Public Remarks: MULTIPLE OFFERS RECEIVED. Welcome to Belknap Beach, Louisville's Fifth Avenue of Riverfront Living, where breathtaking Kentucky 4-season sunsets and a full moon retreat create the ultimate staycation destination. This move-in-ready riverfront home in Prospect, KY, offers over 2,500 sqft of professionally remodeled space with 2 bedrooms, 3 full baths, and a flexible separate studio perfect for an office, workout space, or third bedroom. FIRST FLOOR: The great room and dining area feature wall-to-wall sliding doors, a cozy fireplace, a wet bar, and ceramic tile flooring, all leading to a private patio, rock garden, covered porch, and two decks. The first-floor bedroom (#1) includes a walk-in closet, while the separate studio with Bath #2 provides a versatile bonus space. MUST SEE CONT AND PHOTOS FOR ALL DETAILSSECOND FLOOR: Enjoy an open-concept design with a sunporch/family room, dining area, media space, and bourbon bar, plus a kitchen with stainless steel appliances, stone countertops, and ample white cabinetry. The primary suite (Bedroom #2) offers panoramic river views, a walk-in closet, sitting/study area, and an elegant ensuite bath with a whirlpool soaking tub and walk-in shower. OUTDOOR & DOCK FEATURES: The three-finger dock with a swimming ladder allows you to keep your boat and jet skis at home, while the dock location protects against high-water debris. Watch sea planes take off and land right from your backyard! DETAILS: New Roof, 1 new gas HVAC & 1 Zone Line HVAC, 75-gallon hot water heater, septic system, NE front exposure with REAR SUNSETS, 1.5 car garage with front door, kitchen & butler's bar appliances remain, appraised footprint & survey included, utility details (Average Monthly LG&E: $215.32, Water: $36.01, Quarterly Trash: $60.03), annual flood insurance under $1,500/year, and E-Z possession. LOCATION: Just 25 minutes from Springhurst shopping, 30 minutes to downtown Louisville, and under 10 minutes to North Oldham Schools, with multiple country clubs, parks, and marinas nearby. SUMMARY: This home is a rare riverfront gem with stunning water views, year-round natural beauty, and luxurious indoor/outdoor living spaces. COMMENTS: NO 2018 FLOOD WATER HISTORY! PANORAMIC RIVER VIEWS & UNFORGETTABLE SUNSETS! PRIVATE DOCK & SWIMMING LADDER - KEEP YOUR BOAT & JET SKIS AT HOME! WATCH SEA PLANES FROM YOUR BACKYARD! FLEXIBLE STUDIO SPACE - PERFECT FOR HOME OFFICE OR GUEST SUITE! HIGH-END FINISHES & MOVE-IN READY! =9 SCHEDULE YOUR TOUR TODAY!
Single-familyProperty Type
1980Year Built
$235Est. Price/Sq.Ft.
1 car garageParking
Listed by eXp Realty|Luxury|The Group of KY|Ninja Selling|Broker|ABR|CPE|MBA Walker• EXP Realty LLC
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
—
Baths
—
Stories
2
Lot width
—
Lot depth
—
Lot size
9,428 Sq. Ft.
Year renovated
—
Sq. Ft.
2,411
Year built
1980
Style
Single Family Residential
County
Oldham County
APN
02-01-00-32
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 29, 2026.
CO-1
Conservation/Residential District
The Conservation/Residential District is intended to promote and protect significant natural features, wooded areas, water courses, existing and potential lake sites, other recreational and conservation resources, wildlife habitat, present and future water supplies, and to minimize erosion of soil and the siltation and pollution of streams and lakes.
Permitted uses
Include but are not limited to:
Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Recreation
Park & open space
Oct 11, 2025 • Final
Electrical
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Garage Spaces: 1.0
Parking Features: Attached, Entry Front, See Remarks, Driveway
Interior
Bedroom Information
Bedrooms Total: 2
First Floor PBR: No
Primary Bedroom Level: Second
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 1.0
# 1st Floor Bedrooms: 1
# Basement Bedrooms: 0.0
Primary Bedroom: Yes
Bathroom Information
Bathrooms Full: 3
Bathrooms Half: 0
Primary Bathroom Level: Second
Full Bathroom: Yes
Full Bathroom Level: First
Primary Bathroom: Yes
Kitchen & Dining Information
Dining Area: Yes
Dining Area Level: Second
Kitchen: Yes
Kitchen Level: Second
Interior Features
# of Rooms: 12
# of Closets: 5
# of Fireplaces: 1
Fireplaces Total: 1
Fireplaces: Level 1: 1
Fireplace: Yes
Living Areas
Family Room: Yes
Family Room Level: Second
Florida Room: Yes
Florida Room Level: Second
Den & Office Information
Study: Yes
Study Level: Second
Other Room Information
# of Rooms: 12
Rooms Total: 17
Basement: None
Bedroom: Yes
Bedroom Level: First
Dining Area: Yes
Dining Area Level: Second
Fireplaces Total: 1
Full Bathroom: Yes
Full Bathroom Level: First
Kitchen: Yes
Kitchen Level: Second
Laundry: Yes
Laundry Level: Second
First Floor Laundry: No
Other: Yes
Other Level: Second
Primary Bathroom: Yes
Primary Bathroom Level: Second
Primary Bedroom: Yes
Primary Bedroom Level: Second
Room 1 Information
Room 1 Description: Open concept with river views
Room 1 Length: 16.00
Room 1 Level: Second
Room 1 Type: Family Room
Room 1 Width: 11.60
Room 2 Information
Room 2 Description: Off Family RM - leads to front porch
Room 2 Length: 7.70
Room 2 Level: Second
Room 2 Type: Other
Room 2 Width: 7.00
Room 3 Information
Room 3 Description: Flexible space between kitchen & LR
Room 3 Length: 10.00
Room 3 Level: Second
Room 3 Type: Dining Area
Room 3 Width: 11.00
Room 4 Information
Room 4 Description: Great space, stone tops, stainless
Room 4 Length: 11.00
Room 4 Level: Second
Room 4 Type: Kitchen
Room 4 Width: 8.00
Room 5 Information
Room 5 Description: Bourbon Bar & Butlers Pantry pass through to the riverside deck
Room 5 Level: Second
Room 5 Type: Other
Room 6 Information
Room 6 Description: Dreamy space-w/sink and windows
Room 6 Length: 7.60
Room 6 Level: Second
Room 6 Type: Laundry
Room 6 Width: 10.20
Room 7 Information
Room 7 Description: Total remodel-has it all
Room 7 Length: 15.60
Room 7 Level: Second
Room 7 Type: Primary Bathroom
Room 7 Width: 10.80
Room 8 Information
Room 8 Description: Meets your every need 24/7/365
Room 8 Length: 10.00
Room 8 Level: Second
Room 8 Type: Sun Room
Room 8 Width: 35.00
Room 9 Information
Room 9 Description: Primary; Hardwood, access to all porches
Room 9 Length: 18.00
Room 9 Level: Second
Room 9 Type: Primary Bedroom
Room 9 Width: 15.00
Room 10 Information
Room 10 Description: Area in primary overlooking front porch
Room 10 Length: 9.50
Room 10 Level: Second
Room 10 Type: Study
Room 10 Width: 9.50
Room 11 Information
Room 11 Description: Walk-in closet
Room 11 Length: 6.00
Room 11 Level: Second
Room 11 Type: Other
Room 11 Width: 9.00
Room 12 Information
Room 12 Description: Open concept w/FP & bar
Room 12 Length: 15.20
Room 12 Level: First
Room 12 Type: Family Room
Room 12 Width: 15.80
Room 13 Information
Room 13 Description: Recreation area w/wet bar
Room 13 Length: 11.40
Room 13 Level: First
Room 13 Type: Other
Room 13 Width: 15.80
Room 14 Information
Room 14 Description: Bedroom #2
Room 14 Length: 12.80
Room 14 Level: First
Room 14 Type: Bedroom
Room 14 Width: 9.50
Room 15 Information
Room 15 Description: Full BA #2 total remodel
Room 15 Length: 13.00
Room 15 Level: First
Room 15 Type: Full Bathroom
Room 15 Width: 5.70
Room 16 Information
Room 16 Description: Separate studio, flexible space
Room 16 Length: 25.00
Room 16 Level: First
Room 16 Type: Separate Apartment
Room 16 Width: 12.50
Room 17 Information
Room 17 Description: Full BA #3 total remodel w/shower
Room 17 Length: 7.50
Room 17 Level: First
Room 17 Type: Full Bathroom
Room 17 Width: 6.50
Exterior
Exterior Features
Exterior Features: See Remarks, Boat Slip
Land Information
Fencing: Partial
Fencing: Partial: Yes
Lot Description
Lot Features: See Remarks, Level, Zero Lot Line
Lot Size Area: 0.0
Lot Size Units: Acres
Irregular: Yes
Level: Yes
See Remarks: Yes
Zero Lot Line: Yes
Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Traditional
Subdivision / Condo Amenities
Subdivision Name: BELKNAP BEACH ESTATES
Building Information
Building Area Source: Appraiser
Building Area Total: 2225.0
Stories: 2
Year Built: 1980
Roof: Shingle
Foundation Details: Concrete Blk, Slab
Construction Materials: Vinyl Siding, Wood Frame, Block
Above Grade Finished: 2,225
Living Area: 2610.0
Financial
Tax Information
Tax Block: 0001
Tax Lot: 0032
Utilities
Utility Information
# of HVAC Units: 2
# of HVAC Units: 2
Utilities: Electricity Connected, Fuel:Natural
Heating
Heating Y/N: Yes
Heating: Natural Gas, MiniSplit/Ductless
Cooling
Cooling Y/N: Yes
Cooling: Central Air
Location
Multi-Unit Information
Separate Apartment: Yes
Separate Apartment Level: First
HOA Information
Association Fee: 100.0
Association Y/N: Yes
Neighborhood Information
Subdivision Name: BELKNAP BEACH ESTATES
School Information
High School District: Oldham
School District: Oldham
Location Information
Directions: US Hwy 42 to Rose Island Rd. to Belknap Beach (Spring Rd) left at the T, continue south about 10 houses on the RIGHT ON THE river side. GPS operational.
Public facts
Beds: —
Baths: —
Sq. Ft.: 2,411
Stories: 2.0
Lot Size: 9,428 square feet
Style: Single Family Residential
Year Built: 1980
Year Renovated: —
County: Oldham County
APN: 02-01-00-32
Home facts updated by county records on Jul 29, 2026
Other
Listing Date Information
Documents Change Timestamp: 2025-04-17T05:16:38Z
Around this home
Schools
Harmony Elementary School
Public K-5 • Assigned • 2.3mi
8/10
North Oldham Middle School
Public 6-8 • Assigned • 2.3mi
9/10
North Oldham High School
Public 9-12 • Assigned • 2.3mi
10/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 105° expected this year, 20 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Prospect, KY • 40059
Average low and high temperatures (°F)
37
21
47
29
65
42
72
51
74
56
85
67
90
72
85
65
82
60
72
49
58
41
46
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 3.6 hours in December, placing it below the
U.S. average for solar exposure.
9.4 hrs
3.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$584,000 – $706,000
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