stay on Hunters Paradise Rd Destination will be on the right
Subdivision Name: Ramsey Point
Public facts
Beds: —
Baths: —
Sq. Ft.: 2,048
Stories: 2.0
Lot Size: 0.92 acres
Style: Single Family Residential
Year Built: 2001
Year Renovated: —
County: Wayne County
APN: 022-40-02-011.00
Home facts updated by county records on Aug 7, 2026
Other
Listing Information
Contingency: Contingent
Around this home
Schools
Bell Elementary School
Public 1-2 • Assigned • 8.9mi
Wayne County Middle School
Public 6-8 • Assigned • 9.2mi
3/10
Wayne County High School
Public 9-12 • Assigned • 8.9mi
3/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 103° expected this year, 20 days in 30 years
2/10 Wind Factor
4% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Monticello, KY • 42633
Average low and high temperatures (°F)
41
21
52
29
67
40
74
49
76
56
85
65
89
70
84
63
81
59
72
46
61
40
51
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
95/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.9 hrs
6.5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$304,000 – $368,000
Sell confidently with a local market expert in Monticello.