OFF MARKET

Off Market May 2024 for $745K

$732,804

Est. refi paymentEst. refi $2,543/mo

•

1,440

sq ft

194 Pine Tree Rd, Ocean City, MD 21842

About this home

Welcome home to this Montego Bay gem!! If you have been searching for a waterfront oasis with low HOA fees, water views throughout the living room , dining room , and kitchen and includes a boat lift all located on a quiet cul-de-sac , .. .LOOK NO FURTHER!! This home offers an open layout with breathtaking water views , 4 bedrooms , 2 baths and a brand new hvac, newer flooring , Roof 2019 and also includes an outside shower , attached storage shed and open sundeck. Located on one of the widest canals in Ocean City, this lot features waterfront bulkhead with a pier and boatlift. This is an entertainer's dream and being sold fully furnished. Enjoy the many incredible amenities Montego Bay offers: two recreational areas, two swimming pools, two tennis courts, a shuffleboard court, and a 9-hole miniature golf course. A 8-acre wildlife sanctuary/park next to the pond, a 5-acre pond with blacktop walking/jogging path, a bayfront boardwalk with three piers for fishing, and a canal front fishing and crabbing area. Montego Bay is in a prime location in North Ocean City, just a short distance to North Side Park, restaurants, shopping, the beach, and other popular attractions. Don’t miss out on the opportunity to make this bayfront paradise your own!

Single-familyProperty Type

2000Year Built

4,037 sq ftLot Size

$509Est. Price/Sq.Ft.

Listed by Jessica Lynch • Coldwell Banker Realty

•443-856-2211 (broker)

Bought with Ms. Tina Dorsey • Coastal Life Realty Group LLC

•443-552-7579 (broker)

•joe@coastallifeoc.com (broker)

Redfin checked: 3 minutes ago

•Source:BRIGHT MLS #MDWO2019922

Redfin Estimate

$732,804

$12K since sold in May 2024$9,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 24.6% higher than the average sale price ($588K) of 6 comparable homes.

SOLD MAY 29, 2026
$499,000
A
3 beds2 baths1,344 sq ft
13327 Nantucket Rd, Ocean City, MD 21842
SOLD MAR 20, 2026
$503,000
B
3 beds2 baths1,440 sq ft
13322 Peachtree Rd, Ocean City, MD 21842
SOLD MAY 22, 2026
$527,000
C
3 beds2 baths1,462 sq ft
817 Gulf Stream Dr, Ocean City, MD 21842
SOLD JUN 30, 2026
$585,000
D
3 beds2 baths1,452 sq ft
148 S Ocean Dr, Ocean City, MD 21842
SOLD APR 20, 2026
$738,000
E
3 beds2 baths1,344 sq ft
195 Pine Tree Rd, Ocean City, MD 21842
SOLD JUL 2, 2026
$678,000
F
4 beds2 baths1,880 sq ft
13804 Sailing Rd, Ocean City, MD 21842

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Earn from this home

Sell

$118,656

Est. take-home

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Refinance

Est. cash available

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Rent

$2,601/mo

Redfin rental estimate

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Market trends in 21842, MD

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

97.2%

0.1% MoM

Median sale price

$425K

$5K MoM

Avg. days on market

78d

7 days MoM

Recently sold homes

306

11 MoM

New listings for sale

COMING SOON
$447,900
1 bed1 bath756 sq ft
7301 Atlantic Ave, Ocean City, MD 21842
(410) 524-0919
VIDEO TOUR
$689,000
3 beds3 baths1,532 sq ft
5901 Atlantic Ave #408, Ocean City, MD 21842
(443) 856-2211
OPEN FRI, 4PM TO 6PM
$799,900
2 beds2 baths1,220 sq ft
8105 Atlantic Ave #205, Ocean City, MD 21842
(443) 292-6767
NEW 12 HRS AGO
$375,000
3 beds1 bath896 sq ft
13601 Wight St Unit 1SB, Ocean City, MD 21842
(410) 524-6400
COMING SOON
$1,675,000
5 beds3 baths2,798 sq ft
12101 Assawoman Dr #410, Ocean City, MD 21842
(302) 360-0300
NEW 17 HRS AGO
$395,000
2 beds2 baths960 sq ft
17 72nd St #19, Ocean City, MD 21842
(240) 219-2422
COMING SOON
$179,000
— beds1 bath274 sq ft
11 62nd St #308, Ocean City, MD 21842
(443) 757-3400
NEW 18 HRS AGO
$285,000
2 beds2 baths864 sq ft
239 Mallard Ln, Ocean City, MD 21842
(443) 552-7579
COMING SOON
$430,000
2 beds2 baths1,092 sq ft
119 Old Landing Rd Unit 304D6, Ocean City, MD 21842
(410) 524-1700
NEW 20 HRS AGO
$495,000
2 beds2 baths966 sq ft
12301 Jamaica Ave Unit E216, Ocean City, MD 21842
(410) 723-3600
See all

Provided by Redfin

Sale history for 194 Pine Tree Rd

Year

Property tax

Land + Additions

Assessment*

2026

$9,055 (+11.9%)

$335,000 + $333,000

$668,000

2025

$8,093 (+12.1%)

$335,000 + $333,000

$668,000

2024

$7,220 (+16.2%)

2023

$6,213 (+6.8%)

$232,000 + $210,100

$442,100

2022

$5,816 (+6.7%)

$232,000 + $210,100

$442,100

2021

$5,449 (+7.9%)

2020

$5,050 (−0.7%)

2019

$5,084 (+0.7%)

$232,000 + $125,400

$357,400

2018

$5,049 (−10.4%)

$232,000 + $125,400

$357,400

2017

$5,632 (+4.0%)

$280,000 + $118,700

$398,700

2016

$5,413 (+8.0%)

2015

$5,010 (−0.1%)

$262,000 + $108,500

$370,500

2014

$5,017 (+1.0%)

2013

$4,967 (−6.2%)

2012

$5,294

2011

$5,294 (+49.1%)

2010

$3,551 (−32.6%)

2009

$5,267

Tax history for 194 Pine Tree Rd

Year

Property tax

Land + Additions

Assessment*

2026

$9,055 (+11.9%)

$335,000 + $333,000

$668,000

2025

$8,093 (+12.1%)

$335,000 + $333,000

$668,000

2024

$7,220 (+16.2%)

2023

$6,213 (+6.8%)

$232,000 + $210,100

$442,100

2022

$5,816 (+6.7%)

$232,000 + $210,100

$442,100

2021

$5,449 (+7.9%)

2020

$5,050 (−0.7%)

2019

$5,084 (+0.7%)

$232,000 + $125,400

$357,400

2018

$5,049 (−10.4%)

$232,000 + $125,400

$357,400

2017

$5,632 (+4.0%)

$280,000 + $118,700

$398,700

2016

$5,413 (+8.0%)

2015

$5,010 (−0.1%)

$262,000 + $108,500

$370,500

2014

$5,017 (+1.0%)

2013

$4,967 (−6.2%)

2012

$5,294

2011

$5,294 (+49.1%)

2010

$3,551 (−32.6%)

2009

$5,267

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

4,037 Sq. Ft.

Year renovated

—

Sq. Ft.

1,440

Year built

2000

Style

Single Family Residential

County

Worcester County

APN

10 193591

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 21, 2026.

Property details

Parking

Parking Information
Driveway

Interior

Bedroom Information
# of Bedrooms On Main Level: 4

Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full): 2

Interior Information
Appliances: Built-In Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer, Water Heater
Living Area Sq.Ft. Source: Assessor

Basement Information
Basement: No

Exterior

Property Information
Federal Flood Zone
Total Below Grade Sq. Ft.: 0
Accessibility Features: 2+ Access Exits
Ownership Interest: Fee Simple
Year Built Source: Assessor

Building Information
Building Name: NONE AVAILABLE
Construction Materials: Vinyl Siding
Foundation Details: Crawl Space, Block
Other Structures: Above Grade, Below Grade
Pets Allowed: Yes
Pet Restrictions: No Pet Restrictions
Structure Type: Detached

Pool Information
Community Pool

Lot Information
Lot Size Dimensions: 0.00 x 0.00
Lot Dimensions Source: Assessor
Navigable Water
Water Frontage In Feet: 1

Dock Information
Dock Type and Features: Hoist/Lift Electric, Multiple Slip, Pier, Private, Sun Deck
Dock/Slip Conveyance: Deeded
# of Docks: 1
Dock/Slip Conveys: Yes

Above Grade Information
Finished Sq.Ft.: 1,440
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
City/Town Tax: $2,000
County Tax: $3,736
Tax Assessed Value: $442,100
Tax Year: 2023
Tax Annual Amount: $6,232

Assessments Information
Year Assessed: 2023

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C, Ceiling Fan(s)
Heat Pump(s)
Hot Water: Electric
Sewer Septic: Public Sewer
Water Source: Public

Location

Homeowners Association Information
HOA Fee: $396
HOA Fee Frequency: Annually

School Information
School District Name: WORCESTER COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
In City Limits
OC Cross Street: 130
Directions: From Coastal Hwy turn bayside at the 130th St. traffic light. Turn right on Atlantic Blvd. Turn left on Pine Tree Rd and proceed to almost the end of the cul-de-sac. The property will be on the right.
Municipality: Ocean City

Waterfrontage Information
Water Access Features: Boat - Powered, Personal Watercraft (PWC), Canoe/Kayak
Water Access
Private Dock Site
On Waterfront
Water Oriented
Water Body Type: Bay

Public facts

Beds: —
Baths: 2.0
Sq. Ft.: 1,440
Stories: 1.0
Lot Size: 4,037 square feet
Style: Single Family Residential
Year Built: 2000
Year Renovated: —
County: Worcester County
APN: 10 193591

Home facts updated by county records on Aug 21, 2026

Around this home

Schools

Ocean City Elementary School

Public PreK-4 • Assigned • 6.9mi

10/10

Stephen Decatur Middle School

Public 7-8 • Assigned • 10.0mi

10/10

Stephen Decatur High School

Public 9-12 • Assigned • 9.7mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

10/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 100° expected this year, 18 days in 30 years

8/10 Wind Factor

80% chance of strong winds in next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Ocean City, MD • 21842

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 5.5 hours in December, which is comparable to the U.S. average for solar exposure.

9.2 hrs

5.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$697,000 – $843,000

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Nearby similar homes

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New listings for sale in 21842

COMING SOON

$447,900

1 bed1 bath756 sq ft

7301 Atlantic Ave, Ocean City, MD 21842

(410) 524-0919

VIDEO TOUR

$689,000

3 beds3 baths1,532 sq ft

5901 Atlantic Ave #408, Ocean City, MD 21842

(443) 856-2211

OPEN FRI, 4PM TO 6PM

$799,900

2 beds2 baths1,220 sq ft

8105 Atlantic Ave #205, Ocean City, MD 21842

(443) 292-6767

NEW 12 HRS AGO

$375,000

3 beds1 bath896 sq ft

13601 Wight St Unit 1SB, Ocean City, MD 21842

(410) 524-6400

COMING SOON

$1,675,000

5 beds3 baths2,798 sq ft

12101 Assawoman Dr #410, Ocean City, MD 21842

(302) 360-0300

NEW 17 HRS AGO

$395,000

2 beds2 baths960 sq ft

17 72nd St #19, Ocean City, MD 21842

(240) 219-2422

COMING SOON

$179,000

— beds1 bath274 sq ft

11 62nd St #308, Ocean City, MD 21842

(443) 757-3400

NEW 18 HRS AGO3D WALKTHROUGH

$285,000

2 beds2 baths864 sq ft

239 Mallard Ln, Ocean City, MD 21842

(443) 552-7579

COMING SOON

$430,000

2 beds2 baths1,092 sq ft

119 Old Landing Rd Unit 304D6, Ocean City, MD 21842

(410) 524-1700

Home values near 194 Pine Tree Rd

Data from public records.

Address	Redfin Estimate
199 Pine Tree Rd, Ocean City, MD - Beds \| 1.5 Baths \| 1583 Sq. Ft.	$652,618
193 Pine Tree Rd, Ocean City, MD - Beds \| 2 Baths \| 1744 Sq. Ft.	$705,922

Address	Redfin Estimate
179 Pine Tree Rd, Ocean City, MD 3 Beds \| 2 Baths \| - Sq. Ft.	$523,818
188 Pine Tree Rd, Ocean City, MD - Beds \| 1.5 Baths \| 1496 Sq. Ft.	$594,109

Address	Redfin Estimate
182 Pine Tree Rd, Ocean City, MD - Beds \| 3 Baths \| 1848 Sq. Ft.	$802,201
184 Pine Tree Rd, Ocean City, MD 2 Beds \| 2 Baths \| 732 Sq. Ft.	$388,186

Property information provided by BRIGHT MLS when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21842, MD

Sale history for 194 Pine Tree Rd

Tax history for 194 Pine Tree Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21842

Home values near 194 Pine Tree Rd

More real estate resources