Welcome to 232 Owens Rd, Stearns, KY 42647—an excellent opportunity in McCreary County for buyers searching for affordable housing, a primary residence, or an investment property. Priced at $144,900, this home offers 3 bedrooms and 1 full bath with a functional layout and comfortable living space. Features include a completely updated kitchen with new cabinets and appliances, plus a freshly remodeled bathroom. Major improvements have been completed; including a roof (2021), HVAC (approx. 4 years), and water heater (approx. 5 years)—giving you the peace of mind that comes with big-ticket items already taken care of. Move right in and enjoy! Schedule your showing today.
Single-familyProperty Type
1974Year Built
0.6 acresLot Size
$138Price/Sq.Ft.
Listed by The Millie Weaver Team• Keller Williams Bluegrass Realty - Lake Cumberland
Bought with Dustin Winchester• Weichert Realtors Ford Brothers, Inc.
Est. $1,764 per month, based on comparable rentals
Sale and tax history for 232 Owens Rd
Sale History
Tax History
Date
Event
Price
ImagineMLS #26004954
May 1, 2026
Sold
$138,000
$138/sq ft
Mar 26, 2026
Contingent
—
Mar 12, 2026
Listed
$144,900
$145/sq ft
ImagineMLS #3033378
Mar 12, 2019
Sold
$22,000
$22/sq ft
Feb 6, 2019
Listed
$25,000
$25/sq ft
Check out this three bedroom one bath house located close to schools and Hwy 27 with aluminum siding, deep crawl space, and circular drive. There is a small storage building. Hardwood flooring is in living and bedrooms. Needs some TLC.Bank owned property, Sold As Is!
Public Records
Mar 1, 2013
Sold
$54,000
$54/sq ft
ImagineMLS #3015098
Feb 14, 2013
Listing Removed
—
Aug 14, 2012
Listed
$51,000
$51/sq ft
Public Records
May 1, 2012
Sold
$23,500
$24/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$643 (+128.6%)
2025
$281 (+0.4%)
2024
$280 (−1.8%)
2023
$286 (−2.3%)
2022
$292 (−2.9%)
2021
$301 (−1.3%)
2020
$305 (−36.4%)
2019
$479 (−0.7%)
2018
$482 (−0.6%)
2017
$485 (+2.4%)
2016
$474 (+3.5%)
2014
$458 (+1.1%)
$4,000 + $50,000
$54,000
2013
$453
$54,000
Public record
Beds
3
Baths
1
Stories
—
Lot width
—
Lot depth
—
Lot size
0.6 Acres
Year renovated
—
Sq. Ft.
1,000
Year built
1974
Style
Single Family Residential
County
McCreary County
APN
122-10-01-007.00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 7, 2026.
Property details
Parking
Parking Information
Parking Features: Driveway
Interior
Bathroom Information
Bathrooms (Full): 1
Heating & Cooling
Has Heating
Heating: Heat Pump
Cooling: Central Air
Interior Features
Interior Features: Eat-in Kitchen
Appliances: Dishwasher, Refrigerator, Oven
Flooring: Hardwood
Laundry Features: Electric Dryer Hookup, Washer Hookup
Room Information
Rooms (Total): 2
Basement: Crawl Space
Fireplace: No
Exterior
Exterior Features
Other Structures: Shed(s)
Foundation Details: Block
Roof: Metal
Construction Materials: Vinyl Siding
Lot Information
Lot Size Square Feet: 26,136
Lot Size Acres: 0.6
Lot Size Source: Public Records
Water Source: Public
On Waterfront: No
Property Information
Structure Type: House
Levels: One
Building Information
Building Area Total: 1,000
Financial
Tax Information
Parcel Number: 122-10-01-007.00
Utilities
Utility Information
Sewer: Public Sewer
Location
School Information
Elementary School: Whitley City
Middle Or Junior School: McCreary County
High School: McCreary County
High School District: McCreary County - 69
Location Information
County Or Parish: McCreary
Directions: Turn off of S Hwy 27 onto Wilburn K Ross Hwy. Turn off of Wilburn K Ross Hwy onto Owens Rd and the home will be on your right
Subdivision Name: Rural
Public facts
Beds: 3
Baths: 1.0
Sq. Ft.: 1,000
Stories: —
Lot Size: 0.6 acres
Style: Single Family Residential
Year Built: 1974
Year Renovated: —
County: McCreary County
APN: 122-10-01-007.00
Home facts updated by county records on Oct 7, 2026
Other
Listing Information
Contingency: Contingent
Around this home
Schools
McCreary County Middle School
Public 6-8 • Assigned • 0.8mi
3/10
McCreary Central High School
Public 9-12 • Assigned • 0.9mi
3/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 102° expected this year, 20 days in 30 years
3/10 Wind Factor
5% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Stearns, KY • 42647
Average low and high temperatures (°F)
41
23
51
31
66
43
73
52
74
56
83
65
86
69
82
63
79
59
71
48
60
42
50
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
97/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Stearns. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.5 hrs
7.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$146,000 – $177,000
Sell confidently with a local market expert in Stearns.