Lakefront Stone Cottage on Deep Creek Lake! Discover the perfect blend of classic charm and modern comfort in this updated 3-bedroom, 2-bath lakefront stone cottage nestled along the serene shores of Deep Creek Lake. Set on a level, open lakefront lot with deep water access and a private boat dock, this home offers an ideal retreat for lake lovers and outdoor enthusiasts alike. Great history abounds as this house was originally built by the Harvey family when the peninsula parcel was divided. Step inside to a spacious family room featuring a massive stone fireplace and a wall of windows framing breathtaking lake views that opens to a lakeside deck. The open layout is complemented by new luxury vinyl tile and ceramic tile flooring throughout, creating a fresh, cohesive feel. The one-story level floor plan makes access to the home and navigation inside a breeze! The modern kitchen is designed for both style and function, showcasing stainless steel appliances, a tiled backsplash, and ample cabinetry for all your culinary needs. The primary suite overlooks the lake and opens directly onto the lakeside porch, perfect for morning coffee or evening sunsets. The private bath is generously sized and features a double vanity and modern finishes. Two additional bedrooms share a well-appointed full bathroom, providing comfort for family and guests. Thoughtful details like the entryway bench with hooks and cubbies add convenience and character - and also including heated tile bathroom floors. Outside, walk down the fieldstone path and enjoy the beautifully crafted stone patio and fire pit just steps from the water’s edge—ideal for entertaining or relaxing by the fire. A stacked stone-built lakefront retaining wall enhances the property’s timeless appeal and stability. This offering includes two additional parcels: the lakefront buy-down lot and a separate back lot with public sewer access, providing potential for an additional full-size single-family residence. Located just minutes from Deep Creek Lake State Park, marinas, restaurants, and the Wisp Resort ski area, this property offers an unbeatable combination of tranquility and accessibility. This home is a well established VRBO rental. Whether you’re seeking a year-round residence, a vacation getaway, or an investment opportunity, this Deep Creek Lakefront stone cottage is a rare find that combines rustic elegance, modern updates, and premium lakefront living. The same owners for 34 years!
Additional Parcels Description: Additional building lot and buy-down parcel
Land Assessed Value: $432,700
Dock Information
Dock Type and Features: Type A, Floating
Dock/Slip Conveyance: Physical Dock/Slip Conveys
# of Boats Non-power: 1
# of Docks: 1
Dock/Slip Conveys: Yes
Above Grade Information
Finished Sq.Ft.: 1,370
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $8,114
Tax Assessed Value: $716,800
Tax Year: 2025
Tax Annual Amount: $8,114
Assessments Information
Year Assessed: 2025
Utilities
Utilities Information
Cable
Cooling Type: Ceiling Fan(s)
Cooling Fuel: Electric
Baseboard - Hot Water, Baseboard - Electric
Heating Fuel: Electric
Hot Water: 60+ Gallon Tank, Electric
Sewer Septic: Public Sewer
Cable TV, Electric Available, Phone, Sewer Available
Water Source: Well
Location
School Information
School District Name: GARRETT COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: Rt. 219 to Glendale Road. Turn right on to North Glade Road. And turn right on to Harveys Peninsula Road.
Location Type: Lake
Road Responsibility: City/County
Road Surface Type: Paved
Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Personal Watercraft (PWC), Public Access, Waterski/Wakeboard
Water Access
Private Dock Site
On Waterfront
Water Oriented
Water Body Type: Lake
Water Body Name: Deep Creek Lake
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 1,370
Stories: 1.0
Lot Size: 0.75 acres
Style: Single Family Residential
Year Built: 1967
Year Renovated: —
County: Garrett County
APN: 18 008599
Home facts updated by county records on Jul 17, 2026
Other
Miscellaneous Information
Vacation Rental
Around this home
Schools
Broad Ford Elementary School
Public PreK-6 • Assigned • 8.5mi
3/10
Southern Garrett High School
Public 7-12 • Assigned • 9.4mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 89° expected this year, 18 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Swanton, MD • 21561
Average low and high temperatures (°F)
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62
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49
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25
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Sun exposure
In this area, properties receive around 7.6 hours in
June and 2.7 hours in December, placing it below the
U.S. average for solar exposure.