OFF MARKET

Off Market Sep 2017 for $262K

$463,344

Est. refi paymentEst. refi $1,935/mo

•

2,640

sq ft

3405 River Bluff Rd, Prospect, KY 40059

About this home

Public Remarks: OWNER FINANCING Available.Welcome to Conventional Lending too! Offering 7% interest with 10% down and 6% interest with 20% down. Oldham County School District!!Comfortable 3 Bedrooms, 2 Full Baths Walk-out Brick Ranch on .75 Acres is Waiting for YOU!This home features 2 wood burning fireplaces, a formal living & dining room, 2 family rooms, huge master bedroom with master bathroom & walk-in closet.Updated kitchen with new counter top.All appliances including range, refrigerator, above-range microwave and Bosch dishwasher.Closets galore for all of your stuff PLUS a large unfinished area in the basement & extra deep, 2.5 car garage!Painted deck & poured patio are perfect for entertaining outside!Accessible parking spot at the top of the drive allows for easy entry into the home.Finished Flex Space area in the basement that could be used for an office, exercise equipment, Anything! HVAC has been serviced every Spring & Fall. Can we talk EXTRA insulation in the attic?? R-38 will help keep you comfortable all seasons!

Single-familyProperty Type

1971Year Built

0.75 acresLot Size

$176Est. Price/Sq.Ft.

2 car garageParking

Listed by Kendy Darling, CAM, e-Pro Darling • Metro Realty & Management Inc.

Bought with Beverly Ann Smith • RE/MAX Associates of Louisville

Redfin checked: 2 minutes ago

•Source:Metro Search MLS #1477302

Redfin Estimate

$463,344

$201K since sold in September 2017$2,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1% lower than the average sale price ($468K) of 6 comparable homes.

SOLD JUL 29, 2026
$499,500
A
3 beds3 baths2,210 sq ft
13304 River Bluff Ct, Prospect, KY 40059
Rainey, Allen & Shaw REALTORS
SOLD JUN 5, 2026
$537,500
B
3 beds3 baths2,905 sq ft
13200 Cherry Tree Ct, Prospect, KY 40059
Coldwell Banker McMahan
SOLD NOV 5, 2025
$452,000
C
3 beds2.5 baths2,595 sq ft
13300 Peach Tree Ln, Prospect, KY 40059
Gant Hill & Associates, LLC
SOLD AUG 13, 2026
$450,000
D
3 beds2 baths3,022 sq ft
3708 E Locust Cir, Prospect, KY 40059
Coldwell Banker McMahan
SOLD JUL 28, 2026
$450,000
E
4 beds2.5 baths2,235 sq ft
4108 Meadowland Dr, Prospect, KY 40059
Nest Realty
SOLD DEC 15, 2025
$418,000
F
4 beds3 baths2,790 sq ft
3500 River Bluff Rd, Prospect, KY 40059
Coldwell Banker McMahan

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Earn from this home

Sell

$263,663

Est. take-home

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Refinance

Est. cash available

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Rent

$2,952/mo

Redfin rental estimate

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Market trends in 40059, KY

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.4%

0.1% MoM

Median sale price

$752K

$7K MoM

Avg. days on market

36d

3 days MoM

Recently sold homes

131

28 MoM

New listings for sale

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3 beds3.5 baths3,478 sq ft
3028 Belknap Beach Rd, Prospect, KY 40059
Family Realty LLC
NEW 27 HRS AGO
$459,500
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9211 Eminence Ct, Prospect, KY 40059
BERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors
OPEN SUN, 2PM TO 4PM
$1,295,000
5 beds5.5 baths6,383 sq ft
7709 Cedar Ridge Ct, Prospect, KY 40059
The Agency Louisville
NEW 30 HRS AGO
$205,000
3 beds2.5 baths1,303 sq ft
7813 Montero Dr, Prospect, KY 40059
Schuler Bauer Real Estate Services ERA Powered
NEW 30 HRS AGO
$420,000
3 beds2.5 baths2,400 sq ft
4105 Nicholas Roy Ct, Prospect, KY 40059
Nest Realty
$3,895,000
7 beds7 baths9,932 sq ft
5716 Harrods Glen Dr, Prospect, KY 40059
Lenihan Sotheby's Int'l Realty
OPEN SUN, 2PM TO 4PM
$625,000
3 beds2 baths2,531 sq ft
7804 Deep Trail Ct, Prospect, KY 40059
Kentucky Select Properties
3D WALKTHROUGH
$1,100,000
3 beds3.5 baths3,986 sq ft
5415 River Creek Ct, Prospect, KY 40059
Nest Realty
$820,000
4 beds3.5 baths3,390 sq ft
10809 Jimson St, Prospect, KY 40059
First Saturday Real Estate
OPEN SUN, 2PM TO 4PM
$625,000
3 beds3 baths1,866 sq ft
9211 Featherbell Blvd, Prospect, KY 40059
Semonin Realtors
See all

Provided by Redfin

Sale history for 3405 River Bluff Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,864

$50,000 + $260,000

$310,000

2024

$3,861 (+10.0%)

$50,000 + $260,000

$310,000

2023

$3,509 (+0.8%)

$50,000 + $260,000

$310,000

2022

$3,481 (+0.6%)

$50,000 + $230,000

$280,000

2021

$3,458 (−0.2%)

$50,000 + $230,000

$280,000

2020

$3,467 (+7.6%)

$50,000 + $230,000

$280,000

2019

$3,222

$50,000 + $230,000

$280,000

2018

$3,223 (+22.7%)

$50,000 + $212,500

$262,500

2017

$2,628 (+9.1%)

$50,000 + $165,000

$215,000

2016

$2,408 (+0.3%)

$50,000 + $165,000

$215,000

2015

$2,400 (+7.6%)

2013

$2,231

$50,000 + $150,000

$200,000

Tax history for 3405 River Bluff Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,864

$50,000 + $260,000

$310,000

2024

$3,861 (+10.0%)

$50,000 + $260,000

$310,000

2023

$3,509 (+0.8%)

$50,000 + $260,000

$310,000

2022

$3,481 (+0.6%)

$50,000 + $230,000

$280,000

2021

$3,458 (−0.2%)

$50,000 + $230,000

$280,000

2020

$3,467 (+7.6%)

$50,000 + $230,000

$280,000

2019

$3,222

$50,000 + $230,000

$280,000

2018

$3,223 (+22.7%)

$50,000 + $212,500

$262,500

2017

$2,628 (+9.1%)

$50,000 + $165,000

$215,000

2016

$2,408 (+0.3%)

$50,000 + $165,000

$215,000

2015

$2,400 (+7.6%)

2013

$2,231

$50,000 + $150,000

$200,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

0.75 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Oldham County

APN

02-02A-02-143

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

R-2

Residential District

The purpose of the R-2 Residential District is to allow, preserve and protect the character of low density, detached single-family areas and neighborhoods at densities up to 3.63 dwelling units per acre

Permitted uses

Include but are not limited to:

Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Park & open space

Property details

Parking

Parking Information
Garage Spaces: 2.0
Parking Features: Attached, Entry Side, Lower Level, Driveway

Interior

Bedroom Information
Bedrooms Total: 3
First Floor PBR: Yes
Primary Bedroom Level: First
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 0.0
# 1st Floor Bedrooms: 3
# Basement Bedrooms: 0.0
Primary Bedroom: Yes

Bathroom Information
Bathrooms Full: 2
Bathrooms Half: 0
Primary Bathroom Level: First
Full Bathroom: Yes
Full Bathroom Level: First
Primary Bathroom: Yes

Kitchen & Dining Information
Dining Room: Yes
Dining Room Level: First
Kitchen: Yes
Kitchen Level: First

Interior Features
# of Rooms: 10
# of Closets: 7
# of Fireplaces: 14
Fireplaces Total: 14
Fireplaces: Basement: 7
Fireplaces: Level 1: 7
Fireplace: Yes

Living Areas
Family Room: Yes
Family Room Level: First
Living Room: Yes
Living Room Level: First

Other Room Information
# of Rooms: 10
Rooms Total: 11
Basement Y/N: Yes
Basement: Partially Finished, Walkout Part Fin
Bedroom: Yes
Bedroom Level: First
Craft Hobby Room: Yes
Craft Hobby Room Level: Basement
Dining Room: Yes
Dining Room Level: First
Fireplaces Total: 14
Full Bathroom: Yes
Full Bathroom Level: First
Kitchen: Yes
Kitchen Level: First
Primary Bathroom: Yes
Primary Bathroom Level: First
Primary Bedroom: Yes
Primary Bedroom Level: First

Room 1 Information
Room 1 Level: First
Room 1 Type: Living Room

Room 2 Information
Room 2 Description: Formal
Room 2 Level: First
Room 2 Type: Dining Room

Room 3 Information
Room 3 Description: Eat in Kitchen
Room 3 Level: First
Room 3 Type: Kitchen

Room 4 Information
Room 4 Level: First
Room 4 Type: Family Room

Room 5 Information
Room 5 Level: First
Room 5 Type: Primary Bedroom

Room 6 Information
Room 6 Level: First
Room 6 Type: Primary Bathroom

Room 7 Information
Room 7 Level: First
Room 7 Type: Bedroom

Room 8 Information
Room 8 Level: First
Room 8 Type: Bedroom

Room 9 Information
Room 9 Level: First
Room 9 Type: Full Bathroom

Room 10 Information
Room 10 Level: Basement
Room 10 Type: Family Room

Room 11 Information
Room 11 Level: Basement
Room 11 Type: Craft/Hobby Room

Exterior

Land Information
Fencing: None
Fencing: None: Yes

Lot Description
Lot Features: Cleared, Level
Lot Size Acres: 0.75
Lot Size Area: 0.75
Lot Size Units: Acres
Cleared: Yes
Level: Yes

Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Ranch

Subdivision / Condo Amenities
Subdivision Name: RIVER BLUFF

Building Information
Building Area Total: 1760.0
Stories: 1
Year Built: 1971
Roof: Shingle
Foundation Details: Poured Concrete
Construction Materials: Wood Frame, Brick
Above Grade Finished: 1,760
Below Grade Finished: 880
Below Grade Unfin: 880
Living Area: 2640.0

Financial

Tax Information
Tax Block: Sec 2
Tax Lot: 143

Utilities

Utility Information
Utilities: Electricity Connected, Fuel:Natural

Heating
Heating Y/N: Yes
Heating: Forced Air, Natural Gas

Cooling
Cooling Y/N: Yes
Cooling: Central Air

Location

HOA Information
Association Fee: 0.0
Association Y/N: Yes

Neighborhood Information
Subdivision Name: RIVER BLUFF

School Information
High School District: Oldham
School District: Oldham

Location Information
Directions: US 42 to River Bluff Rd. to Home

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.75 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 02-02A-02-143

Home facts updated by county records on Jul 29, 2026

Around this home

Schools

Goshen At Hillcrest Elementary School

Public K-5 • Assigned • 0.7mi

9/10

North Oldham Middle School

Public 6-8 • Assigned • 1.9mi

9/10

North Oldham High School

Public 9-12 • Assigned • 1.8mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 105° expected this year, 20 days in 30 years

2/10 Wind Factor

3% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Prospect, KY • 40059

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.4 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$441,000 – $533,000

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First Saturday Real Estate

Home values near 3405 River Bluff Rd

Data from public records.

Address	Redfin Estimate
3410 River Bluff Rd, Prospect, KY 4 Beds \| 3.5 Baths \| 3784 Sq. Ft.	$592,513
3407 River Bluff Rd, Prospect, KY - Beds \| - Baths \| - Sq. Ft.	$579,327

Address	Redfin Estimate
3406 River Bluff Rd, Prospect, KY 3 Beds \| 3 Baths \| 3221 Sq. Ft.	$507,985
3402 River Bluff Rd, Prospect, KY - Beds \| - Baths \| - Sq. Ft.	$454,237

Address	Redfin Estimate
3503 River Bluff Rd, Prospect, KY 3 Beds \| 2 Baths \| 2991 Sq. Ft.	$485,474
3400 River Bluff Rd, Prospect, KY 4 Beds \| 3.5 Baths \| 3745 Sq. Ft.	$617,157

Property information provided by Metro Search MLS when last listed in 2017. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 40059, KY

Sale history for 3405 River Bluff Rd

Tax history for 3405 River Bluff Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 40059

Home values near 3405 River Bluff Rd

More real estate resources