OFF MARKET

Off market jul 2025 for $232K

$291,962

Est. refi paymentEst. refi $968/mo

•

960

sq ft

114 Waterwheel Rd, Oakland, MD 21550

About this home

Welcome to Willow Cottage, a charming 3-bedroom, 1-bath home nestled near Deep Creek Lake, MD. Surrounded by lush gardens and shaded by a beautiful willow tree, this inviting home is filled with natural light, featuring original hardwood floors and unique custom touches throughout. The newly renovated kitchen boasts brand-new cabinets, countertops, appliances, and flooring, while the updated bathroom adds modern comfort. Recent improvements include four mini-split AC/heat units, new flex plumbing, fresh drywall and paint, three new windows, a finished laundry room, and epoxy flooring in the lower level game/family room. Additional upgrades like new ceiling fans, track lighting, and TV wall outlets enhance convenience and style. Don’t miss this move-in-ready home in a prime location—schedule your private showing today!

Single-familyProperty Type

1965Year Built

0.49 acresLot Size

$304Est. Price/Sq.Ft.

Listed by Laura Newhall • Taylor-Made Deep Creek Real Estate, LLC

•301-387-4700 (broker)

•terah@deepcreeksales.com (broker)

Bought with Jessie Railey • Railey Realty, Inc.

•301-387-2000 (broker)

Redfin checked: 3 minutes ago

•Source:BRIGHT MLS #MDGA2008830

Redfin Estimate

$291,962

$59K since sold in July 2025$1,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 72.7% lower than the average sale price ($1.07M) of 5 comparable homes.

SOLD MAY 7, 2026
$399,900
A
3 beds2 baths1,536 sq ft
2678 Mayhew Inn Rd, Oakland, MD 21550
SOLD SEP 10, 2026
$1,500,000
B
3 beds2 baths1,508 sq ft
85 Windy Cove Rd, Swanton, MD 21561
SOLD MAY 20, 2026
$1,425,000
C
3 beds2 baths2,064 sq ft
2332 Paradise Point Rd, Oakland, MD 21550
SOLD JUL 29, 2026
$950,000
D
4 beds2 baths2,730 sq ft
137 Paradise Gardens Rd, Oakland, MD 21550
SOLD JUN 18, 2026
$1,065,000
E
3 beds2 baths1,411 sq ft
588 Lake Forest Dr, Oakland, MD 21550

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,206/mo

Redfin rental estimate

List your home for rent

Market trends in 21550, MD

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.4%

0.9% MoM

Median sale price

$365K

$8K MoM

Avg. days on market

74d

2 days MoM

Recently sold homes

8 MoM

New listings for sale

$349,000
4 beds2 baths4,004 sq ft
2092 Gorman Rd, Oakland, MD 21550
(301) 387-4700
$785,000
1 bed1 bath1,200 sq ft
1515 Upperman Rd, Oakland, MD 21550
(301) 387-2000
$2,100,000
5 beds5.5 baths4,074 sq ft
1038 S Blakeslee Rd, Oakland, MD 21550
(301) 387-2000
$229,000
3 beds1 bath1,204 sq ft
210 Seneca Ave, Oakland, MD 21550
(301) 387-4700
$285,000
3 beds1.5 baths1,984 sq ft
216 N 12th St, Oakland, MD 21550
(410) 879-8080
$699,000
4 beds2.5 baths2,896 sq ft
870 Hunters Ridge Dr, Oakland, MD 21550
(301) 387-2000
$449,000
6 beds4.5 baths2,752 sq ft
425 E Alder St, Oakland, MD 21550
(301) 387-2000
See all

Provided by Redfin

Sale history for 114 Waterwheel Rd

Date

Event

Price

BRIGHT MLS #MDGA2008830

Jul 10, 2025

Sold

$232,500

$242/sq ft

Jun 26, 2025

Pending

—

Jun 9, 2025

Price Changed

$249,000

$259/sq ft

Jun 9, 2025

Relisted

—

Jun 1, 2025

Contingent

—

Apr 25, 2025

Price Changed

$269,000

$280/sq ft

Feb 17, 2025

Relisted

—

Feb 11, 2025

Contingent

—

Feb 8, 2025

Listed

$289,000

$301/sq ft

Feb 6, 2025

Coming Soon

$289,000

$301/sq ft

BRIGHT MLS #MDGA2003322

Aug 20, 2022

Listing Removed

—

Jul 1, 2022

Listed

$225,000

$234/sq ft

Public Records

Oct 1, 2020

Sold

$128,000

$133/sq ft

BRIGHT MLS #MDGA131448

Sep 29, 2020

Listing Removed

—

Sep 23, 2020

Sold

$128,000

$133/sq ft

Sep 22, 2020

Pending

—

Jul 28, 2020

Contingent

—

Apr 21, 2020

Price Changed

$140,000

$146/sq ft

Mar 25, 2020

Relisted

—

Mar 24, 2020

Listing Removed

—

Sep 24, 2019

Listed

$148,000

$154/sq ft

+25

Willow Cottage beams with charm from the moment you enter. Gardens and a mature willow tree grace the landscaping setting the scene for a fascinating home. An eclectic kitchen with darling customizations, original hard woods floors, beautiful windows in every room that allow natural light to pour into cottage creating both warmth and ambiance. You will instantly fall in love with this remarkable space located minutes from both Deep Creek Lake and Swallow Falls State parks. Seller is completing work on the deck and having interior painted. More photos will be added when these projects are completed.

Public Records

Jul 27, 2016

Sold

$106,000

$110/sq ft

Year

Property tax

Land + Additions

Assessment*

2024

$1,460 (+8.6%)

$13,100 + $119,300

$132,400

2023

$1,344 (+9.4%)

2022

$1,228 (+1.7%)

2021

$1,208 (+1.7%)

$13,100 + $89,500

$102,600

2020

$1,188 (+1.7%)

2019

$1,168 (+5.8%)

2018

$1,103

$13,100 + $84,300

$97,400

2017

$1,104 (+86.1%)

$13,100 + $84,300

$97,400

2016

$593 (−1.7%)

$13,100 + $84,300

$97,400

2015

$603 (+6.1%)

$13,100 + $84,300

$97,400

2014

$568 (+6.1%)

$13,100 + $85,500

$98,600

2013

$536 (+11.4%)

2012

$481 (+6.1%)

2011

$453

2010

$453 (+16.1%)

2009

$390

Tax history for 114 Waterwheel Rd

Year

Property tax

Land + Additions

Assessment*

2024

$1,460 (+8.6%)

$13,100 + $119,300

$132,400

2023

$1,344 (+9.4%)

2022

$1,228 (+1.7%)

2021

$1,208 (+1.7%)

$13,100 + $89,500

$102,600

2020

$1,188 (+1.7%)

2019

$1,168 (+5.8%)

2018

$1,103

$13,100 + $84,300

$97,400

2017

$1,104 (+86.1%)

$13,100 + $84,300

$97,400

2016

$593 (−1.7%)

$13,100 + $84,300

$97,400

2015

$603 (+6.1%)

$13,100 + $84,300

$97,400

2014

$568 (+6.1%)

$13,100 + $85,500

$98,600

2013

$536 (+11.4%)

2012

$481 (+6.1%)

2011

$453

2010

$453 (+16.1%)

2009

$390

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.49 Acres

Year renovated

—

Sq. Ft.

1,680

Year built

1965

Style

Single Family Residential

County

Garrett County

APN

07 012403

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Property details

Parking

Parking Information
Driveway

Interior

Bedroom Information
# of Bedrooms On Main Level: 3

Bathroom Information
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full): 1

Interior Information
Interior Features: Floor Plan - Traditional
Living Area Sq.Ft. Source: Assessor

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Free Standing, Gas/Propane

Basement Information
Basement: Yes
Walkout Level, Interior Access, Outside Entrance

Exterior

Property Information
Total Below Grade Sq. Ft.: 720
Improvement Assessed Value: $89,500
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Assessor

Building Information
Construction Materials: Frame
Foundation Details: Block
Other Structures: Above Grade, Below Grade
Roof: Shingle
Structure Type: Detached
Building Winterized

Lot Information
Tidal Water: No

Land Information
Land Assessed Value: $13,100

Above Grade Information
Finished Sq.Ft.: 960
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft.: 720
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
County Tax: $1,430
Tax Assessed Value: $122,467
Tax Year: 2024
Tax Annual Amount: $1,430

Assessments Information
Year Assessed: 2024

Lease Information
Lease Considered: No

Utilities

Utilities Information
Fiber Optic, Cable
Cooling Type: Ductless/Mini-Split
Cooling Fuel: Electric
Wall Unit
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Private Septic Tank
Water Source: Well

Location

School Information
School District Name: GARRETT COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: From McHenry, MD, take Hwy 219 South, cross the bridge, and continue straight through the traffic light. After passing Laurel Brook Condos, turn left onto Waterwheel Road. The home is the second on the right.

Public facts

Beds: —
Baths: 1.0
Sq. Ft.: 1,680
Stories: 1.0
Lot Size: 0.49 acres
Style: Single Family Residential
Year Built: 1965
Year Renovated: —
County: Garrett County
APN: 07 012403

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Broad Ford Elementary School

Public PreK-6 • Assigned • 5.9mi

3/10

Southern Garrett High School

Public 7-12 • Assigned • 6.8mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 89° expected this year, 18 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Oakland, MD • 21550

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.5 hours in June and 2.7 hours in December, placing it below the U.S. average for solar exposure.

7.5 hrs

2.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$278,000 – $336,000

Sell confidently with a local market expert in Oakland. 3 minutes to get started.

Nearby similar homes

$149,000

Land— sq ft

16 Woodlands Hill Ct, Oakland, MD 21550

(301) 387-2000

3D WALKTHROUGH

$599,000

3 beds2 baths3,640 sq ft

1651 Swanton Rd, Swanton, MD 21561

(301) 387-2000

$568,900

4 beds2.5 baths3,100 sq ft

221 Settlers Pass, Mc Henry, MD 21541

(301) 387-2000

3D WALKTHROUGH

$775,000

4 beds2 baths2,064 sq ft

1021 Sky Valley Dr, Swanton, MD 21561

(301) 387-2000

$375,000

2 beds2 baths1,404 sq ft

18948 Garrett Hwy, Oakland, MD 21550

(301) 387-8300

$449,000

3 beds1.5 baths2,160 sq ft

482 Pergin Farm Rd, Oakland, MD 21550

(301) 387-4700

New listings for sale in 21550

$349,000

4 beds2 baths4,004 sq ft

2092 Gorman Rd, Oakland, MD 21550

(301) 387-4700

$785,000

1 bed1 bath1,200 sq ft

1515 Upperman Rd, Oakland, MD 21550

(301) 387-2000

$2,100,000

5 beds5.5 baths4,074 sq ft

1038 S Blakeslee Rd, Oakland, MD 21550

(301) 387-2000

$229,000

3 beds1 bath1,204 sq ft

210 Seneca Ave, Oakland, MD 21550

(301) 387-4700

$285,000

3 beds1.5 baths1,984 sq ft

216 N 12th St, Oakland, MD 21550

(410) 879-8080

$699,000

4 beds2.5 baths2,896 sq ft

870 Hunters Ridge Dr, Oakland, MD 21550

(301) 387-2000

$449,000

6 beds4.5 baths2,752 sq ft

425 E Alder St, Oakland, MD 21550

(301) 387-2000

Home values near 114 Waterwheel Rd

Data from public records.

Address	Redfin Estimate
225 Waterwheel Rd, Oakland, MD - Beds \| 2 Baths \| 1485 Sq. Ft.	$195,830
18948 Garrett Hwy, Oakland, MD 2 Beds \| 2 Baths \| 1404 Sq. Ft.	$372,756

Address	Redfin Estimate
177 Waterwheel Rd, Oakland, MD - Beds \| 1 Baths \| 840 Sq. Ft.	—
18848 Garrett Hwy, Oakland, MD - Beds \| 1 Baths \| 1200 Sq. Ft.	$487,186

Address	Redfin Estimate
197 Waterwheel Rd, Oakland, MD - Beds \| 2 Baths \| 2052 Sq. Ft.	—
18754 Garrett Hwy, Oakland, MD - Beds \| 1 Baths \| 720 Sq. Ft.	$241,990

Property information provided by BRIGHT MLS when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21550, MD

Sale history for 114 Waterwheel Rd

Tax history for 114 Waterwheel Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21550

Home values near 114 Waterwheel Rd

More real estate resources