For sale

$215,000

Est. $1,516/mo —

•

882

sq ft

12774 Rio Grande Trl, Lusby, MD 20657

About this home

Welcome to 12774 Rio Grande Trail in Lusby! This recently updated 2-bedroom, 1-bath home offers a fantastic opportunity to own a move-in-ready property in the desirable Chesapeake Ranch Estates community. Step inside to discover a refreshed interior with updated finishes, a clean modern feel, and a comfortable layout that makes excellent use of the home's approximately 882 square feet. Outside, the property sits on approximately 0.25 acres, providing space to enjoy the outdoors, entertain, garden, or simply relax. The home's location offers convenient access to local shopping, dining, parks, recreation, and the Chesapeake Bay area. Whether you're a first-time buyer, downsizing, looking for an investment property, or searching for a weekend getaway, this beautifully refreshed Lusby home is worth a look. Recent updates + great location + move-in-ready condition = an opportunity you won't want to miss! Approved for USDA Loan Program which offer 100% financing, competitive interest rates, and no private mortgage insurance requirement for eligible homebuyers. Schedule your showing today!

Single-familyProperty Type

1963Year Built

0.25 acresLot Size

$244Price/Sq.Ft.

$50/moHOA Dues

Listed by Rex Regner • Samson Properties

•240-630-8689 (broker)

Listing updated: Oct 1, 2026 at 02:25pm

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDCA2030654

Payment calculator

$1,516 per month

Principal and interest$1,203

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

Affordability tools

See this home in person

Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN SAT, 10AM TO 12PM
$950,000
4 beds3.5 baths2,970 sq ft
14251 Calvert St, Solomons, MD 20688
(410) 535-6291
OPEN SAT, 10AM TO 12PM
$349,900
3 beds2 baths1,802 sq ft
22203 Lilac Way, Great Mills, MD 20634
(443) 968-9595
OPEN SAT, 10AM TO 12PM
$640,000
4 beds4.5 baths5,362 sq ft
23436 Canna Ct, California, MD 20619
(888) 860-7369
OPEN SAT, 11AM TO 1PM3D WALKTHROUGH
$379,900
3 beds2 baths2,080 sq ft
426 Seagull Ln, Lusby, MD 20657
(410) 729-7700
OPEN SAT, 11AM TO 1PM
$775,000
4 beds3.5 baths3,705 sq ft
430 Overlook Dr, Lusby, MD 20657
(410) 394-0990
REDFIN OPEN SAT, 11:30AM TO 1:30PM3D WALKTHROUGH
$549,000
4 beds2.5 baths3,418 sq ft
2025 Dasher Dr, Lusby, MD 20657
OPEN SAT, 12PM TO 2PM
$405,000
4 beds3.5 baths1,880 sq ft
22501 E Maxine Way, Great Mills, MD 20634
(301) 298-2892
OPEN SAT, 1PM TO 3PM
$1,099,900
5 beds5 baths5,088 sq ft
3095 Calvert Blvd, Lusby, MD 20657
(443) 968-9595
OPEN SAT, 2PM TO 4PM
$785,000
3 beds3 baths3,356 sq ft
373 Deer Dr, Lusby, MD 20657
(410) 394-0990
OPEN OCT 10, 10AM TO 12PMVIDEO TOUR
$429,000
4 beds2.5 baths2,051 sq ft
22282 Scott Cir, Lexington Park, MD 20653
(410) 326-3133

Around this home

Schools

K - 12
Preschool & daycare

Dowell Elementary School

Public PreK-5 • Assigned • 2.0mi

6/10

Mill Creek Middle School

Public 6-8 • Assigned • 2.0mi

7/10

Patuxent High School

Public 9-12 • Assigned • 1.5mi

8/10

Provided by GreatSchools

About Chesapeak Ranch

Estates

Chesapeak Ranch Estates, located between the Patuxent River and the Chesapeake Bay, is a waterfront and wooded Chesapeake Ranch Estates neighborhood with private lake access and a marina-oriented layout. The neighborhood’s character concentrates around the Chesapeake Ranch Estates Town Center area along H.G. Trueman Road, where everyday errands meet a low-key, coastal rhythm. Housing leans toward mid-century and late-20th-century single-family homes and cabins, many set back under tall trees on curving roads. Community life often revolves around the lakes, small beaches, and boat ramps rather than a traditional main street. The Cove Point Lighthouse and the Calvert Marine Museum anchor local culture with maritime history and bayfront views. Nearby, Drum Point Market adds a classic waterside stop for local seafood and dockside chatter.

Provided by Walk Score and Local Logic

Market insights

12774 Rio Grande Trl · $215,000

DAYS ON MARKET

The average home goes pending in 56 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

LIST PRICE

Median list price in this area is $492,019. (119% higher than this home)

PRICE DROP

22% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Tile/brick flooring
One fireplace

Bedrooms
Two bedrooms on the main level

Bathrooms
One full bathroom (main level)

Laundry & utility
Laundry on the main floor

Flooring
Tile/brick

Heating & cooling
Wall unit heating
Wall unit cooling
Electric hot water

Sale and tax history for 12774 Rio Grande Trl

Sale History
Tax History

Date

Event

Price

BRIGHT MLS #MDCA2030654

Oct 1, 2026

Price Changed

$215,000

$244/sq ft

Sep 18, 2026

Listed

$225,000

$255/sq ft

BRIGHT MLS #MDCA175190

May 11, 2020

Sold

$148,000

$168/sq ft

May 6, 2020

Pending

—

Apr 2, 2020

Contingent

—

Mar 12, 2020

Listed

$150,000

$170/sq ft

This is a charming 2 bedroom 1 bathroom MOVE IN READY Rambler at $150,000. Most other homes in this range are foreclosures that need a ton of work. This beauty you can move right into and enjoy the large flat yard, storage shed, open kitchen , decent sized bedrooms, and tiled shower. It's is a solidly built brick home that isn't going anywhere. .. it's going to last! You are walking distance to the beach and the club house for community events. You are also a short distance to the lake where people love to fish and swim. You have almost 900 square feet with a nice open floor plan and all appliances, including the washer and dryer, convey with the house. Perfect starter home or someone looking to downsize to one level living!

BRIGHT MLS #MDCA170294

Aug 23, 2019

Listing Removed

—

Jun 27, 2019

Price Changed

$125,000

$142/sq ft

Jun 17, 2019

Listed

$130,000

$147/sq ft

Public Records

Jun 24, 1998

Sold

$60,400

$68/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,272 (+7.1%)

$55,200 + $128,400

$183,600

2024

$2,121 (+29.3%)

2023

$1,640 (−9.9%)

2022

$1,819 (+5.5%)

$55,200 + $87,800

$143,000

2021

$1,724 (+5.5%)

2020

$1,634 (−0.2%)

2019

$1,637 (+2.4%)

$55,200 + $61,100

$116,300

2018

$1,599 (−0.9%)

$55,200 + $61,100

$116,300

2017

$1,613 (+4.0%)

$55,200 + $61,100

$116,300

2015

$1,551

$55,200 + $62,600

$117,800

2014

$1,550 (+0.1%)

$55,200 + $62,600

$117,800

2013

$1,548 (+56.0%)

2012

$992 (−31.5%)

2011

$1,449

2010

$1,449 (+61.4%)

2009

$898

Public record

Public record
Zoning

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.3 Acres

Year renovated

—

Finished Sq. Ft.

882

Unfinished Sq. Ft.

—

Total Sq. Ft.

882

Year built

1963

Style

Single Family Residential

County

Calvert County

APN

01 164821

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 18, 2026.

Rural Commercial District

The Rural Commercial District RC is intended to support existing commercial enterprises located outside Town Centers. Numerous commercial uses exist in scattered locations along roadways, in many cases in locations that have been commercial for decades. Many of them are owned and managed by local citizens who provide valuable services to the community. At the same time, many of these sites have substantial redevelopment and expansion potential, which can attract commercial uses away from the Town Centers. The intent is to keep development within this district small in scale and rural in character, and limit uses to those serving the immediate neighborhood with convenience goods and services with attractive and appropriate design.

Permitted uses

Include but are not limited to:

Religious facility
Laundromat
Restaurant
Public service
Library
Museum / gallery
Death related/funeral home
Communications tower
Veterinary clinic
Cemetery

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 101° expected this year, 17 days in 30 years

7/10 Wind Factor

79% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Lusby, MD • 20657

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 4.9 hours in December, which is comparable to the U.S. average for solar exposure.

9.4 hrs

4.9 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 12774 Rio Grande Trl

$227,793

$13K over list price of $215K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $239K to $315K.

SOLD JUL 13, 2026
$239,000 Last sold price
2 beds1 bath616 sq ft
12695 Boundary Dr, Lusby, MD 20657
$144/sq ft
1 year older
SOLD SEP 16, 2026
$315,000 Last sold price
3 beds2 baths1,056 sq ft
12548 Santa Domingo Dr, Lusby, MD 20657
$54/sq ft
larger lot
28 years newer
SOLD APR 30, 2026
$275,000 Last sold price
3 beds1 bath864 sq ft
12990 Barreda Blvd, Lusby, MD 20657
$74/sq ft
23 years newer
SOLD MAY 18, 2026
$279,000 Last sold price
2 beds1 bath864 sq ft
12646 High Sierra Rd, Lusby, MD 20657
$79/sq ft
larger lot
4 years newer
SOLD JAN 30, 2026
$313,000 Last sold price
3 beds2 baths960 sq ft
425 Rodeo Rd, Lusby, MD 20657
$82/sq ft
22 years newer
BOUGHT WITH REDFIN AUG 28, 2026
$255,500 Last sold price
3 beds1 bath864 sq ft
12414 Ridge Rd, Lusby, MD 20657
$52/sq ft

Rental earnings

Est. $1,800 per month, based on comparable rentals

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