OFF MARKET

Off Market Sep 2020 for $188K

$294,059

Est. refi paymentEst. refi $1,444/mo

•

800

sq ft

3021 Belknap Beach Rd, Prospect, KY 40059

About this home

Public Remarks: ''THE TOPSIDER'' its Literally Like LIVING in a Tree House. Beautiful Wood Beams and Hardwood Floors throughout distinguish the unique character of this HOME. The large Deck is PERFECT for entertaining your Boaters, FRIENDS, and FAMILY. Located in the River community of DREAM HARBOR on a Private Road, convenient to LOUISVILLE. This Home sits on a large LOT and is priced to sell today. APRIL 2020 BRAND NEW HVAC SYSTEM INSTALLED!!

Single-familyProperty Type

2001Year Built

0.72 acresLot Size

$368Est. Price/Sq.Ft.

1 spaceParking

Listed by Jeffrey Ryan • United Real Estate Louisville

Bought with NON MEMBER • NON-MEMBER OFFICE

Redfin checked: 3 minutes ago

•Source:Metro Search MLS #1540374

Redfin Estimate

$294,059

$106K since sold in September 2020$11K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 55.3% lower than the average sale price ($658K) of 6 comparable homes.

SOLD JUL 27, 2026
$868,000
A
5 beds3.5 baths4,525 sq ft
12804 Creekbend Ct, Prospect, KY 40059
Keller Williams Collective
SOLD MAY 21, 2026
$662,500
B
3 beds3 baths3,564 sq ft
1726 Riverside Dr, Prospect, KY 40059
RE/MAX Premier Properties
SOLD JUL 29, 2026
$499,500
C
3 beds3 baths2,210 sq ft
13304 River Bluff Ct, Prospect, KY 40059
Rainey, Allen & Shaw REALTORS
SOLD AUG 13, 2026
$450,000
D
3 beds2 baths3,022 sq ft
3708 E Locust Cir, Prospect, KY 40059
Coldwell Banker McMahan
SOLD FEB 27, 2026
$550,000
E
3 beds2.5 baths2,588 sq ft
6426 Longview Beach Rd, Jeffersonville, IN 47130
SOLD OCT 31, 2025
$915,000
F
3 beds2.5 baths2,996 sq ft
6800 Longview Beach Rd, Jeffersonville, IN 47130

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Earn from this home

Sell

$142,095

Est. take-home

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Refinance

Est. cash available

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Rent

$2,461/mo

Redfin rental estimate

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Market trends in 40059, KY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.1%

0.3% MoM

Median sale price

$737K

$13K MoM

Avg. days on market

41d

5 days MoM

Recently sold homes

143

2 MoM

New listings for sale

NEW 22 HRS AGO
$749,000
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NEW 1 DAY AGO
$1,773,000
6 beds3.5 baths3,969 sq ft
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Forman, Jones & Associates REALTORS
NEW 1 DAY AGO
$649,000
4 beds3 baths3,931 sq ft
6315 Shadow Wood Ct, Prospect, KY 40059
United Real Estate Louisville
$675,000
4 beds2.5 baths3,504 sq ft
5718 Moser Farm Rd, Prospect, KY 40059
United Real Estate Louisville
$1,529,000
4 beds4.5 baths4,850 sq ft
6109 Shooting Star Dr, Prospect, KY 40059
Norton Commons Realty
$1,565,000
4 beds4.5 baths6,701 sq ft
10720 US Hwy 42, Prospect, KY 40059
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3D WALKTHROUGH
$1,050,000
3 beds3.5 baths3,986 sq ft
5415 River Creek Ct, Prospect, KY 40059
Nest Realty
$789,995
4 beds3.5 baths2,820 sq ft
6412 Passionflower Dr, Prospect, KY 40059
First Saturday Real Estate
$485,000
4 beds2.5 baths2,762 sq ft
6122 Deep Creek Dr, Prospect, KY 40059
Coldwell Banker McMahan
OPEN TODAY, 2PM TO 4PM
$365,000
2 beds2 baths1,044 sq ft
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The Agency Louisville
See all

Provided by Redfin

Sale history for 3021 Belknap Beach Rd

Date

Event

Price

Metro Search MLS #1540374

Sep 24, 2020

Sold

$188,000

$235/sq ft

Jul 10, 2020

Contingent

—

Aug 15, 2019

Price Changed

$211,000

$264/sq ft

Aug 15, 2019

Price Changed

$212,000

$265/sq ft

Aug 15, 2019

Price Changed

$213,500

$267/sq ft

Aug 15, 2019

Price Changed

$214,000

$268/sq ft

Aug 15, 2019

Price Changed

$199,000

$249/sq ft

Aug 15, 2019

Price Changed

$201,990

$252/sq ft

Aug 15, 2019

Price Changed

$203,990

$255/sq ft

Aug 15, 2019

Price Changed

$208,880

$261/sq ft

Aug 15, 2019

Price Changed

$209,690

$262/sq ft

Aug 15, 2019

Price Changed

$210,000

$263/sq ft

Aug 13, 2019

Listed

$214,900

$269/sq ft

Metro Search MLS #1493460

May 18, 2018

Sold

$166,000

$208/sq ft

Apr 9, 2018

Pending

—

Jan 30, 2018

Contingent

—

Jan 9, 2018

Listed

$165,000

$206/sq ft

+24

Public Remarks

Enjoy Ohio River life in this classic ''Topsider'' design home complete with views of the marina. Enjoy 360 degrees of nature at its finest. This unique home offers 2 bedrooms and one full bath as well as a spacious deck, kitchen, great room, and storage area. Plenty of windows fill the house with natural light. This home is perfect for an urban waterfront lifestyle. Will you answer the call of the river? A very special lifestyle is waiting for you. This home exemplifies riverside living. With 800 square feet, this living space offers 2 bedrooms, 1 full bath, kitchen, great room, and storage area. At the top of the stairs, enjoy the view while standing on the large deck. Once inside notice the distinctive accents including beamed ceilings and hardwood floors. The light-filled kitchen and great room are perfect for entertaining. From there you will find two bedrooms and a full bathroom. Don't miss the additional storage area at the bottom of the stairs. All this in beautiful surroundings with mature landscaping and gorgeous views. A great opportunity for living on the river awaits.

Metro Search MLS #1479705

Dec 29, 2017

Listing Removed

—

Nov 13, 2017

Relisted

—

Sep 26, 2017

Pending

—

Jun 29, 2017

Listed

$175,000

$219/sq ft

Jun 29, 2017

Price Changed

$165,000

$206/sq ft

Public Records

Oct 11, 2017

Sold

$11,500

$14/sq ft

Metro Search MLS #1471028

Jun 29, 2017

Listing Removed

—

Mar 29, 2017

Listed

$250,000

$313/sq ft

Metro Search MLS #1457426

Nov 17, 2016

Listing Removed

—

Sep 8, 2016

Listed

$250,000

$313/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,511

$35,000 + $165,000

$200,000

2024

$2,509 (+5.7%)

$35,000 + $165,000

$200,000

2023

$2,373 (+1.0%)

$35,000 + $165,000

$200,000

2022

$2,348 (+0.6%)

$35,000 + $153,000

$188,000

2021

$2,333 (−3.8%)

$35,000 + $153,000

$188,000

2020

$2,425 (+18.3%)

$35,000 + $153,000

$188,000

2019

$2,050 (+22.4%)

$35,000 + $160,000

$195,000

2018

$1,674 (+0.7%)

$35,000 + $131,000

$166,000

2017

$1,662 (+1.6%)

$35,000 + $100,000

$135,000

2016

$1,636 (+0.3%)

$35,000 + $100,000

$135,000

2015

$1,631 (+7.4%)

2013

$1,519

$35,000 + $100,000

$135,000

Tax history for 3021 Belknap Beach Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,511

$35,000 + $165,000

$200,000

2024

$2,509 (+5.7%)

$35,000 + $165,000

$200,000

2023

$2,373 (+1.0%)

$35,000 + $165,000

$200,000

2022

$2,348 (+0.6%)

$35,000 + $153,000

$188,000

2021

$2,333 (−3.8%)

$35,000 + $153,000

$188,000

2020

$2,425 (+18.3%)

$35,000 + $153,000

$188,000

2019

$2,050 (+22.4%)

$35,000 + $160,000

$195,000

2018

$1,674 (+0.7%)

$35,000 + $131,000

$166,000

2017

$1,662 (+1.6%)

$35,000 + $100,000

$135,000

2016

$1,636 (+0.3%)

$35,000 + $100,000

$135,000

2015

$1,631 (+7.4%)

2013

$1,519

$35,000 + $100,000

$135,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

0.72 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Oldham County

APN

02-02E-02-16

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

CO-1

Conservation/Residential District

The Conservation/Residential District is intended to promote and protect significant natural features, wooded areas, water courses, existing and potential lake sites, other recreational and conservation resources, wildlife habitat, present and future water supplies, and to minimize erosion of soil and the siltation and pollution of streams and lakes.

Permitted uses

Include but are not limited to:

Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Recreation
Park & open space

Property details

Parking

Parking Information
Parking Features: Driveway

Interior

Bedroom Information
Bedrooms Total: 2
First Floor PBR: Yes
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 0.0
# 1st Floor Bedrooms: 2
# Basement Bedrooms: 0.0

Bathroom Information
Bathrooms Full: 1
Bathrooms Half: 0

Kitchen & Dining Information
Kitchen: Yes
Kitchen Level: First

Interior Features
# of Rooms: 4

Living Areas
Living Room: Yes
Living Room Level: First

Other Room Information
# of Rooms: 4
Rooms Total: 4
Basement: None
Bedroom: Yes
Bedroom Level: First
Fireplaces Total: 0
Kitchen: Yes
Kitchen Level: First
First Floor Laundry: Yes

Room 1 Information
Room 1 Length: 33.00
Room 1 Level: First
Room 1 Type: Living Room
Room 1 Width: 17.00

Room 2 Information
Room 2 Length: 22.00
Room 2 Level: First
Room 2 Type: Kitchen
Room 2 Width: 10.00

Room 3 Information
Room 3 Length: 15.50
Room 3 Level: First
Room 3 Type: Bedroom
Room 3 Width: 12.20

Room 4 Information
Room 4 Level: First
Room 4 Type: Bedroom

Exterior

Lot Description
Lot Size Acres: 0.72
Lot Size Area: 0.72
Lot Size Units: Acres

Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Other

Subdivision / Condo Amenities
Subdivision Name: DREAM HARBOR

Building Information
Building Area Source: Appraiser
Building Area Total: 800.0
Stories: 2
Year Built: 2001
Roof: Shingle
Construction Materials: Wood Frame, Block
Above Grade Finished: 800
Living Area: 800.0

Financial

Tax Information
Tax Block: Sec 2
Tax Lot: 16

Utilities

Heating
Heating Y/N: Yes
Heating: Forced Air

Cooling
Cooling Y/N: Yes
Cooling: Central Air

Location

HOA Information
Association Fee: 50.0
Association Y/N: Yes

Neighborhood Information
Subdivision Name: DREAM HARBOR

Location Information
Directions: I-265 North to Hwy 42 exit (last exit before Indiana state line) Turn Right (east) go approx 2 miles to Rose Island Rd. turn left (3222) travel 2 more miles to Spring Dr. then left onto Belknap Beach

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.72 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 02-02E-02-16

Home facts updated by county records on Jul 29, 2026

Around this home

Schools

Harmony Elementary School

Public K-5 • Assigned • 2.4mi

8/10

North Oldham Middle School

Public 6-8 • Assigned • 2.5mi

9/10

North Oldham High School

Public 9-12 • Assigned • 2.4mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

9/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 105° expected this year, 20 days in 30 years

2/10 Wind Factor

3% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Prospect, KY • 40059

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.4 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$280,000 – $339,000

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Home values near 3021 Belknap Beach Rd

Data from public records.

Address	Redfin Estimate
3016 Belknap Beach Rd, Prospect, KY 4 Beds \| 3.5 Baths \| 3432 Sq. Ft.	$1,233,254

Address	Redfin Estimate
3028 Belknap Beach Rd, Prospect, KY 3 Beds \| 3.5 Baths \| 3478 Sq. Ft.	$791,003

Address	Redfin Estimate
3014 Belknap Beach Rd, Prospect, KY 3 Beds \| 2.5 Baths \| 2791 Sq. Ft.	$855,397

Property information provided by Metro Search MLS when last listed in 2019. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 40059, KY

Sale history for 3021 Belknap Beach Rd

Tax history for 3021 Belknap Beach Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 40059

Home values near 3021 Belknap Beach Rd

More real estate resources