Some properties are simply built differently in every sense of the phrase. Set on nearly four private, wooded acres in the coveted southern end of Deep Creek Lake, 125 Ruta Lane is a custom Yellowstone log home that delivers the kind of craftsmanship, character, and setting that the lake area rarely sees come to market. From the moment you arrive, the architecture commands attention. Yellowstone's signature oversized solid round logs give the home a presence that no modern construction can replicate, and the dry-stack fieldstone chimney rising through all three levels is a testament to a masonry artform that has all but vanished from today's building landscape, replaced elsewhere by faux composites, but preserved here in its full, labor-intensive glory. Inside, the great room sets the tone for everything that follows. A floor-to-ceiling signature tree column anchors the space beneath soaring cathedral ceilings and hand-hewn log beams, while a dry-stack stone fireplace serves as the room's natural focal point. The open floor plan flows seamlessly from the renovated gourmet kitchen, featuring a dramatic granite island, stainless KitchenAid appliances, and custom knotty cherry cabinetry, through the dining area and out to the expansive deck, where wooded privacy gives way to lovely lake views that remind you exactly where you are. Four bedrooms are spread thoughtfully across three levels, including the main level primary suite with an updated en-suite bath. The loft level adds two additional bedrooms, a full bath, and a cozy sitting area overlooking the great room below. The fully finished lower level, wrapped in authentic Tennessee barnwood, offers a fourth bedroom, a third full bath, a bar area, and walkout access to the newly covered patio, where a new hot tub, stacked native stone walls, and a fire pit create an outdoor living space worthy of the setting. And then there is the lake. Two assigned DNR-permitted dock slips on a quiet, private cove are included with this sale, a distinction that genuinely sets this property apart, as two-slip access at this price point is rare at Deep Creek. A level, well-maintained path connects the property to the water, where boating, kayaking, swimming, and summer evenings on the dock await. The nearly four acres, comprising two wooded lots conveying together, deliver a sense of seclusion and privacy that feels a world away, while still being just minutes from everything the lake area has to offer. Roof 2019. HVAC 2020. Septic pumped October 2025. Comcast broadband. Completely turn-key and ready for its next chapter. 4 BD | 3 BA | 2,624 Fin. Sq Ft | 4 Acres | 2 Dock Slips | Deep Creek Lake Access | Ardsley Farms HOA
Single-familyProperty Type
1999Year Built
3.88 acresLot Size
$454Price/Sq.Ft.
Listed by Eric Crawford• Taylor-Made Deep Creek Real Estate, LLC
•301-387-4700 (broker)
•terah@deepcreeksales.com (broker)
Listed by Terah Crawford• Taylor-Made Deep Creek Real Estate, LLC
•301-387-4700 (broker)
•terah@deepcreeksales.com (broker)
Bought with Betsy Spiker Holcomb• Taylor-Made Deep Creek Real Estate, LLC
Est. $3,952 per month, based on comparable rentals
Sale and tax history for 125 Ruta Ln
Sale History
Tax History
Date
Event
Price
BRIGHT MLS #MDGA2011852
Jul 8, 2026
Sold
$1,190,000
$454/sq ft
Jun 3, 2026
Contingent
—
May 22, 2026
Listed
$1,199,000
$457/sq ft
May 20, 2026
Coming Soon
$1,199,000
$457/sq ft
Public Records
Nov 16, 2020
Sold
$751,000
$286/sq ft
BRIGHT MLS #MDGA133768
Oct 8, 2020
Listed
$729,000
$278/sq ft
+76
The fairytale Log Home. Yes, this is that special retreat. Yellowstone Logs are larger - solid round logs with a great dramatic effect. Classic floor to ceiling SIGNATURE TREE graces the living room, with log beams under the upper loft. Combine that with a drystack stone fireplace and that is a perfect living room. On the exterior, drystack fieldstone is on all 3 levels, a masonry artform that has disappeared from today's construction due to costly materials and intensive labor & replaced by the faux stone composites readily available in hardware stores. Mint condition custom built by owners. Hardwood flooring, cherry floors, handmade Vermont Copper & Antique Brass Lighting Fixtures. Lower level is trimmed out with authentic barnwood sourced from Tennessee. The LAKEFRONT - a very private and quiet cove accessed by a path. Ideal for kayaks, swimming & evenings of enjoyment. Buyer has the OPTION to purchase adjacent Lot #2 for $ 159,900 (same owner as house) subject to conditions of sale & settlement may possibly be in 2021. Lot #2 is Lake Access with a Dock Slip permit but no physical dock slip at this time. ROOF = installed Fall of 2019. HVAC = brand new system installed summer 2020. DISCLOSURE: This is a 3 lot HOA. Neighbor outside of Ardsley Farms HOA is asserting prescriptive rights aka as "implied right" to use the common path to the lake. Seller indemnifies and holds buyer harmless of any aspect and expense related to this situation. Addendum to survive settlement to be done. COMCAST SERVICE is in place.
Year
Property tax
Land + Additions
Assessment*
2022
$4,246 (+2.7%)
2021
$4,137 (+2.7%)
$90,500 + $270,500
$361,000
2020
$4,027 (+2.8%)
2019
$3,917 (+6.0%)
2018
$3,697
$90,500 + $242,300
$332,800
2017
$3,698 (−0.8%)
$90,500 + $242,300
$332,800
2016
$3,727 (−0.4%)
$90,500 + $246,500
$337,000
2015
$3,743 (−23.8%)
$90,500 + $246,500
$337,000
2014
$4,915
$183,000 + $260,300
$443,300
2013
$4,915 (+0.9%)
2012
$4,871 (−1.0%)
2011
$4,922
2010
$4,922 (+21.4%)
2009
$4,054
Public record
Beds
—
Baths
3
Stories
2
Lot width
—
Lot depth
—
Lot size
1.64 Acres
Year renovated
—
Sq. Ft.
2,624
Year built
1999
Style
Single Family Residential
County
Garrett County
APN
18 068044
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 17, 2026.
Property details
Parking
Parking Information
Gravel Driveway
Driveway
Interior
Bedroom Information
# of Bedrooms On 1st Upper Level: 2
# of Bedrooms On Main Level: 1
# of Bedrooms On 1st Lower Level: 1
Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Full): 3
Interior Information
Appliances: Dishwasher, Dryer, Dryer - Front Loading, Exhaust Fan, Extra Refrigerator/Freezer, Microwave, Oven - Single, Freezer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Flooring Type: Hardwood
Furnished
Interior Features: Exposed Beams, Floor Plan - Open
Additional Parcels Description: Neighboring Lot - Tax ID
Land Assessed Value: $232,500
Dock Information
Dock Type and Features: Floating, Multiple Slip
Dock/Slip Conveyance: Assigned, Physical Dock/Slip Conveys, Subject to DNR Permit
# of Boats Power: 2
# of Docks: 1
Dock/Slip Conveys: Yes
Above Grade Information
Finished Sq.Ft.: 1,624
Below Grade Information
Unfinished Sq.Ft.: 120
Unfinished Sq.Ft. Source: Estimated
Finished Sq.Ft.: 1,000
Financial
Tax Information
Agricultural Tax Due: Yes
County Tax: $3,996
Tax Assessed Value: $801,300
Tax Year: 2026
Tax Annual Amount: $7,716
Assessments Information
Year Assessed: 2026
Lease Information
Lease Considered: No
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Forced Air
Heating Fuel: Propane - Leased
Hot Water: Electric
Sewer Septic: Private Septic Tank
Cable TV, Phone, Propane
Water Source: Well
Location
Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance, Pier/Dock Maintenance, Road Maintenance, Snow Removal
HOA/Condo/Coop Amenities: Boat Slip
Other Fees: $540
Other Fees Frequency: Annually
School Information
School District Name: GARRETT COUNTY PUBLIC SCHOOLS
Location Information
Outside City Limits
Directions: From McHenry US-219 S Pass by Uno Pizzeria & Grill on the left, Turn left onto Sand Flat Rd then in 6 min (4.4 mi), turn left onto MD-135 E in 3 min (2.2 mi) Continue on Turkey Neck Rd. Drive to Ruta Ln for 4 min (1.6 mi) and arrive at 125 Ruta Ln, Swanton, MD 21561