Public Remarks: Welcome to one of the most desirable homes in the highly sought-after Cardinal Harbour community, where modern luxury meets one of Louisville's most scenic riverfront neighborhoods. Completely remodeled from top to bottom, this exceptional three-bedroom, three full-bath home offers an open, light-filled floor plan designed for today's lifestyle. The dramatic vaulted great room creates an impressive first impression, featuring a cozy wood-burning fireplace and seamless flow into the dining area and beautifully renovated kitchen, making entertaining effortless. Gorgeous tile flooring spans the most of the first floor, while updated lighting and plumbing fixtures add a sophisticated finishing touch throughout. The stunning kitchen has been thoughtfully redesigned with custom cabinetry, elegant quartz countertops, a striking vertical tile backsplash, stainless steel appliances, a large stainless farmhouse sink, a spacious pantry with automatic lighting, and a built-in buffet with additional shelving in the dining area, providing both beauty and functionality. Offering the convenience of two primary suites, the main-level owner's retreat is a true sanctuary with double closets and a luxurious ensuite bath featuring a corner Jacuzzi tub, walk-in tiled shower, double marble-top vanity, and premium finishes. A second spacious bedroom with double closets and an additional beautifully updated full bath complete the first floor. The living space extends outdoors through an impressive folding nano wall that opens to a covered, screened-in deck, creating the perfect indoor-outdoor entertaining experience while overlooking the peaceful surroundings. Upstairs, you'll find a generous loft-style suite that offers incredible flexibility as a second primary suite, children's retreat, playroom, guest quarters, or private home office. Complete with a walk-in closet and a beautifully updated full bath featuring a double vanity and walk-in shower, this level provides functionality and versatility. Additional highlights include a spacious oversized two-car garage, exceptional storage, and quality updates throughout that make this home truly move-in ready. Life in Cardinal Harbour is unlike anywhere else. Nestled alongside the picturesque Ohio River, this one-of-a-kind community offers breathtaking scenery and resort-style amenities, including a clubhouse, large swimming pool, pavilion, tennis courts, horse stables, locked boat storage, private boat ramp, and beautifully maintained grounds perfect for walking, biking, and enjoying the outdoors. It's a neighborhood that offers not just a home, but an exceptional lifestyle just minutes from Prospect, award-winning Oldham County schools, dining, shopping, and everything Prospect has to offer.
Single-familyProperty Type
1980Year Built
0.47 acresLot Size
$191Price/Sq.Ft.
$117/moHOA Dues
2 car garageParking
Listed by Shaun Wallace• 1 Percent Lists Purple Door
Bought with Kendy Darling, CAM, e-Pro Darling• Metro Realty & Management Inc.
Est. $2,995 per month, based on comparable rentals
Sale and tax history for 1938 Cardinal Harbour Rd
Sale History
Tax History
Date
Event
Price
Metro Search MLS #1725059
Sep 11, 2026
Sold
$381,000
$191/sq ft
Aug 20, 2026
Contingent
—
Jul 31, 2026
Listed
$395,000
$198/sq ft
Metro Search MLS #1421165
Aug 26, 2015
Sold
$154,000
$77/sq ft
Jun 19, 2015
Pending
—
Jun 9, 2015
Listed
$158,500
$79/sq ft
+24
Public Remarks
3 Bedroom, 3 Full Baths with 2 Car Garage and Screened Porch in the very sought after Cardinal Harbour in Prospect, KY. Total Remodel: Fresh Paint, Ceramic Tile, All Baths have been redone, Carpet, Windows and Exterior. Over $85,000 recently invested. Vaulted Great Room with Fireplace, First Floor Master Bedroom has spa-like bath with soaking tub and stand up shower. Second Floor also features a 2nd Master Bedroom with Bath. Cardinal Harbour offers a Community Center (Pavilion), Horse Stable, Locked boat storage, Ramp (Boat Launch), Swimming Pool and Tennis Courts. Great Schools! Don’t miss this Deal. Seller is Motivated and has Priced it to Sell! See it Today!
Metro Search MLS #1396309
Mar 27, 2015
Listing Removed
—
Jul 19, 2014
Listed
$158,500
$79/sq ft
Metro Search MLS #1381607
May 30, 2014
Listing Removed
—
Feb 13, 2014
Listed
$225,000
$113/sq ft
Metro Search MLS #1376499
Feb 11, 2014
Listing Removed
—
Nov 11, 2013
Listed
$263,500
$132/sq ft
Metro Search MLS #1274338
Dec 9, 2010
Listing Removed
—
Jun 11, 2010
Listed
$247,500
$124/sq ft
Metro Search MLS #1126783
Oct 16, 2006
Sold
$150,000
$75/sq ft
May 16, 2006
Listed
$189,900
$95/sq ft
Metro Search MLS #916463
Sep 6, 2001
Listing Removed
—
Sep 15, 1999
Listed
$159,500
$80/sq ft
Metro Search MLS #920974
Feb 10, 2000
Sold
$150,000
$75/sq ft
Dec 7, 1999
Listed
$154,500
$77/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,003
$60,000 + $180,000
$240,000
2024
$3,001 (+19.0%)
$60,000 + $180,000
$240,000
2023
$2,521 (+1.0%)
$60,000 + $180,000
$240,000
2022
$2,496 (+0.6%)
$60,000 + $140,000
$200,000
2021
$2,480 (−0.2%)
$60,000 + $140,000
$200,000
2020
$2,486 (+30.6%)
$60,000 + $140,000
$200,000
2019
$1,904
$60,000 + $140,000
$200,000
2018
$1,905 (+0.7%)
$60,000 + $94,000
$154,000
2017
$1,892 (+1.6%)
$60,000 + $94,000
$154,000
2016
$1,862 (−35.2%)
$60,000 + $94,000
$154,000
2015
$2,874 (+6.4%)
2013
$2,701
$60,000 + $180,000
$240,000
Public record
Public record
Zoning
Permits
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
0.47 Acres
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Oldham County
APN
04-02B-06-184
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 5, 2026.
R-2
Residential District
The purpose of the R-2 Residential District is to allow, preserve and protect the character of low density, detached single-family areas and neighborhoods at densities up to 3.63 dwelling units per acre
Permitted uses
Include but are not limited to:
Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Park & open space
Dec 1, 2009 • Final
Electrical
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Garage Spaces: 2.0
Parking Features: Attached
Interior
Bedroom Information
Bedrooms Total: 3
First Floor PBR: Yes
Primary Bedroom Level: Second
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 1.0
# 1st Floor Bedrooms: 2
# Basement Bedrooms: 0.0
Primary Bedroom: Yes
Bathroom Information
Bathrooms Full: 3
Bathrooms Half: 0
Primary Bathroom Level: Second
Full Bathroom: Yes
Full Bathroom Level: First
Primary Bathroom: Yes
Kitchen & Dining Information
Dining Area: Yes
Dining Area Level: First
Kitchen: Yes
Kitchen Level: First
Interior Features
# of Rooms: 7
# of Closets: 7
# of Fireplaces: 1
Fireplaces Total: 1
Fireplaces: Level 1: 1
Fireplace: Yes
Living Areas
Great Room: Yes
Great Room Level: First
Living Room Level: Second
Other Room Information
# of Rooms: 7
Rooms Total: 10
Basement Y/N: Yes
Basement: Unfinished
Bedroom: Yes
Bedroom Level: First
Dining Area: Yes
Dining Area Level: First
Fireplaces Total: 1
Full Bathroom: Yes
Full Bathroom Level: First
Kitchen: Yes
Kitchen Level: First
Laundry: Yes
Laundry Level: Basement
First Floor Laundry: No
Primary Bathroom: Yes
Primary Bathroom Level: Second
Primary Bedroom: Yes
Primary Bedroom Level: Second
Room 1 Information
Room 1 Level: First
Room 1 Type: Great Room
Room 2 Information
Room 2 Description: Eat in Kitchen
Room 2 Level: First
Room 2 Type: Kitchen
Room 3 Information
Room 3 Level: First
Room 3 Type: Dining Area
Room 4 Information
Room 4 Level: First
Room 4 Type: Primary Bedroom
Room 5 Information
Room 5 Level: First
Room 5 Type: Primary Bathroom
Room 6 Information
Room 6 Level: First
Room 6 Type: Bedroom
Room 7 Information
Room 7 Level: First
Room 7 Type: Full Bathroom
Room 8 Information
Room 8 Level: Second
Room 8 Type: Primary Bedroom
Room 9 Information
Room 9 Level: Second
Room 9 Type: Primary Bathroom
Room 10 Information
Room 10 Level: Basement
Room 10 Type: Laundry
Exterior
Lot Description
Lot Features: Cleared, Level
Lot Size Acres: 0.47
Lot Size Area: 0.47
Lot Size Units: Acres
Cleared: Yes
Level: Yes
Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Contemporary, Other
Subdivision / Condo Amenities
Subdivision Name: CARDINAL HARBOUR
Building Information
Building Area Source: Other
Building Area Total: 2000.0
Stories: 2
Year Built: 1980
Roof: Shingle
Foundation Details: Poured Concrete
Construction Materials: Wood Frame
Above Grade Finished: 2,000
Below Grade Unfin: 377
Living Area: 2000.0
Financial
Tax Information
Tax Block: 6
Tax Lot: 184
Utilities
Utility Information
Utilities: Electricity Connected
Heating
Heating Y/N: Yes
Heating: Electric, Forced Air
Cooling
Cooling Y/N: Yes
Cooling: Central Air, Heat Pump
Location
HOA Information
Association Fee: 1400.0
Association Y/N: Yes
Clubhouse, Pool
Neighborhood Information
Subdivision Name: CARDINAL HARBOUR
School Information
High School District: Oldham
School District: Oldham
Location Information
Directions: Highway 42 to 1793. Right on Rose Island to Street
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.47 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 04-02B-06-184
Home facts updated by county records on Oct 5, 2026
Other
Listing Date Information
Documents Change Timestamp: 2026-10-12T05:16:34Z
Around this home
Schools
Harmony Elementary School
Public K-5 • Assigned • 2.4mi
8/10
North Oldham Middle School
Public 6-8 • Assigned • 2.2mi
9/10
North Oldham High School
Public 9-12 • Assigned • 2.3mi
10/10
Provided by GreatSchools
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 105° expected this year, 21 days in 30 years
2/10 Wind Factor
3% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Prospect, KY • 40059
Average low and high temperatures (°F)
37
21
47
29
65
42
72
51
74
56
85
67
89
72
85
65
83
58
72
49
58
41
46
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
86/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.1 hrs
5.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$387,000 – $468,000
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