OFF MARKET

Off Market Sep 2022 for $435K

$543,049

Est. refi paymentEst. refi $3,511/mo

•

4,078

sq ft

1939 Cardinal Harbour Rd, Prospect, KY 40059

About this home

Public Remarks: EXCEPTIONAL PRICE REDUCTION! Great opportunity for a spacious home in Cardinal Harbour, shows pride of ownership inside and out. Recently painted exterior, first floor and basement. Updated kitchen offers granite counters updated appliances, refinished hardwood floor, an island and table area with great views and patio door to the deck,, and a pantry! The open plan offers a vaulted great room enhanced by the to the ceiling 2 sided stone hearth, matching the exterior stone, and two sets of patio doors which open out to the large deck. Just a few steps down from the kitchen is the spacious main level family room. The owners suite plus 2 additional bedrooms are on this main floor. The owners bath features a double vanity, jetted tub and separate shower, a walk-in and 2nd closet. There is also a 2nd full bath, "Jack and Jill' style, plus half bath and laundry room on the first floor. The basement offers a large 2nd family room, 2 flex use rooms with large closets, a full bath and storge areas. Outside, refreshed landscaping and a nearly level lot make for easy maintenance. Lots of storage space, attached shed, basement storage, some crawl space storage. Scenic Cardinal Harbour offers so many additional amenities: a private boat ramp, dock, and outdoor area to store your boat, RV, or other large items. ALSO there's a clubhouse, pool, tennis courts, fishing pond, horse barn and fenced pasture! Located in the award winning North Oldham County school district.

Single-familyProperty Type

1988Year Built

1.09 acresLot Size

$133Est. Price/Sq.Ft.

Listed by Randi MEANS Real Estate Means • Semonin Realtors

Bought with Kyle Elmore • White Picket Real Estate

Redfin checked: a minute ago

•Source:Metro Search MLS #1617606

Redfin Estimate

$543,049

$108K since sold in September 2022$5,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 5.3% lower than the average sale price ($573K) of 6 comparable homes.

SOLD MAR 3, 2026
$626,000
A
3 beds3.5 baths4,222 sq ft
2017 Cardinal Harbour Rd, Prospect, KY 40059
United Real Estate Louisville
SOLD SEP 11, 2026
$600,000
B
4 beds2.5 baths3,744 sq ft
13801 Lakewoods Ct, Prospect, KY 40059
R & Y Realty Group
SOLD SEP 11, 2026
$381,000
C
3 beds3 baths2,000 sq ft
1938 Cardinal Harbour Rd, Prospect, KY 40059
1 Percent Lists Purple Door
SOLD NOV 3, 2025
$640,000
D
4 beds3.5 baths4,000 sq ft
13800 S Harbour View Ct, Prospect, KY 40059
Coldwell Banker McMahan
SOLD SEP 1, 2026
$680,000
E
4 beds3 baths3,940 sq ft
1302 Old Taylor Trl, Goshen, KY 40026
Keller Williams Collective
SOLD JUN 12, 2026
$512,900
F
3 beds3 baths3,002 sq ft
13005 Lost Trl, Goshen, KY 40026
Finely Crafted Realty LLC

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Earn from this home

Sell

$187,793

Est. take-home

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Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$3,474/mo

Redfin rental estimate

List your home for rent

Market trends in 40059, KY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.1%

0.3% MoM

Median sale price

$737K

$13K MoM

Avg. days on market

41d

5 days MoM

Recently sold homes

143

2 MoM

New listings for sale

NEW 7 HRS AGO
$765,000
3 beds3.5 baths4,482 sq ft
6205 River Rd, Prospect, KY 40059
Schuler Bauer Real Estate Services ERA Powered
NEW 10 HRS AGO
$525,000
4 beds3 baths4,186 sq ft
6300 Shadow Wood Ct, Prospect, KY 40059
White Picket Real Estate
NEW 11 HRS AGO
$1,386,000
5 beds4.5 baths4,634 sq ft
6429 Stonecrop Dr, Prospect, KY 40059
Norton Commons Realty
NEW 13 HRS AGO
$999,900
5 beds4.5 baths5,577 sq ft
8618 Westover Dr, Prospect, KY 40059
Lenihan Sotheby's Int'l Realty
NEW 33 HRS AGO
$439,900
4 beds3 baths2,585 sq ft
4010 Hayfield Way, Prospect, KY 40059
Keller Williams Collective
NEW 1 DAY AGO
$1,595,000
5 beds3.5 baths6,350 sq ft
11732 Paramont Way, Prospect, KY 40059
Trueblood Real Estate
OPEN SUN, 2PM TO 4PM
$525,000
4 beds2.5 baths2,808 sq ft
14417 Spring Dr, Prospect, KY 40059
Nest Realty
$3,995,000
6 beds7.5 baths12,322 sq ft
5705 Harrods Glen Dr, Prospect, KY 40059
Lenihan Sotheby's Int'l Realty
$750,000
4 beds3.5 baths4,180 sq ft
7806 Spring Farm Pointe Pl, Prospect, KY 40059
Real Estate Go To
$499,000
5 beds3.5 baths3,942 sq ft
6302 Rockingham Ct, Prospect, KY 40059
Caperton Realty
See all

Provided by Redfin

Sale history for 1939 Cardinal Harbour Rd

Date

Event

Price

Metro Search MLS #1617606

Sep 30, 2022

Sold

$435,000

$107/sq ft

Aug 16, 2022

Pending

—

Jul 17, 2022

Listed

$450,000

$110/sq ft

Jul 17, 2022

Price Changed

$450,000

$110/sq ft

Metro Search MLS #1228200

Jul 28, 2009

Sold

$222,000

$54/sq ft

Jan 27, 2009

Listed

$224,900

$55/sq ft

Public Remarks

SOLD AS-IS. Proof of funds & min. $1000 deposit required with all offers (min 10% deposit required on cash offers). Deposit is non-refundable after 10-day inspection period. Special warranty deed. 3-Month deed restriction may apply. Lots of fresh paint and new carpet. Located ina very desirable neighborhood. Purchase this property for as little as 3% down! This property is approved for HomePath Mortgage and HomePath Renovation Mortgage Financing. Please contact listing agent for more information. Agents: Please read Agent Notes.

Metro Search MLS #224396

Jun 18, 2002

Listing Removed

—

Dec 19, 2001

Listed

$299,900

$74/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$5,402

$60,000 + $375,000

$435,000

2024

$5,398 (−0.5%)

$60,000 + $375,000

$435,000

2023

$5,424 (+67.4%)

$60,000 + $375,000

$435,000

2022

$3,241 (+0.6%)

$60,000 + $375,000

$435,000

2021

$3,220 (−0.7%)

$60,000 + $241,000

$301,000

2020

$3,242 (+18.8%)

$60,000 + $241,000

$301,000

2019

$2,730

$60,000 + $241,000

$301,000

2018

$2,731 (+0.7%)

$60,000 + $162,000

$222,000

2017

$2,712 (+1.6%)

$60,000 + $162,000

$222,000

2016

$2,669 (+0.3%)

$60,000 + $162,000

$222,000

2015

$2,660 (+6.5%)

2013

$2,498

$60,000 + $162,000

$222,000

Tax history for 1939 Cardinal Harbour Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,402

$60,000 + $375,000

$435,000

2024

$5,398 (−0.5%)

$60,000 + $375,000

$435,000

2023

$5,424 (+67.4%)

$60,000 + $375,000

$435,000

2022

$3,241 (+0.6%)

$60,000 + $375,000

$435,000

2021

$3,220 (−0.7%)

$60,000 + $241,000

$301,000

2020

$3,242 (+18.8%)

$60,000 + $241,000

$301,000

2019

$2,730

$60,000 + $241,000

$301,000

2018

$2,731 (+0.7%)

$60,000 + $162,000

$222,000

2017

$2,712 (+1.6%)

$60,000 + $162,000

$222,000

2016

$2,669 (+0.3%)

$60,000 + $162,000

$222,000

2015

$2,660 (+6.5%)

2013

$2,498

$60,000 + $162,000

$222,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

1.09 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Oldham County

APN

04-02B-02-26

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

R-2

Residential District

The purpose of the R-2 Residential District is to allow, preserve and protect the character of low density, detached single-family areas and neighborhoods at densities up to 3.63 dwelling units per acre

Permitted uses

Include but are not limited to:

Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Park & open space

Property details

Parking

Parking Information
Parking Features: See Remarks, None

Interior

Virtual Tour Information

Virtual Tour Information

Bedroom Information
Bedrooms Total: 3
First Floor PBR: Yes
Primary Bedroom Level: First
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 0.0
# 1st Floor Bedrooms: 3
# Basement Bedrooms: 0.0
Primary Bedroom: Yes

Bathroom Information
Bathrooms Full: 3
Bathrooms Half: 1
Primary Bathroom Level: First
Full Bathroom: Yes
Full Bathroom Level: First
Half Bathroom: Yes
Half Bathroom Level: First
Primary Bathroom: Yes

Kitchen & Dining Information
Kitchen: Yes
Kitchen Level: First

Interior Features
# of Rooms: 10
# of Closets: 10
# of Fireplaces: 1
Fireplaces Total: 1
Fireplaces: Level 1: 1
Fireplace: Yes

Living Areas
Family Room: Yes
Family Room Level: First
Great Room: Yes
Great Room Level: First

Den & Office Information
Office: Yes
Office Level: Basement

Other Room Information
# of Rooms: 10
Rooms Total: 15
Basement Y/N: Yes
Basement: Partially Finished
Bedroom: Yes
Bedroom Level: First
Closets: Basement: 3
Fireplaces Total: 1
Full Bathroom: Yes
Full Bathroom Level: First
Half Bathroom: Yes
Half Bathroom Level: First
Kitchen: Yes
Kitchen Level: First
Laundry: Yes
Laundry Level: First
First Floor Laundry: Yes
Other: Yes
Other Level: Basement
Primary Bathroom: Yes
Primary Bathroom Level: First
Primary Bedroom: Yes
Primary Bedroom Level: First

Room 1 Information
Room 1 Description: Freshly painted, vaulted, stone harth
Room 1 Length: 26.80
Room 1 Level: First
Room 1 Type: Great Room
Room 1 Width: 16.20

Room 2 Information
Room 2 Description: Granite, hardwood floor, recent appliances
Room 2 Length: 26.00
Room 2 Level: First
Room 2 Type: Kitchen

Room 3 Information
Room 3 Description: Lg room from garage conversion
Room 3 Length: 19.60
Room 3 Level: First
Room 3 Type: Family Room
Room 3 Width: 17.11

Room 4 Information
Room 4 Description: Good size w/ storage space
Room 4 Length: 10.00
Room 4 Level: First
Room 4 Type: Laundry
Room 4 Width: 10.00

Room 5 Information
Room 5 Description: 2 closets
Room 5 Length: 17.20
Room 5 Level: First
Room 5 Type: Primary Bedroom
Room 5 Width: 15.40

Room 6 Information
Room 6 Description: Tile, separate tub/shower, dbl vanity
Room 6 Length: 10.00
Room 6 Level: First
Room 6 Type: Primary Bathroom
Room 6 Width: 10.00

Room 7 Information
Room 7 Length: 13.10
Room 7 Level: First
Room 7 Type: Bedroom
Room 7 Width: 12.11

Room 8 Information
Room 8 Length: 13.10
Room 8 Level: First
Room 8 Type: Bedroom
Room 8 Width: 13.10

Room 9 Information
Room 9 Description: Jack & Jill
Room 9 Length: 13.10
Room 9 Level: First
Room 9 Type: Full Bathroom
Room 9 Width: 4.11

Room 10 Information
Room 10 Length: 6.30
Room 10 Level: First
Room 10 Type: Half Bathroom
Room 10 Width: 5.00

Room 11 Information
Room 11 Length: 29.00
Room 11 Level: Basement
Room 11 Type: Family Room
Room 11 Width: 28.30

Room 12 Information
Room 12 Description: w/ large closet
Room 12 Length: 15.80
Room 12 Level: Basement
Room 12 Type: Office
Room 12 Width: 13.50

Room 13 Information
Room 13 Description: Bonus Rm w/ large closet
Room 13 Length: 13.63
Room 13 Level: Basement
Room 13 Type: Other
Room 13 Width: 14.70

Room 14 Information
Room 14 Length: 15.40
Room 14 Level: Basement
Room 14 Type: Full Bathroom
Room 14 Width: 10.60

Room 15 Information
Room 15 Description: Shed - unfinished
Room 15 Length: 13.00
Room 15 Level: First
Room 15 Type: Other
Room 15 Width: 8.00

Exterior

Exterior Features
Exterior Features: Tennis Court

Land Information
Fencing: None
Fencing: None: Yes

Lot Description
Lot Features: Covt/Restr, See Remarks, Cleared, Level
Lot Size Acres: 1.09
Lot Size Area: 1.09
Lot Size Units: Acres
Cleared: Yes
Covt Restr: Yes
Level: Yes
See Remarks: Yes

Property Information
Property Sub Type: Single Family Residence
Residential

Subdivision / Condo Amenities
Pets Allowed per Restrictions: Yes
Subdivision Name: CARDINAL HARBOUR

Building Information
Building Area Source: Other
Building Area Total: 2629.0
Stories: 1
Year Built: 1988
Roof: Shingle
Foundation Details: Poured Concrete
Construction Materials: Wood Frame, Stone
Above Grade Finished: 2,629
Below Grade Finished: 1,449
Below Grade Unfin: 194
Living Area: 4078.0

Financial

Tax Information
Tax Block: Section 2
Tax Lot: 26

Utilities

Utility Information
Utilities: Electricity Connected

Heating
Heating Y/N: Yes
Heating: Forced Air, Heat Pump

Cooling
Cooling Y/N: Yes
Cooling: Central Air

Location

Multi-Unit Information
Dock: Yes
Rental Allowed: Yes

HOA Information
Association Fee: 1100.0
Association Y/N: Yes
Storage, Clubhouse, Other, Pool

Neighborhood Information
Subdivision Name: CARDINAL HARBOUR

School Information
High School District: Oldham
School District: Oldham

Location Information
Directions: Hwy 42 to a left on Hwy 1793, right on Rose Island Rd, left on Cardinal Harbour Rd to the house on the right.

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 1.09 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 04-02B-02-26

Home facts updated by county records on Jul 29, 2026

Around this home

Schools

Harmony Elementary School

Public K-5 • Assigned • 2.4mi

8/10

North Oldham Middle School

Public 6-8 • Assigned • 2.2mi

9/10

North Oldham High School

Public 9-12 • Assigned • 2.3mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

10/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

2/10 Wind Factor

3% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Prospect, KY • 40059

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.4 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$516,000 – $625,000

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New listings for sale in 40059

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NEW 13 HRS AGO

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Lenihan Sotheby's Int'l Realty

NEW 33 HRS AGO

$439,900

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Keller Williams Collective

NEW 1 DAY AGO3D WALKTHROUGH

$1,595,000

5 beds3.5 baths6,350 sq ft

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Trueblood Real Estate

OPEN SUN, 2PM TO 4PM

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Nest Realty

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Lenihan Sotheby's Int'l Realty

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Real Estate Go To

Home values near 1939 Cardinal Harbour Rd

Data from public records.

Address	Redfin Estimate
1938 Cardinal Harbour Road, Prospect, KY 3 Beds \| 3 Baths \| 2000 Sq. Ft.	$397,274
2017 Cardinal Harbour Road, Prospect, KY 3 Beds \| 3.5 Baths \| 4222 Sq. Ft.	$710,318

Address	Redfin Estimate
2018 Cardinal Harbour Road, Prospect, KY 2 Beds \| 3 Baths \| 3220 Sq. Ft.	$549,541
14004 Harbour Place, Prospect, KY 3 Beds \| 2 Baths \| 2245 Sq. Ft.	$413,955

Address	Redfin Estimate
1937 Cardinal Harbour Road, Prospect, KY 4 Beds \| 3.5 Baths \| 2950 Sq. Ft.	$538,983
13901 Harbour Place, Prospect, KY 3 Beds \| 3 Baths \| 2039 Sq. Ft.	$317,823

Property information provided by Metro Search MLS when last listed in 2022. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 40059, KY

Sale history for 1939 Cardinal Harbour Rd

Tax history for 1939 Cardinal Harbour Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 40059

Home values near 1939 Cardinal Harbour Rd

More real estate resources