This beautiful maintained 3 bedroom, 2 bath 1560 sq. ft. waterfront home is located in the Montego Bay community in North Ocean City Maryland. The property is situated on a deep/wide canal with quick and easy access to the open bay and is located within an easy stroll to Ocean City's 10 mile long public beach, the city busline, the Montego Bay shopping center, many restaurants/pubs and the beautiful 58-acre Northside Park. Features include a dock, pier and an electric boat lift, a sunroom (with its own HVAC system) and sundeck overlooking the water, drywall interior with crown and baseboard moldings, a custom painted interior, a heat pump system (new 4/16) for heating & cooling, an architectural shingled roof (new in 8/16), tile flooring, a fully equipped kitchen with a breakfast bar, a floored attic for storage, a Wi-Fi thermostat and 6 ceiling fans. Outside there is a custom-built storage shed, a cement walkway and a 2-car cement parking pad. The community features 2 full size pools, a kiddie/wading pool, 2 tennis courts, a 9-hole miniature golf course, a shuffleboard court, a bayfront boardwalk with 3 fishing piers, a canalfront fishing & crabbing area, an 8-acre wildlife sanctuary/pond with a paved walking path around it, a 5-acre park and street lighting-with a lamppost at every residence. Additional amenities include city streets & sidewalks, public water & sewer and city trash collection. The HOA dues are just $299 a year.
Single-familyProperty Type
1999Year Built
3,600 sq ftLot Size
$578Est. Price/Sq.Ft.
2 spacesParking
Listed by Mike Grimes• Montego Bay Realty
•410-250-3020 (broker)
•montegobayrealty@aol.com (broker)
Bought with Wayne Phillips• Coastal Life Realty Group LLC
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
—
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
3,600 Sq. Ft.
Year renovated
—
Sq. Ft.
1,440
Year built
1999
Style
Single Family Residential
County
Worcester County
APN
10 188938
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 21, 2026.
MH
Mobile Home Residential District
The purpose of this district is to provide for well-designed mobile home parks or subdivisions and to establish basic standards which will determine the character of this land use and its effect on surrounding properties.
Permitted uses
Include but are not limited to:
Housing-Single unit
Infrastructure
Housing-Mobile home park
Jul 22, 2025 • Final
Deck/on-grade slab
Remodel
Mar 26, 2017 • Final
Roofing & siding
Roofing
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Cable TV Available, Natural Gas Available, Phone Available, Under Ground
Water Source: Public
Municipal Trash: Yes
Location
Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance, Management, Pool(s), Reserve Funds
HOA/Condo/Coop Amenities: Pool - Outdoor, Shuffleboard, Swimming Pool, Tennis Courts, Other
HOA Fee: $299
HOA Fee Frequency: Annually
School Information
Elementary School: OCEAN CITY
Middle Or Junior School: STEPHEN DECATUR
High School: STEPHEN DECATUR
School District Name: WORCESTER COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
High School Source: Listing Agent
School District Source: Listing Agent
Location Information
In City Limits
OC Cross Street: 130
Directions: From Coastal Hwy turn bayside at the 130th St. traffic light. Turn right on Atlantic Blvd. Turn left on Pine Tree Rd and proceed to almost the end of the road. The property will be on the right.
Location Type: Canal
Municipality: Ocean City
Road Responsibility: City/County
Road Frontage Length: 40
Road Surface Type: Black Top
Transportation: Bus Stop less than 1 mile
Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
Water Access
On Waterfront
Water Oriented
Water Body Type: Lagoon
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 1,440
Stories: 1.0
Lot Size: 3,600 square feet
Style: Single Family Residential
Year Built: 1999
Year Renovated: —
County: Worcester County
APN: 10 188938
Home facts updated by county records on Aug 21, 2026
Around this home
Schools
Ocean City Elementary School
Public PreK-4 • Assigned • 6.9mi
10/10
Stephen Decatur Middle School
Public 7-8 • Assigned • 10.0mi
10/10
Stephen Decatur High School
Public 9-12 • Assigned • 9.7mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 100° expected this year, 17 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Ocean City, MD • 21842
Average low and high temperatures (°F)
40
28
43
31
55
41
63
49
69
58
80
67
83
74
78
67
74
67
68
54
59
45
47
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.2 hours in
June and 5.5 hours in December, which is comparable to the
U.S. average for solar exposure.
9.2 hrs
5.5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$858,000 – $1.04M
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