Public Remarks: Welcome to one of the most desirable homes in the highly sought-after Cardinal Harbour community, where modern luxury meets one of Louisville's most scenic riverfront neighborhoods. Completely remodeled from top to bottom, this exceptional three-bedroom, three full-bath home offers an open, light-filled floor plan designed for today's lifestyle. The dramatic vaulted great room creates an impressive first impression, featuring a cozy wood-burning fireplace and seamless flow into the dining area and beautifully renovated kitchen, making entertaining effortless. Gorgeous tile flooring spans the most of the first floor, while updated lighting and plumbing fixtures add a sophisticated finishing touch throughout. The stunning kitchen has been thoughtfully redesigned with custom cabinetry, elegant quartz countertops, a striking vertical tile backsplash, stainless steel appliances, a large stainless farmhouse sink, a spacious pantry with automatic lighting, and a built-in buffet with additional shelving in the dining area, providing both beauty and functionality. Offering the convenience of two primary suites, the main-level owner's retreat is a true sanctuary with double closets and a luxurious ensuite bath featuring a corner Jacuzzi tub, walk-in tiled shower, double marble-top vanity, and premium finishes. A second spacious bedroom with double closets and an additional beautifully updated full bath complete the first floor. The living space extends outdoors through an impressive folding nano wall that opens to a covered, screened-in deck, creating the perfect indoor-outdoor entertaining experience while overlooking the peaceful surroundings. Upstairs, you'll find a generous loft-style suite that offers incredible flexibility as a second primary suite, children's retreat, playroom, guest quarters, or private home office. Complete with a walk-in closet and a beautifully updated full bath featuring a double vanity and walk-in shower, this level provides functionality and versatility. Additional highlights include a spacious oversized two-car garage, exceptional storage, and quality updates throughout that make this home truly move-in ready. Life in Cardinal Harbour is unlike anywhere else. Nestled alongside the picturesque Ohio River, this one-of-a-kind community offers breathtaking scenery and resort-style amenities, including a clubhouse, large swimming pool, pavilion, tennis courts, horse stables, locked boat storage, private boat ramp, and beautifully maintained grounds perfect for walking, biking, and enjoying the outdoors. It's a neighborhood that offers not just a home, but an exceptional lifestyle just minutes from Prospect, award-winning Oldham County schools, dining, shopping, and everything Prospect has to offer.
Single-familyProperty Type
1980Year Built
0.47 acresLot Size
$198Price/Sq.Ft.
$117/moHOA Dues
2 car garageParking
Listed by Shaun Wallace• 1 Percent Lists Purple Door
3 Bedroom, 3 Full Baths with 2 Car Garage and Screened Porch in the very sought after Cardinal Harbour in Prospect, KY. Total Remodel: Fresh Paint, Ceramic Tile, All Baths have been redone, Carpet, Windows and Exterior. Over $85,000 recently invested. Vaulted Great Room with Fireplace, First Floor Master Bedroom has spa-like bath with soaking tub and stand up shower. Second Floor also features a 2nd Master Bedroom with Bath. Cardinal Harbour offers a Community Center (Pavilion), Horse Stable, Locked boat storage, Ramp (Boat Launch), Swimming Pool and Tennis Courts. Great Schools! Don’t miss this Deal. Seller is Motivated and has Priced it to Sell! See it Today!
Metro Search MLS #1396309
Mar 27, 2015
Listing Removed
—
Jul 19, 2014
Listed
$158,500
$79/sq ft
Metro Search MLS #1381607
May 30, 2014
Listing Removed
—
Feb 13, 2014
Listed
$225,000
$113/sq ft
Metro Search MLS #1376499
Feb 11, 2014
Listing Removed
—
Nov 11, 2013
Listed
$263,500
$132/sq ft
Metro Search MLS #1274338
Dec 9, 2010
Listing Removed
—
Jun 11, 2010
Listed
$247,500
$124/sq ft
Metro Search MLS #1126783
Oct 16, 2006
Sold
$150,000
$75/sq ft
May 16, 2006
Listed
$189,900
$95/sq ft
Metro Search MLS #916463
Sep 6, 2001
Listing Removed
—
Sep 15, 1999
Listed
$159,500
$80/sq ft
Metro Search MLS #920974
Feb 10, 2000
Sold
$150,000
$75/sq ft
Dec 7, 1999
Listed
$154,500
$77/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,003
$60,000 + $180,000
$240,000
2024
$3,001 (+19.0%)
$60,000 + $180,000
$240,000
2023
$2,521 (+1.0%)
$60,000 + $180,000
$240,000
2022
$2,496 (+0.6%)
$60,000 + $140,000
$200,000
2021
$2,480 (−0.2%)
$60,000 + $140,000
$200,000
2020
$2,486 (+30.6%)
$60,000 + $140,000
$200,000
2019
$1,904
$60,000 + $140,000
$200,000
2018
$1,905 (+0.7%)
$60,000 + $94,000
$154,000
2017
$1,892 (+1.6%)
$60,000 + $94,000
$154,000
2016
$1,862 (−35.2%)
$60,000 + $94,000
$154,000
2015
$2,874 (+6.4%)
2013
$2,701
$60,000 + $180,000
$240,000
Public record
Public record
Zoning
Permits
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
0.47 Acres
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Oldham County
APN
04-02B-06-184
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
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Last updated by owner on Jul 29, 2026.
R-2
Residential District
The purpose of the R-2 Residential District is to allow, preserve and protect the character of low density, detached single-family areas and neighborhoods at densities up to 3.63 dwelling units per acre
Permitted uses
Include but are not limited to:
Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Park & open space
Dec 1, 2009 • Final
Electrical
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 105° expected this year, 21 days in 30 years
2/10 Wind Factor
3% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Prospect, KY • 40059
Average low and high temperatures (°F)
37
21
47
29
65
42
72
51
74
56
85
67
90
72
86
66
82
60
72
49
58
41
46
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
86/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.1 hrs
5.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 1938 Cardinal Harbour Rd
$389,461
$5,539 under list price of $395K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $294K to $405K.