BUYER'S FINANCING FELL THRU. FALL-THRU WAS NOT RELATED TO THE HOME. Lovely split-foyer in Bay City * Located just 2 blocks from the Chesapeake Bay and 1 block from Broad Creek, 317 McKay Road features 3-4 bedrooms, 2 full bathrooms, an eat-in country kitchen, a living room (or dining room perhaps), and a family room in the lower level with a pellet stove. The backyard is an oasis for warm-weather fun with a tiered deck off the kitchen leading down to the above ground pool (new liner in '20), and a tiki bar with electric, frig, shelving and speakers! The patio's ideal for bar-b-queing or enjoying steamed crabs with its beach mural as a backdrop. The fenced yard also features two large sheds and a variety of fruit bearing trees such as apple, mulberry, peach, and pear. There's driveway parking for up to 8 vehicles. Public water and sewer too. All of this plus great water-oriented Bay City community amenities which include a waterfront playground, private access picnic area, and a boat launch. Just minutes to/from the Bay Bridge, shopping, and restaurants and across the street from Matapeake elementary and middle schools. Major updates include 30-year architectural shingles (in '17), heat pump (w/ in past 6 years), and insulated laminate flooring (w/ in past 5 years). Check out the video tour!
Single-familyProperty Type
1984Year Built
0.28 acresLot Size
$280Est. Price/Sq.Ft.
8 spacesParking
Listed by Phyllis Endrich• Long & Foster Real Estate, Inc.
•410-643-2244 (broker)
Bought with Jim Hutson• Long & Foster Real Estate, Inc.
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
2
Stories
—
Lot width
—
Lot depth
—
Lot size
0.28 Acres
Year renovated
—
Sq. Ft.
1,344
Year built
1984
Style
Single Family Residential
County
Queen Anne's County
APN
04 021991
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 18, 2026.
NC-20
Neighborhood Conservation-20 District
There are several varieties of NC Districts. The NC Districts are intended to preserve the character, density, and scale of existing residential neighborhoods. The NC Districts allow existing neighborhoods to conform to this Chapter 18:1, and they allow for in-fill development to be compatible with the surrounding area. NC Districts are designated for existing residential developments as follows: NC-20: 20,000 sq ft average lot size.; All NC District regulations apply to NC Districts with a T designation on the Zoning Maps; except that single-wide manufactured homes are a permitted use within NC-T Districts.
Water Available, Sewer Available, Phone Connected, Multiple Phone Lines, Electric Available, Cable TV Available
Water Source: Public
Municipal Trash: No
Location
Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance
HOA/Condo/Coop Amenities: Boat Ramp, Common Grounds, Picnic Area, Tot Lots/Playground, Water/Lake Privileges
HOA Fee: $100
HOA Fee Frequency: Annually
Other Fees: $50
Other Fees Frequency: One Time
School Information
Elementary School: MATAPEAKE
Middle Or Junior School: MATAPEAKE
High School: KENT ISLAND
School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
High School Source: Listing Agent
School District Source: Listing Agent
Location Information
Outside City Limits
Cross Street: Chesapeake Drive
Directions: From Route 50, take Route 8 (Romancoke Road) South. At the traffic light, turn right onto Bay City Road. Turn right onto Chesapeake Drive. Turn left onto McKay Road. Home is on the left.
Location Type: Middle Of Block
Waterfrontage Information
Water Oriented
Water Body Type: Bay
Water Body Name: Chesapeake Bay
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 1,344
Stories: —
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: 1984
Year Renovated: —
County: Queen Anne's County
APN: 04 021991
Home facts updated by county records on Jul 17, 2026
Around this home
Schools
Matapeake Elementary School
Public PreK-5 • Assigned • 0.5mi
8/10
Matapeake Middle School
Public 6-8 • Assigned • 0.6mi
8/10
Kent Island High School
Public 9-12 • Assigned • 2.4mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
8/10 Heat Factor
7 days above 104° expected this year, 15 days in 30 years
6/10 Wind Factor
72% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Stevensville, MD • 21666
Average low and high temperatures (°F)
38
26
42
30
59
42
67
51
73
59
83
68
88
73
80
67
77
64
68
54
58
45
44
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 4.7 hours in December, which is comparable to the
U.S. average for solar exposure.
9.3 hrs
4.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$444,000 – $538,000
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