OFF MARKET

Off market jan 2022 for $360K

$445,068

Est. refi paymentEst. refi $2,837/mo

•

1,557

sq ft

109 Ridgeway Ave, Saint Matthews, KY 40207

About this home

Public Remarks: Welcome to 109 Ridgeway, an updated Cape Cod nestled in the heart of St. Matthews. This brick, two-story, 3-bedroom home features many updates, hardwood floors throughout the first floor, and lots of natural light. The first floor includes the living room featuring a fireplace and built-in bookcases, dining room, updated kitchen, and full bath, and two bedrooms. If you enjoy outdoor entertaining, you will love the Florida room that opens to the deck and above ground pool. The second floor primary suite boasts bamboo flooring, built-in shelves and a fully updated primary bathroom. A full, unfinished basement offers potential for future expansion. Schedule your showing today because this home will be gone quickly!

Single-familyProperty Type

1941Year Built

7,405 sq ftLot Size

$286Est. Price/Sq.Ft.

1 car garageParking

Listed by Judie Parks • BERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors

Bought with Jared Heinz • Semonin Realtors

Redfin checked: 2 minutes ago

•Source:Metro Search MLS #1602288

Redfin Estimate

$445,068

$85K since sold in January 2022$5,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 5.7% lower than the average sale price ($472K) of 6 comparable homes.

SOLD AUG 6, 2026
$425,000
A
3 beds2 baths2,200 sq ft
113 Ridgeway Ave, Saint Matthews, KY 40207
Semonin Realtors
SOLD JUL 28, 2026
$450,000
B
3 beds2 baths2,405 sq ft
216 Brown Ave, Saint Matthews, KY 40207
Six Degrees Real Estate, LLC
SOLD JUN 10, 2026
$480,000
C
3 beds2 baths2,383 sq ft
203 Don Allen Rd, Richlawn, KY 40207
simpler.realestate
SOLD JUL 22, 2026
$378,000
D
3 beds2 baths2,320 sq ft
503 Wallace Ave, Saint Matthews, KY 40207
Kentucky Select Properties
SOLD MAY 28, 2026
$450,000
E
3 beds2 baths2,603 sq ft
411 Browns Ln, Saint Matthews, KY 40207
Kentucky Select Properties
SOLD JUL 23, 2026
$650,000
F
3 beds2.5 baths2,636 sq ft
3649 Warner Ave, Saint Matthews, KY 40207
simpler.realestate

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$156,436

Est. take-home

List your home with Redfin and save $4,451

Refinance

Est. cash available

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Rent

$1,589/mo

Redfin rental estimate

List your home for rent

Market trends in 40207, KY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.5%

+0.3% MoM

Median sale price

$440K

$15K MoM

Avg. days on market

34d

4 days MoM

Recently sold homes

170

4 MoM

New listings for sale

OPEN SUN, 1PM TO 3PM
$485,000
3 beds3.5 baths2,470 sq ft
610 Indian Ridge Rd, Windy Hills, KY 40207
United Real Estate Louisville
NEW 10 HRS AGO
$395,000
3 beds3 baths2,049 sq ft
5939 Ashwood Bluff Dr, Louisville, KY 40207
simpler.realestate
NEW 15 HRS AGO
$995,000
4 beds3.5 baths3,597 sq ft
310 Kirkwood Glen Cir, Saint Matthews, KY 40207
Semonin Realtors
FOR SALE BY OWNER
$513,000
4 beds3 baths1,716 sq ft
135 Brown Ave, Saint Matthews, KY 40207
OPEN SAT, 1PM TO 3PM
$425,000
3 beds2 baths1,900 sq ft
208 Oxford Pl, Saint Matthews, KY 40207
Enrich Realty LLC
$389,900
3 beds2 baths1,987 sq ft
203 Iola Rd, Saint Matthews, KY 40207
Kentucky Select Properties
$400,000
4 beds2 baths1,859 sq ft
3800 Napanee Rd, Brownsboro Village, KY 40207
Kentucky Select Properties
OPEN THU, 4PM TO 6PM
$425,000
3 beds2 baths1,739 sq ft
218 Tyne Rd, Brownsboro Village, KY 40207
Parker & Klein Real Estate
$565,000
4 beds3.5 baths2,854 sq ft
4061 Richland Ave, Saint Matthews, KY 40207
EXP Realty LLC
OPEN SAT, 2PM TO 4PM
$408,000
3 beds2.5 baths2,286 sq ft
305 Westgate Terrace Ct, Saint Matthews, KY 40207
United Real Estate Louisville
See all

Provided by Redfin

Sale history for 109 Ridgeway Ave

Date

Event

Price

Metro Search MLS #2

Jun 8, 2026

Price Changed

$375,000

$241/sq ft

Metro Search MLS #1

Jun 27, 2025

Price Changed

$375,000

$241/sq ft

May 6, 2025

Price Changed

$385,000

$247/sq ft

Metro Search MLS #1667950

Dec 27, 2024

Listing Removed

—

Sep 20, 2024

Price Changed

$420,000

$270/sq ft

Aug 13, 2024

Listed

$435,000

$279/sq ft

Metro Search MLS #1602288

Jan 27, 2022

Sold

$360,000

$231/sq ft

Dec 16, 2021

Pending

—

Dec 8, 2021

Listed

$345,000

$222/sq ft

Metro Search MLS #1536790

Aug 20, 2019

Sold

$299,900

$193/sq ft

Jul 21, 2019

Pending

—

Jul 5, 2019

Price Changed

$300,000

$193/sq ft

Jul 5, 2019

Price Changed

$310,000

$199/sq ft

Jul 5, 2019

Price Changed

$315,000

$202/sq ft

Jul 5, 2019

Listed

$320,000

$206/sq ft

Metro Search MLS #1447908

Jul 28, 2016

Sold

$281,000

$180/sq ft

May 25, 2016

Pending

—

May 19, 2016

Listed

$289,000

$186/sq ft

Public Records

Aug 1, 2012

Sold

$230,000

$148/sq ft

Metro Search MLS #1335372

Jun 25, 2012

Listed

$230,000

$148/sq ft

Metro Search MLS #1170304

Jul 20, 2007

Sold

$215,500

$138/sq ft

Jun 21, 2007

Listed

$219,900

$141/sq ft

Metro Search MLS #1129315

Jun 5, 2007

Listing Removed

—

Jun 6, 2006

Listed

$199,900

$128/sq ft

Metro Search MLS #1039190

Nov 13, 2003

Sold

$163,500

$105/sq ft

Sep 30, 2003

Listed

$172,500

$111/sq ft

Metro Search MLS #1030016

Oct 3, 2003

Listing Removed

—

Jun 16, 2003

Listed

$175,000

$112/sq ft

Metro Search MLS #914620

Sep 24, 1999

Sold

$160,000

$103/sq ft

Aug 19, 1999

Listed

$160,000

$103/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$4,054 (+1.0%)

$60,000 + $300,000

$360,000

2024

$4,014 (−2.9%)

$60,000 + $300,000

$360,000

2023

$4,133 (+19.6%)

$60,000 + $300,000

$360,000

2022

$3,455 (−7.5%)

$60,000 + $300,000

$360,000

2021

$3,733 (+7.6%)

$60,000 + $239,900

$299,900

2020

$3,470 (+8.9%)

$60,000 + $239,900

$299,900

2019

$3,186 (+1.2%)

$60,000 + $239,900

$299,900

2018

$3,149 (+1.9%)

$46,500 + $234,500

$281,000

2017

$3,090 (+27.0%)

$46,500 + $234,500

$281,000

2015

$2,432

$46,500 + $190,910

$237,410

2014

$2,432

$37,000 + $193,000

$230,000

Tax history for 109 Ridgeway Ave

Year

Property tax

Land + Additions

Assessment*

2025

$4,054 (+1.0%)

$60,000 + $300,000

$360,000

2024

$4,014 (−2.9%)

$60,000 + $300,000

$360,000

2023

$4,133 (+19.6%)

$60,000 + $300,000

$360,000

2022

$3,455 (−7.5%)

$60,000 + $300,000

$360,000

2021

$3,733 (+7.6%)

$60,000 + $239,900

$299,900

2020

$3,470 (+8.9%)

$60,000 + $239,900

$299,900

2019

$3,186 (+1.2%)

$60,000 + $239,900

$299,900

2018

$3,149 (+1.9%)

$46,500 + $234,500

$281,000

2017

$3,090 (+27.0%)

$46,500 + $234,500

$281,000

2015

$2,432

$46,500 + $190,910

$237,410

2014

$2,432

$37,000 + $193,000

$230,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

7,501 Sq. Ft.

Year renovated

1941

Sq. Ft.

—

Year built

1941

Style

Single Family Residential

County

Jefferson County

APN

21025500520051

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 27, 2026.

Oct 28, 2024 • Final

Hvac residential - new

Replace the existing furnace and air conditioning unit with new equipment.

HVAC

Apr 1, 2019 • Final

Hvac residential - new

Perform a complete replacement of the furnace, air conditioning unit, and flue liner.

HVAC

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Parking

Parking Information
Garage Spaces: 1.0
Parking Features: Detached, Driveway

Interior

Virtual Tour Information

Virtual Tour Information

Bedroom Information
Bedrooms Total: 3
First Floor PBR: Yes
Primary Bedroom Level: First
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 1.0
# 1st Floor Bedrooms: 2
# Basement Bedrooms: 0.0
Primary Bedroom: Yes

Bathroom Information
Bathrooms Full: 2
Bathrooms Half: 0
Primary Bathroom Level: Second
Full Bathroom: Yes
Full Bathroom Level: First
Primary Bathroom: Yes

Kitchen & Dining Information
Dining Room: Yes
Dining Room Level: First
Kitchen: Yes
Kitchen Level: First

Interior Features
# of Rooms: 7
# of Closets: 6
# of Fireplaces: 1
Fireplaces Total: 1
Fireplaces: Level 1: 1
Fireplace: Yes

Living Areas
Living Room: Yes
Living Room Level: First

Other Room Information
# of Rooms: 7
Rooms Total: 9
Basement Y/N: Yes
Basement: Unfinished
Bedroom: Yes
Bedroom Level: First
Dining Room: Yes
Dining Room Level: First
Fireplaces Total: 1
Full Bathroom: Yes
Full Bathroom Level: First
Kitchen: Yes
Kitchen Level: First
Laundry: Yes
Laundry Level: Basement
First Floor Laundry: No
Primary Bathroom: Yes
Primary Bathroom Level: Second
Primary Bedroom: Yes
Primary Bedroom Level: First

Room 1 Information
Room 1 Level: First
Room 1 Type: Living Room

Room 2 Information
Room 2 Level: First
Room 2 Type: Dining Room

Room 3 Information
Room 3 Level: First
Room 3 Type: Kitchen

Room 4 Information
Room 4 Level: First
Room 4 Type: Primary Bedroom

Room 5 Information
Room 5 Level: First
Room 5 Type: Full Bathroom

Room 6 Information
Room 6 Level: First
Room 6 Type: Bedroom

Room 7 Information
Room 7 Level: Second
Room 7 Type: Primary Bedroom

Room 8 Information
Room 8 Level: Second
Room 8 Type: Primary Bathroom

Room 9 Information
Room 9 Level: Basement
Room 9 Type: Laundry

Exterior

Land Information
Fencing: Privacy
Fencing: Privacy: Yes

Lot Description
Lot Features: Sidewalk, Level
Lot Size Acres: 0.17
Lot Size Area: 0.17
Lot Size Units: Acres
Irregular: Yes
Level: Yes
Sidewalk: Yes

Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Cape Cod

Subdivision / Condo Amenities
Subdivision Name: SAINT MATTHEWS

Building Information
Building Area Source: Other
Building Area Total: 1557.0
Stories: 2
Year Built: 1941
Roof: Shingle
Foundation Details: Poured Concrete
Above Grade Finished: 1,557
Below Grade Unfin: 1,074
Living Area: 1557.0

Financial

Tax Information
Tax Block: 0255
Tax Lot: 0052

Utilities

Utility Information
Utilities: Electricity Connected, Fuel:Natural

Heating
Heating Y/N: Yes
Heating: Forced Air, Natural Gas

Cooling
Cooling Y/N: Yes
Cooling: Central Air

Location

HOA Information
Association Fee: 0.0
Monthly Maintenance: No

Neighborhood Information
Subdivision Name: SAINT MATTHEWS

School Information
High School District: Jefferson
School District: Jefferson

Location Information
Directions: E I-264 to KY-1932 N Breckenridge Lane, right on Nanz Ave, left on Sherrin Ave, right on Shelbyville Rd, left on Ridgeway Ave

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 7,501 square feet
Style: Single Family Residential
Year Built: 1941
Year Renovated: 1941
County: Jefferson County
APN: 21025500520051

Home facts updated by county records on Oct 27, 2026

Around this home

Schools

Chenoweth Elementary School

Public PreK-5 • Assigned • 1.3mi

4/10

Westport Middle School

Public 6-8 • Assigned • 3.0mi

4/10

Waggener High School

Public 9-12 • Assigned • 0.8mi

1/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 105° expected this year, 20 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Saint Matthews, KY • 40207

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

87/ 100

Very good sunlight

Sunscore

This home receives average direct sun exposure in Saint Matthews. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.1 hrs

5.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$423,000 – $512,000

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Home values near 109 Ridgeway Ave

Data from public records.

Address	Redfin Estimate
121 Ridgeway Ave, Saint Matthews, KY 5 Beds \| 3 Baths \| 2150 Sq. Ft.	$660,649
116 Ridgeway Ave, Saint Matthews, KY 4 Beds \| 2 Baths \| 2868 Sq. Ft.	$524,951

Address	Redfin Estimate
110 Ridgeway Ave, Saint Matthews, KY 3 Beds \| 3 Baths \| 2220 Sq. Ft.	$496,481
111 Ridgeway Ave, Saint Matthews, KY 3 Beds \| 2 Baths \| 1748 Sq. Ft.	$341,428

Address	Redfin Estimate
118 Ridgeway Ave, Saint Matthews, KY 4 Beds \| 2 Baths \| 2335 Sq. Ft.	$385,623
119 Ridgeway Ave, Saint Matthews, KY 5 Beds \| 3 Baths \| 3315 Sq. Ft.	$609,058

Property information provided by Metro Search MLS when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 40207, KY

Sale history for 109 Ridgeway Ave

Tax history for 109 Ridgeway Ave

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 40207

Home values near 109 Ridgeway Ave

More real estate resources