OFF MARKET

Off Market Aug 2024 for $498K

$552,292

Est. refi paymentEst. refi $3,280/mo

•

3,220

sq ft

2018 Cardinal Harbour Rd, Prospect, KY 40059

About this home

Public Remarks: Welcome Home to this Beautiful, Retreat-Like Riverfront Home located on a 1-acre lot in the picturesque community of Cardinal Harbour. A terrific floor plan, open spaces, postcard like views are in abundance with this 2 Bedroom, 3 Full Bath, Finished Walkout Basement home. Room with Full Bathroom in walkout basement has been used as a bedroom for the past 27 years. Also, a room on main floor off kitchen could be used as an extra bedroom or hobby room. You will love sipping your morning coffee or early evening beverage on your sun porch looking out over the river. This home and community have so much to offer its next owner--see the pictures of the home and community amenities which include clubhouse, pool, tennis courts, basketball courts, horse stable--make your appointment today.

Single-familyProperty Type

1977Year Built

1.08 acresLot Size

$172Est. Price/Sq.Ft.

2 car garageParking

Listed by Mike Heuke • Stonelake Realtors, LLC

Bought with Dee Amber Anderson • RE/MAX Premier Properties

Redfin checked: 3 minutes ago

•Source:Metro Search MLS #1666021

Redfin Estimate

$552,292

$54K since sold in August 2024$6,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 4.9% higher than the average sale price ($527K) of 6 comparable homes.

SOLD JUL 17, 2026
$524,900
A
3 beds3 baths3,641 sq ft
1507 Colonial Ct, Goshen, KY 40026
Keller Williams Collective
SOLD JUN 12, 2026
$512,900
B
3 beds3 baths3,002 sq ft
13005 Lost Trl, Goshen, KY 40026
Finely Crafted Realty LLC
SOLD JUL 8, 2026
$560,000
C
4 beds2.5 baths3,523 sq ft
13708 Mockingbird Dr, Prospect, KY 40059
Polo Real Estate Group LLC
SOLD JUL 27, 2026
$400,000
D
3 beds3 baths2,273 sq ft
13202 Settlers Point Trl, Goshen, KY 40026
RealtyWorks LLC
SOLD JUN 15, 2026
$625,000
E
4 beds3 baths3,412 sq ft
10804 Taylor Lake Rd, Goshen, KY 40026
RE/MAX Results
SOLD JUN 5, 2026
$537,500
F
3 beds3 baths2,905 sq ft
13200 Cherry Tree Ct, Prospect, KY 40059
Coldwell Banker McMahan

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Earn from this home

Sell

$134,506

Est. take-home

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Refinance

Est. cash available

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Rent

$3,319/mo

Redfin rental estimate

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Market trends in 40059, KY

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.4%

0.1% MoM

Median sale price

$752K

$7K MoM

Avg. days on market

36d

3 days MoM

Recently sold homes

131

28 MoM

New listings for sale

OPEN TODAY, 2PM TO 4PM
$799,000
3 beds3.5 baths3,478 sq ft
3028 Belknap Beach Rd, Prospect, KY 40059
Family Realty LLC
$459,500
3 beds2 baths2,087 sq ft
9211 Eminence Ct, Prospect, KY 40059
BERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors
OPEN TODAY, 2PM TO 4PM
$1,295,000
5 beds5.5 baths6,383 sq ft
7709 Cedar Ridge Ct, Prospect, KY 40059
The Agency Louisville
$205,000
3 beds2.5 baths1,303 sq ft
7813 Montero Dr, Prospect, KY 40059
Schuler Bauer Real Estate Services ERA Powered
3D WALKTHROUGH
$420,000
3 beds2.5 baths2,400 sq ft
4105 Nicholas Roy Ct, Prospect, KY 40059
Nest Realty
$3,895,000
7 beds7 baths9,932 sq ft
5716 Harrods Glen Dr, Prospect, KY 40059
Lenihan Sotheby's Int'l Realty
$625,000
3 beds2 baths2,531 sq ft
7804 Deep Trail Ct, Prospect, KY 40059
Kentucky Select Properties
3D WALKTHROUGH
$1,100,000
3 beds3.5 baths3,986 sq ft
5415 River Creek Ct, Prospect, KY 40059
Nest Realty
$820,000
4 beds3.5 baths3,390 sq ft
10809 Jimson St, Prospect, KY 40059
First Saturday Real Estate
OPEN TODAY, 2PM TO 4PM
$625,000
3 beds3 baths1,866 sq ft
9211 Featherbell Blvd, Prospect, KY 40059
Semonin Realtors
See all

Provided by Redfin

Sale history for 2018 Cardinal Harbour Rd

Date

Event

Price

Metro Search MLS #1666021

Aug 9, 2024

Sold

$498,500

$155/sq ft

Jul 25, 2024

Pending

—

Jul 22, 2024

Listed

$495,000

$154/sq ft

Jul 22, 2024

Price Changed

$495,000

$154/sq ft

Metro Search MLS #719745

Mar 31, 1998

Sold

$262,500

$82/sq ft

Oct 1, 1997

Listed

$275,000

$85/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$6,184 (+58.3%)

$60,000 + $438,500

$498,500

2024

$3,906 (+6.2%)

$60,000 + $438,500

$498,500

2023

$3,678 (−1.2%)

$60,000 + $300,000

$360,000

2022

$3,721 (+0.6%)

$60,000 + $280,000

$340,000

2021

$3,697 (−0.6%)

$60,000 + $280,000

$340,000

2020

$3,720 (+16.3%)

$60,000 + $280,000

$340,000

2019

$3,200 (−0.7%)

$60,000 + $280,000

$340,000

2018

$3,222 (+0.7%)

$60,000 + $240,000

$300,000

2017

$3,199 (+1.3%)

$60,000 + $240,000

$300,000

2016

$3,157 (+0.3%)

$60,000 + $240,000

$300,000

2015

$3,147 (+5.9%)

2013

$2,971

$60,000 + $240,000

$300,000

Tax history for 2018 Cardinal Harbour Rd

Year

Property tax

Land + Additions

Assessment*

2025

$6,184 (+58.3%)

$60,000 + $438,500

$498,500

2024

$3,906 (+6.2%)

$60,000 + $438,500

$498,500

2023

$3,678 (−1.2%)

$60,000 + $300,000

$360,000

2022

$3,721 (+0.6%)

$60,000 + $280,000

$340,000

2021

$3,697 (−0.6%)

$60,000 + $280,000

$340,000

2020

$3,720 (+16.3%)

$60,000 + $280,000

$340,000

2019

$3,200 (−0.7%)

$60,000 + $280,000

$340,000

2018

$3,222 (+0.7%)

$60,000 + $240,000

$300,000

2017

$3,199 (+1.3%)

$60,000 + $240,000

$300,000

2016

$3,157 (+0.3%)

$60,000 + $240,000

$300,000

2015

$3,147 (+5.9%)

2013

$2,971

$60,000 + $240,000

$300,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

1.08 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Oldham County

APN

04-02B-02-81

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

CO-1

Conservation/Residential District

The Conservation/Residential District is intended to promote and protect significant natural features, wooded areas, water courses, existing and potential lake sites, other recreational and conservation resources, wildlife habitat, present and future water supplies, and to minimize erosion of soil and the siltation and pollution of streams and lakes.

Permitted uses

Include but are not limited to:

Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Recreation
Park & open space

Property details

Parking

Parking Information
Garage Spaces: 2.0
Parking Features: Attached, Entry Side

Interior

Bedroom Information
Bedrooms Total: 2
First Floor PBR: Yes
Primary Bedroom Level: First
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 0.0
# 1st Floor Bedrooms: 2
# Basement Bedrooms: 1
Primary Bedroom: Yes

Bathroom Information
Bathrooms Full: 3
Bathrooms Half: 0
Primary Bathroom Level: First
Full Bathroom: Yes
Full Bathroom Level: First
Primary Bathroom: Yes

Kitchen & Dining Information
Kitchen: Yes
Kitchen Level: First

Interior Features
# of Rooms: 8
# of Closets: 7
# of Fireplaces: 2
Fireplaces Total: 2
Fireplaces: Basement: 1
Fireplaces: Level 1: 1
Fireplace: Yes

Living Areas
Family Room: Yes
Family Room Level: Basement
Living Room: Yes
Living Room Level: First

Other Room Information
# of Rooms: 8
Rooms Total: 11
Basement Y/N: Yes
Basement: Walkout Finished
Bedroom: Yes
Bedroom Level: First
Closets: Basement: 2
Craft Hobby Room: Yes
Craft Hobby Room Level: First
Fireplaces Total: 2
Full Bathroom: Yes
Full Bathroom Level: First
Kitchen: Yes
Kitchen Level: First
Laundry: Yes
Laundry Level: Basement
First Floor Laundry: No
Primary Bathroom: Yes
Primary Bathroom Level: First
Primary Bedroom: Yes
Primary Bedroom Level: First

Room 1 Information
Room 1 Level: First
Room 1 Type: Living Room

Room 2 Information
Room 2 Level: First
Room 2 Type: Craft/Hobby Room

Room 3 Information
Room 3 Description: Eat in Kitchen
Room 3 Level: First
Room 3 Type: Kitchen

Room 4 Information
Room 4 Level: First
Room 4 Type: Primary Bedroom

Room 5 Information
Room 5 Level: First
Room 5 Type: Bedroom

Room 6 Information
Room 6 Level: First
Room 6 Type: Full Bathroom

Room 7 Information
Room 7 Level: First
Room 7 Type: Primary Bathroom

Room 8 Information
Room 8 Level: Basement
Room 8 Type: Family Room

Room 9 Information
Room 9 Level: Basement
Room 9 Type: Bedroom

Room 10 Information
Room 10 Level: Basement
Room 10 Type: Full Bathroom

Room 11 Information
Room 11 Level: Basement
Room 11 Type: Laundry

Exterior

Exterior Features
Exterior Features: Tennis Court

Land Information
Fencing: None
Fencing: None: Yes

Lot Description
Lot Features: Flood Insurance Req
Lot Size Acres: 1.08
Lot Size Area: 1.08
Lot Size Units: Acres
Flood Insurance Req: Yes

Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Ranch

Subdivision / Condo Amenities
Subdivision Name: CARDINAL HARBOUR

Building Information
Building Area Source: Other
Building Area Total: 1769.0
Stories: 1
Year Built: 1977
Roof: Shingle
Foundation Details: Poured Concrete
Construction Materials: Wood Frame, Stone
Above Grade Finished: 1,769
Below Grade Finished: 1,451
Below Grade Unfin: 176.25
Living Area: 3220.0

Financial

Tax Information
Tax Block: 0
Tax Lot: 81

Utilities

Utility Information
# of HVAC Units: 1
# of HVAC Units: 1

Heating
Heating Y/N: Yes
Heating: Electric, Heat Pump

Cooling
Cooling Y/N: Yes
Cooling: Central Air, Heat Pump

Location

HOA Information
Association Fee: 1400.0
Association Y/N: Yes
Clubhouse, Pool

Neighborhood Information
Subdivision Name: CARDINAL HARBOUR

School Information
High School District: Oldham
School District: Oldham

Location Information
Directions: US 42 East / Left on 1793 / Right on Rose Island Road to Cardinal Harbour Road

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 1.08 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 04-02B-02-81

Home facts updated by county records on Jul 29, 2026

Other

Listing Date Information
Documents Change Timestamp: 2024-09-09T05:16:20Z

Around this home

Schools

Harmony Elementary School

Public K-5 • Assigned • 2.5mi

8/10

North Oldham Middle School

Public 6-8 • Assigned • 2.3mi

9/10

North Oldham High School

Public 9-12 • Assigned • 2.4mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

7/10 Flood Factor

Estimated 73-81% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

2/10 Wind Factor

3% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Prospect, KY • 40059

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.4 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$525,000 – $636,000

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New listings for sale in 40059

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Nest Realty

$820,000

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First Saturday Real Estate

Home values near 2018 Cardinal Harbour Rd

Data from public records.

Address	Redfin Estimate
2022 Cardinal Harbour Road, Prospect, KY 4 Beds \| 4 Baths \| 3500 Sq. Ft.	$676,923
13903 Harbour Place, Prospect, KY 3 Beds \| 2.5 Baths \| 1365 Sq. Ft.	$278,432

Address	Redfin Estimate
2017 Cardinal Harbour Road, Prospect, KY 3 Beds \| 3.5 Baths \| 4222 Sq. Ft.	$714,689
13913 Harbour Place, Prospect, KY 3 Beds \| 3 Baths \| 1725 Sq. Ft.	$213,416

Address	Redfin Estimate
13901 Harbour Place, Prospect, KY 3 Beds \| 3 Baths \| 2039 Sq. Ft.	$341,528
13913 Harbour Place Unit 94, Prospect, KY 3 Beds \| 3 Baths \| - Sq. Ft.	$309,807

Property information provided by Metro Search MLS when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 40059, KY

Sale history for 2018 Cardinal Harbour Rd

Tax history for 2018 Cardinal Harbour Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 40059

Home values near 2018 Cardinal Harbour Rd

More real estate resources