SOLD OCT 2, 2026

Sold on oct 2026

$1,500,000

•

1,800

sq ft

1001 Penn Point Rd, Oakland, MD 21550

Track this home’s value and nearby sales activity

About this home

Fully renovated 4BR, 3BA cottage with 118ft of prime waterfront, private Type A dock and BIG VIEWS of the water! Stylish finishes, high end materials and thoughtfully designed space translates to a modern dream lakehouse. Other features include a double-sided wood fireplace, whole house generator, hot tub, outdoor fire pit, beautiful landscaping, garden area, attached garage and recently constructed pergola. Conveys mostly furnished with high-end contents. Rare lot with open views that make it easy to keep an eye on your boat & dock area from the house along with a spacious waterfront area that doesn't feel crowded. Private setting in Penn cove yet close to some of DCL's best restaurants, entertainment and shopping.

Single-familyProperty Type

1991Year Built

0.68 acresLot Size

$833Price/Sq.Ft.

2 garage spacesParking

Listed by Jay Ferguson • Taylor-Made Deep Creek Real Estate, LLC

•301-387-4700 (broker)

•terah@deepcreeksales.com (broker)

Bought with Jessie Railey • Railey Realty, Inc.

•301-387-2000 (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDGA2012654

Redfin Estimate

$1,403,080

$97K since sold in October 2026$395K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 38.3% higher than the average sale price ($1.01M) of 6 comparable homes.

SOLD AUG 5, 2026
$893,000
A
4 beds3 baths2,219 sq ft
208 Cliff Dr, Oakland, MD 21550
SOLD AUG 21, 2026
$1,550,000
B
4 beds4 baths2,282 sq ft
701 Shoreline Dr, Swanton, MD 21561
SOLD AUG 21, 2026
$1,550,000
C
4 beds3 baths3,278 sq ft
2311 Boy Scout Rd, Oakland, MD 21550
SOLD JUL 2, 2026
$780,000
D
3 beds2.5 baths1,929 sq ft
62 Middleton Rd, Oakland, MD 21550
SOLD SEP 25, 2026
$434,021
E
3 beds2.5 baths1,368 sq ft
203 Woodland Way, Swanton, MD 21561
SOLD JUL 9, 2026
$880,000
F
4 beds3 baths2,856 sq ft
8 Hidden Cove Ct, Oakland, MD 21550

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Market trends in 21550, MD

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.5%

+0.3% MoM

Median sale price

$370K

$5K MoM

Avg. days on market

76d

3 days MoM

Recently sold homes

6 MoM

New listings for sale

$475,000
3 beds3 baths2,912 sq ft
335 Pergin Farm Rd, Oakland, MD 21550
(301) 387-2000
$59,900
3 beds1 bath792 sq ft
74 Parks Rd, Oakland, MD 21550
(855) 450-0442
$269,900
2 beds2 baths1,050 sq ft
1050 Christopher Way, Oakland, MD 21550
(301) 387-2000
$299,000
3 beds2 baths1,344 sq ft
459 Santa Fe Trl, Oakland, MD 21550
(301) 387-2000
$2,250,000
6 beds5.5 baths8,137 sq ft
94 Grand Estates Dr, Mc Henry, MD 21541
(866) 525-3466
$355,000
4 beds2.5 baths1,824 sq ft
723 Kings Ct, Oakland, MD 21550
(301) 387-4700
$909,000
4 beds2.5 baths2,796 sq ft
2296 Lake Shore Dr, Oakland, MD 21550
(301) 387-2000
$295,000
3 beds2 baths1,562 sq ft
228 N 4th St, Oakland, MD 21550
(301) 387-4700
$225,000
— beds0.5 baths720 sq ft
5423 Gorman Rd, Oakland, MD 21550
(301) 387-4700
$349,000
4 beds2 baths4,004 sq ft
2092 Gorman Rd, Oakland, MD 21550
(301) 387-4700
See all

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Rental estimate

Est. $2,917 per month, based on comparable rentals

Sale and tax history for 1001 Penn Point Rd

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$7,747 (+4.9%)

2024

$7,387 (+8.9%)

$390,000 + $291,700

$681,700

2023

$6,781 (+9.8%)

2022

$6,176 (+14.2%)

2021

$5,406 (+5.4%)

$339,500 + $186,700

$526,200

2020

$5,127 (+18.1%)

2019

$4,343

$227,000 + $164,500

$391,500

2018

$4,344

$227,000 + $164,500

$391,500

2017

$4,345 (−0.5%)

$227,000 + $164,500

$391,500

2016

$4,367 (−0.5%)

$227,000 + $168,400

$395,400

2015

$4,387 (−19.7%)

$227,000 + $168,400

$395,400

2014

$5,462

$314,000 + $178,900

$492,900

2013

$5,462 (+0.9%)

2012

$5,413 (−0.3%)

2011

$5,432

2010

$5,432 (+8.1%)

2009

$5,023

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

29,410

Year renovated

—

Sq. Ft.

1,800

Year built

1991

Style

Single Family Residential

County

Garrett County

APN

18 039265

Parking Spaces

Basement

Accessible

HOA Dues

—

Garage

Yes

Features

Views, Waterfront

Last updated by owner on Apr 14, 2021.

Property details

Parking

Parking Information
# of Attached Garage Spaces: 2
Garage Features: Additional Storage Area, Covered Parking, Inside Access
# of Total Garage and Parking Spaces: 2
Has Garage
# of Garage Spaces: 2
Attached Garage, Driveway

Interior

Bedroom Information
# of Bedrooms On Main Level: 4

Bathroom Information
# of Bathrooms (Full) On Main Level: 3
# of Bathrooms (Full): 3

Interior Information
Furnished
Living Area Sq.Ft. Source: Assessor

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Wood

Basement Information
Basement: No

Exterior

Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 0
Horse: No
Improvement Assessed Value: $444,500
Ownership Interest: Fee Simple
Year Built Source: Assessor
Year Major Reno/Remodel: 2023

Building Information
Construction Materials: Frame
Foundation Details: Crawl Space
Other Structures: Above Grade, Below Grade
Pets Allowed: Yes
Pet Restrictions: No Pet Restrictions
Structure Type: Detached
Building Not Winterized

Lot Information
Navigable Water
Has Water View
Water Frontage In Feet: 118
Tidal Water: No

Land Information
Land Assessed Value: $448,200

Dock Information
Dock Type and Features: Type A
Dock/Slip Conveyance: Physical Dock/Slip Conveys, Subject to DNR Permit
# of Boats Power: 2
# of Docks: 1
Dock/Slip Conveys: Yes

Above Grade Information
Finished Sq.Ft.: 1,592
Finished Sq.Ft. Source: Assessor

Below Grade Information
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
Agricultural Tax Due: No
County Tax: $7,717
Tax Assessed Value: $752,033
Tax Year: 2026
Tax Annual Amount: $7,717

Assessments Information
Year Assessed: 2026

Lease Information
Lease Considered: No

Utilities

Utilities Information
Central Air
Cooling Type: Ceiling Fan(s), Central A/C
Cooling Fuel: Electric
90% Forced Air
Heating Fuel: Propane - Leased
Hot Water: Electric
Sewer Septic: Septic < # of BR
Water Source: Well
Municipal Trash: No

Location

School Information
Elementary School: CALL SCHOOL BOARD
Middle Or Junior School: SOUTHERN
High School: SOUTHERN GARRETT
School District Name: GARRETT COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
High School Source: Listing Agent

Location Information
Outside City Limits
Directions: GPS
Location Type: Lake
Road Responsibility: City/County

Waterfrontage Information
Water Access Features: Boat - Length Limit, Boat - Powered, Limited hours of Personal Watercraft Operation (PWC), Private Access
Water Access
Split Lakefront, Private Dock Site
On Waterfront
Water Oriented
Water Body Type: Lake
Water Body Name: Deep Creek Lake

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 1,800
Stories: 1.0
Parking Spaces: 4
Basement: No
Accessible: No
Lot Size: 0.68 acres
Style: Single Family Residential
Year Built: 1991
Year Renovated: —
County: Garrett County
APN: 18 039265
HOA Dues: —
Garage: Yes
Features: Views, Waterfront

Home facts updated by owner on Apr 14, 2021

Around this home

Schools

Broad Ford Elementary School

Public PreK-6 • Assigned • 5.1mi

3/10

Southern Garrett High School

Public 7-12 • Assigned • 6.0mi

6/10

Provided by GreatSchools

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 89° expected this year, 18 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Oakland, MD • 21550

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

81/ 100

Very good sunlight

Sunscore

This home receives average direct sun exposure in Oakland. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.8 hrs

5.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.33M – $1.61M

Sell confidently with a local market expert in Oakland.

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Home values near 1001 Penn Point Rd

Data from public records.

Address	Redfin Estimate
1059 Penn Point Rd, Oakland, MD - Beds \| - Baths \| - Sq. Ft.	$1,089,714
909 Penn Point Rd, Oakland, MD - Beds \| 1 Baths \| 768 Sq. Ft.	$414,648

Address	Redfin Estimate
975 Penn Point Rd, Oakland, MD 4 Beds \| 2.5 Baths \| 1904 Sq. Ft.	$936,473
1167 Penn Point Rd, Oakland, MD - Beds \| 3.5 Baths \| 3928 Sq. Ft.	$1,555,400

Address	Redfin Estimate
1151 Penn Point Rd, Oakland, MD - Beds \| 1 Baths \| 896 Sq. Ft.	$543,564
1129 Penn Point Rd, Oakland, MD - Beds \| 1 Baths \| 2226 Sq. Ft.	$594,644

Property information provided by BRIGHT MLS when last listed in 2026. This data may not show owner updates. Learn more.

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1001 Penn Point Rd, Oakland, MD 21550

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About this home

Redfin Estimate

Market trends in 21550, MD

Homeowner tools

Sale and tax history for 1001 Penn Point Rd

Public record

Property details

Parking

Interior

Exterior

Financial

Utilities

Location

Public facts

Around this home

Schools

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21550

Home values near 1001 Penn Point Rd

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