OFF MARKET

Off market jul 2023 for $475K

$566,162

Est. refi paymentEst. refi $3,254/mo

•

2,577

sq ft

2112 N Rose Island Rd, Prospect, KY 40059

About this home

Public Remarks: This gorgeous ranch is on a park like 1.64 acre setting. The lot and large common area in the rear make you feel you are in the counrty. The home has 2,577 sf of living space, with no steps or stairs. There are 4 bedrooms with new carpet and 3 updated full bathrooms. In addition, it has a 26' x 32' three car garage, In-ground pool with new liner & pump, Family room, Den with fireplace (has an insert stove) & a built-in bar. The updated Kitchen has new appliances, tile floor and quartz counter tops. The interior is freshly painted and has new light fixtures to boot. The exterior was just painted also. The roof was replaced in 2022 and the HVAC is 5 years old. There are 3 rear exits onto the concrete patio, that runs most of the length of the house. Cardinal Harbour amenities include a Club House, Pool, Tenni & Basketball courts, Horse Stable, 80 acres of common area, Private oat ramp on the Ohio River with a dock and a Fenced Boat & RV storage area.

Single-familyProperty Type

1974Year Built

1.64 acresLot Size

$220Est. Price/Sq.Ft.

3 car garageParking

Listed by Carl Tannehill • Tannehill Realty

Bought with Teresa Morgan • Semonin Realtors

Redfin checked: 2 minutes ago

•Source:Metro Search MLS #1638469

Redfin Estimate

$566,162

$91K since sold in July 2023$3,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 15.1% higher than the average sale price ($492K) of 6 comparable homes.

SOLD SEP 11, 2026
$600,000
A
4 beds2.5 baths3,744 sq ft
13801 Lakewoods Ct, Prospect, KY 40059
R & Y Realty Group
SOLD JUL 8, 2026
$560,000
B
4 beds2.5 baths3,523 sq ft
13708 Mockingbird Dr, Prospect, KY 40059
Polo Real Estate Group LLC
SOLD SEP 11, 2026
$381,000
C
3 beds3 baths2,000 sq ft
1938 Cardinal Harbour Rd, Prospect, KY 40059
1 Percent Lists Purple Door
SOLD AUG 13, 2026
$361,000
D
4 beds3 baths1,915 sq ft
1415 Cedarbrook Rd, Goshen, KY 40026
Eagan Realty Group
SOLD OCT 1, 2026
$369,900
E
3 beds2 baths1,736 sq ft
1209 Pheasant Ridge Rd, Goshen, KY 40026
White Picket Real Estate
SOLD SEP 1, 2026
$680,000
F
4 beds3 baths3,940 sq ft
1302 Old Taylor Trl, Goshen, KY 40026
Keller Williams Collective

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Earn from this home

Sell

$174,580

Est. take-home

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Refinance

Est. cash available

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Rent

$3,255/mo

Redfin rental estimate

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Market trends in 40059, KY

Last updated September 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.2%

+0.4% MoM

Median sale price

$715K

$18K MoM

Avg. days on market

48d

7 days MoM

Recently sold homes

127

14 MoM

New listings for sale

COMING SOON
$1,998,000
4 beds4 baths4,718 sq ft
11500 River Beauty Loop, Prospect, KY 40059
Keller Williams Collective
NEW 19 HRS AGO
$975,000
4 beds3.5 baths3,732 sq ft
3124 English Way, Prospect, KY 40059
The Brokerage
NEW 21 HRS AGO
$223,900
2 beds1.5 baths1,336 sq ft
5608 Harrods Cv, Prospect, KY 40059
Keller Williams Collective
NEW 21 HRS AGO
$750,000
4 beds4.5 baths5,176 sq ft
6524 Harrods View Cir, Prospect, KY 40059
Coldwell Banker McMahan
3D WALKTHROUGH
$840,000
5 beds4.5 baths4,807 sq ft
12805 Deer Cross Dr, Prospect, KY 40059
Semonin Realtors
OPEN SAT, 12PM TO 2PM
$399,000
3 beds3 baths1,872 sq ft
13917 Harbour Pl, Prospect, KY 40059
Lenihan Sotheby's Int'l Realty
$630,000
3 beds2 baths3,280 sq ft
7241 Fox Harbor Rd, Prospect, KY 40059
EXP Realty LLC
OPEN SUN, 2PM TO 4PM
$550,000
4 beds2.5 baths2,620 sq ft
13323 Creekview Rd, Prospect, KY 40059
Keller Williams Collective
$720,000
4 beds2.5 baths4,164 sq ft
7005 New Bern Ct, Prospect, KY 40059
Judah Real Estate Group
$335,000
3 beds2.5 baths2,025 sq ft
6406 Marina Dr, Prospect, KY 40059
United Real Estate Louisville
See all

Provided by Redfin

Sale history for 2112 N Rose Island Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,894

$60,000 + $415,000

$475,000

2024

$5,890 (+24.1%)

$60,000 + $415,000

$475,000

2023

$4,745 (+0.7%)

$60,000 + $415,000

$475,000

2022

$4,712 (+0.6%)

$60,000 + $320,000

$380,000

2021

$4,681 (−0.2%)

$60,000 + $320,000

$380,000

2020

$4,693 (+17.9%)

$60,000 + $320,000

$380,000

2019

$3,981

$60,000 + $320,000

$380,000

2018

$3,982 (+0.7%)

$60,000 + $265,000

$325,000

2017

$3,955 (+1.6%)

$60,000 + $265,000

$325,000

2016

$3,892 (+0.3%)

$60,000 + $265,000

$325,000

2015

$3,879 (+6.1%)

2013

$3,657

$60,000 + $265,000

$325,000

Tax history for 2112 N Rose Island Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,894

$60,000 + $415,000

$475,000

2024

$5,890 (+24.1%)

$60,000 + $415,000

$475,000

2023

$4,745 (+0.7%)

$60,000 + $415,000

$475,000

2022

$4,712 (+0.6%)

$60,000 + $320,000

$380,000

2021

$4,681 (−0.2%)

$60,000 + $320,000

$380,000

2020

$4,693 (+17.9%)

$60,000 + $320,000

$380,000

2019

$3,981

$60,000 + $320,000

$380,000

2018

$3,982 (+0.7%)

$60,000 + $265,000

$325,000

2017

$3,955 (+1.6%)

$60,000 + $265,000

$325,000

2016

$3,892 (+0.3%)

$60,000 + $265,000

$325,000

2015

$3,879 (+6.1%)

2013

$3,657

$60,000 + $265,000

$325,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

1.64 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Oldham County

APN

04-02B-01-15

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 5, 2026.

R-1

Residential District

The purpose of the R-1 Residential District is to allow, preserve and protect the character of low density, detached single-family areas and neighborhoods at densities ranging from one dwelling unit per acre up to 2.17 dwelling units per acre.

Permitted uses

Include but are not limited to:

Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Recreation
Park & open space

Property details

Parking

Parking Information
Garage Spaces: 3.0
Parking Features: Attached, Entry Side, Driveway

Interior

Bedroom Information
Bedrooms Total: 4
First Floor PBR: Yes
Primary Bedroom Level: First
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 0.0
# 1st Floor Bedrooms: 4
# Basement Bedrooms: 0.0
Primary Bedroom: Yes

Bathroom Information
Bathrooms Full: 3
Bathrooms Half: 0
Primary Bathroom Level: First
Full Bathroom: Yes
Full Bathroom Level: First
Primary Bathroom: Yes

Kitchen & Dining Information
Dining Room: Yes
Dining Room Level: First
Kitchen: Yes
Kitchen Level: First

Interior Features
# of Rooms: 9
# of Closets: 9
# of Fireplaces: 1
Fireplaces Total: 1
Fireplaces: Level 1: 1
Fireplace: Yes

Living Areas
Family Room: Yes
Family Room Level: First

Den & Office Information
Den: Yes
Den Level: First

Other Room Information
# of Rooms: 9
Rooms Total: 12
Basement: None
Bedroom: Yes
Bedroom Level: First
Dining Room: Yes
Dining Room Level: First
Fireplaces Total: 1
Foyer: Yes
Foyer Level: First
Full Bathroom: Yes
Full Bathroom Level: First
Kitchen: Yes
Kitchen Level: First
First Floor Laundry: Yes
Primary Bathroom: Yes
Primary Bathroom Level: First
Primary Bedroom: Yes
Primary Bedroom Level: First

Room 1 Information
Room 1 Level: First
Room 1 Type: Family Room

Room 2 Information
Room 2 Description: Guess room/ Office
Room 2 Level: First
Room 2 Type: Bedroom

Room 3 Information
Room 3 Description: Fireplace & Bar
Room 3 Level: First
Room 3 Type: Den

Room 4 Information
Room 4 Level: First
Room 4 Type: Kitchen

Room 5 Information
Room 5 Level: First
Room 5 Type: Foyer

Room 6 Information
Room 6 Level: First
Room 6 Type: Dining Room

Room 7 Information
Room 7 Level: First
Room 7 Type: Foyer

Room 8 Information
Room 8 Level: First
Room 8 Type: Full Bathroom

Room 9 Information
Room 9 Level: First
Room 9 Type: Bedroom

Room 10 Information
Room 10 Level: First
Room 10 Type: Bedroom

Room 11 Information
Room 11 Level: First
Room 11 Type: Primary Bedroom

Room 12 Information
Room 12 Level: First
Room 12 Type: Primary Bathroom

Exterior

Exterior Features
Exterior Features: Tennis Court, Hot Tub

Land Information
Fencing: None
Fencing: None: Yes

Lot Description
Lot Features: Level
Lot Size Acres: 1.64
Lot Size Area: 1.64
Lot Size Units: Acres
Lot Size Dimensions: 157 x 229 x 277 x 157 x 487
Level: Yes

Property Information
Property Sub Type: Single Family Residence
Residential

Subdivision / Condo Amenities
Subdivision Name: CARDINAL HARBOUR

Building Information
Building Area Source: Appraiser
Building Area Total: 2577.0
Stories: 1
Year Built: 1974
Roof: Shingle
Foundation Details: Slab
Construction Materials: Wood Frame
Above Grade Finished: 2,577
Living Area: 2577.0

Financial

Tax Information
Tax Block: 01
Tax Lot: 15

Financial Information
Yes
Closing Costs and Prepaids: 10000

Utilities

Utility Information
# of HVAC Units: 2
# of HVAC Units: 2
Utilities: Electricity Connected

Heating
Heating Y/N: Yes
Heating: Electric, Forced Air

Cooling
Cooling Y/N: Yes
Cooling: Wall/Window Unit(s), Central Air

Location

Multi-Unit Information
Dock: Yes

HOA Information
Association Fee: 1100.0
Association Y/N: Yes
Storage, Clubhouse, Pool

Neighborhood Information
Subdivision Name: CARDINAL HARBOUR

School Information
High School District: Oldham
School District: Oldham

Location Information
Directions: North on US 42, left on Rose Island Rd, keep going.

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 1.64 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 04-02B-01-15

Home facts updated by county records on Oct 5, 2026

Around this home

Schools

Harmony Elementary School

Public K-5 • Assigned • 2.3mi

8/10

North Oldham Middle School

Public 6-8 • Assigned • 2.2mi

9/10

North Oldham High School

Public 9-12 • Assigned • 2.2mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

6/10 Flood Factor

Estimated 22-32% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 105° expected this year, 20 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Prospect, KY • 40059

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.4 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$538,000 – $652,000

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Home values near 2112 N Rose Island Rd

Data from public records.

Address	Redfin Estimate
2104 North Rose Island Rd, Prospect, KY 3 Beds \| 2 Baths \| 1350 Sq. Ft.	$313,379
2104 North Rose Island Rd, Prospect, KY - Beds \| - Baths \| - Sq. Ft.	$324,737

Address	Redfin Estimate
2108 North Rose Island Rd, Prospect, KY 4 Beds \| 3 Baths \| 2430 Sq. Ft.	$562,940
2106 North Rose Island Rd, Prospect, KY 3 Beds \| 2 Baths \| 1400 Sq. Ft.	$326,827

Address	Redfin Estimate
2114 North Rose Island Rd, Prospect, KY 4 Beds \| 3 Baths \| 3100 Sq. Ft.	$568,356
2204 North Rose Island Rd, Prospect, KY 5 Beds \| 2.5 Baths \| 2900 Sq. Ft.	$520,999

Property information provided by Metro Search MLS when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 40059, KY

Sale history for 2112 N Rose Island Rd

Tax history for 2112 N Rose Island Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 40059

Home values near 2112 N Rose Island Rd

More real estate resources