Pending

$1,449,900

Est. $8,565/mo —

•

1,592

sq ft

1001 Penn Point Rd, Oakland, MD 21550

About this home

Fully renovated 4BR, 3BA cottage with 118ft of prime waterfront, private Type A dock and BIG VIEWS of the water! Stylish finishes, high end materials and thoughtfully designed space translates to a modern dream lakehouse. Other features include a double-sided wood fireplace, whole house generator, hot tub, outdoor fire pit, beautiful landscaping, garden area, attached garage and recently constructed pergola. Conveys mostly furnished with high-end contents. Rare lot with open views that make it easy to keep an eye on your boat & dock area from the house along with a spacious waterfront area that doesn't feel crowded. Private setting in Penn cove yet close to some of DCL's best restaurants, entertainment and shopping.

Single-familyProperty Type

1991Year Built

0.68 acresLot Size

$911Price/Sq.Ft.

2 car garageParking

Listed by Jay Ferguson • Taylor-Made Deep Creek Real Estate, LLC

•301-387-4700 (broker)

•terah@deepcreeksales.com (broker)

Listing updated: Aug 28, 2026 at 05:38pm

Redfin checked: a minute ago

•Source:BRIGHT MLS #MDGA2012654

Payment calculator

$8,565 per month

Principal and interest$7,620

Property taxes

$643

HOA dues

Home insurance

$302

Utilities

Add

5 minutes to get started. No credit impact.

Mortgage resources

Open houses

No upcoming open houses.

Nearby open houses (1)

Around this home

Schools

K - 12
Preschool & daycare

Broad Ford Elementary School

Public PreK-6 • Assigned • 5.1mi

3/10

Southern Garrett High School

Public 7-12 • Assigned • 6.0mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

1001 Penn Point Rd · $1,449,900

Strong offer

$1.45M and above

75% chance or better to win

Why $1.45M+ is a strong offer

DAYS ON MARKET

The average home goes pending in 74 days.

SALE-TO-LIST

Most homes are selling 5% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Furnished
One wood-burning fireplace

Bedrooms
Four bedrooms on the main level

Bathrooms
Three full bathrooms (all on the main level)

Heating & cooling
90% forced air heating
Propane (leased) heating fuel
Central air conditioning
Ceiling fans
Electric hot water

Sale and tax history for 1001 Penn Point Rd

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$7,747 (+4.9%)

2024

$7,387 (+8.9%)

$390,000 + $291,700

$681,700

2023

$6,781 (+9.8%)

2022

$6,176 (+14.2%)

2021

$5,406 (+5.4%)

$339,500 + $186,700

$526,200

2020

$5,127 (+18.1%)

2019

$4,343

$227,000 + $164,500

$391,500

2018

$4,344

$227,000 + $164,500

$391,500

2017

$4,345 (−0.5%)

$227,000 + $164,500

$391,500

2016

$4,367 (−0.5%)

$227,000 + $168,400

$395,400

2015

$4,387 (−19.7%)

$227,000 + $168,400

$395,400

2014

$5,462

$314,000 + $178,900

$492,900

2013

$5,462 (+0.9%)

2012

$5,413 (−0.3%)

2011

$5,432

2010

$5,432 (+8.1%)

2009

$5,023

Public record

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.68 Acres

Year renovated

—

Finished Sq. Ft.

1,592

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,592

Year built

1991

Style

Single Family Residential

County

Garrett County

APN

18 039265

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 89° expected this year, 18 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Oakland, MD • 21550

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

81/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.8 hrs

5.8 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 1001 Penn Point Rd

$1,439,511

$10K under list price of $1.45M

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $425K to $1.8M.

SOLD JUL 2, 2026
$780,000 Last sold price
3 beds2.5 baths1,929 sq ft
62 Middleton Rd, Oakland, MD 21550
$507/sq ft
larger lot
2 years newer
SOLD MAY 20, 2026
$1,425,000 Last sold price
3 beds2 baths2,064 sq ft
2332 Paradise Point Rd, Oakland, MD 21550
$221/sq ft
smaller lot
32 years older
SOLD JUL 8, 2026
$1,190,000 Last sold price
4 beds3 baths2,624 sq ft
125 Ruta Ln, Swanton, MD 21561
$457/sq ft
larger lot
8 years newer
SOLD JUL 14, 2026
$975,000 Last sold price
3 beds2.5 baths2,520 sq ft
1250 Pergin Farm Rd, Oakland, MD 21550
$524/sq ft
larger lot
11 years older
SOLD AUG 7, 2026
$1,825,000 Last sold price
5 beds3.5 baths2,417 sq ft
507 Shoreline Dr, Swanton, MD 21561
$156/sq ft
23 years newer
SOLD MAY 15, 2026
$425,000 Last sold price
3 beds2 baths1,920 sq ft
18025-B Garrett Hwy Unit B, Oakland, MD 21550
$690/sq ft
smaller lot
15 years newer

Rental earnings

Est. $2,814 per month, based on comparable rentals

This home is pending

The seller has accepted an offer, and this property is now .

Questions? Redfin partner agents are here to help

Typically responds in about 1 minute.

Nearby similar homes

$920,000

3 beds2 baths1,152 sq ft

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(301) 387-2000

3D WALKTHROUGH

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3 beds2 baths3,640 sq ft

1651 Swanton Rd, Swanton, MD 21561

(301) 387-2000

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Land— sq ft

16 Woodlands Hill Ct, Oakland, MD 21550

(301) 387-2000

$549,900

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995 Betts Ln, Oakland, MD 21550

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$1,970,000

5 beds4 baths2,864 sq ft

2119 Marsh Hill Rd, Mc Henry, MD 21541

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$599,000

4 beds2.5 baths3,100 sq ft

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New listings for sale in 21550

$920,000

3 beds2 baths1,152 sq ft

184 Upper Penn Point Dr, Oakland, MD 21550

(301) 387-2000

$899,900

5 beds6 baths3,160 sq ft

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Details provided by BRIGHT MLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Mortgage resources

Open houses

Nearby open houses (1)

Around this home

Schools

Lifestyle

Offer insights

Property details

Sale and tax history for 1001 Penn Point Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 1001 Penn Point Rd

This home is pending

Questions? Redfin partner agents are here to help

Nearby similar homes

New listings for sale in 21550

More real estate resources