Welcome to Lake Cumberland! This immaculate, move-in ready home is located only 3.4 miles to the nearest public boat ramp (Tom Carroll Landing) and comes mostly furnished! Built in 2019, this property offers peace of mind, convenience and ample space for those lake toys! The open floor plan offers 2 bedrooms, 2 full bathrooms, a modern, eat-in kitchen with island and a generous sized loft perfect for guests! When you step outside you are met by nature and beauty all around. Imagine those peaceful mornings sipping coffee on the deck! The 2-bay garage provides storage for your boat and other lake toys, along with a concrete covered patio perfect for grilling or lounging when you're not on the lake. Most notably, there is community access to Lake Cumberland at the end of Old Sawmill Rd! Whether you're looking for a primary residence or vacation getaway, this property is ready to bring your vision to life. The home has successful short-term rental income through Airbnb, making it a fantastic investment to add to your portfolio. Amenities are close by in Monticello and their thriving downtown. Don't miss out on this opportunity to own your own Lake Cumberland escape!
Single-familyProperty Type
2019Year Built
0.56 acresLot Size
$234Price/Sq.Ft.
2 car garageParking
Listed by Morgan Harris• Lake Cumberland Real Estate Professionals
Cabin was built in 2017, and is approximately 1300 sq ft, 2 Bdr, 2 Ba, with loft. Open kitchen, dining area, and living room. Laundry closet located off of kitchen. Cabin sold fully furnished with appliances, washer, dryer, and furniture. Lot is .56 acre, wooden behind cabin. Lake access in neighborhood at the end of Old Sawmill Road. Community boat ramp located 5 miles from cabin (no courtesy dock). Cabin has been used as a seasonal vacation rental for 3 years, currently active listing on VRBO, AirBNB, and TripAdvisor with bookings for 2021 (bookings can be discussed to be given to new owner if plan to list as rental). Proof of rental income available from past 3 years. Owner/Agent.
Year
Property tax
Land + Additions
Assessment*
2026
$1,725 (−0.5%)
$25,000 + $172,080
$197,080
2025
$1,733 (−2.5%)
$25,000 + $172,080
$197,080
2024
$1,778 (−4.4%)
$25,000 + $172,080
$197,080
2023
$1,861 (+11.7%)
$25,000 + $172,080
$197,080
2022
$1,666
$25,000 + $172,080
$197,080
Public record
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
0.56 Acres
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
—
Year built
—
Style
Other
County
Wayne County
APN
005-40-03-004.02
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 8, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 103° expected this year, 19 days in 30 years
3/10 Wind Factor
5% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Monticello, KY • 42633
Average low and high temperatures (°F)
41
21
52
29
67
40
74
49
76
56
85
65
88
70
84
63
82
58
72
46
61
40
51
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
Try the sun simulator tool to see how light moves across the property at different times of day and year.
Provided by Shadowmap
Redfin Estimate for 81 Eagles Bluff Rd
$264,593
$5,307 under list price of $270K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $80K to $258K.