OFF MARKET

Off Market Nov 2015 for $400K

$640,375

Est. refi paymentEst. refi $2,863/mo

•

2,576

sq ft

1640 Penn Point Rd, Oakland, MD 21550

About this home

Just Reduced!! This charming cabin sits on a beautiful 1.4 acres just . 3 miles from it's deeded dock slip. Loads of privacy but only 3 miles from Rte. 219. Inside is a well cared for home with charismatic features, abundant storage, & plenty of space for family & friends. Huge, unfinished basement. Trex decking & a fab back yard! This is the perfect place for a full time residence or a second home

Single-familyProperty Type

1989Year Built

1.4 acresLot Size

$249Est. Price/Sq.Ft.

2 car garageParking

Listed by Terah Crawford • Berkshire Hathaway Homeservices

•240-321-3090 (broker)

•sales@deepcreekrealty.com (broker)

Bought with Dale Carpenter • Railey Realty, Inc.

•301-387-2000 (broker)

Redfin checked: a minute ago

•Source:BRIGHT MLS #1002651656

Redfin Estimate

$640,375

$240K since sold in November 2015$28K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 35.7% lower than the average sale price ($995K) of 6 comparable homes.

SOLD JUL 14, 2026
$975,000
A
3 beds2.5 baths2,520 sq ft
1250 Pergin Farm Rd, Oakland, MD 21550
SOLD APR 8, 2026
$1,340,000
B
5 beds3 baths2,826 sq ft
336 Paradise Hts, Oakland, MD 21550
SOLD AUG 21, 2026
$1,550,000
C
4 beds3 baths3,278 sq ft
2311 Boy Scout Rd, Oakland, MD 21550
SOLD JUL 9, 2026
$880,000
D
4 beds3 baths2,856 sq ft
8 Hidden Cove Ct, Oakland, MD 21550
SOLD APR 30, 2026
$575,000
E
4 beds3 baths3,242 sq ft
621 Paradise Hts, Oakland, MD 21550
SOLD JUL 10, 2026
$652,000
F
4 beds3.5 baths2,456 sq ft
126 Glen Meadow Rd, Swanton, MD 21561

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Earn from this home

Refinance

Est. cash available

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Rent

$3,177/mo

Redfin rental estimate

List your home for rent

Market trends in 21550, MD

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

95.4%

0.9% MoM

Median sale price

$365K

$8K MoM

Avg. days on market

74d

2 days MoM

Recently sold homes

8 MoM

New listings for sale

COMING SOON
$645,000
2 beds2 baths1,520 sq ft
100 San Francisco St, Oakland, MD 21550
(301) 387-2000
$229,000
3 beds1.5 baths1,612 sq ft
139 S Oakhall Dr, Oakland, MD 21550
(301) 387-4700
$289,000
4 beds2 baths2,240 sq ft
586 Bray School Rd, Oakland, MD 21550
(301) 259-1119
$296,500
1 bed1 bath600 sq ft
20160 Garett Hwy Unit 105A, Oakland, MD 21550
(301) 387-2000
$74,990
3 beds1 bath1,932 sq ft
102 Roanoke Ave, Oakland, MD 21550
(703) 378-8810
$229,900
2 beds2 baths1,008 sq ft
808 N St, Oakland, MD 21550
(301) 387-4700
$185,000
1 bed1.5 baths1,536 sq ft
619 Hotel Rd, Deer Park, MD 21550
(301) 387-2000
$449,000
3 beds1.5 baths2,160 sq ft
482 Pergin Farm Rd, Oakland, MD 21550
(301) 387-4700
See all

Provided by Redfin

Sale history for 1640 Penn Point Rd

Date

Event

Price

MRIS #GA8676971

Nov 13, 2015

Sold

$400,000

$155/sq ft

Sep 14, 2015

Pending

—

Jul 30, 2015

Price Changed

$153/sq ft

Jun 25, 2015

Listed

$161/sq ft

+25

BRIGHT MLS #1002651656

Nov 13, 2015

Sold

$400,000

$155/sq ft

Sep 9, 2015

Listing Removed

—

Jun 25, 2015

Listed

$395,000

$153/sq ft

MRIS #GA8415261

Jun 1, 2015

Delisted

—

May 4, 2015

Price Changed

Jul 25, 2014

Listed

BRIGHT MLS #1007715566

Jun 1, 2015

Listing Removed

—

Jul 25, 2014

Listed

$425,000

$165/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2025

$5,259 (+0.6%)

2024

$5,230 (+3.6%)

$119,900 + $424,500

$544,400

2023

$5,046 (+15.3%)

2022

$4,375 (+0.4%)

2021

$4,356 (+0.4%)

$110,700 + $261,300

$372,000

2020

$4,338 (+0.4%)

2019

$4,319 (+6.0%)

2018

$4,076

$110,700 + $256,500

$367,200

2017

$4,077 (+7.2%)

$110,700 + $256,500

$367,200

2016

$3,804 (+3.9%)

$110,700 + $260,400

$371,100

2015

$3,660 (+1.7%)

$110,700 + $260,400

$371,100

2014

$3,597 (+4.2%)

$189,400 + $262,200

$451,600

2013

$3,452 (+5.3%)

2012

$3,278 (+6.6%)

2011

$3,075

2010

$3,075 (+9.9%)

2009

$2,798

Tax history for 1640 Penn Point Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,259 (+0.6%)

2024

$5,230 (+3.6%)

$119,900 + $424,500

$544,400

2023

$5,046 (+15.3%)

2022

$4,375 (+0.4%)

2021

$4,356 (+0.4%)

$110,700 + $261,300

$372,000

2020

$4,338 (+0.4%)

2019

$4,319 (+6.0%)

2018

$4,076

$110,700 + $256,500

$367,200

2017

$4,077 (+7.2%)

$110,700 + $256,500

$367,200

2016

$3,804 (+3.9%)

$110,700 + $260,400

$371,100

2015

$3,660 (+1.7%)

$110,700 + $260,400

$371,100

2014

$3,597 (+4.2%)

$189,400 + $262,200

$451,600

2013

$3,452 (+5.3%)

2012

$3,278 (+6.6%)

2011

$3,075

2010

$3,075 (+9.9%)

2009

$2,798

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.4 Acres

Year renovated

—

Sq. Ft.

2,576

Year built

1989

Style

Single Family Residential

County

Garrett County

APN

18 052733

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Property details

Parking

Parking Information
# of Detached Garage Spaces: 2
# of Total Garage and Parking Spaces: 2
Has Garage
# of Garage Spaces: 2
Garage, Paved Driveway
Off Street, Driveway, Detached Garage

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 3
# of Bedrooms On Main Level: 2

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full): 3

Interior Information
Appliances: Dryer, Dishwasher, Cooktop, Dryer - Front Loading, Exhaust Fan, Icemaker, Instant Hot Water, Microwave, Oven - Double, Refrigerator, Stove, Washer, Oven/Range - Electric, Oven - Wall, Disposal
Entry Location: Foyer
Interior Features: Combination Kitchen/Dining, Kitchen - Island, Family Room Off Kitchen, Combination Kitchen/Living
Living Area Sq.Ft. Source: Estimated

Room Information
Living Room, Dining Room, Master Bedroom, Bedroom 2, Bedroom 4, Bedroom 5, Kitchen, Bedroom 1

Fireplace Information
Has Fireplace
# of Fireplaces: 1

Basement Information
Basement: Yes
Outside Entrance, Full, Heated, Unfinished, Walkout Level, Windows, Side Entrance, Connecting Stairway

Exterior

Property Information
Total Below Grade Sq. Ft.: 1288
Improvement Assessed Value: $260,400
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Estimated

Building Information
Construction Not Completed
Construction Materials: Log
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s), Porch(es)
Roof: Shingle
Structure Type: Detached
Other Structures: Shed

Exterior Information
Private Beach

Lot Information
Lot Features: Partly Wooded
Navigable Water
Tidal Water: No

Land Information
Land Assessed Value: $110,700

Dock Information
Dock Type and Features: Floating, Storage Area, Single Slip
# of Boats Power: 1
# of Docks: 1
Dock/Slip Conveys: Yes
Dock Type: Floating
Dock Slip Conveyance: Deeded

Above Grade Information
Unfinished Sq.Ft.: 0
Finished Sq.Ft.: 2,576
Finished Sq.Ft. Source: Estimated

Below Grade Information
Unfinished Sq.Ft.: 1,288
Unfinished Sq.Ft. Source: Estimated

Financial

Tax Information
County Tax: $4,089.52
Tax Assessed Value: $371,100
Tax Year: 2014
Tax Annual Amount: $4,089.52

Assessments Information
Special Assessment Payment: Annually
Year Assessed: 2015

Utilities

Utilities Information
Cooling Type: Ceiling Fan(s), Window Unit(s)
Baseboard, Wood Burn Stove
Heating Fuel: Electric, Bottled Gas/Propane
Hot Water: Bottled Gas, Tankless, Instant Hot Water
Sewer Septic: Septic Exists
Water Source: Well

Location

Homeowners Association Information
HOA/Condo/Coop Rules: Covenants, Restrictions
HOA/Condo/Coop Fee Includes: Pier/Dock Maintenance
HOA/Condo/Coop Amenities: Beach, Common Grounds, Picnic Area, Lake
HOA Fee: $300
HOA Fee Frequency: Annually

School Information
School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Location Information
Directions: From Sand Flat Road take Boy Scout road, go . 5 miles and turn right onto Penn Point Road, destination is on the right.
Location Type: Lake

Waterfrontage Information
Distance To Body Of Water: 1 - 3 Blocks
Water Access Features: Private Access, Boat - Powered, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Swimming Allowed
Water Access
Shared, Private Dock Site
Water Oriented
Water Body Type: Lake
Water Body Name: DEEP CREEK LAKE

Public facts

Beds: —
Baths: 2.0
Sq. Ft.: 2,576
Stories: 2.0
Lot Size: 1.4 acres
Style: Single Family Residential
Year Built: 1989
Year Renovated: —
County: Garrett County
APN: 18 052733

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Broad Ford Elementary School

Public PreK-6 • Assigned • 5.4mi

3/10

Southern Garrett High School

Public 7-12 • Assigned • 6.3mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 88° expected this year, 17 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Oakland, MD • 21550

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.6 hours in June and 2.8 hours in December, placing it below the U.S. average for solar exposure.

7.6 hrs

2.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$609,000 – $737,000

Sell confidently with a local market expert in Oakland. 3 minutes to get started.

Nearby similar homes

$149,000

Land— sq ft

16 Woodlands Hill Ct, Oakland, MD 21550

(301) 387-2000

3D WALKTHROUGH

$599,000

3 beds2 baths3,640 sq ft

1651 Swanton Rd, Swanton, MD 21561

(301) 387-2000

3D WALKTHROUGH

$549,900

4 beds2 baths2,041 sq ft

527 Deer Run Ln, Swanton, MD 21561

(301) 387-2000

$1,400,000

5 beds3.5 baths2,832 sq ft

827 Penn Point Rd, Oakland, MD 21550

(301) 387-4700

$74,990

3 beds1 bath1,932 sq ft

102 Roanoke Ave, Oakland, MD 21550

(703) 378-8810

3D WALKTHROUGH

$839,900

4 beds3 baths2,439 sq ft

106 Lodge Cir, Swanton, MD 21561

(301) 387-2000

New listings for sale in 21550

COMING SOON

$645,000

2 beds2 baths1,520 sq ft

100 San Francisco St, Oakland, MD 21550

(301) 387-2000

$229,000

3 beds1.5 baths1,612 sq ft

139 S Oakhall Dr, Oakland, MD 21550

(301) 387-4700

$289,000

4 beds2 baths2,240 sq ft

586 Bray School Rd, Oakland, MD 21550

(301) 259-1119

$296,500

1 bed1 bath600 sq ft

20160 Garett Hwy Unit 105A, Oakland, MD 21550

(301) 387-2000

$74,990

3 beds1 bath1,932 sq ft

102 Roanoke Ave, Oakland, MD 21550

(703) 378-8810

$229,900

2 beds2 baths1,008 sq ft

808 N St, Oakland, MD 21550

(301) 387-4700

$185,000

1 bed1.5 baths1,536 sq ft

619 Hotel Rd, Deer Park, MD 21550

(301) 387-2000

$449,000

3 beds1.5 baths2,160 sq ft

482 Pergin Farm Rd, Oakland, MD 21550

(301) 387-4700

Home values near 1640 Penn Point Rd

Data from public records.

Address	Redfin Estimate
1729 Penn Point Rd, Oakland, MD - Beds \| 2 Baths \| 1732 Sq. Ft.	$479,929
1621 Penn Point Rd, Oakland, MD - Beds \| 2 Baths \| 1416 Sq. Ft.	$619,869

Address	Redfin Estimate
1719 Penn Point Rd, Oakland, MD 4 Beds \| 4 Baths \| 3514 Sq. Ft.	$909,489
1551 Penn Point Rd, Oakland, MD - Beds \| 2 Baths \| 2867 Sq. Ft.	$738,099

Address	Redfin Estimate
1704 Penn Point Rd, Oakland, MD - Beds \| 2 Baths \| 1944 Sq. Ft.	$479,428
1738 Penn Point Rd, Oakland, MD - Beds \| 2.5 Baths \| 2321 Sq. Ft.	$765,781

Property information provided by BRIGHT MLS when last listed in 2015. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21550, MD

Sale history for 1640 Penn Point Rd

Tax history for 1640 Penn Point Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21550

Home values near 1640 Penn Point Rd

More real estate resources