SOLD DEC 15, 2025

Off Market Dec 2025 for $418K

$548,249

Est. refi paymentEst. refi $2,761/mo

•

2,790

sq ft

3500 River Bluff Rd, Prospect, KY 40059

About this home

Public Remarks: Welcome to this beautifully maintained 4-bedroom, 3-bath home set on a serene lot in the desirable City of River Bluff. Designed for comfort and style, this home features spacious, light-filled rooms throughout. The main level offers an inviting open living room with a vaulted ceiling that flows seamlessly into the dining area - perfect for entertaining. The well-equipped kitchen includes a charming bay-window breakfast nook overlooking the picturesque backyard. The warm and inviting family room showcases rich wood paneling, an arched wood-beamed ceiling, hardwood floors, and a stunning stacked-stone fireplace as its centerpiece The generous primary suite features an en-suite bath with a walk-in shower, walk-in closet, and custom-built-in bookcases. Also on the main level are a full guest bath, a bedroom currently used as an office, plus two additional bedrooms. The finished lower level offers even more living space, including a large family room, bonus room, full bath, laundry, and ample storage. Outside, enjoy the serenity of a large yard with ample space for play and relaxation, complete with a patio and a soothing hot tub. Located in the highly sought-after North Oldham School District, this charming and distinctive home is truly one you won't want to miss!

Single-familyProperty Type

1973Year Built

0.55 acresLot Size

$197Est. Price/Sq.Ft.

2 car garageParking

Listed by The Weil Team • Coldwell Banker McMahan

Bought with Ryan Main • Homepage Realty

Bought with Tera Barnes • Homepage Realty

Redfin checked: 2 minutes ago

•Source:Metro Search MLS #1702140

Redfin Estimate

$548,249

$130K since sold in December 2025$8,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 15.3% higher than the average sale price ($475K) of 6 comparable homes.

SOLD JUL 29, 2026
$499,500
A
3 beds3 baths2,210 sq ft
13304 River Bluff Ct, Prospect, KY 40059
Rainey, Allen & Shaw REALTORS
SOLD AUG 3, 2026
$490,000
B
4 beds2.5 baths3,100 sq ft
3704 Locust Circle West, Prospect, KY 40059
Lenihan Sotheby's Int'l Realty
SOLD JUN 15, 2026
$435,000
C
4 beds3.5 baths3,140 sq ft
4001 Meadowland Dr, Prospect, KY 40059
Keller Williams Collective
SOLD JUL 28, 2026
$450,000
D
4 beds2.5 baths2,235 sq ft
4108 Meadowland Dr, Prospect, KY 40059
Nest Realty
SOLD JUN 5, 2026
$537,500
E
3 beds3 baths2,905 sq ft
13200 Cherry Tree Ct, Prospect, KY 40059
Coldwell Banker McMahan
SOLD JUL 29, 2026
$440,000
F
4 beds3 baths3,467 sq ft
27 Autumn Hill Ct, Prospect, KY 40059
Continental Real Estate Group, Inc

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Earn from this home

Sell

$184,695

Est. take-home

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Refinance

Est. cash available

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Rent

$3,282/mo

Redfin rental estimate

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Market trends in 40059, KY

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.4%

0.1% MoM

Median sale price

$752K

$7K MoM

Avg. days on market

36d

3 days MoM

Recently sold homes

131

28 MoM

New listings for sale

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3 beds3.5 baths3,478 sq ft
3028 Belknap Beach Rd, Prospect, KY 40059
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$459,500
3 beds2 baths2,087 sq ft
9211 Eminence Ct, Prospect, KY 40059
BERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors
OPEN TODAY, 12PM TO 2PM
$1,295,000
5 beds5.5 baths6,383 sq ft
7709 Cedar Ridge Ct, Prospect, KY 40059
The Agency Louisville
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$205,000
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7813 Montero Dr, Prospect, KY 40059
Schuler Bauer Real Estate Services ERA Powered
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Nest Realty
$3,895,000
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Lenihan Sotheby's Int'l Realty
OPEN SUN, 2PM TO 4PM
$625,000
3 beds2 baths2,531 sq ft
7804 Deep Trail Ct, Prospect, KY 40059
Kentucky Select Properties
3D WALKTHROUGH
$1,100,000
3 beds3.5 baths3,986 sq ft
5415 River Creek Ct, Prospect, KY 40059
Nest Realty
$820,000
4 beds3.5 baths3,390 sq ft
10809 Jimson St, Prospect, KY 40059
First Saturday Real Estate
OPEN SUN, 2PM TO 4PM
$625,000
3 beds3 baths1,866 sq ft
9211 Featherbell Blvd, Prospect, KY 40059
Semonin Realtors
See all

Provided by Redfin

Sale history for 3500 River Bluff Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,014 (−1.0%)

$50,000 + $240,000

$290,000

2024

$3,045 (+13.2%)

$50,000 + $240,000

$290,000

2023

$2,689 (−1.7%)

$50,000 + $240,000

$290,000

2022

$2,736 (+0.6%)

$50,000 + $210,000

$260,000

2021

$2,718 (−0.8%)

$50,000 + $210,000

$260,000

2020

$2,740 (+30.0%)

$50,000 + $210,000

$260,000

2019

$2,107 (−1.0%)

$50,000 + $210,000

$260,000

2018

$2,128 (+0.7%)

$50,000 + $160,000

$210,000

2017

$2,114 (+4.2%)

$50,000 + $160,000

$210,000

2016

$2,029 (+0.3%)

$50,000 + $160,000

$210,000

2015

$2,023 (+7.3%)

2013

$1,885

$50,000 + $155,000

$205,000

Tax history for 3500 River Bluff Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,014 (−1.0%)

$50,000 + $240,000

$290,000

2024

$3,045 (+13.2%)

$50,000 + $240,000

$290,000

2023

$2,689 (−1.7%)

$50,000 + $240,000

$290,000

2022

$2,736 (+0.6%)

$50,000 + $210,000

$260,000

2021

$2,718 (−0.8%)

$50,000 + $210,000

$260,000

2020

$2,740 (+30.0%)

$50,000 + $210,000

$260,000

2019

$2,107 (−1.0%)

$50,000 + $210,000

$260,000

2018

$2,128 (+0.7%)

$50,000 + $160,000

$210,000

2017

$2,114 (+4.2%)

$50,000 + $160,000

$210,000

2016

$2,029 (+0.3%)

$50,000 + $160,000

$210,000

2015

$2,023 (+7.3%)

2013

$1,885

$50,000 + $155,000

$205,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

0.55 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Oldham County

APN

02-02A-02-48

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

R-2

Residential District

The purpose of the R-2 Residential District is to allow, preserve and protect the character of low density, detached single-family areas and neighborhoods at densities up to 3.63 dwelling units per acre

Permitted uses

Include but are not limited to:

Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Park & open space

Property details

Parking

Parking Information
Garage Spaces: 2.0
Parking Features: Attached

Interior

Virtual Tour Information

Virtual Tour Information

Bedroom Information
Bedrooms Total: 4
First Floor PBR: Yes
Primary Bedroom Level: First
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 0.0
# 1st Floor Bedrooms: 4
# Basement Bedrooms: 0.0
Primary Bedroom: Yes

Bathroom Information
Bathrooms Full: 3
Bathrooms Half: 0
Primary Bathroom Level: First
Full Bathroom: Yes
Full Bathroom Level: Basement
Primary Bathroom: Yes

Kitchen & Dining Information
Dining Room: Yes
Dining Room Level: First
Kitchen: Yes
Kitchen Level: First

Interior Features
# of Rooms: 10
# of Closets: 9
# of Fireplaces: 1
Fireplaces Total: 1
Fireplaces: Level 1: 1
Fireplace: Yes

Living Areas
Family Room: Yes
Family Room Level: First
Living Room: Yes
Living Room Level: First

Other Room Information
# of Rooms: 10
Rooms Total: 14
Basement Y/N: Yes
Basement: Finished
Bedroom: Yes
Bedroom Level: First
Closets: Basement: 2
Dining Room: Yes
Dining Room Level: First
Fireplaces Total: 1
Full Bathroom: Yes
Full Bathroom Level: Basement
Kitchen: Yes
Kitchen Level: First
Laundry: Yes
Laundry Level: Basement
First Floor Laundry: No
Other: Yes
Other Level: Basement
Primary Bathroom: Yes
Primary Bathroom Level: First
Primary Bedroom: Yes
Primary Bedroom Level: First

Room 1 Information
Room 1 Level: First
Room 1 Type: Living Room

Room 2 Information
Room 2 Level: First
Room 2 Type: Dining Room

Room 3 Information
Room 3 Level: First
Room 3 Type: Kitchen

Room 4 Information
Room 4 Level: First
Room 4 Type: Family Room

Room 5 Information
Room 5 Level: First
Room 5 Type: Primary Bedroom

Room 6 Information
Room 6 Level: First
Room 6 Type: Primary Bathroom

Room 7 Information
Room 7 Level: First
Room 7 Type: Bedroom

Room 8 Information
Room 8 Level: First
Room 8 Type: Bedroom

Room 9 Information
Room 9 Level: First
Room 9 Type: Bedroom

Room 10 Information
Room 10 Level: First
Room 10 Type: Full Bathroom

Room 11 Information
Room 11 Level: Basement
Room 11 Type: Family Room

Room 12 Information
Room 12 Level: Basement
Room 12 Type: Laundry

Room 13 Information
Room 13 Description: Bonus
Room 13 Level: Basement
Room 13 Type: Other

Room 14 Information
Room 14 Level: Basement
Room 14 Type: Full Bathroom

Exterior

Exterior Features
Exterior Features: Hot Tub

Land Information
Fencing: None
Fencing: None: Yes

Lot Description
Lot Size Acres: 0.55
Lot Size Area: 0.55
Lot Size Units: Acres

Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Ranch

Subdivision / Condo Amenities
Subdivision Name: CITY OF RIVER BLUFF

Building Information
Building Area Source: Other
Building Area Total: 1805.0
Stories: 1
Year Built: 1973
Roof: Shingle
Foundation Details: Poured Concrete
Above Grade Finished: 1,805
Below Grade Finished: 985
Below Grade Unfin: 55
Living Area: 2790.0

Financial

Tax Information
Tax Block: Sec 2
Tax Lot: 48

Utilities

Utility Information
# of HVAC Units: 1
# of HVAC Units: 1
Utilities: Electricity Connected, Fuel:Natural

Heating
Heating Y/N: Yes
Heating: Forced Air, Natural Gas

Cooling
Cooling Y/N: Yes
Cooling: Central Air

Location

HOA Information
Association Fee: 0.0

Neighborhood Information
Subdivision Name: CITY OF RIVER BLUFF

School Information
High School District: Oldham
School District: Oldham

Location Information
Directions: Highway 42 to River Bluff Road.

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.55 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 02-02A-02-48

Home facts updated by county records on Jul 29, 2026

Other

Listing Date Information
Documents Change Timestamp: 2026-01-15T06:17:06Z

Around this home

Schools

Goshen At Hillcrest Elementary School

Public K-5 • Assigned • 0.7mi

9/10

North Oldham Middle School

Public 6-8 • Assigned • 2.0mi

9/10

North Oldham High School

Public 9-12 • Assigned • 1.9mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 105° expected this year, 20 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Prospect, KY • 40059

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.4 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$521,000 – $631,000

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First Saturday Real Estate

Home values near 3500 River Bluff Rd

Data from public records.

Address	Redfin Estimate
3410 River Bluff Road, Prospect, KY 4 Beds \| 3.5 Baths \| 3784 Sq. Ft.	$592,513
3503 River Bluff Road, Prospect, KY 3 Beds \| 2 Baths \| 2991 Sq. Ft.	$485,474

Address	Redfin Estimate
3506 River Bluff Road, Prospect, KY 3 Beds \| 2 Baths \| 2270 Sq. Ft.	$484,374
3407 River Bluff Road, Prospect, KY - Beds \| - Baths \| - Sq. Ft.	$579,327

Address	Redfin Estimate
3406 River Bluff Road, Prospect, KY 3 Beds \| 3 Baths \| 3221 Sq. Ft.	$507,985
3405 River Bluff Road, Prospect, KY 3 Beds \| 2 Baths \| 2640 Sq. Ft.	$463,344

Property information provided by Metro Search MLS when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 40059, KY

Sale history for 3500 River Bluff Rd

Tax history for 3500 River Bluff Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 40059

Home values near 3500 River Bluff Rd

More real estate resources