OFF MARKET

Off Market Dec 2019 for $377K

$563,035

Est. refi paymentEst. refi $2,878/mo

•

3,056

sq ft

3509 River Bluff Rd, Prospect, KY 40059

About this home

Public Remarks: *MOTIVATED SELLER* Beautiful Home + Great Neighborhood + In-ground POOL! Fall in love w/ this 4 Bedroom, 2 Full Bath, 1 Half Bath traditional style home w/ 3,056 sq. ft of finished living space. Welcome guests to the Foyer flanked by a Formal Dining Room on one side & a Living Room on the other. Features include hardwood flooring, crown molding, fireplace, custom built-ins & natural sunlight. Cook up a feast in the gorgeous Eat-in Kitchen w/ granite countertops, huge island w/ seating, custom cabinetry, Planning Desk, Pantry, recessed lighting & easy access to the Backyard. French doors lead to an inviting in-ground pool framed by perennials & mature trees - totally private. Cozy up in front of the home's 2nd fireplace in the Family Room. A wonderful home for relaxing or entertaining! The Master Bedroom features crown molding, an En-Suite Full Bath & a Walk-in Closet. Three other Bedrooms and a Full Bath (re-tiled, painted and updated) complete the 2nd level. The Partially Finished Basement (repainted and updated) has 606 finished sq. ft. and offers a Family Room and a Bonus Room currently used as the 5th Bedroom. The unfinished area is perfect for a workshop and/or storage. HVAC serviced regularly (cleaned and inspected 10/2019). New ROOF (2018). New pool heater/tank/pump in 2017. Top-of-the-line total replacement windows, front door w/ sidelites, Leafguard gutters, new sump pump and many other updates/improvements! Pool supplies, chemicals and accessories come with home. Seller is offering a 1-yr Home Warranty. See a complete list of updates in the Documents Section on the MLS. Award-winning Oldham County schools! Located in city of River Bluff - all streets paved in 2017. Schedule your showing soon to view this Spacious, Private, Well-Built Home!

Single-familyProperty Type

1974Year Built

0.44 acresLot Size

$184Est. Price/Sq.Ft.

2 car garageParking

Listed by The Jimmy Welch Team • Keller Williams Collective

Contact: theteam@jimmywelch.com

Bought with Ashley Peak • MINT Real Estate Group

Redfin checked: 3 minutes ago

•Source:Metro Search MLS #1546893

Redfin Estimate

$563,035

$186K since sold in December 2019$8,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 24.5% higher than the average sale price ($452K) of 6 comparable homes.

SOLD JUN 5, 2026
$465,000
A
4 beds3 baths2,555 sq ft
1009 Verity Way, Goshen, KY 40026
Homepage Realty
SOLD AUG 3, 2026
$490,000
B
4 beds2.5 baths3,100 sq ft
3704 Locust Circle West, Prospect, KY 40059
Lenihan Sotheby's Int'l Realty
SOLD JUL 28, 2026
$450,000
C
4 beds2.5 baths2,235 sq ft
4108 Meadowland Dr, Prospect, KY 40059
Nest Realty
SOLD DEC 15, 2025
$418,000
D
4 beds3 baths2,790 sq ft
3500 River Bluff Rd, Prospect, KY 40059
Coldwell Banker McMahan
SOLD AUG 13, 2026
$450,000
E
3 beds2 baths3,022 sq ft
3708 E Locust Cir, Prospect, KY 40059
Coldwell Banker McMahan
SOLD MAR 25, 2026
$440,000
F
3 beds2.5 baths2,930 sq ft
13015 Pine Hill Ct, Prospect, KY 40059
simpler.realestate

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Earn from this home

Sell

$267,632

Est. take-home

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Refinance

Est. cash available

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Rent

$3,287/mo

Redfin rental estimate

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Market trends in 40059, KY

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.4%

0.1% MoM

Median sale price

$752K

$7K MoM

Avg. days on market

36d

3 days MoM

Recently sold homes

131

28 MoM

New listings for sale

OPEN SUN, 2PM TO 4PM
$799,000
3 beds3.5 baths3,478 sq ft
3028 Belknap Beach Rd, Prospect, KY 40059
Family Realty LLC
NEW 32 HRS AGO
$459,500
3 beds2 baths2,087 sq ft
9211 Eminence Ct, Prospect, KY 40059
BERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors
OPEN SUN, 2PM TO 4PM
$1,295,000
5 beds5.5 baths6,383 sq ft
7709 Cedar Ridge Ct, Prospect, KY 40059
The Agency Louisville
NEW 34 HRS AGO
$205,000
3 beds2.5 baths1,303 sq ft
7813 Montero Dr, Prospect, KY 40059
Schuler Bauer Real Estate Services ERA Powered
NEW 34 HRS AGO
$420,000
3 beds2.5 baths2,400 sq ft
4105 Nicholas Roy Ct, Prospect, KY 40059
Nest Realty
$3,895,000
7 beds7 baths9,932 sq ft
5716 Harrods Glen Dr, Prospect, KY 40059
Lenihan Sotheby's Int'l Realty
OPEN SUN, 2PM TO 4PM
$625,000
3 beds2 baths2,531 sq ft
7804 Deep Trail Ct, Prospect, KY 40059
Kentucky Select Properties
3D WALKTHROUGH
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3 beds3.5 baths3,986 sq ft
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Nest Realty
$820,000
4 beds3.5 baths3,390 sq ft
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First Saturday Real Estate
OPEN SUN, 2PM TO 4PM
$625,000
3 beds3 baths1,866 sq ft
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Semonin Realtors
See all

Provided by Redfin

Sale history for 3509 River Bluff Rd

Date

Event

Price

Metro Search MLS #1546893

Dec 6, 2019

Sold

$377,500

$124/sq ft

Dec 4, 2019

Pending

—

Nov 9, 2019

Contingent

—

Oct 30, 2019

Price Changed

$385,000

$126/sq ft

Oct 30, 2019

Listed

$392,500

$128/sq ft

Metro Search MLS #1311292

Mar 9, 2012

Sold

$300,000

$98/sq ft

Aug 11, 2011

Listed

$320,000

$105/sq ft

+13

Public Remarks

What a warm and cozy home! Spacious rooms and floor-to-ceiling windows allow light and nature into this sanctuary. Large, renovated kitchen with lots of cabinets and storage becomes a warm gathering place. Bank of doors at back of home opens to a garden paradise. Inviting in-ground pool is framed by large pool deck, perennials, mature trees, and rustic storage--totally private! Master bedroom features its own bath and walk-in closet. Hardwood floors are in most of house. Great feature: WHOLE HOUSE GENERATOR. Heating and air systems replaced in 2005. 2-10 Home Warranty covers home and pool. Award-winning Oldham County schools! This is a MUST SEE home!

Year

Property tax

Land + Additions

Assessment*

2025

$4,972

$50,000 + $350,000

$400,000

2024

$4,968 (+5.4%)

$50,000 + $350,000

$400,000

2023

$4,714 (+0.7%)

$50,000 + $350,000

$400,000

2022

$4,681 (+0.6%)

$50,000 + $327,500

$377,500

2021

$4,651 (−0.2%)

$50,000 + $327,500

$377,500

2020

$4,662 (+26.8%)

$50,000 + $327,500

$377,500

2019

$3,677

$50,000 + $327,500

$377,500

2018

$3,679 (+0.7%)

$50,000 + $250,000

$300,000

2017

$3,653 (+1.6%)

$50,000 + $250,000

$300,000

2016

$3,596 (+0.3%)

$50,000 + $250,000

$300,000

2015

$3,584 (+7.1%)

2013

$3,346

$50,000 + $250,000

$300,000

Tax history for 3509 River Bluff Rd

Year

Property tax

Land + Additions

Assessment*

2025

$4,972

$50,000 + $350,000

$400,000

2024

$4,968 (+5.4%)

$50,000 + $350,000

$400,000

2023

$4,714 (+0.7%)

$50,000 + $350,000

$400,000

2022

$4,681 (+0.6%)

$50,000 + $327,500

$377,500

2021

$4,651 (−0.2%)

$50,000 + $327,500

$377,500

2020

$4,662 (+26.8%)

$50,000 + $327,500

$377,500

2019

$3,677

$50,000 + $327,500

$377,500

2018

$3,679 (+0.7%)

$50,000 + $250,000

$300,000

2017

$3,653 (+1.6%)

$50,000 + $250,000

$300,000

2016

$3,596 (+0.3%)

$50,000 + $250,000

$300,000

2015

$3,584 (+7.1%)

2013

$3,346

$50,000 + $250,000

$300,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

0.44 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Oldham County

APN

02-02A-01-23

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

R-2

Residential District

The purpose of the R-2 Residential District is to allow, preserve and protect the character of low density, detached single-family areas and neighborhoods at densities up to 3.63 dwelling units per acre

Permitted uses

Include but are not limited to:

Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Park & open space

Property details

Parking

Parking Information
Garage Spaces: 2.0
Parking Features: Attached, Entry Side

Interior

Bedroom Information
Bedrooms Total: 4
First Floor PBR: No
Primary Bedroom Level: Second
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 4.0
# 1st Floor Bedrooms: 0.0
# Basement Bedrooms: 0.0
Primary Bedroom: Yes

Bathroom Information
Bathrooms Full: 2
Bathrooms Half: 1
Primary Bathroom Level: Second
Full Bathroom: Yes
Full Bathroom Level: Second
Half Bathroom: Yes
Half Bathroom Level: First
Primary Bathroom: Yes

Kitchen & Dining Information
Dining Area: Yes
Dining Area Level: First
Dining Room: Yes
Dining Room Level: First
Kitchen: Yes
Kitchen Level: First

Interior Features
# of Rooms: 11
# of Closets: 10
# of Fireplaces: 2
Fireplaces Total: 2
Fireplaces: Level 1: 2
Fireplace: Yes

Living Areas
Family Room: Yes
Family Room Level: First
Living Room: Yes
Living Room Level: First

Other Room Information
# of Rooms: 11
Rooms Total: 15
Basement Y/N: Yes
Basement: Partially Finished
Bedroom: Yes
Bedroom Level: Second
Closets: Basement: 2
Dining Area: Yes
Dining Area Level: First
Dining Room: Yes
Dining Room Level: First
Fireplaces Total: 2
Full Bathroom: Yes
Full Bathroom Level: Second
Half Bathroom: Yes
Half Bathroom Level: First
Kitchen: Yes
Kitchen Level: First
Laundry: Yes
Laundry Level: Basement
First Floor Laundry: No
Other: Yes
Other Level: Basement
Primary Bathroom: Yes
Primary Bathroom Level: Second
Primary Bedroom: Yes
Primary Bedroom Level: Second

Room 1 Information
Room 1 Description: Eat in Kitchen
Room 1 Level: First
Room 1 Type: Living Room

Room 2 Information
Room 2 Level: First
Room 2 Type: Dining Room

Room 3 Information
Room 3 Level: First
Room 3 Type: Family Room

Room 4 Information
Room 4 Level: First
Room 4 Type: Kitchen

Room 5 Information
Room 5 Level: First
Room 5 Type: Dining Area

Room 6 Information
Room 6 Level: First
Room 6 Type: Half Bathroom

Room 7 Information
Room 7 Level: Second
Room 7 Type: Primary Bedroom

Room 8 Information
Room 8 Level: Second
Room 8 Type: Primary Bathroom

Room 9 Information
Room 9 Level: Second
Room 9 Type: Bedroom

Room 10 Information
Room 10 Level: Second
Room 10 Type: Bedroom

Room 11 Information
Room 11 Level: Second
Room 11 Type: Bedroom

Room 12 Information
Room 12 Level: Second
Room 12 Type: Full Bathroom

Room 13 Information
Room 13 Level: Basement
Room 13 Type: Family Room

Room 14 Information
Room 14 Description: 5th Bedroom/Office/Craft Room
Room 14 Level: Basement
Room 14 Type: Other

Room 15 Information
Room 15 Level: Basement
Room 15 Type: Laundry

Exterior

Land Information
Fencing: Privacy, Wood
Fencing: Privacy: Yes
Fencing: Wood: Yes

Lot Description
Lot Features: Sidewalk, Level
Lot Size Acres: 0.44
Lot Size Area: 0.44
Lot Size Units: Acres
Level: Yes
Sidewalk: Yes

Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Traditional

Subdivision / Condo Amenities
Subdivision Name: RIVER BLUFF

Building Information
Building Area Source: Appraiser
Building Area Total: 2450.0
Stories: 2
Year Built: 1974
Roof: Shingle
Foundation Details: Poured Concrete
Construction Materials: Brick
Above Grade Finished: 2,450
Below Grade Finished: 606
Below Grade Unfin: 476
Living Area: 3056.0

Financial

Tax Information
Tax Block: 01
Tax Lot: 23

Utilities

Utility Information
Utilities: Electricity Connected, Fuel:Natural

Heating
Heating Y/N: Yes
Heating: Forced Air, Natural Gas

Cooling
Cooling Y/N: Yes
Cooling: Central Air

Location

HOA Information
Association Fee: 0.0

Neighborhood Information
Subdivision Name: RIVER BLUFF

School Information
High School District: Oldham
School District: Oldham

Location Information
Directions: Hwy 42 to River Bluff Subdivision and River Bluff Rd.

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.44 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 02-02A-01-23

Home facts updated by county records on Jul 29, 2026

Around this home

Schools

Goshen At Hillcrest Elementary School

Public K-5 • Assigned • 0.6mi

9/10

North Oldham Middle School

Public 6-8 • Assigned • 1.9mi

9/10

North Oldham High School

Public 9-12 • Assigned • 1.9mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 105° expected this year, 20 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Prospect, KY • 40059

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.4 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$535,000 – $648,000

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First Saturday Real Estate

Home values near 3509 River Bluff Rd

Data from public records.

Address	Redfin Estimate
3506 River Bluff Road, Prospect, KY 3 Beds \| 2 Baths \| 2270 Sq. Ft.	$484,374
3500 River Bluff Road, Prospect, KY 4 Beds \| 3 Baths \| 2790 Sq. Ft.	$548,249

Address	Redfin Estimate
3603 River Bluff Road, Prospect, KY 4 Beds \| 2 Baths \| 2563 Sq. Ft.	$458,828
3507 River Bluff Road, Prospect, KY 4 Beds \| 2.5 Baths \| 2300 Sq. Ft.	$440,846

Address	Redfin Estimate
3503 River Bluff Road, Prospect, KY 3 Beds \| 2 Baths \| 2991 Sq. Ft.	$485,474
3602 River Bluff Road, Prospect, KY 3 Beds \| 2 Baths \| 3121 Sq. Ft.	$438,210

Property information provided by Metro Search MLS when last listed in 2019. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 40059, KY

Sale history for 3509 River Bluff Rd

Tax history for 3509 River Bluff Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 40059

Home values near 3509 River Bluff Rd

More real estate resources