Public Remarks: Belknap Beach Gem! First time on the market. The million dollar views of Twelve Mile Island and the tree lined shores are a must see for anyone with a love for waterfront property. The main floor of this home has a large great room that is the heart of the home. It has a a wall of windows letting in natural light and overlooks the river. There is a fabulous stone fireplace that adds charm, style and function. The large deck offers an outdoor living space for easy entertaining or relaxing. The galley kitchen is designed with an open floor concept. A formal living room has many possibilities. It can be used as an office or a bedroom. The powder bath and large laundry room complete the main living floor. Upstairs you will find 4 large bedrooms that will accommodate king size beds. Each bedroom has extra closet space and plenty of natural light. Two of the bedrooms overlook the river. The full bath has double sinks, spa tub, and shower. The lower level has a full bath perfect for showering after a day on the river. There is a family room with many possibilities. This home was built with sturdy construction that includes extra insulation and is energy efficient. Enjoy the landscaped gardens leading to two dock and 50 ' of riverfront. Make this house your home!
Single-familyProperty Type
1989Year Built
$263Est. Price/Sq.Ft.
2 car garageParking
Listed by Pamela Schiller• Kentucky Select Properties
Bought with Associate Broker Dayton• Family Realty LLC
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
9,672 Sq. Ft.
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Oldham County
APN
02-01-00-24
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 29, 2026.
CO-1
Conservation/Residential District
The Conservation/Residential District is intended to promote and protect significant natural features, wooded areas, water courses, existing and potential lake sites, other recreational and conservation resources, wildlife habitat, present and future water supplies, and to minimize erosion of soil and the siltation and pollution of streams and lakes.
Permitted uses
Include but are not limited to:
Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Recreation
Park & open space
Mar 27, 2018 • Final
Remodel / repair
Perform a remodel on a residential home.
Remodel
Mar 8, 2018 • Final
Electrical
Perform an off and on electrical service and remodel the building.
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Garage Spaces: 2.0
Interior
Bedroom Information
Bedrooms Total: 4
First Floor PBR: No
Primary Bedroom Level: Second
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 4.0
# 1st Floor Bedrooms: 0.0
# Basement Bedrooms: 0.0
Primary Bedroom: Yes
Bathroom Information
Bathrooms Full: 2
Bathrooms Half: 1
Half Bathroom: Yes
Half Bathroom Level: Second
Kitchen & Dining Information
Kitchen: Yes
Kitchen Level: Second
Interior Features
# of Rooms: 7
# of Closets: 9
# of Fireplaces: 1
Fireplaces Total: 1
Fireplaces: Level 2: 1
Fireplace: Yes
Living Areas
Family Room: Yes
Family Room Level: Second
Living Room: Yes
Living Room Level: Second
Other Room Information
# of Rooms: 7
Rooms Total: 9
Basement Y/N: Yes
Basement: Partially Finished
Bedroom: Yes
Bedroom Level: Second
Fireplaces Total: 1
Half Bathroom: Yes
Half Bathroom Level: Second
Kitchen: Yes
Kitchen Level: Second
Laundry: Yes
Laundry Level: Second
Primary Bedroom: Yes
Primary Bedroom Level: Second
Room 1 Information
Room 1 Level: Second
Room 1 Type: Kitchen
Room 2 Information
Room 2 Level: Second
Room 2 Type: Family Room
Room 3 Information
Room 3 Level: Second
Room 3 Type: Living Room
Room 4 Information
Room 4 Level: Second
Room 4 Type: Laundry
Room 5 Information
Room 5 Level: Second
Room 5 Type: Half Bathroom
Room 6 Information
Room 6 Level: Second
Room 6 Type: Primary Bedroom
Room 7 Information
Room 7 Level: Second
Room 7 Type: Bedroom
Room 8 Information
Room 8 Level: Second
Room 8 Type: Bedroom
Room 9 Information
Room 9 Level: Second
Room 9 Type: Bedroom
Exterior
Exterior Features
Exterior Features: Balcony, Hot Tub
Lot Description
Lot Features: Flood Insurance Req
Lot Size Area: 0.0
Lot Size Units: Acres
Flood Insurance Req: Yes
Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Traditional
Subdivision / Condo Amenities
Subdivision Name: BELKNAP BEACH ESTATES
Building Information
Building Area Total: 2560.0
Stories: 2
Year Built: 1989
Roof: Shingle
Foundation Details: Concrete Blk
Construction Materials: Vinyl Siding
Above Grade Finished: 2,560
Below Grade Unfin: 1,280
Living Area: 2560.0
Financial
Tax Information
Tax Block: 0001
Tax Lot: 0024
Utilities
Utility Information
Utilities: Electricity Connected, Fuel:Natural
Heating
Heating Y/N: Yes
Heating: Forced Air, Natural Gas
Cooling
Cooling Y/N: Yes
Cooling: Central Air
Location
Neighborhood Information
Subdivision Name: BELKNAP BEACH ESTATES
School Information
High School District: Oldham
School District: Oldham
Location Information
Directions: US Hwy 42 to Rose Island Rd. to Belknap Beach
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 9,672 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 02-01-00-24
Home facts updated by county records on Jul 29, 2026
Around this home
Schools
Harmony Elementary School
Public K-5 • Assigned • 2.2mi
8/10
North Oldham Middle School
Public 6-8 • Assigned • 2.3mi
9/10
North Oldham High School
Public 9-12 • Assigned • 2.3mi
10/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
6/10 Flood Factor
Estimated 68-76% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 105° expected this year, 20 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Prospect, KY • 40059
Average low and high temperatures (°F)
37
21
47
29
65
42
72
51
74
56
85
67
90
72
85
65
82
60
72
49
58
41
46
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 3.6 hours in December, placing it below the
U.S. average for solar exposure.
9.4 hrs
3.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$639,000 – $773,000
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