SOLD JAN 2, 2026

Off Market Jan 2026 for $1.4M

$1,959,125

Est. refi paymentEst. refi $8,797/mo

•

1,694

sq ft

3258 Harness Creek Rd, Annapolis, MD 21403

About this home

A rare, sunset orientation opportunity on the South River, 3258 Harness Creek Rd offers the perfect blend of waterfront privacy and amazing downsizing potential. The existing single-level residence on . 63 acre features three bedrooms and two bathrooms, ideal for those looking for one-floor living. The gracious living room overlooks the pool, and the adjoining dining room opens onto the waterside deck. The kitchen and family room have expansive west-facing views out over the South River. This is an incredible opportunity to thoughtfully update within the current footprint or build new with limited expansion potential. The property has a beautiful waterside pool and 109 ft of rip-rapped waterfrontage, with private pier, on the South River. The home’s elevation is ideally located out of the flood zone yet the approach to your pier is a very gentle slope. Located just minutes from downtown Annapolis and Quiet Waters Park, this property is in an area of multi-million dollar homes and combines the tranquility of waterfront living with the convenience of in-town access.

Single-familyProperty Type

1966Year Built

0.63 acresLot Size

$1,157Est. Price/Sq.Ft.

4 spacesParking

Listed by Reid Buckley • Long & Foster Real Estate, Inc.

•410-260-2800 (broker)

Bought with Jennifer McCormick • Engel & Volkers Annapolis

•443-292-6767 (broker)

Redfin checked: a minute ago

•Source:BRIGHT MLS #MDAA2129834

Redfin Estimate

$1,959,125

$472K since sold in January 2026$122K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 246.9% higher than the average sale price ($565K) of 5 comparable homes.

SOLD AUG 14, 2026
$420,000
A
3 beds1.5 baths1,368 sq ft
406 Holly Dr, Annapolis, MD 21403
SOLD AUG 26, 2026
$531,000
B
3 beds1.5 baths1,410 sq ft
282 Cedar Ln, Annapolis, MD 21403
SOLD APR 10, 2026
$529,000
C
3 beds3 baths1,920 sq ft
503 Harbor Dr, Annapolis, MD 21403
SOLD JUL 10, 2026
$565,000
D
3 beds2 baths1,700 sq ft
3516 Loch Haven Dr, Edgewater, MD 21037
SOLD JUL 1, 2026
$779,000
E
3 beds2.5 baths2,352 sq ft
317 Canterfield Rd, Annapolis, MD 21403

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Earn from this home

Sell

$668,586

Est. take-home

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Refinance

Est. cash available

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Rent

$3,085/mo

Redfin rental estimate

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Market trends in 21403, MD

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.2%

0.0% MoM

Median sale price

$694K

$46K MoM

Avg. days on market

39d

3 days MoM

Recently sold homes

136

8 MoM

New listings for sale

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OPEN SUN, 1PM TO 3PM
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3 beds2.5 baths1,694 sq ft
40-B Ironstone Ct Unit B, Annapolis, MD 21403
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OPEN SAT, 11AM TO 1PM
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COMING SOON
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See all

Provided by Redfin

Sale history for 3258 Harness Creek Rd

Year

Property tax

Land + Additions

Assessment*

2025

$9,356 (+2.7%)

$1,088,800 + $350,400

$1,439,200

2024

$9,106 (+3.6%)

2023

$8,793 (+6.3%)

2022

$8,275 (+1.6%)

$883,600 + $171,300

$1,054,900

2021

$8,142 (+2.1%)

2020

$7,976 (+1.8%)

2019

$7,838 (+4.9%)

$872,800 + $169,900

$1,042,700

2018

$7,473 (+1.4%)

2017

$7,368 (+1.9%)

$773,800 + $208,900

$982,700

2016

$7,231 (+0.4%)

2015

$7,200 (+1.4%)

$773,800 + $194,000

$967,800

2014

$7,098 (+3.8%)

2013

$6,835 (−0.7%)

2012

$6,881 (+4.8%)

2011

$6,567

2010

$6,567 (+11.9%)

2009

$5,871

Tax history for 3258 Harness Creek Rd

Year

Property tax

Land + Additions

Assessment*

2025

$9,356 (+2.7%)

$1,088,800 + $350,400

$1,439,200

2024

$9,106 (+3.6%)

2023

$8,793 (+6.3%)

2022

$8,275 (+1.6%)

$883,600 + $171,300

$1,054,900

2021

$8,142 (+2.1%)

2020

$7,976 (+1.8%)

2019

$7,838 (+4.9%)

$872,800 + $169,900

$1,042,700

2018

$7,473 (+1.4%)

2017

$7,368 (+1.9%)

$773,800 + $208,900

$982,700

2016

$7,231 (+0.4%)

2015

$7,200 (+1.4%)

$773,800 + $194,000

$967,800

2014

$7,098 (+3.8%)

2013

$6,835 (−0.7%)

2012

$6,881 (+4.8%)

2011

$6,567

2010

$6,567 (+11.9%)

2009

$5,871

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

27,442

Year renovated

—

Sq. Ft.

1,694

Year built

1966

Style

Single Family Residential

County

Anne Arundel County

APN

02 00090039728

Parking Spaces

Basement

Yes

Accessible

Yes

HOA Dues

—

Garage

Features

Views, Waterfront, Pool

Last updated by owner on Apr 5, 2026.

Property details

Parking

Parking Information
# of Total Garage and Parking Spaces: 4
Off Street - # of Spaces: 4
Crushed Stone
Off Street

Interior

Bedroom Information
# of Bedrooms On Main Level: 3

Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full): 2

Interior Information
Interior Features: Bathroom - Walk-In Shower, Carpet, CeilngFan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Water Treat System
Living Area Sq.Ft. Source: Assessor

Room Information
Living Room, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Utility Room, Bathroom 1, Bathroom 2
Laundry Type: Main Floor

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Wood

Basement Information
Basement: Yes
Interior Access, Connecting Stairway, Partial

Exterior

Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 1124
Accessibility Features: Other
Improvement Assessed Value: $350,400
Ownership Interest: Fee Simple
Property Condition: Good
Year Built Source: Assessor
Year Major Reno/Remodel: 1984

Building Information
Construction Materials: Brick
Foundation Details: Block
Other Structures: Above Grade, Below Grade
Roof: Shingle
Structure Type: Detached

Exterior Information
Awning(s)

Pool Information
Personal Pool
Vinyl

Lot Information
Lot Features: Rip-Rapped, No Thru Street, Level
Navigable Water
Has Water View
Water Frontage In Feet: 109
Tidal Water: Yes

Land Information
Land Assessed Value: $1,088,800

Dock Information
Dock Type and Features: Material - Treated Lumber, Multiple Slip, Pier, Private
Dock/Slip Conveyance: Physical Dock/Slip Conveys
# of Docks: 1
Dock/Slip Conveys: Yes

Above Grade Information
Finished Sq.Ft.: 1,694
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft.: 1,124
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
Agricultural Tax Due: No
County Tax: $14,278
Tax Assessed Value: $1,311,100
Tax Year: 2025
Tax Annual Amount: $14,704

Assessments Information
Year Assessed: 2025

Utilities

Utilities Information
Cooling Type: Ductless/Mini-Split, Zoned
Cooling Fuel: Electric
Baseboard - Hot Water, Other
Heating Fuel: Electric, Oil
Hot Water: Electric
Sewer Septic: Septic Exists
Water Source: Well
Municipal Trash: Yes

Location

School Information
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: From Forest Drive, take Spa Rd to left on Harness Creek Rd. Go past Great Frogs vineyard and around the curve to gravel road on right (just past #3254). On Google Maps it is called Del Rio Rd. Straight down gravel road to 3258. PLEASE DO NOT DRIVE DOWN WITHOUT AN APPOINTMENT.
Location Type: River
Mean Low Water Feet: 4
Road Responsibility: Private, Easement/Right of Way
Road Surface Type: Gravel

Waterfrontage Information
Water Access Features: Boat - Powered, Personal Watercraft (PWC), Private Access, Sail
Water Access
Private Dock Site, Rip-Rap
On Waterfront
Water Oriented
Water Body Type: River
Water Body Name: SOUTH RIVER

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,694
Stories: 1.0
Parking Spaces: 4
Basement: Yes
Accessible: Yes
Lot Size: 0.63 acres
Style: Single Family Residential
Year Built: 1966
Year Renovated: —
County: Anne Arundel County
APN: 02 00090039728
HOA Dues: —
Garage: No
Features: Views, Waterfront, Pool

Home facts updated by owner on Apr 5, 2026

Around this home

Schools

Hillsmere Elementary School

Public PreK-5 • Assigned • 1.6mi

10/10

Annapolis Middle School

Public 6-8 • Assigned • 1.4mi

3/10

Annapolis High School

Public 9-12 • Assigned • 3.6mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

4/10 Flood Factor

Estimated 14-20% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 105° expected this year, 15 days in 30 years

7/10 Wind Factor

79% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Annapolis, MD • 21403

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.86M – $2.25M

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Home values near 3258 Harness Creek Rd

Data from public records.

Address	Redfin Estimate
3255 Harness Creek Road, Annapolis, MD - Beds \| 1 Baths \| 944 Sq. Ft.	$1,264,981
3256 Harness Creek Road, Annapolis, MD 3 Beds \| 3 Baths \| 1104 Sq. Ft.	$773,211

Address	Redfin Estimate
3272 Harness Creek Road, Annapolis, MD - Beds \| 1 Baths \| 1885 Sq. Ft.	$632,418
Harness Creek Road, Annapolis, MD - Beds \| - Baths \| - Sq. Ft.	$801,436

Address	Redfin Estimate
3248 Harness Creek Road, Annapolis, MD - Beds \| 3 Baths \| 3868 Sq. Ft.	$2,858,355
3264 Harness Creek Road, Annapolis, MD - Beds \| 1 Baths \| 1272 Sq. Ft.	$573,501

Property information provided by BRIGHT MLS when last listed in 2025. This data may not show owner updates. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21403, MD

Sale history for 3258 Harness Creek Rd

Tax history for 3258 Harness Creek Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21403

Home values near 3258 Harness Creek Rd

More real estate resources