OFF MARKET

Off Market Sep 2018 for $1.8M

$4,473,738

Est. refi paymentEst. refi $11,778/mo

•

8,500

sq ft

3738 Ramsgate Dr, Annapolis, MD 21403

About this home

Stunning Waterside Retreat!Fred Fishback designed home impeccably built by Bert Winchester in sought after Watergate. Panoramic views of South River to the Bay from floor to ceiling windows. An entertainers dream, this open floor plan is perfect for wowing your guests indoors & out. Saltwater pool, upper lvl family rm/deck w/ views, 2 masters(1st flr)sleek modern kitchen. Great storage, 2 car garage.

Single-familyProperty Type

2021Year Built

0.58 acresLot Size

$526Est. Price/Sq.Ft.

2 garage spacesParking

Listed by Alex Tower Sears • Coldwell Banker Realty

•410-263-8686 (broker)

•khylah.settle@cbmove.com (broker)

Listed by Michele Deckman • Coldwell Banker Realty

•410-263-8686 (broker)

•khylah.settle@cbmove.com (broker)

Bought with Shirley Mattam-Male • Corcoran McEnearney

•703-790-9090 (broker)

•dhowell@mcenearney.com (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #1001913764

Redfin Estimate

$4,473,738

$2.7M since sold in September 2018$197K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 216.5% higher than the average sale price ($1.41M) of 6 comparable homes.

SOLD JUL 8, 2026
$1,900,000
A
3 beds3.5 baths3,417 sq ft
3718 Ramsgate Dr, Annapolis, MD 21403
SOLD JUN 25, 2026
$2,025,000
B
6 beds3.5 baths3,211 sq ft
3706 Thomas Point Rd, Annapolis, MD 21403
SOLD APR 17, 2026
$875,000
C
3 beds3.5 baths3,103 sq ft
1202 Chrisland Ct, Annapolis, MD 21403
SOLD NOV 7, 2025
$2,135,000
D
4 beds4.5 baths3,690 sq ft
1307 Beachview Rd, Annapolis, MD 21403
SOLD JUL 30, 2026
$560,000
E
3 beds2.5 baths2,160 sq ft
3448 Cohasset Ave, Annapolis, MD 21403
SOLD AUG 3, 2026
$985,000
F
5 beds4.5 baths3,567 sq ft
1205 Britania Ln, Annapolis, MD 21403

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Earn from this home

Sell

$3,006,861

Est. take-home

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Refinance

Est. cash available

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Rent

$5,011/mo

Redfin rental estimate

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Market trends in 21403, MD

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.2%

0.0% MoM

Median sale price

$694K

$46K MoM

Avg. days on market

39d

3 days MoM

Recently sold homes

136

8 MoM

New listings for sale

OPEN SAT, 12PM TO 2PM
$879,000
3 beds2.5 baths2,700 sq ft
3401 Saratoga Ave, Annapolis, MD 21403
(410) 263-8686
COMING SOON
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4 beds3 baths2,450 sq ft
327 Beach Dr, Annapolis, MD 21403
(301) 702-4200
OPEN SAT, 12PM TO 2PM
$688,000
3 beds3 baths2,838 sq ft
10 Enclave Ct, Annapolis, MD 21403
(410) 280-5600
OPEN SAT, 11AM TO 1PM
$395,000
2 beds2 baths1,354 sq ft
952 Yachtsman Way, Annapolis, MD 21403
(410) 266-0600
LISTED BY REDFIN
$335,900
4 beds3.5 baths1,960 sq ft
57 Gentry Ct, Annapolis, MD 21403
$1,395,000
4 beds4.5 baths2,853 sq ft
1030 Boucher Ave, Annapolis, MD 21403
(410) 268-8696
COMING SOON
1033 Hyde Park Dr, Annapolis, MD 21403
$624,900
3 beds2 baths1,272 sq ft
1033 Hyde Park Dr, Annapolis, MD 21403
(855) 450-0442
OPEN SUN, 1PM TO 3PM
$534,000
4 beds2 baths1,272 sq ft
1017 Hyde Park Dr, Annapolis, MD 21403
(888) 860-7369
OPEN SAT, 10:30AM TO 12:30PM
$1,250,000
3 beds2.5 baths2,260 sq ft
313 Fourth St, Annapolis, MD 21403
(410) 263-8686
OPEN SUN, 1PM TO 3PM
$640,000
3 beds2 baths1,869 sq ft
122 Kuethe Dr, Annapolis, MD 21403
(410) 266-0600
See all

Provided by Redfin

Sale history for 3738 Ramsgate Dr

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2025

$33,594 (+2.3%)

$1,177,300 + $2,948,900

$4,126,200

2024

$32,841 (+24.8%)

2023

$26,320 (+7.5%)

2022

$24,479 (+2.9%)

$1,001,300 + $1,365,600

$2,366,900

2021

$23,793 (+126.0%)

2020

$10,526 (−28.9%)

2019

$14,812 (+54.3%)

$969,300

2018

$9,597 (+1.2%)

2017

$9,486 (+2.1%)

$849,300 + $524,900

$1,374,200

2016

$9,290 (+0.2%)

2015

$9,270 (+1.2%)

$849,300 + $484,300

$1,333,600

2014

$9,162 (+2.9%)

2013

$8,899 (+2.4%)

2012

$8,690 (+6.6%)

2011

$8,152

2010

$8,152 (+9.8%)

2009

$7,426

Tax history for 3738 Ramsgate Dr

Year

Property tax

Land + Additions

Assessment*

2025

$33,594 (+2.3%)

$1,177,300 + $2,948,900

$4,126,200

2024

$32,841 (+24.8%)

2023

$26,320 (+7.5%)

2022

$24,479 (+2.9%)

$1,001,300 + $1,365,600

$2,366,900

2021

$23,793 (+126.0%)

2020

$10,526 (−28.9%)

2019

$14,812 (+54.3%)

$969,300

2018

$9,597 (+1.2%)

2017

$9,486 (+2.1%)

$849,300 + $524,900

$1,374,200

2016

$9,290 (+0.2%)

2015

$9,270 (+1.2%)

$849,300 + $484,300

$1,333,600

2014

$9,162 (+2.9%)

2013

$8,899 (+2.4%)

2012

$8,690 (+6.6%)

2011

$8,152

2010

$8,152 (+9.8%)

2009

$7,426

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

8.5

Stories

Lot width

—

Lot depth

—

Lot size

25,430

Year renovated

2021

Sq. Ft.

8,500

Year built

2021

Style

Single Family Residential

County

Anne Arundel County

APN

02 90900105325

Parking Spaces

Basement

Yes

Accessible

HOA Dues

$20 /month

Garage

Yes

Features

Views, Waterfront, Pool

Last updated by owner on Mar 8, 2025.

Property details

Parking

Parking Information
# of Attached Garage Spaces: 2
Garage Features: Garage Door Opener
# of Total Garage and Parking Spaces: 2
Has Garage
# of Garage Spaces: 2
Parking Space # Assigned: 10
Garage, Attached, Gravel Driveway
Off Street, Driveway, Attached Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 2
# of Bedrooms On Main Level: 1

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full): 4

Interior Information
Appliances: Central Vacuum, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven - Double, Oven - Wall, Refrigerator, Washer, Water Conditioner - Owned, Water Heater
Entry Location: Center Hall
Interior Features: Family Room Off Kitchen, Kitchen - Gourmet, Kitchen - Eat-In, Wood Floors, Master Bath(s), Window Treatments, Recessed Lighting, Floor Plan - Open
Living Area Sq.Ft. Source: Estimated
Wall & Ceiling Types: High, Cathedral Ceilings, Wood Ceilings, Beamed Ceilings, 9'+ Ceilings

Room Information
Living Room, Dining Room, Master Bedroom, Kitchen, Family Room, 2nd Stry Fam Rm, Laundry, Storage Room, Workshop, Bedroom 6

Fireplace Information
Has Fireplace
# of Fireplaces: 2

Basement Information
Basement: Yes
Outside Entrance, Sump Pump, Full, Unfinished

Exterior

Property Information
Total Below Grade Sq. Ft.: 2064
Irrigation Water Rights
Improvement Assessed Value: $410,200
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Estimated

Building Information
Builder Name: BERT WINCHESTER
Building Name: WATERGATE
Construction Materials: Cedar
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Balcony, Deck(s)
Roof: Asphalt
Structure Type: Detached
Window Features: Casement

Exterior Information
Extensive Hardscape
Fencing: Partially

Pool Information
Personal Pool
In Ground

Lot Information
Lot Features: Bulkheaded, Rip-Rapped, Open, Private
Navigable Water
Has Water View
Water Frontage In Feet: 125

Land Information
Land Assessed Value: $969,300

Dock Information
Dock Type and Features: Multiple Slip
# of Boats Power: 6
# of Boats Non-power: 6
Dock/Slip Conveys: Yes
Dock Type: Multiple Slip
Dock Slip Conveyance: Available by Lease

Above Grade Information
Finished Sq.Ft.: 3,497
Finished Sq.Ft. Source: Estimated

Below Grade Information
Unfinished Sq.Ft.: 2,064
Unfinished Sq.Ft. Source: Estimated

Financial

Tax Information
County Tax: $14,003.10
Tax Assessed Value: $1,379,500
Tax Year: 2017
Tax Annual Amount: $14,301.10

Assessments Information
Year Assessed: 2018

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Forced Air, Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Public Sewer
Cable TV Available
Water Source: Well

Location

Homeowners Association Information
HOA/Condo/Coop Fee Includes: Pier/Dock Maintenance
HOA/Condo/Coop Amenities: Pier/Dock, Boat Slip, Beach, Picnic Area, Basketball Courts, Boat Ramp, Common Grounds, Water/Lake Privileges, Tot Lots/Playground
HOA Fee: $250
HOA Fee Frequency: Annually

School Information
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Location Information
Directions: Forest Drive - right on Arundel on the Bay Rd - continue on Thomas Point Rd - right on Gates Head left on Ramsgate
Location Type: River
Mean Low Water Feet: 6

Waterfrontage Information
Distance To Body Of Water: 1 - 3 Blocks
Water Access Features: Private Access
Water Access
Rip-Rap
On Waterfront
Water Oriented
Water Body Type: River
Water Body Name: SOUTH RIVER

Community Information
# of Community Slips: 31

Public facts

Beds: 7
Baths: 8.5
Sq. Ft.: 8,500
Stories: 1.5
Parking Spaces: 6
Basement: Yes
Accessible: No
Lot Size: 0.58 acres
Style: Single Family Residential
Year Built: 2021
Year Renovated: 2021
County: Anne Arundel County
APN: 02 90900105325
HOA Dues: $20/month
Garage: Yes
Features: Views, Waterfront, Pool

Home facts updated by owner on Mar 8, 2025

Around this home

Schools

Hillsmere Elementary School

Public PreK-5 • Assigned • 1.9mi

10/10

Annapolis Middle School

Public 6-8 • Assigned • 3.6mi

3/10

Annapolis High School

Public 9-12 • Assigned • 6.4mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

5/10 Flood Factor

Estimated 17-25% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 105° expected this year, 15 days in 30 years

8/10 Wind Factor

80% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Annapolis, MD • 21403

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.7 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$4.25M – $5.15M

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Home values near 3738 Ramsgate Dr

Data from public records.

Address	Redfin Estimate
3726 Ramsgate Dr, Annapolis, MD - Beds \| 3.5 Baths \| 4167 Sq. Ft.	$2,177,836
3734 Ramsgate Dr, Annapolis, MD 4 Beds \| 3.5 Baths \| 2517 Sq. Ft.	$2,494,267

Address	Redfin Estimate
3728 Ramsgate Dr, Annapolis, MD 4 Beds \| 5.5 Baths \| 5771 Sq. Ft.	$6,596,143
3736 Ramsgate Dr, Annapolis, MD 5 Beds \| 5.5 Baths \| 4127 Sq. Ft.	$4,319,163

Address	Redfin Estimate
3716 Ramsgate Dr, Annapolis, MD - Beds \| 2.5 Baths \| 3307 Sq. Ft.	$1,563,399
3744 Ramsgate Dr, Annapolis, MD - Beds \| 3 Baths \| 2513 Sq. Ft.	$958,183

Property information provided by BRIGHT MLS when last listed in 2018. This data may not show owner updates. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21403, MD

Sale history for 3738 Ramsgate Dr

Tax history for 3738 Ramsgate Dr

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21403

Home values near 3738 Ramsgate Dr

More real estate resources