"SEA COTTAGE". .. Picturesque Better Homes and Garden House of the Year with Stunning Water Views of Harris Creek/Choptank River; 4 Bedrooms w/ 2 Masters, 3 1/2 Baths, Gourmet Kitchen, Screened Porch, Brick Terrace, Open Floor Plan. Located in Tilghman On Chesapeake offering a Waterfront Pool, Marina with Floating docks, Deep water and Clubhouse- Google it! * This Home is truly a Must See * * *
Single-familyProperty Type
2004Year Built
0.69 acresLot Size
$236Est. Price/Sq.Ft.
2 car garageParking
Listed by Cheri Bruce- Phipps• Long & Foster Real Estate, Inc.
•410-745-0283 (broker)
Bought with Alex Tower Sears• Coldwell Banker Realty
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
3.5
Stories
2
Lot width
—
Lot depth
—
Lot size
0.69 Acres
Year renovated
—
Sq. Ft.
4,826
Year built
2004
Style
Single Family Residential
County
Talbot County
APN
05 193559
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
VM
Village Mixed District
The Village Mixed District provides for low- or moderate-intensity residential and commercial uses. This district may contain a mixture of residential, commercial, and maritime/agricultural service uses. The commercial and service uses serve residents of the village and nearby areas, and may include heritage tourism uses to attract visitors. Limited new development is directed to this district so that the environment and natural resources of nearby rural areas are protected and preserved. These districts may have public water and/or sewer service with relatively smaller lots and higher densities than surrounding rural areas.
Permitted uses
Include but are not limited to:
Gas station
Bank
Day care facility
General retail
Restaurant
Housing-Group
Housing-Single unit
Office
Fire house
Police station
Property details
Parking
Parking Information
# of Attached Garage Spaces: 2
# of Total Garage and Parking Spaces: 2
Has Garage
# of Garage Spaces: 2
Paved Driveway, Garage
Driveway, Attached Garage
Interior
Virtual Tour
Bedroom Information
# of Bedrooms On 1st Upper Level: 3
# of Bedrooms On Main Level: 1
Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Half): 1
# of Bathrooms (Full): 3
Interior Information
Interior Features: Kitchen - Gourmet, Dining Area
Room Information
Dining Room, Master Bedroom, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Foyer, Exercise Room, Laundry, Loft, Workshop
Fireplace Information
Has Fireplace
# of Fireplaces: 1
Basement Information
Basement: No
Exterior
Property Information
Improvement Assessed Value: $468,000
Ownership Interest: Fee Simple
Year Built Source: Estimated
Building Information
Building Name: TILGHMAN ON CHESAPEAKE/ AVALON
Construction Materials: Vinyl Siding
Structure Type: Detached
Pool Information
Community Pool
Lot Information
Navigable Water
Has Water View
Tidal Water: No
Land Information
Land Assessed Value: $194,900
Dock Information
Dock Type and Features: Multiple Slip
Dock/Slip Conveyance: Available by Lease
Dock/Slip Conveys: Yes
Dock Type: Multiple Slip
Dock Slip Conveyance: Available by Lease
Financial
Tax Information
County Tax: $4,069.94
Tax Assessed Value: $662,900
Tax Year: 2016
Tax Annual Amount: $4,069.94
Assessments Information
Special Assessment Payment: Annually
Year Assessed: 2017
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C, Zoned
Cooling Fuel: Bottled Gas
Zoned, Hot Water, Forced Air
Heating Fuel: Bottled Gas/Propane
Hot Water: Bottled Gas
Sewer Septic: Public Septic
Water Source: Well
Location
Homeowners Association Information
HOA/Condo/Coop Amenities: Pool - Outdoor, Pier/Dock, Picnic Area, Club House, Marina/Marina Club
HOA Fee: $650
HOA Fee Frequency: Annually
Other Fees: $696
Other Fees Frequency: Annually
School Information
Elementary School: TILGHMAN
Middle Or Junior School: ST. MICHAELS
High School: ST. MICHAELS
School District Name: TALBOT COUNTY PUBLIC SCHOOLS
Location Information
Directions: From Rt 322 Easton to Rt 33 St. Michaels Rd Follow to Tilghman Island going over the Tilghman Island Bridge/Knapps Narrows to Left into Tilghman On Chesapeake then Left onto Island Club Road, House will be on your Right - Sign Posted
Location Type: River
Mean Low Water Feet: 5
Has View
Waterfrontage Information
Distance To Body Of Water: 1 - 3 Blocks
Water Access
Rip-Rap
Water Oriented
Water Body Type: River
Water Body Name: HARRIS CREEK/CHOPTANK
Public facts
Beds: —
Baths: 3.5
Sq. Ft.: 4,826
Stories: 2.0
Lot Size: 0.69 acres
Style: Single Family Residential
Year Built: 2004
Year Renovated: —
County: Talbot County
APN: 05 193559
Home facts updated by county records on Aug 26, 2026
Around this home
Schools
Tilghman Elementary School
Public PreK-5 • Assigned • 0.4mi
2/10
St. Michaels Middle/High School
Public 6-12 • Assigned • 8.0mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
7/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 105° expected this year, 15 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
4/10 Air Factor
4 unhealthy days expected this year, 5 days in 30 years
Provided by First Street
Historical weather
Tilghman, MD • 21671
Average low and high temperatures (°F)
38
27
42
31
57
43
66
52
72
60
82
70
87
75
80
69
77
66
68
56
58
47
44
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 4.8 hours in December, which is comparable to the
U.S. average for solar exposure.
9.3 hrs
4.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.05M – $1.27M
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