OFF MARKET

Off Market Apr 2025 for $385K

$401,886

Est. refi paymentEst. refi $2,489/mo

•

1,560

sq ft

109 Secor Rd, Chestertown, MD 21620

About this home

Charming Home in Chester Harbor with Water Access! Welcome to 109 Secor Rd, Chestertown, MD 21620, nestled on a peaceful cul-de-sac in the desirable water-access community of Chester Harbor on the Queen Anne’s side of the Chester River. This home offers a perfect blend of comfort, charm, and recent updates, making it an exceptional choice for your next chapter. Key Features: Main Level: Beautiful wood floors and a cozy brick fireplace with a wood stove insert set the tone in the living room. The eat-in kitchen is perfect for casual dining, complemented by a formal dining room and a versatile den/office space. A full bathroom rounds out this level. Second Level: Three generously sized bedrooms share a full hall bath. The primary bedroom boasts abundant closet space, including a cedar-lined closet for seasonal items. Outdoor Space: The spacious backyard invites you to enjoy outdoor activities with room for play, pets, and entertaining on the brick patio. Basement & Garage: The full unfinished basement includes laundry facilities and dry-locked walls, ready for your customization. The attached two-car garage, with a brand-new roof installed in 2024, provides ample storage, including additional overhead space. Recent Updates Include: Freshly painted interior New carpeting on the second floor Dry-locked basement walls Ongoing updates to the sunroom with new windows/doors Newer roof (garage roof completed in 2024) Enjoy the tranquil lifestyle this water-access community offers while being just minutes from Chestertown’s historic downtown, shops, and dining.

Single-familyProperty Type

1977Year Built

0.34 acresLot Size

$258Est. Price/Sq.Ft.

2 car garageParking

Listed by Amy Larrauri • Chesapeake Real Estate Associates, LLC

•443-215-4663 (broker)

Bought with Tracy Stone • Coldwell Banker Chesapeake Real Estate Company

•410-778-0330 (broker)

Redfin checked: a few seconds ago

•Source:BRIGHT MLS #MDQA2010684

Redfin Estimate

$401,886

$17K since sold in April 2025$4,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 24.3% higher than the average sale price ($323K) of 6 comparable homes.

SOLD JUN 8, 2026
$293,000
A
3 beds2 baths1,152 sq ft
301 Lincoln Dr, Chestertown, MD 21620
SOLD MAY 29, 2026
$430,000
B
3 beds2 baths1,588 sq ft
201 Birch Run Rd, Chestertown, MD 21620
SOLD MAR 9, 2026
$317,000
C
3 beds2 baths1,232 sq ft
213 Central Dr, Chestertown, MD 21620
SOLD MAY 27, 2026
$300,000
D
3 beds1 bath1,408 sq ft
154 Longfellow Dr, Chestertown, MD 21620
SOLD MAR 31, 2026
$330,000
E
3 beds2 baths1,170 sq ft
129 Parma Rd, Chestertown, MD 21620
SOLD MAR 18, 2026
$270,000
F
3 beds2 baths1,424 sq ft
119 Darden Rd, Chestertown, MD 21620

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Earn from this home

Refinance

Est. cash available

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Rent

$2,759/mo

Redfin rental estimate

List your home for rent

Market trends in 21620, MD

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.0% MoM

Median sale price

$347K

$15K MoM

Avg. days on market

48d

2 days MoM

Recently sold homes

1 MoM

New listings for sale

$263,000
3 beds2 baths1,140 sq ft
115 Chester Arms Dr, Chestertown, MD 21620
(703) 378-8810
$229,000
3 beds1 bath936 sq ft
7415 Wilkins Ln, Chestertown, MD 21620
(410) 810-0010
COMING SOON
$275,000
3 beds1 bath975 sq ft
7482 Poplar Ave, Chestertown, MD 21620
(301) 970-2447
COMING SOON
$315,000
3 beds1 bath1,008 sq ft
24775 Langford Rd, Chestertown, MD 21620
(410) 398-9200
COMING SOON
$300,000
3 beds1 bath960 sq ft
104 Lincoln Dr, Chestertown, MD 21620
(443) 274-1900
$315,000
3 beds2 baths1,288 sq ft
109 Parma Rd, Chestertown, MD 21620
(410) 778-0330
$225,000
4 beds1.5 baths1,800 sq ft
533 Round Top Rd, Chestertown, MD 21620
(833) 335-7433
$304,000
3 beds2 baths1,232 sq ft
7464 Shortall St, Chestertown, MD 21620
(410) 476-2201
COMING SOON
$675,000
5 beds3 baths2,838 sq ft
212 Washington Ave, Chestertown, MD 21620
(410) 778-0330
$38,200,000
4 beds2 baths2,330 sq ft
8184 Rock Hall Rd, Chestertown, MD 21620
(410) 778-3779
See all

Provided by Redfin

Redfin agents who toured

Located on a quiet cul de sac in a water-oriented community, this home is located on a spacious lot with a big backyard. Inside, the house features a sun room in back.
2 years ago• May not reflect the current state of the home
Christine Leonard
Redfin Premier agent

Sale history for 109 Secor Rd

Date

Event

Price

BRIGHT MLS #MDQA2010684

Apr 4, 2025

Sold

$385,000

$247/sq ft

Mar 21, 2025

Pending

—

Jan 29, 2025

Contingent

—

Jan 16, 2025

Relisted

—

Dec 21, 2024

Price Changed

$399,000

$256/sq ft

Dec 21, 2024

Listing Removed

—

Nov 20, 2024

Listed

$365,000

$234/sq ft

Aug 14, 2024

Coming Soon

$365,000

$234/sq ft

Public Records

Jun 3, 2008

Sold

$275,000

$176/sq ft

Public Records

Jan 9, 2003

Sold

$154,000

$99/sq ft

MRIS #QA4374481

Dec 4, 2002

Delisted

—

Nov 22, 2002

Listed

$102/sq ft

MRIS #QA041675C

Feb 28, 1999

Delisted

—

Jan 15, 1996

Listed

MRIS #QA036094C

Jan 1, 1997

Delisted

—

Sep 28, 1994

Listed

Public Records

Nov 13, 1990

Sold

$150,000

$96/sq ft

** Price available after signing in.

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Year

Property tax

Land + Additions

Assessment*

2025

$2,727 (+8.7%)

2024

$2,509 (+9.5%)

$76,000 + $207,100

$283,100

2023

$2,292 (+10.5%)

2022

$2,074 (+0.8%)

2021

$2,058 (+2.6%)

$56,000 + $157,800

$213,800

2020

$2,006 (+2.7%)

2019

$1,954

2018

$1,954

$56,000 + $141,500

$197,500

2017

$1,954 (−1.4%)

$56,000 + $141,500

$197,500

2016

$1,981

$47,200 + $153,100

$200,300

2015

$1,981 (−0.3%)

$47,200 + $153,100

$200,300

2014

$1,987

$82,100 + $118,800

$200,900

2013

$1,987 (+1.5%)

2012

$1,957 (−26.6%)

2011

$2,668 (+11.7%)

2010

$2,388 (+15.4%)

2009

$2,070

Tax history for 109 Secor Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,727 (+8.7%)

2024

$2,509 (+9.5%)

$76,000 + $207,100

$283,100

2023

$2,292 (+10.5%)

2022

$2,074 (+0.8%)

2021

$2,058 (+2.6%)

$56,000 + $157,800

$213,800

2020

$2,006 (+2.7%)

2019

$1,954

2018

$1,954

$56,000 + $141,500

$197,500

2017

$1,954 (−1.4%)

$56,000 + $141,500

$197,500

2016

$1,981

$47,200 + $153,100

$200,300

2015

$1,981 (−0.3%)

$47,200 + $153,100

$200,300

2014

$1,987

$82,100 + $118,800

$200,900

2013

$1,987 (+1.5%)

2012

$1,957 (−26.6%)

2011

$2,668 (+11.7%)

2010

$2,388 (+15.4%)

2009

$2,070

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

0.34 Acres

Year renovated

—

Sq. Ft.

1,560

Year built

1977

Style

Single Family Residential

County

Queen Anne's County

APN

02 006499

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 18, 2026.

NC-20

Neighborhood Conservation-20 District

There are several varieties of NC Districts. The NC Districts are intended to preserve the character, density, and scale of existing residential neighborhoods. The NC Districts allow existing neighborhoods to conform to this Chapter 18:1, and they allow for in-fill development to be compatible with the surrounding area. NC Districts are designated for existing residential developments as follows: NC-20: 20,000 sq ft average lot size.; All NC District regulations apply to NC Districts with a T designation on the Zoning Maps; except that single-wide manufactured homes are a permitted use within NC-T Districts.

Permitted uses

Include but are not limited to:

Equestrian facility
Housing-Single unit
Housing-Multiple units
Public service
Recreation
Housing-Mobile home park

Property details

Parking

Parking Information
# of Attached Garage Spaces: 2
Garage Features: Garage - Front Entry, Garage Door Opener
# of Total Garage and Parking Spaces: 2
Has Garage
# of Garage Spaces: 2
Attached Garage, Driveway

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 3

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Full): 2

Interior Information
Appliances: Dishwasher, Dryer, Oven/Range - Electric, Range Hood, Refrigerator, Washer
Interior Features: Carpet, Cedar Closet(s), CeilngFan(s), Dining Area, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Tub Shower, Wood Stove, Walk-in Closet(s), Wood Floors
Living Area Sq.Ft. Source: Assessor

Room Information
Living Room, Dining Room, Master Bedroom, Bedroom 2, Kitchen, Den, Basement, Bedroom 1, Sun/Florida Room, Laundry, Bathroom 1, Bathroom 2
Laundry Type: Basement

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Brick, Insert, Wood

Basement Information
Basement: Yes
Connecting Stairway, Unfinished

Exterior

Property Information
Total Below Grade Sq. Ft.: 1040
Improvement Assessed Value: $157,800
Ownership Interest: Fee Simple
Year Built Source: Assessor

Building Information
Construction Materials: Cedar
Foundation Details: Block
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Patio(s), Porch(es)
Structure Type: Detached
Other Structures: Shed

Lot Information
Lot Features: No Thru Street
Tidal Water: No

Land Information
Land Assessed Value: $56,000

Above Grade Information
Finished Sq.Ft.: 1,560
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft.: 1,040
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
County Tax: $2,449
Tax Assessed Value: $260,000
Tax Year: 2024
Tax Annual Amount: $2,449

Assessments Information
Year Assessed: 2024

Utilities

Utilities Information
Cooling Type: Heat Pump(s)
Cooling Fuel: Electric
Forced Air
Heating Fuel: Oil
Hot Water: Electric
Sewer Septic: Private Septic Tank
Water Source: Well

Location

Homeowners Association Information
HOA Fee: $30
HOA Fee Frequency: Annually

School Information
School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: Fey Rd to left on Tamerack Rd to left on Secor Rd, 109 will be on your left.

Public facts

Beds: —
Baths: 2.0
Sq. Ft.: 1,560
Stories: 1.5
Lot Size: 0.34 acres
Style: Single Family Residential
Year Built: 1977
Year Renovated: —
County: Queen Anne's County
APN: 02 006499

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Church Hill Elementary School

Public PreK-4 • Assigned • 5.5mi

5/10

Sudlersville Middle School

Public 5-8 • Assigned • 10.0mi

5/10

Queen Anne's County High School

Public 9-12 • Assigned • 12.3mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 105° expected this year, 15 days in 30 years

6/10 Wind Factor

60% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Chestertown, MD • 21620

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 4.7 hours in December, which is comparable to the U.S. average for solar exposure.

9.2 hrs

4.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$382,000 – $463,000

Sell confidently with a local market expert in Chestertown. 3 minutes to get started.

Nearby similar homes

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Land— sq ft

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NEW CONSTRUCTION

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New listings for sale in 21620

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115 Chester Arms Dr, Chestertown, MD 21620

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7415 Wilkins Ln, Chestertown, MD 21620

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COMING SOON

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COMING SOON

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3 beds1 bath1,008 sq ft

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(410) 398-9200

COMING SOON

$300,000

3 beds1 bath960 sq ft

104 Lincoln Dr, Chestertown, MD 21620

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$315,000

3 beds2 baths1,288 sq ft

109 Parma Rd, Chestertown, MD 21620

(410) 778-0330

$225,000

4 beds1.5 baths1,800 sq ft

533 Round Top Rd, Chestertown, MD 21620

(833) 335-7433

$304,000

3 beds2 baths1,232 sq ft

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COMING SOON

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(410) 778-0330

Home values near 109 Secor Rd

Data from public records.

Address	Redfin Estimate
113 Secor Road, Chestertown, MD - Beds \| 2 Baths \| 1550 Sq. Ft.	$381,870
116 Justin Buch Drive, Chestertown, MD - Beds \| 2.5 Baths \| 1776 Sq. Ft.	$386,318

Address	Redfin Estimate
106 Secor Road, Chestertown, MD 3 Beds \| 2 Baths \| 1608 Sq. Ft.	$386,560
200 Green Heron Way, Chestertown, MD - Beds \| 2.5 Baths \| 2258 Sq. Ft.	$785,833

Address	Redfin Estimate
616 Central Drive, Chestertown, MD - Beds \| 1 Baths \| 1432 Sq. Ft.	$287,530
113 Justin Buch Drive, Chestertown, MD - Beds \| 2 Baths \| 1872 Sq. Ft.	$387,989

Property information provided by BRIGHT MLS when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21620, MD

Redfin agents who toured

Sale history for 109 Secor Rd

Tax history for 109 Secor Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21620

Home values near 109 Secor Rd

More real estate resources