Public Remarks: Riverfront Property in Prospect - Priced 25K+ Below Appraisal | Instant Equity! + & LOT ACROSS will be SOLD WITH property! Amazing opportunity to own a 2 bed, 2.5 bath home on the Ohio River with instant equity and incredible views. Priced below appraised value, this property can serve as a primary home or vacation rental and is located in a fun, tight-knit community where you can ride your golf cart to Drift Bar for great food, live music, and neighborly vibes. The home features a spacious deck with private river views, perfect for entertaining or relaxing. Built by the current sellers with care and pride, this property has a solid foundation and layout — ready for your personal touches. Being sold as-is, it's priced to reflect needed cosmetic improvements while still allowing plenty of room for equity at closing. Key Details: 2 Bedrooms | 2.5 Baths Ohio River frontage with stunning views Expansive deck for entertaining New water heater | Connected to Louisville Water Golf cart community - minutes to Drift Bar Sold As-Is | Priced below appraisal | Instant equity potential Seller's preferred lender is offering a $3000 credit to the buyer, at closing. Inquire with list agent for more details. **Acreage listed DOES NOT include acreage of lot across the street that will be sold with the property. This will be IN ADDITION.
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
9,322 Sq. Ft.
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Oldham County
APN
01-01A-00-3
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 29, 2026.
CO-1
Conservation/Residential District
The Conservation/Residential District is intended to promote and protect significant natural features, wooded areas, water courses, existing and potential lake sites, other recreational and conservation resources, wildlife habitat, present and future water supplies, and to minimize erosion of soil and the siltation and pollution of streams and lakes.
Permitted uses
Include but are not limited to:
Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Recreation
Park & open space
Nov 6, 2025 • Final
Electrical
Electrical
Sep 12, 2018 • Final
Electrical
Work on flood damage.
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Garage Spaces: 2.0
Parking Features: Attached, Driveway
Interior
Bedroom Information
Bedrooms Total: 2
First Floor PBR: No
# Upper Floor Bedrooms: 1.0
# 2nd Floor Bedrooms: 0.0
# 1st Floor Bedrooms: 0.0
# Basement Bedrooms: 0.0
Bathroom Information
Bathrooms Full: 2
Bathrooms Half: 1
Full Bathroom: Yes
Full Bathroom Level: First
Half Bathroom: Yes
Half Bathroom Level: Second
Kitchen & Dining Information
Dining Area: Yes
Dining Area Level: Second
Kitchen: Yes
Kitchen Level: Second
Interior Features
# of Rooms: 9
# of Closets: 5
# of Fireplaces: 2
Fireplaces Total: 2
Fireplaces: Level 1: 1
Fireplaces: Level 2: 1
Fireplace: Yes
Living Areas
Living Room: Yes
Living Room Level: First
Other Room Information
# of Rooms: 9
Rooms Total: 10
Basement: None
Bedroom: Yes
Bedroom Level: Third
Dining Area: Yes
Dining Area Level: Second
Fireplaces Total: 2
Foyer: Yes
Foyer Level: Second
Full Bathroom: Yes
Full Bathroom Level: First
Half Bathroom: Yes
Half Bathroom Level: Second
Kitchen: Yes
Kitchen Level: Second
Laundry: Yes
Laundry Level: Second
First Floor Laundry: No
Room 1 Information
Room 1 Level: First
Room 1 Type: Living Room
Room 2 Information
Room 2 Level: First
Room 2 Type: Full Bathroom
Room 3 Information
Room 3 Level: Second
Room 3 Type: Foyer
Room 4 Information
Room 4 Level: Second
Room 4 Type: Kitchen
Room 5 Information
Room 5 Level: Second
Room 5 Type: Dining Area
Room 6 Information
Room 6 Level: Third
Room 6 Type: Bedroom
Room 7 Information
Room 7 Level: Second
Room 7 Type: Living Room
Room 8 Information
Room 8 Level: Second
Room 8 Type: Laundry
Room 9 Information
Room 9 Level: Second
Room 9 Type: Half Bathroom
Room 10 Information
Room 10 Level: Third
Room 10 Type: Full Bathroom
Exterior
Land Information
Fencing: None
Fencing: None: Yes
Waterfront Y/N: Yes
Lot Description
Lot Size Acres: 0.21
Lot Size Area: 0.21
Lot Size Units: Acres
Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Other
Subdivision / Condo Amenities
Subdivision Name: HARMONY VILLAGE
Building Information
Building Area Source: Appraiser
Building Area Total: 2655.0
Stories: 1
Year Built: 1980
Roof: Shingle
Construction Materials: Wood Frame
Above Grade Finished: 2,655
Living Area: 2655.0
Financial
Tax Information
Tax Block: 0
Tax Lot: 0
Utilities
Utility Information
# of HVAC Units: 1
Utilities: Electricity Connected, Propane
Heating
Heating Y/N: Yes
Heating: Forced Air
Cooling
Cooling Y/N: Yes
Cooling: Central Air, Heat Pump
Location
HOA Information
Association Fee: 0.0
Monthly Maintenance: No
Neighborhood Information
Subdivision Name: HARMONY VILLAGE
Location Information
Directions: Rose Island Rd to Oldham Acres Rd to Riverside Drive.
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 9,322 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 01-01A-00-3
Home facts updated by county records on Jul 29, 2026
Other
Listing Date Information
Documents Change Timestamp: 2026-01-09T06:16:46Z
Around this home
Schools
Harmony Elementary School
Public K-5 • Assigned • 2.1mi
8/10
North Oldham Middle School
Public 6-8 • Assigned • 2.0mi
9/10
North Oldham High School
Public 9-12 • Assigned • 2.0mi
10/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
8/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 105° expected this year, 20 days in 30 years
2/10 Wind Factor
3% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Prospect, KY • 40059
Average low and high temperatures (°F)
37
21
47
29
65
42
72
51
74
56
85
67
90
72
85
65
82
60
72
49
58
41
46
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 3.6 hours in December, placing it below the
U.S. average for solar exposure.
9.4 hrs
3.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$459,000 – $556,000
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