OFF MARKET

Off Market May 2023 for $395K

$444,730

Est. refi paymentEst. refi $2,540/mo

•

1,134

sq ft

31 Ridge Rd, Swanton, MD 21561

About this home

Lake access cottage located in Sky Valley at Deep Creek Lake! This cozy vacation home features 3 bedrooms, an upstairs suite, two full baths, an open main level with wonderful natural light, a wrap-around deck, fire pit, and a wood burning fireplace with insert. Also featuring newer windows, flooring, and sliding glass doors! Located just a short drive from the Sky Valley lake access community area. Boat slip availability through the association! Sky Valley is one of the most special communities at the lake with its own beach area, kayak/canoe racks, boat ramp, pond, sport court, and playground area - don't miss this opportunity!

Single-familyProperty Type

1973Year Built

0.46 acresLot Size

$392Est. Price/Sq.Ft.

Listed by Mike Kennedy • Railey Realty, Inc.

•301-387-2000 (broker)

Bought with Mike Fenton • Railey Realty, Inc.

•301-387-2900 (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDGA2004516

Redfin Estimate

$444,730

$50K since sold in May 2023$0 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 22.1% lower than the average sale price ($571K) of 5 comparable homes.

SOLD JUN 11, 2026
$474,900
A
3 beds2 baths1,532 sq ft
189 Deer Run Ln, Swanton, MD 21561
SOLD APR 17, 2026
$310,000
B
3 beds2 baths1,056 sq ft
102 Piney Point Dr, Swanton, MD 21561
SOLD JUN 30, 2026
$690,000
C
3 beds2.5 baths1,803 sq ft
158 Oak Way Rd, Swanton, MD 21561
SOLD JUN 11, 2026
$565,000
D
3 beds3 baths1,680 sq ft
11 Valley View Dr, Swanton, MD 21561
SOLD APR 17, 2026
$815,000
E
3 beds2 baths1,176 sq ft
699 Harveys Peninsula Rd, Swanton, MD 21561

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,406/mo

Redfin rental estimate

List your home for rent

Market trends in 21561, MD

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

94.7%

0.2% MoM

Median sale price

$612K

$26K MoM

Avg. days on market

58d

4 days MoM

Recently sold homes

0 MoM

New listings for sale

NEW 35 HRS AGO
$1,100,000
5 beds4.5 baths2,695 sq ft
78 Glen Cove Cir, Swanton, MD 21561
(301) 387-2000
FOR SALE BY OWNER
$220,000
— beds— baths— sq ft
Little Snaggy Mountain Rd, Swanton, MD 21561
$2,200,000
4 beds3.5 baths3,375 sq ft
1677 Shoreline Dr, Swanton, MD 21561
(301) 387-4700
$539,000
3 beds3 baths1,344 sq ft
5847 Bittinger Rd, Swanton, MD 21561
(301) 387-2000
COMING SOON
$995,000
3 beds2.5 baths2,850 sq ft
925 Pine Tree Point Rd, Swanton, MD 21561
(301) 387-2000
$539,900
3 beds2 baths2,120 sq ft
185 Hidden Valley Ln, Swanton, MD 21561
(410) 972-4000
See all

Provided by Redfin

Sale history for 31 Ridge Rd

Date

Event

Price

BRIGHT MLS #MDGA2004516

May 18, 2023

Sold

$395,000

$348/sq ft

Apr 5, 2023

Contingent

—

Mar 20, 2023

Relisted

—

Mar 12, 2023

Contingent

—

Feb 22, 2023

Listed

$409,000

$361/sq ft

BRIGHT MLS #MDGA2004166

Dec 1, 2022

Listing Removed

—

Nov 25, 2022

Listed

$409,000

$361/sq ft

BRIGHT MLS #MDGA134548

Apr 9, 2021

Sold

$360,000

$317/sq ft

Mar 8, 2021

Pending

—

Mar 1, 2021

Listed

$359,900

$317/sq ft

+42

BRIGHT MLS #1004995274

Dec 23, 2010

Sold

$210,000

$185/sq ft

Nov 6, 2010

Listing Removed

—

Aug 18, 2010

Listed

$229,900

$203/sq ft

MRIS #GA7075974

Aug 9, 2010

Delisted

—

Aug 3, 2010

Relisted

—

Aug 2, 2010

Delisted

—

May 17, 2010

Price Changed

Apr 5, 2010

Price Changed

Feb 15, 2010

Price Changed

Dec 22, 2009

Price Changed

Aug 11, 2009

Price Changed

Jun 4, 2009

Listed

BRIGHT MLS #1006554760

Aug 9, 2010

Listing Removed

—

Jun 4, 2009

Listed

$229,900

$203/sq ft

MRIS #GA6923981

Feb 27, 2009

Delisted

—

Feb 9, 2009

Price Changed

Dec 8, 2008

Price Changed

Nov 16, 2008

Listed

MRIS #GA6370065

Sep 25, 2007

Delisted

—

Apr 11, 2007

Listed

Public Records

Aug 25, 2003

Sold

$150,000

$132/sq ft

Year

Property tax

Land + Additions

Assessment*

2022

$2,193

2021

$2,193

$55,200 + $130,000

$185,200

2020

$2,193 (−0.7%)

$55,200 + $130,000

$185,200

2019

$2,209 (+5.9%)

$55,200 + $130,000

$185,200

2018

$2,086

$69,000 + $117,600

$186,600

2017

$2,086 (+0.1%)

$69,000 + $117,600

$186,600

2016

$2,084 (+1.2%)

2015

$2,059 (+1.7%)

2014

$2,025

$76,300 + $104,700

$181,000

2013

$2,025 (+0.9%)

2012

$2,007 (−17.4%)

2011

$2,429

2010

$2,429 (+23.6%)

2009

$1,964

Tax history for 31 Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2022

$2,193

2021

$2,193

$55,200 + $130,000

$185,200

2020

$2,193 (−0.7%)

$55,200 + $130,000

$185,200

2019

$2,209 (+5.9%)

$55,200 + $130,000

$185,200

2018

$2,086

$69,000 + $117,600

$186,600

2017

$2,086 (+0.1%)

$69,000 + $117,600

$186,600

2016

$2,084 (+1.2%)

2015

$2,059 (+1.7%)

2014

$2,025

$76,300 + $104,700

$181,000

2013

$2,025 (+0.9%)

2012

$2,007 (−17.4%)

2011

$2,429

2010

$2,429 (+23.6%)

2009

$1,964

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

0.46 Acres

Year renovated

—

Sq. Ft.

1,134

Year built

1973

Style

Single Family Residential

County

Garrett County

APN

18 010380

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Property details

Parking

Parking Information
Driveway

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 1
# of Bedrooms On Main Level: 2

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Full): 2

Interior Information
Appliances: Microwave, Oven/Range - Electric, Refrigerator, Dishwasher, Washer/Dryer Stacked
Door Features: Sliding Glass
Flooring Type: Carpet, Luxury Vinyl Plank, Ceramic Tile
Interior Features: Carpet, CeilngFan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open
Living Area Sq.Ft. Source: Assessor
Wall & Ceiling Types: Wood Ceilings, Wood Walls

Room Information
Laundry Type: Main Floor

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Wood

Basement Information
Basement: No

Exterior

Property Information
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $227,000
Ownership Interest: Fee Simple
Year Built Source: Assessor

Building Information
Construction Materials: Frame, Brick, Wood Siding
Foundation Details: Crawl Space
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s)
Roof: Shingle
Structure Type: Detached
Other Structures: Shed

Lot Information
Navigable Water
Tidal Water: No

Land Information
Land Assessed Value: $96,600

Above Grade Information
Finished Sq.Ft.: 1,134
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
County Tax: $2,163
Tax Assessed Value: $231,333
Tax Year: 2023
Tax Annual Amount: $2,163

Assessments Information
Year Assessed: 2023

Utilities

Utilities Information
Cable
Cooling Type: Ceiling Fan(s)
Cooling Fuel: Electric
Baseboard - Electric
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Septic = # of BR
Water Source: Well

Location

Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance, Management, Road Maintenance, Snow Removal, Trash
HOA/Condo/Coop Amenities: Boat Ramp, Common Grounds, Tot Lots/Playground, Water/Lake Privileges
HOA Fee: $92
HOA Fee Frequency: Monthly

School Information
School District Name: GARRETT COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: Rt. 219 to Glendale Road. Turn right on to North Glade Road. Turn right on Rt. 495. Turn right on to Sky Valley Road. Turn right on to Sky Valley Drive. Turn left on to Hidden Valley Lane. Turn right on to Ridge Road.
Location Type: Lake
Road Responsibility: Private
Road Surface Type: Gravel

Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Public Access, Swimming Allowed
Water Access
Water Oriented
Water Body Type: Lake
Water Body Name: Deep Creek Lake

Community Information
# of Community Docks: 4

Public facts

Beds: —
Baths: 2.0
Sq. Ft.: 1,134
Stories: 1.5
Lot Size: 0.46 acres
Style: Single Family Residential
Year Built: 1973
Year Renovated: —
County: Garrett County
APN: 18 010380

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Broad Ford Elementary School

Public PreK-6 • Assigned • 8.1mi

3/10

Southern Garrett High School

Public 7-12 • Assigned • 9.0mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 89° expected this year, 17 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Swanton, MD • 21561

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.6 hours in June and 2.8 hours in December, placing it below the U.S. average for solar exposure.

7.6 hrs

2.8 hrs

JuneDecember

Provided by Shadowmap

Is this your home?

Track this home’s value and nearby sales activity

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New listings for sale in 21561

NEW 35 HRS AGO

$1,100,000

5 beds4.5 baths2,695 sq ft

78 Glen Cove Cir, Swanton, MD 21561

(301) 387-2000

FOR SALE BY OWNER

$220,000

— beds— baths— sq ft

Little Snaggy Mountain Rd, Swanton, MD 21561

$2,200,000

4 beds3.5 baths3,375 sq ft

1677 Shoreline Dr, Swanton, MD 21561

(301) 387-4700

$539,000

3 beds3 baths1,344 sq ft

5847 Bittinger Rd, Swanton, MD 21561

(301) 387-2000

COMING SOON

$995,000

3 beds2.5 baths2,850 sq ft

925 Pine Tree Point Rd, Swanton, MD 21561

(301) 387-2000

$539,900

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(410) 972-4000

Home values near 31 Ridge Rd

Data from public records.

Address	Redfin Estimate
105 Ridge Rd, Swanton, MD 3 Beds \| 2 Baths \| 1020 Sq. Ft.	$455,287
235 Hidden Valley Ln, Swanton, MD - Beds \| 1 Baths \| 768 Sq. Ft.	$314,914

Address	Redfin Estimate
41 Ridge Rd, Swanton, MD 3 Beds \| 2 Baths \| 2280 Sq. Ft.	$631,185
253 Hidden Valley Ln, Swanton, MD - Beds \| 1.5 Baths \| 1152 Sq. Ft.	$428,858

Address	Redfin Estimate
32 Ridge Rd, Swanton, MD 3 Beds \| 1.5 Baths \| 1356 Sq. Ft.	$383,982
209 Hidden Valley Ln, Swanton, MD 3 Beds \| 2 Baths \| 1200 Sq. Ft.	$408,008

Property information provided by BRIGHT MLS when last listed in 2023. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21561, MD

Sale history for 31 Ridge Rd

Tax history for 31 Ridge Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 21561

Home values near 31 Ridge Rd

More real estate resources