OFF MARKET

Off Market Jun 2022 for $1.1M

$1,472,851

Est. refi paymentEst. refi $7,337/mo

•

2,854

sq ft

185 Ruta Ln, Swanton, MD 21561

About this home

Beautiful Lakefront Cottage on Savage Cove at Deep Creek Lake! Nestled on over 3.5 Acres, this 4 Bed 3.5 Bath lakefront home sits at the end of a private road with all of the charm only the southern end of the lake can provide. Open floor plan and vaulted living room ceilings creates a wonderful space to relax around the massive stacked stone fireplace. Plenty of windows to bring in the natural light and lake views. The lakeside walkout basement hosts a Kitchenette in lower level living area that could double as an excellent Bar/Gameroom. Unfinished room on lower level has potential to add another bedroom as well. When you’re not out on the lake, enjoy the large stone patio and 2nd story decking to soak up the summer sun. If you’re looking for that quiet mountain lake getaway, this is a perfect fit for you. Call today for details!

Single-familyProperty Type

2004Year Built

3.54 acresLot Size

$516Est. Price/Sq.Ft.

Listed by Jon Bell • Railey Realty, Inc.

•301-387-2900 (broker)

Bought with Mike Kennedy • Railey Realty, Inc.

•301-387-2000 (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDGA2002670

Redfin Estimate

$1,472,851

$323K since sold in June 2022$60K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 28.3% higher than the average sale price ($1.15M) of 6 comparable homes.

SOLD JUL 8, 2026
$1,190,000
A
4 beds3 baths2,624 sq ft
125 Ruta Ln, Swanton, MD 21561
SOLD JUL 31, 2026
$699,000
B
5 beds5 baths3,664 sq ft
1875 Pysell Crosscut Rd, Oakland, MD 21550
SOLD JUN 11, 2026
$1,840,000
C
4 beds3 baths1,897 sq ft
2895 Turkey Neck Rd, Swanton, MD 21561
SOLD JUL 9, 2026
$880,000
D
4 beds3 baths2,856 sq ft
8 Hidden Cove Ct, Oakland, MD 21550
SOLD DEC 18, 2025
$735,000
E
3 beds3.5 baths2,960 sq ft
465 Pergin Farm Rd, Oakland, MD 21550
SOLD NOV 13, 2025
$1,542,000
F
5 beds3.5 baths3,200 sq ft
1567 Pergin Farm Rd, Oakland, MD 21550

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$4,116/mo

Redfin rental estimate

List your home for rent

Market trends in 21561, MD

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

94.9%

0.2% MoM

Median sale price

$586K

$5K MoM

Avg. days on market

54d

8 days MoM

Recently sold homes

2 MoM

New listings for sale

NEW 33 HRS AGO
$2,200,000
4 beds3.5 baths3,375 sq ft
1677 Shoreline Dr, Swanton, MD 21561
(301) 387-4700
$539,000
3 beds3 baths1,344 sq ft
5847 Bittinger Rd, Swanton, MD 21561
(301) 387-2000
COMING SOON
$995,000
3 beds2.5 baths2,850 sq ft
925 Pine Tree Point Rd, Swanton, MD 21561
(301) 387-2000
$539,900
3 beds2 baths2,120 sq ft
185 Hidden Valley Ln, Swanton, MD 21561
(410) 972-4000
$309,999
3 beds2 baths1,188 sq ft
2724 Dry Run Rd, Swanton, MD 21561
(301) 387-2000
See all

Provided by Redfin

Sale history for 185 Ruta Ln

Date

Event

Price

BRIGHT MLS #MDGA2011880

Jun 10, 2026

Listing Removed

—

May 27, 2026

Listed

$1,695,000

$594/sq ft

May 23, 2026

Coming Soon

BRIGHT MLS #MDGA2002670

Jun 17, 2022

Sold

$1,150,000

$403/sq ft

Apr 22, 2022

Pending

—

Apr 19, 2022

Listed

$999,900

$350/sq ft

BRIGHT MLS #MDGA113278

May 31, 2019

Sold

$655,000

$230/sq ft

Apr 10, 2019

Contingent

—

Apr 6, 2019

Price Changed

$669,000

$234/sq ft

Dec 8, 2018

Relisted

—

Dec 7, 2018

Listed

$685,000

$240/sq ft

Dec 7, 2018

Listing Removed

—

+56

Looking for Peace & Quiet Deep Creek Lake Living. Enjoy this Private Lakefront Retreat property on 3.54 acres (State of Md. Deep Creek Lake Buydown included) located next to the Hickory Ridge Community. Very well maintained, 3- Level Open floor plan offers 4BR~s , 3.5 Baths with Main Level Wood Burning Fireplace. Main level deck and lower level patio provide nice Lake Views and room to enjoy the outdoors. Efficient Central Heat & A/C systems. Dock Slip in a 3- slip common dock area on a quiet cove.

Public Records

Jun 27, 2012

Sold

$557,800

$195/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$13,906 (+15.4%)

2024

$12,046 (+23.6%)

$173,900 + $1,051,900

$1,225,800

2023

$9,745 (+30.9%)

2022

$7,443 (+10.5%)

2021

$6,735 (+11.7%)

$157,700 + $477,000

$634,700

2020

$6,028 (+13.3%)

2019

$5,320 (+6.0%)

2018

$5,021

$157,700 + $295,200

$452,900

2017

$5,021 (−1.5%)

$157,700 + $295,200

$452,900

2016

$5,098 (−0.4%)

$157,700 + $304,300

$462,000

2015

$5,121 (−11.0%)

$157,700 + $304,300

$462,000

2014

$5,754 (+3.0%)

$200,800 + $318,600

$519,400

2013

$5,587 (−2.0%)

2012

$5,702 (−15.8%)

2011

$6,769

2010

$6,769 (+23.2%)

2009

$5,495

Tax history for 185 Ruta Ln

Year

Property tax

Land + Additions

Assessment*

2025

$13,906 (+15.4%)

2024

$12,046 (+23.6%)

$173,900 + $1,051,900

$1,225,800

2023

$9,745 (+30.9%)

2022

$7,443 (+10.5%)

2021

$6,735 (+11.7%)

$157,700 + $477,000

$634,700

2020

$6,028 (+13.3%)

2019

$5,320 (+6.0%)

2018

$5,021

$157,700 + $295,200

$452,900

2017

$5,021 (−1.5%)

$157,700 + $295,200

$452,900

2016

$5,098 (−0.4%)

$157,700 + $304,300

$462,000

2015

$5,121 (−11.0%)

$157,700 + $304,300

$462,000

2014

$5,754 (+3.0%)

$200,800 + $318,600

$519,400

2013

$5,587 (−2.0%)

2012

$5,702 (−15.8%)

2011

$6,769

2010

$6,769 (+23.2%)

2009

$5,495

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

3.5

Stories

1.5

Lot width

—

Lot depth

—

Lot size

3.54 Acres

Year renovated

—

Sq. Ft.

3,290

Year built

2004

Style

Single Family Residential

County

Garrett County

APN

18 068052

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Property details

Parking

Parking Information
Driveway

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 2
# of Bedrooms On Main Level: 1
# of Bedrooms On 1st Lower Level: 1

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Half): 1
# of Bathrooms (Full): 3

Interior Information
Appliances: Built-In Microwave, Dryer, Washer, Cooktop, Dishwasher, Exhaust Fan, Disposal, Refrigerator, Icemaker, Stove
Flooring Type: Hardwood, Carpet, Ceramic Tile
Interior Features: CeilngFan(s), Wet/Dry Bar, Wood Floors, Carpet, Window Treatments
Living Area Sq.Ft. Source: Estimated

Room Information
Living Room, Dining Room, Master Bedroom, Bedroom 2, Kitchen, Foyer, Bedroom 1, Loft, Bathroom 1, Master Bathroom, Half Bath

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Gas/Propane, Wood

Basement Information
Basement: Yes
Full, Fully Finished, Connecting Stairway, Walkout Level

Exterior

Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 1200
Improvement Assessed Value: $477,000
Ownership Interest: Fee Simple
Year Built Source: Assessor

Building Information
Construction Materials: HardiPlank Type
Foundation Details: Block
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s), Patio(s)
Structure Type: Detached
Window Features: Screens
Other Structures: Shed

Lot Information
Lot Features: Trees/Wooded
Navigable Water
Has Water View
Water Frontage In Feet: 1

Land Information
Land Assessed Value: $157,700

Dock Information
Dock Type and Features: Single Slip
Dock/Slip Conveyance: Deeded
# of Docks: 3
Dock/Slip Conveys: Yes

Above Grade Information
Finished Sq.Ft.: 2,054
Finished Sq.Ft. Source: Estimated

Below Grade Information
Unfinished Sq.Ft.: 400
Unfinished Sq.Ft. Source: Estimated
Finished Sq.Ft.: 800
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
Agricultural Tax Due: No
County Tax: $6,705
Tax Assessed Value: $634,700
Tax Year: 2021
Tax Annual Amount: $6,705

Assessments Information
Year Assessed: 2022

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C, Ceiling Fan(s)
Cooling Fuel: Electric
Forced Air
Heating Fuel: Propane - Leased
Hot Water: Electric
Sewer Septic: Septic Exists
Water Source: Well

Location

School Information
Elementary School: CALL SCHOOL BOARD
Middle Or Junior School: SOUTHERN MIDDLE
High School: SOUTHERN GARRETT HIGH
School District Name: GARRETT COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
High School Source: Listing Agent
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: From 19567 Garrett Highway, take Rt 219S, turn left onto Sand Flat Rd and then left onto Rt 135. Turn left onto Turkey Neck Rd and then left onto Hickory Ridge Lane. Turn left onto Ruta Lane, home is on the left.
Location Type: Lake
Municipality: Swanton

Waterfrontage Information
Water Access Features: Canoe/Kayak, Fishing Allowed, Boat - Powered, Swimming Allowed
Water Access
Shared
On Waterfront
Water Oriented
Water Body Type: Lake
Water Body Name: Deep Creek Lake

Public facts

Beds: —
Baths: 3.5
Sq. Ft.: 3,290
Stories: 1.5
Lot Size: 3.54 acres
Style: Single Family Residential
Year Built: 2004
Year Renovated: —
County: Garrett County
APN: 18 068052

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Broad Ford Elementary School

Public PreK-6 • Assigned • 4.8mi

3/10

Southern Garrett High School

Public 7-12 • Assigned • 5.6mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 88° expected this year, 18 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Swanton, MD • 21561

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

60/ 100

Moderate sunlight

Sunscore

There appears to be some shading by surrounding buildings, terrain, and vegetation.

7.3 hrs

2.2 hrs

JuneDecember

Provided by Shadowmap

Is this your home?

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Home values near 185 Ruta Ln

Data from public records.

Address	Redfin Estimate
125 Ruta Lane, Swanton, MD 4 Beds \| 3 Baths \| 2624 Sq. Ft.	$1,129,490
815 Chadderton School Road, Oakland, MD 5 Beds \| 3.5 Baths \| 4619 Sq. Ft.	$1,844,687

Address	Redfin Estimate
185 Ruta Lane, Oakland, MD 3 Beds \| 2.5 Baths \| 2054 Sq. Ft.	$646,957
335 Hickory Ridge Lane, Swanton, MD 5 Beds \| 6.5 Baths \| 10140 Sq. Ft.	$2,503,945

Address	Redfin Estimate
9 Moorings Way, Swanton, MD 3 Beds \| 3 Baths \| 3062 Sq. Ft.	$1,138,464
779 Chadderton School Road, Oakland, MD 3 Beds \| 1 Baths \| 1791 Sq. Ft.	$1,030,017

Property information provided by BRIGHT MLS when last listed in 2022. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21561, MD

Sale history for 185 Ruta Ln

Tax history for 185 Ruta Ln

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 21561

Home values near 185 Ruta Ln

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